Who is 8444665519 (+ how are they hurting my credit score)

The number 844-466-5519 is likely from ConServe, a debt collection agency. Whether the call is legitimate or a scam, you should not engage directly. You don't have to pay the debt immediately if you're unsure about it. Instead, pull your credit report to check for potentially inaccurate or negative items that might be affecting your score.

Here’s what we advise you to do:
- Don't engage with the caller.
- Review your credit report for any negative items or inaccuracies.
- Get a free 3-bureau credit report evaluation from us.
- Consider professional help. We at The Credit Pros have helped many people like you deal with similar issues.

To sum up - Don't engage with the caller, review your credit report, get a free evaluation, and seek professional assistance to ensure your financial situation is secure.

If you want to stop 8444665519 from harassing you, here's what you should do:

First, document every interaction. Keep detailed records of each call, including the date, time, and what was said. This will be useful later if you need to report them.

Next, register your number at DoNotCall.gov. This might help reduce unwanted calls. Additionally, block the number through your phone’s settings or contact your carrier for more advanced options.

You should also consider using call-blocking apps like 'Call Blocker - Stop spam calls' for Android or 'Robokiller: Spam Call Blocker' for Apple devices to stop these calls.

For illegal robocalls or spoofing, file a complaint with the FCC. Select 'unwanted calls' and provide all the details. For telemarketing calls or Do Not Call Registry violations, report them at ReportFraud.ftc.gov or DoNotCall.gov.

If the harassment persists, consider legal actions such as obtaining a restraining order, hiring a harassment lawyer, or sending a cease and desist letter using a template from eforms.com/cease-and-desist.

Additionally, gather all interactions and submit a complaint to the Consumer Financial Protection Bureau (CFPB) at consumerfinance.gov/complaint or call (855) 411-2372.

If you use Nomorobo, report unwanted robocalls directly on their platform. You can also ask your phone carrier about other call-blocking tools they offer. Check with your local or state consumer protection office for additional help or resources.

To wrap things up, keep detailed records, use blocking tools, report to the authorities, and consider legal actions if needed. These steps will empower you to stop 8444665519 from harassing you.

You should block or ignore 8444665519. This number likely belongs to ConServe, a debt collector. Ignoring or blocking them won't directly affect your credit score, but if the debt is legitimate, they might escalate through lawsuits or credit reporting.

Blocking is advisable if you feel harassed. If you're disputing the debt, send a written notice to the collector within 30 days. They must halt collection efforts until they verify the debt.

Consider working with a reputable credit repair company. They can help you address inaccurate items on your credit report. Keep records of all communications for potential legal disputes.

If the debt seems incorrect or you don’t owe it, contact a lawyer specializing in these cases for advice.

In the end, you should block 8444665519, consult a lawyer if needed, and keep track of all communications to manage the situation effectively.

Yes, a debt collector like 8444665519 can sue you, although it’s rare. Lawsuits are typically a last resort, used only when the debt is substantial, often over $5,000.

First, they must prove that you owe the debt, the amount is correct, and they have the legal right to sue. This can be difficult if the debt has been sold multiple times. Suing is expensive and time-consuming, so many collectors prefer settling out of court to avoid these costs.

Each state has a statute of limitations that limits the time frame within which a debt collector can sue you. If the debt is old, it might be beyond this period, decreasing the likelihood of a lawsuit. Debt collectors typically use other methods like calls and letters before considering legal action.

If a lawsuit is initiated, you will receive a court summons and complaint which you must respond to within a specified deadline to avoid a default judgment. This judgment could lead to actions like wage garnishment or bank account levies, although this is very unlikely.

As a final point, remember that you are protected under the Fair Debt Collection Practices Act (FDCPA). It's crucial that you understand your rights, and if you are sued, consider consulting an attorney to explore your options and defenses.

8444665519 might have your personal information because it's connected to a debt collector. You shouldn't provide any information to them. It's best if you don't pick up the call to avoid further harassment or attempts to collect aged debt.

Here's what we advise you to do:

• Block the number to avoid future calls.
• Obtain your 3-bureau credit report to review your credit status.
• Start building a comprehensive plan to improve your credit.

We recommend working with a reputable credit repair company. These companies can help you handle inaccuracies or disputes on your credit report effectively, giving you peace of mind and a clear path to better credit health.

Bringing it all together – you should block 8444665519, get your credit report, and consider a reputable credit repair company to address any inaccuracies and improve your credit.

If you're wondering about the types of debt collected by 844-466-5519, this number is associated with ConServe, a debt collection agency. They primarily collect unpaid taxes for the IRS and other governmental debts. They might also contact you for past-due amounts on credit cards, personal loans, or other overdue bills.

Before making any payments, you must verify the debt they claim you owe. You might feel intimidated when they contact you, but remember:

• Verify the debt with proper documentation.
• Do not share personal information right away.
• Know your rights under the Fair Debt Collection Practices Act (FDCPA).

All things considered, ensuring you verify any debt claims and understanding your rights can safeguard you from undue stress and potential scams. Be cautious, verify the details, and take control of your financial situation.

To check if you owe money to 8444665519, follow these steps:

First, review your records. Look through your final bills, account statements, and any equipment return receipts you may have. Next, check your credit report. If the debt has been reported, it should appear on your credit report. You can get a free copy of your credit report from annualcreditreport.com.

