Home / Who is 8006347404 (+ how are they hurting my credit score)

Who is 8006347404 (+ how are they hurting my credit score)

  • Phone number 8006347404 is likely a debt collector called:' Carson-Smithfield'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 8888955705

Carson-Smithfield, a debt collector, might call you from 8006347404 to collect an outstanding debt. These calls are annoying and can harm your credit score if you don't manage them properly. Blocking the number might seem like a quick fix, but it doesn't solve the underlying issue.

When Carson-Smithfield buys your debt, they call constantly to get you to pay. Ignoring or blocking the calls temporarily stops them but doesn't address the debt, which can lead to legal action or further damage to your credit score. You need a more permanent solution.

Contact The Credit Pros for help. We'll review your full three-bureau credit report for inaccuracies and determine if Carson-Smithfield is the collector calling you. We've helped many people remove potentially inaccurate negative items from their credit reports, leading to better credit scores and financial well-being. Don't let harassing calls stress you out any longer-reach out to us for a no-pressure consultation.

Who Is 8006347404: Scam Or Legitimate

The phone number 8006347404 is associated with a debt collection agency called Carson-Smithfield. However, you should be cautious as it could also be a scam.

If you receive a call from this number:
- Do not engage directly.
- Do not pay any debt immediately.
- Instead, pull your credit report and analyze it for any potentially inaccurate negative items.

We advise you to take these steps: verify the debt, and dispute any inaccurate items. For help, contact The Credit Pros. We can assist you with verifying any debt and improving your financial situation.

You should block the number to avoid further calls. Obtain a free 3-bureau credit report evaluation. Use The Credit Pros to check for and dispute inaccurate items on your report.

To sum up - ignore the calls, block the number, verify any debt, and contact The Credit Pros for help with your credit report. This will help you move forward with confidence and less stress.

How Do I Stop 8006347404 From Harassing Me (How To Report Them)

To stop 8006347404 from harassing you, start by documenting all unwanted calls. Write down the dates, times, and any nasty language used. Register your number with the Do Not Call Registry. It’s super quick. Block the number using your phone’s built-in blocking feature or ask your service provider for help.

If the calls keep coming or get threatening, consider more serious steps:
- Restraining Order: This is a legal order to keep the caller away. Check your local laws for info.
- Harassment Lawyer: A lawyer can help you navigate the laws and take legal action. They know the pros and cons.
- Cease and Desist Letter: Use a template from eforms.com. This tells the caller to stop.

You can also use call-blocking apps:
- Android: Try Call Blocker - Stop spam calls.
- Apple: Use Robokiller: Spam Call Blocker.

Report illegal robocalls or spoofed calls to the FCC. Provide details like the number, date, and time. For telemarketing calls or Do Not Call Registry violations, contact the FTC or DoNotCall.gov.

You can report to the CFPB. Document interactions, then submit a complaint online, by phone at (855) 411-2372, or by mail. Include all details and what resolution you want. If you use Nomorobo, report unwanted calls directly through their platform. Also, check with your phone carrier about their call-blocking tools, and look for help from local or state consumer protection offices.

To wrap things up, you need to document the calls, block the number, and report any violations. Use legal steps if necessary, and explore call-blocking apps for added security.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 8006347404

You should block the number 8006347404. Ignoring the calls may lead to repeated disturbances, but blocking them stops those interruptions. If this number is from Carson-Smithfield, a debt collection agency, know that ignoring or blocking their calls won't directly impact your credit score.

If you believe this is harassment, blocking the number is a smart move. Ignoring or blocking them won't worsen your score if the debt is already on your credit report. However, if you're unsure about the validity of the debt or experiencing harassment, consider working with a reputable credit repair company. They can help dispute potential inaccuracies on your credit report and guide you through the process.

• Blocking the number won't lower your credit score.
• Work with a credit repair company to handle disputes.
• Blocking or ignoring stops harassment.

Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA), so it's important to address any harassment appropriately.

In the end, you should block the number 8006347404 to stop disturbances and consider working with a credit repair company if needed.

Can A Debt Collector Like 8006347404 Sue Me

Yes, a debt collector like 8006347404 can sue you, but it's usually a last resort. They might consider legal action if you owe a substantial amount, typically over $5,000.

Debt collectors need to prove you owe the debt, verify the correct amount, and confirm their right to sue. This process is tricky, especially if the debt has changed hands multiple times. Suing also involves costs and time, so many collectors prefer to settle out of court.

Each state has a statute of limitations, which limits the time frame within which they can sue you. If your debt is old, it might be beyond this period, reducing the likelihood of a lawsuit.

If a lawsuit occurs, you’ll receive a court summons and complaint. You must respond within the specified deadline to avoid a default judgment, which could lead to wage garnishment or bank account levies.

Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA). If you receive a lawsuit, consider consulting with an attorney to understand your options and defenses.

As a final point, keep in mind that while a debt collector like 8006347404 can sue you, it’s uncommon. Knowing your rights and seeking legal advice can help you manage the situation effectively.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

8006347404 Might Have Your Personal Information

If 8006347404 might have your personal information, it is likely that Carson-Smithfield, a debt collector, is calling you. Do not provide them any information. Ideally, don't pick up the call. Engaging with debt collectors might lead to more issues.

