Who is 8006709625 (+ how are they hurting my credit score)

8006709625 is related to a debt collection agency called Carson-Smithfield, but it might also be a scam. You should not engage with the caller directly, regardless of whether they are legitimate or scammers. You are not obligated to pay any debt immediately if you have doubts or are unsure about the details.

Instead, you should get a free 3-bureau credit report evaluation from us to check for any potentially inaccurate negative items that might hurt your score. We have helped hundreds of thousands of people in similar situations. Your next step should be to pull your credit report and analyze it for any potentially inaccurate negative items. If this brand appears as a collection/negative item, the call might be legitimate but still not worth responding to right away.

For verification, debt disputes, and to improve your financial prospects, we can help. We understand this is stressful. Block the number and take these steps to handle the situation more effectively.

To sum up - get your credit report checked, block 8006709625, and don't pay any debt without verification. We are here to guide you through this process.

If 8006709625 is harassing you, here’s how you can stop and report them:

First, keep a detailed log of all unwanted interactions, including dates, times, and any abusive language. Register your number to the Do Not Call Registry at DoNotCall.gov. Make sure to block the number through your phone’s call-blocking feature or contact your service provider for help.

For further action, consider these steps:
• If harassment continues, you might need a restraining order.
• Consult a harassment lawyer as harassment violates Federal and State laws.
• Send a cease and desist letter using this template: eforms.com/cease-and-desist.

You can also use blocking apps like 'Call Blocker - Stop spam calls' for Android or 'Robokiller: Spam Call Blocker' for Apple phones. File complaints with the Federal Communications Commission (FCC) at fcc.gov/complaints for illegal calls. For telemarketing calls or Do Not Call violations, report to the Federal Trade Commission (FTC) at ReportFraud.ftc.gov or DoNotCall.gov.

For financial harassment, submit a complaint to the Consumer Financial Protection Bureau (CFPB) at consumerfinance.gov/complaint, call (855) 411-2372, or send a letter to CFPB, 1700 G Street, NW, Washington, DC 20552. If you use Nomorobo, report these robocalls through their platform, and check with your phone carrier for any additional call-blocking tools.

To wrap things up – make sure you document the harassment, use call-blocking features and apps, and report to the FCC, FTC, CFPB, or Nomorobo to effectively stop and report harassment from 8006709625. We understand how stressful this can be, but taking these steps will help you regain your peace of mind.

You should block or ignore the number 8006709625. Usually, there's no consequence for blocking or ignoring it, but you should determine if they're a debt collector. If they're harassing you, blocking them is a smart move. Contact a reputable Credit Repair company to help remove any inaccurate items related to this issue. Blocking them won't drop your score; it can't hurt your score any more than it already has if it's already on your report.

Here’s what you should do:

• Block the number to prevent further calls.
• Work with a Credit Repair company to resolve potential inaccuracies.
• Rest assured, blocking won't negatively affect your credit score further.

In the end, by blocking 8006709625, working with a credit repair service, and ensuring your credit report accuracy, you can handle the situation with less stress and a clearer plan.

Yes, a debt collector like 8006709625 (associated with Carson-Smithfield) can sue you, but it's very unlikely. Debt collectors often threaten lawsuits to get you to pay, but legal action is usually a last resort due to the costs and efforts involved.

You must know that they need to prove you owe the debt and have the legal right to sue. Suing is expensive, so many collectors prefer to settle out of court. Also, each state has a statute of limitations, a time frame within which a debt collector can sue you. If the debt is old, the chances of a lawsuit are lower.

Usually, debt collectors will prefer calls and letters to press you for payment. If you get sued, you'll receive a court summons and a complaint. You need to respond within the deadline to avoid a default judgment, which could lead to wage garnishment or bank account levies.

Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA), which protects you from abusive or deceptive practices. If you receive a lawsuit notice, consider consulting with an attorney to understand your options and defenses.

As a final point – if you ever get sued by a debt collector like 8006709625, remember they need proof of debt, and lawsuits are costly for them. Always respond to a lawsuit promptly, and consider consulting an attorney to protect your rights.

8006709625 Might Have Your Personal Information. You shouldn't share any details with debt collectors like this. It's best to avoid picking up their calls, as they can stress you out without helping your situation.

Instead, get your three-bureau credit report. Use this to build a solid plan to boost your credit score. We suggest partnering with a reputable credit repair company. These experts can guide you through disputes and resolve inaccuracies on your credit report, making the process less confusing.

Here are steps to take:
• Do not engage or share personal information.
• Get your three-bureau credit report.
• Work with a trusted credit repair company.

Bringing it all together – to handle your credit effectively, avoid engaging with 8006709625, obtain your credit report, and consider working with a reputable credit repair company. We understand it can be stressful, but these steps will empower you to take control.

