Who is 8664674300 and why are they calling me?

The number 8664674300 is likely associated with ConServe, a debt collection agency. However, you should remain cautious as it could still be a scam. We advise you not to engage directly with the caller. You don't need to pay anything right away if you're unsure about the legitimacy of the call.

Instead, here's what we recommend you do:

• Pull your free 3-bureau credit report to review your financial standing
• Check for any potentially inaccurate negative items that might be affecting your credit
• Let us evaluate your report at no cost to identify any issues or discrepancies

Whether this call is legitimate or not, your next steps remain the same. We've helped thousands of people who've faced similar situations. If you see ConServe listed as a collection on your report, it's probably a real debt - but you still shouldn't talk to them directly.

You should let The Credit Pros verify any debt, dispute potential errors, and help improve your financial outlook. We're here to guide you through this stressful situation and help you take control of your finances.

To finish up, remember that you're not alone in this. You can take proactive steps by checking your credit report, letting us evaluate it for free, and allowing us to handle any debt verification or disputes on your behalf. This way, you'll be in a much stronger position to address the situation and improve your financial health.

To stop 866-467-4300 from harassing you, here's what we advise you to do:

First, you should document every unwanted interaction. Keep a log of each call, noting the date, time, and any abusive language used. This will help you build a strong case if you need to take legal action.

Next, you should register your number on the Do Not Call Registry. It only takes a few minutes to do this at DoNotCall.gov. Once you've registered, telemarketers should stop calling you within 31 days.

You can also block the number using your phone's call-blocking feature. If you're not sure how to do this, contact your service provider for help. They might offer additional call-blocking tools and options.

For extra protection, you can use call-blocking apps. If you have an Android phone, download 'Call Blocker - Stop spam calls'. For Apple users, 'Robokiller: Spam Call Blocker' is a good option.

If the calls persist, you should file complaints with the relevant authorities:

• FCC: Report illegal robocalls or number spoofing at fcc.gov/complaints. Choose "unwanted calls" and provide details of the calls.
• FTC: Report telemarketing violations at ReportFraud.ftc.gov. For general unwanted calls, use DoNotCall.gov/report.html.
• CFPB: Submit a complaint online at consumerfinance.gov/complaint or call (855) 411-2372. Include key details and suggest a fair resolution.

If you're using Nomorobo, you can report unwanted robocalls directly through their platform.

In some cases, you might need to take legal action. You can send a cease and desist letter using a template from eforms.com/cease-and-desist/. If the harassment continues, consider hiring a harassment lawyer to understand your legal options and stop the calls.

To finish up, remember that you have the power to stop these harassing calls. Start by documenting and blocking, then escalate to official complaints if needed. We're here to support you through this process, and with these steps, you'll be on your way to a quieter, less stressful phone experience.

You should block 8664674300. We understand dealing with debt collectors is stressful for you. Blocking this number won't hurt your credit score further. If it's already on your report, the damage is done.

We advise you to take these steps:

• Block the number to stop unwanted calls
• Don't engage directly with ConServe
• Work with a reputable credit repair company

A credit repair company can help you remove inaccurate items and dispute any errors. This proactive approach empowers you to take control of your finances.

Remember, you don't have to pay without verification. When you block calls, you give yourself breathing room to make a plan. We're here to support you through this process and help improve your financial situation.

To wrap things up, you should block the number, avoid direct engagement, and seek professional help. We've got your back as you navigate this challenging situation and work towards a better financial future.

Yes, a debt collector like 8664674300 can sue you, but it's unlikely. Here's what you need to know:

Debt collectors usually only sue for substantial amounts over $5,000. They need to prove you owe the debt, the amount is correct, and they have the legal right to sue. This can be challenging for them.

You should be aware that each state has a statute of limitations on debt collection lawsuits. If your debt is old, it might be beyond this period, making a lawsuit less likely. Before suing, debt collectors typically try other methods like calls and letters to collect the debt.

If they do decide to sue, you'll receive a court summons and complaint. It's crucial that you respond to avoid a default judgment, which could lead to wage garnishment or bank account levies.