Here’s what you should do:

• Block the number to reduce stress from further calls.
• Obtain your 3-bureau credit report to check for any inaccuracies or issues.
• Contact a reputable credit repair company for reliable guidance and support.

Bringing it all together – you should block the number to avoid stress, check your credit report for issues, and work with a credit repair company to protect your financial health and maintain control over your personal information.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 8006347404

Carson-Smithfield, associated with the number 8006347404, collects various types of debt. They collect delinquent accounts such as credit cards, auto loans, phone bills, utility bills, and back taxes. They may either work on behalf of creditors or purchase the debt for collection.

They pursue these debts through phone calls, mails, and sometimes personal visits. If you're dealing with Carson-Smithfield, it's crucial you know your rights and handle their communications properly.

All things considered, keep an eye on your accounts, understand the types of debt they collect, and protect your rights by staying informed about the collection process.

How Do I Check If I Owe Money To 8006347404

To check if you owe money to 8006347404, follow these steps:

1. Review Your Records: Look through your past bills, account statements, and relevant receipts for unpaid debts. This will help you identify any outstanding amounts.

2. Check Your Credit Reports: Obtain your credit reports from Equifax, Experian, and TransUnion to see if this debt is listed. This helps confirm if it's legitimate.

3. Request a Debt Validation Letter: If you find the debt on your credit report, ask the agency for a debt validation letter. They must provide proof that the debt is yours and the amount owed.

4. Avoid Direct Contact: Do not directly contact the agency as it could reactivate the statute of limitations on the debt. Instead, gather your documentation first.

5. Consult a Lawyer: If you face harassment or believe the debt is invalid, consider consulting a consumer protection lawyer for advice.

Lastly, by being proactive and gathering proper documentation, you minimize the risk of inaccurate collection efforts impacting your credit.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 8006347404

Debt collection laws, like the Fair Debt Collection Practices Act (FDCPA), protect you from unfair practices by collection agencies, including those calling from 8006347404. The FDCPA prohibits harassment, false representation, and abusive language. Collectors can't contact you before 8 AM or after 9 PM, nor at work if your employer disallows it. They must provide you with a validation notice about the debt and cease collection if you dispute it within 30 days until they verify the debt.

You can write a letter to request that they stop contacting you, except to inform you of intended actions. Report violations to the FTC, CFPB, or your state attorney general. State-specific protections may offer stricter regulations. If you feel harassed by Carson-Smithfield, knowing these rights helps you take appropriate action. If the FDCPA is violated, you can sue within one year and recover damages.

Finally, know your rights, report violations, and consider suing if necessary. These steps can protect you from unfair debt collection practices.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 8006347404/Carson-Smithfield Have Any Lawsuits Against Them

Carson Smithfield, LLC has been involved in lawsuits related to violating the Fair Debt Collections Practices Act (FDCPA). If you have experienced issues with their debt collection practices, know that you are not alone.

Several cases have addressed improper practices by Carson Smithfield, focusing on FDCPA violations. These cases typically involve allegations of abusive debt collection behavior. Additionally, Carson Smithfield has faced numerous official complaints. As of June 2023, there are 69 complaints on their BBB page, with 19 filed in the last year. Common problems include falsifying debt information, ignoring communication requests, and providing poor customer service.

You should be aware of your rights and options if you experience issues with Carson Smithfield. We recommend seeking a free consultation to understand your legal standing.

In closing, we advise you to stay aware of your legal rights if dealing with Carson Smithfield, given their history of FDCPA violations and numerous complaints.

What Do People Online Say About 8006347404

Here’s what people online are saying about the phone number 8006347404:

You might find that many people have shared their experiences about calls from 8006347404. Reddit user 'moneychaser2020' mentioned, 'Got a call from 8006347404 claiming I had an outstanding debt, but I couldn’t get any clear info from them.' Another user, 'DebtDoubter', said, 'I’ve received several calls from 8006347404. They left a voicemail about a debt I supposedly owe. Seems fishy to me.' Additionally, 'CreditCruncher89' shared, 'Beware of 8006347404. They claimed to be a debt collector but their info didn’t add up. Blocked their number.'

These comments suggest that people receive many calls from this number concerning debts. Many users are skeptical about the legitimacy of these calls, suspecting potential scams or misinformation.

Overall, if you get a call from 8006347404, be cautious, verify the information independently, and consider blocking the number if things don't add up.

Do I Really Need To Remove 8006347404 From My Credit Report

Yes, you should remove 8006347404 from your credit report if it represents a collection account and you identify it as potentially inaccurate. Tackling this on your own can be a long and tedious process. Consider reaching out to a reputable credit repair company like The Credit Pros to help you navigate the dispute process efficiently.

First, confirm that the collection account is on your credit report. Verify if it’s potentially inaccurate before taking further steps. Then, contact a trustworthy credit repair company to save time and effort. Be cautious and avoid poorly rated credit repair companies, as many of them have questionable practices.

By following these steps, you can proactively work towards maintaining a healthy credit report.

As a final point - remember to confirm the collection account, verify its accuracy, and consider utilizing a reputable credit repair company for the best results.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 8006347404 can be written

- +1 800-634-7404
- +1 (800) 634-7404
- +1 800 634 7404
- (800) 634-7404
- 800-634-7404
- 800.634.7404
- 800 634 7404
- +18006347404
- (800) 634-7404
- 800.634.7404
- 8006347404

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Carson-Smithfield uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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