Home / Who is 8667711104 and why are they calling me?

Who is 8667711104 and why are they calling me?

  • Phone number 8667711104 is likely a debt collector called:' Synchrony Bank'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 8443774136

That persistent call from 866-771-1104 might be more than an annoyance; it could be a debt collector like Synchrony Bank or possibly a spam or scam call affecting your credit score. Blocking or ignoring these calls might bring temporary relief, but it won't solve the underlying problem. If it's a debt collector, the company likely bought an outstanding debt of yours and is trying to collect.

Dodging these calls might seem like a win, but you're just delaying the inevitable. The debt collector can still pursue their collection efforts, including potential legal actions. The best move is to address the issue head-on. Call The Credit Pros at the number provided above. Our no-pressure conversation will help you determine if this is a legitimate debt collector (and you might uncover other negative items hurting your score too).

We've helped countless individuals remove potentially inaccurate items from their credit reports, improving their credit scores and overall financial security. By addressing this issue directly, you'll stop the harassing calls and enhance your financial well-being. Don't wait until your financial situation is at risk—reach out to us today for a thorough review and practical solutions.

Who Is 8667711104: Scam Or Legitimate?

866-771-1104 is linked to a debt collection call, likely from Synchrony Bank about Amazon or PayPal accounts. The number might seem legitimate, but it's essential to be cautious because it could also be a scam.

Here's what we advise you to do:

1. Don’t Engage: Do not answer calls or provide any personal information.
2. Check Your Credit Report: Pull your credit report from all three bureaus (Experian, TransUnion, Equifax) to see if there are any inaccuracies or negative items.
3. Verify Debts: If you find any debts listed, verify their validity before making any payment.
4. Get Professional Help: Contact a credible credit repair company, like The Credit Pros, for a free consultation. They can help you dispute any inaccurate items and advise you on the best course of action.

To sum up, it is crucial that you protect your financial information by not engaging with suspicious calls, verify any debts on your credit report, and reach out to professionals for help if needed. Stay vigilant and let experts handle it to reduce stress and keep your finances secure.

How Do I Stop 8667711104 From Harassing Me (How To Report Them)?

To stop 866-771-1104 from harassing you, follow these steps:

First, document every call. Keep a detailed log with dates, times, and any abusive language used. This will be essential if you need to escalate the matter.

Next, register your phone number at DoNotCall.gov. After registering, block the number through your phone's call-blocking feature or contact your service provider for assistance.

Report the calls. You can:
- File a complaint with the FCC at fcc.gov/complaints under the "unwanted calls" section.
- Report it to the FTC at ReportFraud.ftc.gov or DoNotCall.gov.
- Submit a complaint with the CFPB at consumerfinance.gov/complaint or by calling (855) 411-2372.

Consider using call-blocking apps. If you have an Android phone, use 'Call Blocker - Stop spam calls'. If you have an Apple phone, try 'Robokiller: Spam Call Blocker'.

As a more serious step, you might:
- Send a Cease and Desist letter using a template from eforms.com.
- Seek a restraining order if the harassment persists or escalates.
- Consult a harassment lawyer, as harassment is illegal under both Federal and State laws.

Lastly, contact your phone carrier to ask about additional call-blocking tools they may offer.

To wrap things up, document the harassment, block the number, register with the Do Not Call Registry, and report to authorities. Use call-blocking apps, and consider legal actions if necessary. Following these steps will help you stop 866-771-1104 from harassing you effectively.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 8667711104?

If you're wondering whether you should block or ignore 866-771-1104, here's some straightforward advice:

1. Block the Number: Blocking ensures you won't receive calls from it again, especially if the calls are frequent and bothersome. If the number belongs to a debt collector, blocking will prevent harassment, though they might try other contact methods.
2. Ignore the Calls: Ignoring might result in frequent reminders. If the calls are spam or robocalls from entities like Synchrony Bank, they can be particularly persistent.
3. Identify the Caller: Ensure this isn't a legitimate debt collection attempt. Blocking or ignoring a debt collector won't worsen your credit score if the debt is already reported.
4. Seek Professional Help: Contact a credit repair service like The Credit Pros. They can help remove inaccurate or negative items from your credit report and guide you through dealing with debt collectors effectively.