8006709625 collects various types of debt. They handle overdue payments on credit cards, personal loans, medical bills, utility bills, and auto loans. They acquire unpaid debts from various creditors, including banks, medical service providers, and utility companies.

The types of debt collected include:
• Credit card debts
• Personal loans
• Medical bills
• Utility bills
• Auto loans

If you receive a call or notice from them, it's likely because they are trying to recover one of these debts. All things considered, if you hear from 8006709625, it's probably about unpaid credit cards, loans, medical, utility, or auto bills.

To check if you owe money to 8006709625, you should start by reviewing your credit reports from Equifax, Experian, and TransUnion. These reports list any collections accounts and their details. You can get a free copy from each bureau at annualcreditreport.com.

Next, gather your own records like final bills, account statements, and equipment return receipts. Compare these with your credit report to identify any discrepancies. If you find a debt in your report managed by 8006709625, request debt validation from the collection agency.

We advise you to avoid direct contact with the number to prevent restarting the statute of limitations on old debts. If you encounter harassment over disputed debts, consider consulting a consumer protection lawyer for assistance.

Remember, disputing inaccurate negative items on your credit report is possible, but it’s often time-consuming and requires consistent effort. If overwhelmed, you might consider seeking help from credit repair services to manage your disputes.

Lastly, be thorough in your documentation and proactive in verifying any claims to avoid inaccurate collection efforts impacting your credit.

You are protected from unfair practices by debt collectors like those who might call you from the number 8006709625 by several laws and regulations. The main federal law is the Fair Debt Collection Practices Act (FDCPA). The FDCPA prohibits debt collectors from using abusive, deceptive, or unfair practices. They can't contact you before 8 AM or after 9 PM, use obscene language, make threats, or harass you with constant calls. They must also identify themselves and give you information about the debt.

Additionally, many states offer extra protections beyond the FDCPA. They might have stricter rules about licensing for debt collectors or additional limits on how or when they can contact you.

If a debt collector violates these rules, you can:
• Sue them for damages.
• Report them to the Consumer Financial Protection Bureau (CFPB).
• Request in writing that they stop contacting you, and they must comply.

They must also provide a written validation notice about the debt, including the amount owed and the name of the creditor. If you dispute the debt within 30 days, they must verify it and stop collection efforts until they do.

Finally, you should take action if your rights are being violated. Remember, these protections ensure your rights are respected and give you control over the situation.

Yes, Carson Smithfield has faced lawsuits. Here’s what you need to know:

Carson Smithfield was involved in a proposed class action lawsuit filed on March 3, 2017. The company was accused of violating the Fair Debt Collection Practices Act (FDCPA) by sending a misleading collection notice. The notice falsely implied that a settlement offer would expire by a certain date to induce quicker payment.

You should also be aware of official complaints related to their debt collection practices. These include:

• FDCPA Violations: Numerous cases have alleged that Carson Smithfield violated FDCPA regulations.
• Consumer Complaints: Issues reported include deceptive collection practices and creating a false sense of urgency in settlement offers.

You can get more detailed advice and support by reaching out to professionals who specialize in handling debt collection issues.

In closing, Carson Smithfield has faced legal challenges and consumer complaints. Make sure you seek help if you’re dealing with their debt collection practices.

People online share various experiences about the phone number 8006709625.

On Reddit, user 'Joey88' wondered why they received a call without a message. 'Lilly_Wang' mentioned a claim from a debt collection agency, and 'TechieNerd' identified it as a scam asking for personal information. Other sources echo these concerns. A Robokiller user report stated, 'They asked for my address and SSN, claimed it was to verify my identity. Total scam!' An anonymous online report noted, 'This number keeps calling me during work hours and never leaves a message.' Another report said, 'They said they were a debt collector, but couldn't provide any details about my supposed debt.'

Brief Analysis

The feedback suggests the number is linked to a debt collection agency, and many users suspect it's a scam. You should avoid sharing personal information if you get a call from 8006709625.

Overall, if you receive a call from 8006709625, exercise caution. Many people online suggest it's linked to potential scams, often posing as a debt collection agency and asking for personal details.

Yes, you should remove 8006709625 from your credit report if you confirm it's listed and potentially inaccurate. Avoid typical credit repair companies; they can be deceptive. Instead, consider a reputable company like The Credit Pros to save time and effort.

Here's what we advise you to do:
• Confirm the collection is on your credit report.
• Verify it is potentially inaccurate.
• Avoid typical credit repair companies; they are often scams.
• Contact a reputable company like The Credit Pros to assist you.

Remember, disputing inaccuracies is your legal right and can be done for free. A good credit repair company significantly helps with this process.

As a final point, it's crucial that you confirm the listed collection, verify its accuracy, and seek help from a reputable company like The Credit Pros if necessary to handle disputes effectively.

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

• 8888955705
• 8006347404
• 8006709625
• 8888955629