You have rights under the Fair Debt Collection Practices Act (FDCPA) that protect you from abusive or deceptive practices by debt collectors. Here's what we advise you to do:

• Verify the debt: Ask the collector to provide proof that you owe the debt.
• Check the statute of limitations: Determine if the debt is too old to be legally collected.
• Seek legal advice: Consider consulting with an attorney to understand your options and defenses.

To wrap things up, remember that while a debt collector can sue you, it's not their first choice. You have rights and options to protect yourself. Stay informed and don't hesitate to seek professional help if you're unsure about how to proceed.

If 8664674300 calls you, don't give out any personal information. This number belongs to ConServe, a debt collector. You should ideally avoid answering their calls. Ignoring them won't change what you need to do: get your 3-bureau credit report and start building a plan to improve your credit.

We advise you to take these steps:

• Block the Number: You'll reduce stress and protect your information by blocking this number.
• Get Your Credit Reports: You should obtain reports from all three credit bureaus to check for inaccuracies or signs of identity theft.
• Work with a Credit Repair Company: Your best bet is likely working with a reputable credit repair company. They can help you handle disputes and inaccuracies, giving you expert guidance to improve your credit.

Remember, legitimate debt collectors already have your information, so be wary if you're asked for details. You can dispute any debt you believe is inaccurate by sending a certified letter to the collection agency, requesting verification.

To wrap things up, you should protect yourself, stay informed, and take control of your credit situation. By following these steps, you're on the right path to managing this challenging situation and improving your financial health.

When you receive calls from 8664674300, you should know that ConServe is attempting to collect various types of debt on behalf of creditors. This debt collection agency handles:

• Federal and state tax liabilities
• Student loans
• Other defaulted accounts

ConServe purchases these debts from original creditors like educational institutions and government agencies. You might encounter them if you have outstanding balances in any of these categories.

It's crucial that you understand your rights when dealing with debt collectors. You shouldn't ignore their calls, as this could lead to more aggressive collection attempts. Instead, we advise you to:

1. Verify the debt: Ask ConServe for written proof of what you owe.
2. Check the statute of limitations: Ensure the debt isn't too old to collect legally.
3. Negotiate: If the debt is valid, try to settle for less than the full amount.

You should also review your credit report for any inaccuracies related to these debts. If you find errors, dispute them promptly with the credit bureaus.

To finish up, remember that you have options when dealing with ConServe. Don't let debt stress you out – take control by understanding your situation and exploring your repayment or settlement options. We're here to help you navigate this process and find a solution that works for your financial situation.

To check if you owe money to 8664674300, you should follow these steps:

1. Check Your Credit Report:
You can visit annualcreditreport.com to get your free credit reports from Equifax, Experian, and TransUnion. Look for any accounts listed under ConServe.

2. Review Your Personal Records:
We recommend that you thoroughly go through your past bills, account statements, and receipts. You might find final payments or equipment returns that could explain the debt.

3. Request Debt Validation:
If you see ConServe on your credit report, you should request a debt validation letter from them. This will help you confirm if the debt is legitimate. Remember, this is your right under the Fair Debt Collection Practices Act (FDCPA).

4. Be Cautious About Direct Contact:
You should avoid initiating direct contact with ConServe. If you do, you might accidentally reset the statute of limitations on old debts.

5. Consider Legal Advice:
If you're being harassed or you dispute the debt, you might want to consult a consumer protection lawyer. They can provide you with legal advice and support.

6. Keep Records:
Make sure you keep records of any calls or letters from ConServe. You can use this information to cross-reference with your credit report and personal records to ensure accuracy.

To wrap things up, you should gather your documents, check your credit reports, and follow these steps to determine if you owe money to 8664674300. By doing this, you'll be taking charge of your financial situation and managing your debt responsibly.

Several laws and regulations protect you from debt collectors like 8664674300. The Fair Debt Collection Practices Act (FDCPA) is your main shield. It governs how collectors can act and prohibits abusive, deceptive, or unfair practices.

