Who is 8664674907 and why are they calling me?
- Phone number 8664674907 is likely a debt collector called:' Action Collection Agency of Boston'.
- Your credit score likely dropped because this is potentially a debt collection on your report.
- Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
Pull your 3-bureau report and don't let this number cause bigger problems.
•89 people started their credit fight today - join them!
8664674907 is a legitimate debt collection agency, but proceed with caution. Confirm the debt before engaging, as errors could unfairly harm your credit score. Note the issue immediately and take control.
Protect your credit and find the best path forward. Check your credit report and verify any debts. This step ensures accuracy and prevents surprises. If you're unsure, contact The Credit Pros for clarity. They can help you review your credit report and dispute errors effectively.
Don't let 8664674907 control your financial wellbeing. Blocking the number can stop the calls, but resolving the debt issues is crucial. The Credit Pros can guide you, helping you address and possibly remove this mark from your credit report. Call us at 8664674907 for a no-pressure conversation and start your journey to financial stability.
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Who Is 8664674907: Scam Or Legitimate
The number 8664674907 is likely a legitimate debt collection agency, but you should still be cautious. You don't have to pay immediately if you're unsure about the debt. Here's what we recommend you do:
• Don't talk to the caller directly
• Check your credit report for any potential errors
• Carefully verify any debts they claim you owe
We at The Credit Pros can help you by:
• Giving you a free evaluation of your 3-bureau credit report
• Finding potentially inaccurate negative items on your report
• Disputing errors to help improve your credit score
• Verifying any debts this collector claims you owe
Remember, even if they're legitimate, you don't need to respond to them directly. We've helped thousands of people in similar situations. Let us take a look at your credit report and guide you through the next steps. We'll help protect your finances and reduce your stress.
You might feel overwhelmed, but don't worry. We're here to support you every step of the way. To finish up, just remember: don't engage with the caller, check your credit report, and let us help you verify any claimed debts. You've got this, and we've got your back!
How Do I Stop 8664674907 From Harassing Me (How To Report Them)
To stop 8664674907 from harassing you, you should follow these steps:
First, document everything. You need to keep a detailed log of every call, noting the date, time, and any abusive language. This record will be useful if you decide to file a complaint or take legal action.
Next, register your number at DoNotCall.gov. It only takes a few minutes and can help reduce unwanted calls. You should also block the number using your phone's call-blocking feature or by contacting your service provider for help. Consider using apps like 'Call Blocker - Stop spam calls' for Android or 'Robokiller: Spam Call Blocker' for Apple.
We recommend you report the harassment to the proper authorities:
• File a complaint with the FCC at fcc.gov/complaints if it's an illegal robocall or unwanted call.
• Report telemarketing or debt collection harassment to the FTC at ReportFraud.ftc.gov and DoNotCall.gov.
• Submit a complaint to the CFPB online at consumerfinance.gov/complaint or call (855) 411-2372 for help.
If the harassment continues, you might need to take legal action. You can send a cease and desist letter using a template from eforms.com/cease-and-desist/. If you're receiving threats, consider getting a restraining order. It's also a good idea to consult a lawyer who specializes in harassment to discuss your options.
Don't forget to check with your local or state consumer protection office for additional resources or ways to file a complaint.
To finish up, remember you have the power to stop this harassment. By documenting everything, blocking the number, and reporting to the right authorities, you're taking strong steps to protect yourself. We're here to support you through this process, and you've got this!
Stop the harassment today. Reach out to us for expert help. Chat with us now
Should I Block Or Ignore 8664674907
You should block 8664674907 to stop the calls. We understand dealing with debt collectors is stressful, but don't worry - blocking won't hurt your credit score.
Here's what we advise you to do:
• Block the number to stop the calls
• Don't engage directly - it rarely helps you
• Work with a reputable credit repair company
A credit repair company will handle disputes or inaccuracies for you. This gives you room to focus on your finances. You don't have to pay without verification. Let the pros help you request proper debt validation.
We know this is tough, but you've got options. Block the calls first. Then, let the experts handle the rest. You'll feel more in control and less stressed.
To finish up, remember: block the number, avoid direct engagement, and get professional help. You've got this!
Can A Debt Collector Like 8664674907 Sue Me
Yes, a debt collector like 8664674907 can sue you, but it's unlikely. Debt collectors typically use lawsuits as a last resort, usually for debts over $5,000 and only if they believe it's worth the cost and effort. They need to prove you owe the debt, the amount is correct, and they have the legal right to sue.