You should request debt validation. If you see a debt from ConServe on your credit report, ask them for a debt validation. They are legally required to provide detailed information about the debt. Also, avoid contacting the debt collector directly to prevent resetting the statute of limitations on old debts.

Lastly, consult a lawyer if you face harassment or have disputed debts. Being proactive and gathering all the necessary records and information can protect you from inaccurate collection efforts and ensure your credit isn't unfairly impacted.

To protect yourself from debt collection practices, several laws and regulations offer strong safeguards. The main federal law is the Fair Debt Collection Practices Act (FDCPA), which prohibits third-party collectors from using abusive, deceptive, or unfair tactics while collecting consumer debts like credit cards, auto loans, medical bills, and mortgages.

Here’s what the FDCPA prohibits:
• Contacting you before 8 AM or after 9 PM.
• Calling you at work if your employer prohibits it.
• Using obscene or abusive language.
• Threatening violence or illegal actions.
• Repeatedly calling to harass you.
• Falsely representing themselves as attorneys or government officials.
• Disclosing your debt to third parties.
• Demanding more money than what you owe.

Debt collectors must also:
• Provide a written validation notice about the debt, including the creditor's name, amount owed, and your rights to dispute it.
• Verify the debt if you dispute it within 30 days.
• State that the communication is an attempt to collect a debt.

You have the right to:
• Request that debt collectors stop contacting you, except for specific legal communications.
• Have all communications through your attorney if you have one.
• Sue for FDCPA violations within one year, and recover damages and attorney fees.
• Report violations to authorities like the FTC, CFPB, or your state attorney general.

Many states provide additional protections. For instance, New York has strict licensing requirements for debt collectors.

If you are dealing with IRS-related debts, knowing these protections is crucial when contacted by numbers such as 844-466-5519, often associated with debt collection agencies like ConServe. We advise you to familiarize yourself with these laws and take action if your rights are violated.

Finally, understanding which debt collection laws and regulations protect you from 8444665519 empowers you to handle debt collection practices confidently and assertively.

Yes, ConServe (Continental Service Group, Inc.) does have lawsuits and multiple complaints against them. Here’s what you need to know:

Lawsuits:
1. In Case No. 1:19-cv-05779, filed in the U.S. District Court for the Northern District of Illinois, ConServe is accused of violating the Fair Debt Collection Practices Act (FDCPA). The plaintiff, who had filed for Chapter 13 bankruptcy, claims ConServe did not follow debt collection regulations.

Complaints:
1. ConServe has 90 complaints on file with the Better Business Bureau (BBB). These complaints often involve harassment and inaccuracies in debt reporting.
2. The Consumer Financial Protection Bureau (CFPB) lists 39 complaints against ConServe. Many of these relate to failure to validate debts and aggressive collection practices.
3. Customer reviews on Google give ConServe an average rating of 1.8 out of 5 stars, citing harassment and inaccuracies.

If you are dealing with ConServe, it is crucial that you know your rights under the FDCPA and verify any debt claims before making payments.

In closing, ConServe has faced multiple lawsuits and complaints for violations and aggressive practices. Be sure to know your rights and verify any debt claims.

People online have varied opinions about the phone number 844-466-5519. Here are some quotes and insights from people's comments:

From Blanca:
- 'CONSERVE! They are legit, but always verify with the IRS website and your credit card company if in doubt. You can also check your IRS balance on their site.'

From Investigator FTC DNC Spamlist:
- 'Imposters scam with the number +18444665519 as Harassment calls. Call related to Calls pretending to be government, businesses, or family and friends received in Florida.'

Brief Analysis:
- Blanca's Comment: Suggests that ConServe is indeed a legitimate debt collection agency, advising verification through the IRS and credit card companies. She points out the importance of not ignoring their calls if you owe taxes.
- Investigator FTC DNC Spamlist's Comment: Implies that this number has been used in scam activities, cautioning you to be wary of calls pretending to be from government or businesses.

These different perspectives highlight the need to approach calls from 844-466-5519 with caution, verifying their legitimacy and understanding your rights and options. If you're unsure, checking with official sources or seeking professional help, such as from Credit Glory or Credit Sage, can be beneficial.

Overall, you should be cautious with calls from 844-466-5519, verify their legitimacy through official sources, and consider seeking professional help to handle any issues.

Yes, you really should consider removing 8444665519 from your credit report if you've confirmed its presence and identified it as potentially inaccurate. Addressing this issue on your own can be time-consuming, so reaching out to a reputable credit repair company like The Credit Pros could save you hours of effort and increase your chances of successfully removing the item.

Here are some key steps you should follow:

- Confirm the Collection: Verify that 8444665519 is indeed listed on your credit report.
- Check for Inaccuracies: Identify whether the information related to this collection is potentially inaccurate.
- Avoid Poorly Rated Companies: Many credit repair companies are poorly rated and won't maximize your chances.
- Consider Professional Help: A reputable credit repair company can make a significant difference.

Removing inaccurate information can improve your credit score, making you eligible for better financial opportunities. You should dispute inaccuracies and work with a credible service to correct your report efficiently.

As a final point, by verifying the collection, checking for inaccuracies, and possibly consulting with a reputable credit repair company, you can boost your chances of removing 8444665519 from your credit report and improve your financial standing.

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

• 8444665519
• 8778045568
• 8664968100
• 8664674300