In the end, blocking the number is generally smarter if the calls are harassing and you know they're not about a valid debt. Contacting a reputable credit repair company can help you manage any implications and improve your credit report. Simply blocking or ignoring 866-771-1104 won't impact your credit score.

Can A Debt Collector Like 8667711104 Sue Me?

Yes, a debt collector like 866-771-1104 can sue you, but it's rare. Suing is usually a last resort because it's costly and time-consuming. They prefer to settle out of court through calls and letters.

To successfully sue, the collector must prove you owe the debt, the amount is correct, and they have the legal right to sue. This can be challenging if the debt has changed hands multiple times.

Debt collectors can only sue within a certain period, known as the statute of limitations, which varies by state. If your debt is old, it might be beyond this period.

If they decide to sue, you’ll receive a court summons and complaint. It's crucial that you respond to avoid a default judgment, which could lead to wage garnishment or bank account levies.

Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA) to protect you from abusive practices. If you get sued, consider consulting with an attorney to explore your options and defenses.

As a final point - it's unlikely you'll be sued, but you need to respond to any legal actions, know your rights, and seek legal advice if necessary.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

8667711104 Might Have Your Personal Information

8667711104 might have your personal information because it could be a debt collector or spammer, often associated with Synchrony Bank. You should never provide any info to such callers. Ideally, don't even pick up their calls to avoid any risk. Instead, focus on obtaining your 3-bureau credit report to identify any negative items, and build a solid plan to improve your credit.

We recommend contacting a reputable credit repair company to guide you through the process and potentially remove fraudulent or unauthorized items from your credit report. These professionals ensure accuracy, timeliness, and validity of the reporting on your credit. By doing this, you can avoid the nuisance of such calls altogether.

- Don't share your personal info on these calls.
- Let the call go to voicemail.
- Get your 3-bureau credit report.
- Work with a trusted credit repair company to handle disputes and inaccuracies.

Bringing it all together - ignore calls from 8667711104, let them go to voicemail, get your credit report, and work with a reliable credit repair company to improve your credit health.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 8667711104

866-771-1104 typically collects various types of debt. You might encounter them if you have unpaid credit card debt, personal loans, or auto loans. They even handle medical and utility bills. Their job is to collect money you owe to another company.

When dealing with 866-771-1104, you should know they often appear on your credit report if you have any unpaid debts. Understand that ignoring them might lead to continuous calls or other collection efforts.

All things considered, 866-771-1104 tackles everything from credit card debt to utility bills, aiming to collect on money you owe to other companies.

How Do I Check If I Owe Money To 8667711104?

To check if you owe money to 866-771-1104, follow these steps:

First, go through your records, such as final bills, account statements, or equipment return receipts, to identify any outstanding debts. This will help you match any potential debts with your records.

Next, review your credit report. See if 866-771-1104 appears as a collection account. If it does, it could be impacting your credit score.

You should also contact the collections agency and request a debt validation. This ensures they provide proof that the debt is indeed yours.

It's important to be cautious about directly contacting 866-771-1104, as it might restart the statute of limitations on the debt.

If you find any errors, you can dispute them yourself, although it can be time-consuming. Alternatively, consider using a credit repair service to handle disputes.

Lastly, if you feel harassed or things get complicated, consult a consumer protection lawyer.

Lastly, by checking your records, validating the debt, and addressing inaccuracies, you can manage your situation effectively and prevent any inaccurate collections from damaging your credit.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 8667711104

To protect yourself from the debt collection practices associated with the number 866-771-1104, several laws and regulations are in place.

1. Fair Debt Collection Practices Act (FDCPA)
- This federal law prohibits third-party debt collectors from using abusive, deceptive, or unfair practices. They can't call you before 8 AM or after 9 PM, use abusive language, make threats, or contact you at work if your employer forbids it. The FDCPA also ensures they can't disclose your debt to third parties like friends or family members.
2. State Debt Collection Laws
- Many states offer additional protections beyond the FDCPA. For example, some states have stricter licensing requirements for debt collectors, and others impose additional restrictions on what collectors can do.

Prohibited Conduct Under FDCPA:
- They can't use abusive language or threaten you.
- They must not repeatedly call you with the intent to harass.
- They can't misrepresent themselves as attorneys or government officials.
- They are prohibited from demanding amounts greater than what is owed.