You should know that debt collectors prefer other methods like calls and letters to collect the debt first. Suing is costly and time-consuming, so they usually avoid it. Additionally, each state has a statute of limitations that limits the time period during which they can sue you. If your debt is old, it might be beyond this period.
If they decide to sue, you'll receive a court summons and complaint. You must respond within the specified deadline to avoid a default judgment, which could lead to wage garnishment or bank account levies. Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA) to protect you from abusive practices.
Here's what we advise you to do if you're worried about being sued:
• Keep all communication with the debt collector in writing
• Ask for debt validation before acknowledging the debt
• Check if the statute of limitations has expired on your debt
• Consider negotiating a settlement if the debt is valid
If you receive a lawsuit, you should consult with an attorney to understand your options and defenses. They can help you navigate the legal process and protect your rights.
To wrap things up, while it's possible for a debt collector to sue you, it's not their first choice. You have rights and options to protect yourself. Stay informed, communicate carefully, and don't hesitate to seek legal help if needed.
Worried about legal action? Contact us to understand your rights. Chat with us now
8664674907 Might Have Your Personal Information
You should be cautious if 8664674907 has your personal information, as it's linked to a debt collector. Don't provide any details to them if they call. It's best to avoid picking up altogether. These calls could be scams or harassment.
Instead, we recommend you take these steps:
• Obtain your 3-bureau credit report
• Start building a plan to improve your credit
• Work with a reputable credit repair company if the debt is valid
A credit repair company can help you handle inaccuracies or disputes on your credit report. They'll guide you through the process, ensuring you maintain control over your personal information and credit health.
You should block the number to prevent further calls. If they continue to harass you, you can file a complaint with the appropriate authorities. Always verify the caller's legitimacy by asking for their full company information and confirming it through your own research. Never give out personal financial information unless you're certain the debt collector is legitimate.
To finish up, remember that you have the power to protect your information and improve your credit. By taking these steps, you're putting yourself in control of the situation. We're here to support you through this process.
Protect your personal information. Speak with our experts today. Chat with us now
Types Of Debt Collected By 8664674907
Action Collection Agency of Boston, linked to the number 8664674907, primarily collects medical debt. If you receive a call from this number, it's likely about medical bills you might owe. They don't represent specific brands but work for healthcare providers.
You should know that Action Collection Agency of Boston:
• Handles medical debts
• Purchases debt from healthcare providers
• May use robocalls in their collection system
We advise you to verify any debt thoroughly before making payments. It's crucial that you understand your rights when dealing with debt collectors. You can request written verification of the debt to ensure its legitimacy.
If you're unsure about the debt, you should:
• Ask for detailed information about the original creditor
• Request an itemized statement of the amount owed
• Check your own records to confirm the debt's validity
Remember, you have the right to dispute any debt you believe is incorrect or unfair. If the calls become excessive, you can request that they stop contacting you by phone.
To finish up, we want to reassure you that you're not alone in this situation. You can take control by verifying the debt, understanding your rights, and responding appropriately to collection attempts. Stay calm and informed, and you'll be better equipped to handle these calls effectively.
How Do I Check If I Owe Money To 8664674907
To check if you owe money to 866-467-4907, you should avoid contacting them directly. This prevents restarting the statute of limitations on old debts. Instead, start by thoroughly checking your own records. Look for any final bills, account statements, or equipment return receipts related to the debt.
Next, you should review your credit report. If you find the debt listed there, request debt validation from the Action Collection Agency of Boston. This helps you verify its accuracy.
If you believe the debt on your credit report is inaccurate, you can dispute it yourself. However, we want you to know that this process can be time-consuming. It often requires consistent effort over several months.
In case you're facing harassment over disputed debts, we recommend that you consult a consumer protection lawyer. They can provide you with valuable guidance tailored to your situation.
Always remember to gather as much documentation as possible before reaching out to debt collectors. This proactive approach can help you prevent inaccurate collection efforts from negatively impacting your credit score.
For additional support, you might want to contact the U.S. Department of the Treasury at 888-826-3127. They can connect you with a debt recovery analyst who can discuss your specific situation.
To wrap things up, here's a quick recap of what you should do:
• Check your personal records thoroughly
• Review your credit report
• Request debt validation if necessary
• Consider disputing inaccuracies
• Consult a lawyer if you're being harassed
• Gather all relevant documentation
To finish, remember that you're not alone in this process. By following these steps and seeking appropriate help, you can effectively manage and resolve any potential debt issues.