You're protected from early morning or late night calls. Collectors can't contact you at work if your employer forbids it. They're not allowed to use abusive language, threaten you, or harass you with repeated calls. It's illegal for them to falsely claim they're attorneys or government representatives.

The FDCPA requires collectors to provide you with a validation notice within five days of contact. This notice must include the amount you owe, the creditor's name, and your right to dispute the debt. If you dispute the debt in writing within 30 days, they must stop collection until they verify it.

You have the power to stop communication. You can request in writing that they stop contacting you. If you have an attorney, the collector must talk to them, not you. Many states offer additional protections, so it's worth checking your local laws.

• You can sue collectors for FDCPA violations within one year
• You're entitled to seek actual damages, statutory damages up to $1,000, and legal fees
• Report violations to the FTC, CFPB, and your state attorney general

To wrap things up, you have strong legal protections against unfair debt collection practices. Remember, you're not powerless in this situation. By understanding your rights, you can confidently handle debt collectors and protect yourself from harassment.

Yes, ConServe has faced several lawsuits and received numerous complaints related to debt collections. You should be aware of the following key details:

ConServe has been involved in multiple legal actions, including:

• Cortez v. ConServe (2020): This case alleged FDCPA violations for contacting the plaintiff after being asked to stop. It was settled out of court.
• Smith v. ConServe (2018): The plaintiff accused ConServe of attempting to collect an unowed debt. The court dismissed this case due to lack of evidence.
• Johnson v. ConServe (2016): ConServe was accused of improper debt collection practices. They agreed to comply with verification requests to resolve the case.

You should also know about official complaints against ConServe:

• The Better Business Bureau has closed 30 complaints in the last year and 99 in the past three years. These often involve harassment, failure to validate debts, and misleading communication.
• The Consumer Financial Protection Bureau has received 158 complaints about ConServe. Common issues include aggressive tactics, inaccurate reporting, and unauthorized charges.

To finish up, if you're dealing with ConServe, we recommend you seek help from legal professionals or consumer protection agencies. They can guide you through your options and help protect your rights.

People online have shared various opinions about the phone number 866-467-4300. You'll find that many Reddit users express suspicion about calls from this number. They often associate it with potential scams, even though it's supposedly linked to ConServe, a debt collection agency.

You should be aware that several Reddit users report receiving calls at odd hours from this number. When they've answered, the callers claim to be from ConServe and say they owe money. However, when pressed for details, these callers often can't provide solid information about the alleged debt.

We advise you to be cautious if you receive a call from 866-467-4300. Here are some steps you can take:

• Don't give out personal information over the phone
• Ask for written verification of any debt they claim you owe
• Research the company independently before engaging further

If you're concerned about potential scams, you should consider blocking the number. You can also report suspicious calls to your local consumer protection agency for further guidance.

To wrap things up, remember that you have the right to verify any debt collection claims. Don't let unexpected calls stress you out - stay informed and protect yourself by following these simple steps.

You should remove 8664674300 from your credit report if it's potentially inaccurate. Don't waste your time trying to dispute this on your own - it's frustrating and time-consuming. Instead, we recommend you reach out to a reputable credit repair company like The Credit Pros. We can save you hours of effort and maximize your chances of removing this negative item.

You should avoid typical credit repair companies - most are scammy and ineffective. A good one, though rare, can make a huge difference in your situation. We understand that dealing with collections is stressful for you. Here's what we advise you to do:

• Confirm that the collection is actually on your credit report
• Identify if it's potentially inaccurate or outdated
• Don't try to handle this complex process alone - get expert help
• Work with professionals who know how to challenge items effectively

Remember, you have rights when it comes to your credit. We're here to help you navigate this process and improve your financial outlook. Let us handle the complexities so you can focus on achieving your financial goals.

To wrap things up, you should take action to remove 8664674300 from your credit report if it's inaccurate. Don't go it alone - let the experts at The Credit Pros guide you through this process and help you clean up your credit.

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Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

• 8444665519
• 8778045568
• 8664968100
• 8664674300