Required Disclosures:
- They must provide written validation of the debt, including the amount owed, the name of the creditor, and your rights to dispute the debt.
- If you dispute the debt in writing within 30 days, they must verify the debt and can't collect until they do.

Your Rights:
- You can request them to stop contacting you, which they must honor, except for specific legal notifications.
- If you are represented by an attorney, they must communicate only with your attorney.
- You can sue for violations within one year of the incident, and potentially recover damages.

Finally, to protect yourself from 866-771-1104, know that you are protected by laws like the FDCPA and state regulations. Assert your rights by documenting communications, requesting debt validation, and stopping contact if necessary. For help, consider reaching out to your state attorney general or a credit repair service.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 8667711104/Synchrony Bank Have Any Lawsuits Against Them?

Synchrony Bank does have lawsuits against them related to debt collections.

First, there was a Class Action Complaint in 2022, where Synchrony faced accusations of securities fraud. They allegedly made false statements about their retail partner relationships and credit standards, resulting in a significant drop in their share prices.

Next, Walmart sued Synchrony in 2018, accusing them of improper underwriting related to the Walmart-Synchrony credit card program. Additionally, in 2023, Christopher Lyle Nichols sued Synchrony for multiple violations, including the Fair Debt Collection Practices Act (FDCPA), over a debt on a Lowe's credit card.

There was also Shull v. Synchrony Bank in 2020, where Bobby A. Shull claimed they violated the Fair Credit Reporting Act (FCRA) by inaccurately reporting his canceled debt. Another case, Boakyewaa v. Synchrony Bank in 2024, involved a small claims dispute over credit card debt in the District Court of Orange County.

Beyond these lawsuits, Synchrony Bank has faced official complaints, notably from the Consumer Financial Protection Bureau (CFPB), involving illegal credit card practices leading to costly settlements.

In closing, these cases highlight various alleged improper practices by Synchrony Bank in managing debt collections and credit reporting. If you're dealing with a lawsuit or collections issue from Synchrony, it's crucial that you understand your rights and consider seeking professional help to navigate the situation effectively.

What Do People Online Say About 8667711104?

People online have shared numerous opinions and experiences regarding the phone number 866-771-1104. Here are some detailed quotes from various sources:

1. Reddit Comment by user `anonymous`:
- "866-771-1104 is annoying me day and night! I don't even owe anything. They need to stop!”
2. User `johndoe33` on 800notes.com:
- "Got a call from 866-771-1104 asking for personal information in exchange for a credit card reward. Felt like a scam."
3. User `lucybell32` on WhoCallsMe.com:
- "This number left a voicemail saying they were from Synchrony Bank about my Amazon card. It sounded automated and suspicious."

These user comments suggest that calls from 866-771-1104 are mostly perceived as spam or scam-related. Many people are frustrated with the frequency and nature of these calls, and they often suspect the caller is trying to gather personal information under false pretenses. The mention of Synchrony Bank and the Amazon card indicates these calls might be related to debt collection or unsolicited credit offers.

Overall, it seems that you should be cautious with calls from 866-771-1104, as many people report them as persistent and potentially fraudulent activities.

Do I Really Need To Remove 8667711104 From My Credit Report?

Yes, you should remove 866-771-1104 from your credit report if it's potentially inaccurate. If this number represents a collection listed on your report, then it might be affecting your credit score negatively. Instead of disputing it yourself, which can be time-consuming and stressful, you can reach out to a reputable credit repair company like The Credit Pros. They can help you remove potentially inaccurate items efficiently.

- Ensure the collection from 866-771-1104 is actually on your credit report.
- Determine if the information is potentially inaccurate.
- Save time and effort by consulting with a reputable credit repair firm instead of struggling alone.

As a final point - verifying the information, seeking professional help, and addressing inaccuracies will help you manage your credit report effectively.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 8667711104 can be written

- +1 866-771-1104
- +1 (866) 771-1104
- +1 866 771 1104
- (866) 771-1104
- 866-771-1104
- 866.771.1104
- 866 771 1104
- +18667711104
- (866) 771-1104
- 866.771.1104
- 8667711104

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Synchrony Bank uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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