Need to verify your debts? Contact us for a thorough check. Chat with us now
Which Debt Collection Laws And Regulations Protect Me From 8664674907
You're protected from unfair debt collection practices by several laws, primarily the Fair Debt Collection Practices Act (FDCPA). This federal law prohibits third-party debt collectors from using abusive, deceptive, or unfair practices to collect personal, family, or household debts. Here's what you need to know:
Under the FDCPA, debt collectors can't:
• Contact you before 8 AM or after 9 PM
• Reach out to you at work if your employer prohibits it
• Use obscene or abusive language
• Threaten you with violence or criminal actions
You have the right to receive a written validation notice about the debt, including the amount owed and the creditor's name. If you dispute the debt in writing within 30 days, the collector must verify it before continuing collection efforts.
Many states offer additional protections. For example, some have strict licensing requirements and ban certain collection tactics. You can stop all communication from a debt collector by sending a written request. If you have an attorney, the collector must only communicate with them.
We understand dealing with debt collectors can be stressful. Remember, you have the power to protect yourself. If a collector violates your rights, you can sue them and potentially recover damages. We advise you to report any violations to the FTC, CFPB, or your state attorney general. These agencies can take action to protect your rights.
To finish up, you should know your rights, document all interactions, and don't hesitate to seek help if you feel overwhelmed. You're not alone in this, and there are resources available to support you through the process.
Does 8664674907/Action Collection Agency Of Boston Have Any Lawsuits Against Them
Yes, Action Collection Agency of Boston has faced lawsuits for violating the Fair Debt Collections Practices Act (FDCPA). Here's what you need to know:
You'll find several cases against them for violations like misrepresentation and attempting to collect debts not owed. While specific case names aren't provided, these types of lawsuits are common in the debt collection industry.
Additionally, you should be aware of official complaints:
• The Better Business Bureau (BBB) has received 15 complaints against them in the last 3 years.
• 6 of these complaints were filed in just the last 12 months.
• These complaints often relate to issues with their debt collection methods, including allegations of harassment.
If you've experienced harassment or misleading practices from this agency, you might have grounds for a case against them. We recommend that you:
• Document all interactions with the agency
• Keep records of any potentially harassing or misleading communications
• Consult with a legal advisor who specializes in debt collection cases
To finish up, remember that you have rights when it comes to debt collection. If you feel Action Collection Agency of Boston has violated these rights, don't hesitate to seek legal advice and explore your options for recourse.
What Do People Online Say About 8664674907
When you search online for 8664674907, you'll find mixed reactions from people who've received calls from this number. Some individuals believe it's a scam, while others confirm it's a legitimate debt collection company. Here's what you need to know:
You might encounter unusual call behavior if you answer. Some people report hearing silence followed by a computer-generated voice saying "hello," then the call seems to transfer and start ringing again. This can be unsettling and may make you suspicious.
If you receive a call from this number, here's what we advise you to do:
• Don't answer if you don't recognize the number. Let it go to voicemail.
• If you do answer, be cautious about sharing personal information.
• Check your credit report to see if there are any debts you're unaware of.
You should know that some people report this as a legitimate medical debt collection company. They've confirmed that the caller had correct information about their medical provider and the amount owed. However, others insist it's a scam.
If you're concerned, you can block the number on your phone. This will help you avoid potentially disruptive calls. Remember, you have the right to request debt verification before making any payments.
To finish up, if you're unsure about the legitimacy of a debt collection call, we recommend you consult with a credit counselor or financial advisor. They can help you navigate this situation and protect your financial interests.
Do I Really Need To Remove 8664674907 From My Credit Report
Yes, you really need to remove 8664674907 from your credit report if it's potentially inaccurate. We understand dealing with collections is stressful, but addressing this issue head-on is your best move. Don't waste your time trying to dispute it yourself - it's a huge hassle. Instead, we advise you to reach out to a reputable credit repair company. They can save you hours of effort and maximize your chances of removing this negative item.
You should avoid typical credit repair companies - most are scammy and ineffective. Look for a well-rated firm like The Credit Pros that knows how to handle potentially inaccurate collections properly. They can take care of the heavy lifting while you focus on rebuilding your finances.
Taking action is crucial. With a clean credit report, you can:
• Get better loan terms and interest rates
• Improve your job prospects
• Secure housing more easily
Remember, you have rights under fair credit reporting laws. Don't let potentially inaccurate items hold you back. You should take control of your credit by enlisting expert help to remove unverified collections like 8664674907.
To wrap things up, you need to act now to protect your financial future. Let a legitimate credit repair service handle this potentially inaccurate item so you can move forward with confidence.
Wondering if you should remove this number from your report? Speak with us to find out. Chat with us now
List of every other phone number that Action Collection Agency of Boston uses:
Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.