Home / Who is 8003584153 and why are they calling me?

Who is 8003584153 and why are they calling me?

  • Phone number 8003584153 is likely a debt collector called:' Midland Credit Management (MCM)'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 8773661642

Calls from 8003584153 usually come from Midland Credit Management (MCM) about debt collection. Many people report harassment or unfair practices from this number. If you're getting these calls, don't worry—there are steps you can take to protect yourself and your credit.

First, verify any debt claims before paying anything. Block the number to stop harassment and document each call carefully. Use your phone's call-blocking feature, register your number on donotcall.gov, and think about getting professional help. The Fair Debt Collection Practices Act (FDCPA) protects you from abusive tactics, so know your rights—don't let them push you around.

Contact The Credit Pros at 800-358-4153 for help. We'll check your full 3-bureau credit report and deal with your specific situation. Our no-pressure chat aims to resolve your issue and protect your finances. Don't let this problem grow—reach out today and let's fix it!

Who Is 8003584153: Scam Or Legitimate

The number 8003584153 is likely a legitimate debt collection number from Midland Credit Management (MCM). However, you should treat it with caution. You're not obligated to pay without verification, so don't engage directly. Instead, we recommend you:

• Block the number to reduce your stress
• Pull your free credit report
• Check for any inaccurate negative items
• Let us help you analyze your report

If you see MCM appearing as a collection on your credit report, it's probably real. However, it's still best that you ignore their calls for now. We can help you verify any alleged debt, dispute errors, and boost your financial outlook. Remember, whether it's legitimate or not, your next steps remain the same.

We've helped thousands of people in similar situations, and we can guide you through this process step by step. You don't have to face this alone. Give us a call for a free credit evaluation - we're here to support you and improve your financial health.

To wrap things up, you should block the number, check your credit report, and reach out to us for help. We'll work together to tackle this situation and get your finances back on track.

How Do I Stop 8003584153 From Harassing Me (How To Report Them)

To stop 8003584153 from harassing you, you should start by documenting each call. You need to note the dates, times, and any abusive language used. We recommend that you register your number on DoNotCall.gov to opt-out of telemarketing calls. You can also block the number using your phone's call-blocking feature or contact your service provider for help.

If the harassment continues, here are some steps we advise you to take:

• Send a cease and desist letter using a template from eforms.com/cease-and-desist/.
• Use call-blocking apps like 'Call Blocker - Stop spam calls' for Android or 'Robokiller: Spam Call Blocker' for Apple.
• File a complaint with the FCC if you're receiving robocalls or spoofed calls.
• Report the harassment to the FTC if your number is on the Do Not Call Registry and you're still getting calls.
• Contact the CFPB to submit a detailed complaint.

We understand this situation can be stressful. For additional support, you should reach out to your phone carrier about more call-blocking options. You can also check if your local or state consumer protection office offers further resources.

To wrap things up, remember that you have the power to stop this harassment. By following these steps, you can effectively report the issue and put an end to these unwanted calls. Don't hesitate to take action – you deserve peace and quiet!

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 8003584153

You should block 8003584153. We advise this because:

• It stops potential harassment from Midland Credit Management (MCM).
• Blocking won't hurt your credit score further.
• You'll gain peace of mind and reduce stress.

Remember, ignoring alone may not be enough. Here's what we recommend you do:

• Block the number on your phone.
• Work with a reputable credit repair company to handle any inaccuracies.
• Don't pay without verifying the debt first.

We understand this situation is tough for you. By blocking and seeking help, you're taking control. A credit repair company can guide you through removing potentially inaccurate negative items. This proactive approach empowers you to improve your financial situation.

Rest assured, blocking won't make things worse for you. If there's a legitimate collection on your report, it's already affected your score. Your focus now should be on addressing the issue properly, not engaging with potentially harassing calls.

We're here to support you through this process. To wrap things up, remember to block the number, verify any debt, and consider professional help. By taking these steps, you'll be on your way to less stress and a clearer financial future.

Can A Debt Collector Like 8003584153 Sue Me

Yes, debt collectors like 8003584153 can sue you, but it's highly unlikely. They typically prefer other methods to collect debts before resorting to lawsuits. You should know that collectors usually only consider legal action for substantial debts, usually over $5,000, when the cost of suing is worth it to them.

For a lawsuit to proceed, debt collectors need to prove you owe the debt, the amount is correct, and they have the legal right to sue. This can be challenging, especially if the debt has changed hands multiple times. You should be aware that suing is expensive and time-consuming for collectors, so they often prefer to settle out of court.

Each state has a statute of limitations on debt collection. If your debt is old, it might be beyond this period, making a lawsuit less likely. We advise you to check your state's laws to understand your rights better.

If a collector does decide to sue, you'll receive a court summons and complaint. It's crucial that you respond within the specified deadline to avoid a default judgment. If you don't respond, you could face wage garnishment or bank account levies, although this is very unlikely.

Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA). This law protects you from abusive or deceptive practices by debt collectors. We strongly recommend that you:

• Know your rights under the FDCPA
• Keep detailed records of all communications with the debt collector
• Verify the debt if you're unsure about its validity

To finish up, if you receive a lawsuit, don't panic. You should consider consulting with an attorney to understand your options and potential defenses. Remember, you're not alone in this situation, and there are resources available to help you navigate these challenges.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

8003584153 Might Have Your Personal Information

If 8003584153 has your personal information, you need to take immediate action to protect yourself. We understand this situation can be stressful, but we're here to help you through it.

First, don't engage with these debt collectors. You shouldn't pick up their calls or provide any information. If you do, you risk putting your personal data in further jeopardy. Scammers could use this information to steal your identity or send you phishing attempts.

Instead, here's what we advise you to do:

• Block the number 8003584153 on your phone to stop the calls.
• Get your credit reports from Equifax, Experian, and TransUnion.
• Consider working with a reputable credit repair company to address any issues.

When you get your credit reports, you'll be able to spot any inaccuracies or signs of fraud. A credit repair company can guide you through disputing these issues and improving your credit score.

Remember, you're not alone in this. Many people face similar situations, and there are steps you can take to regain control. By being proactive, you're already on the right path to securing your information and improving your financial health.

To wrap things up, block that number, check your credit reports, and don't hesitate to seek professional help. You've got this, and we're here to support you every step of the way!

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 8003584153

When you receive calls from 8003584153, you're likely dealing with debt collectors pursuing various types of outstanding balances. These can include:

• Unpaid loans you may have forgotten about
• Overpayments on government benefits you received
• Fines or penalties from legal issues
• Overdue child support obligations

This agency often collects nontax debts that are delinquent through methods like administrative wage garnishment and reporting to credit bureaus. While they don't disclose specific creditor names, they may be working on behalf of multiple lenders or government agencies.

You should know that debt collectors must follow strict rules when contacting you. If you're unsure about the debt they're claiming, you have the right to request verification before making any payments. We recommend that you keep detailed records of all communications with this number.

To finish up, remember that you're not alone in dealing with debt collection calls. You have rights as a consumer, and there are resources available to help you navigate this situation. Stay calm, know your options, and don't hesitate to seek professional advice if you feel overwhelmed.

How Do I Check If I Owe Money To 8003584153

To check if you owe money to 8003584153, you should follow these steps:

1. Review Your Records: You need to look through your financial documents for any final bills, account statements, or receipts related to the debt in question.

2. Check Your Credit Reports: You can access your free credit reports from Experian, Equifax, and TransUnion at AnnualCreditReport.com. Look for any collection accounts listed under this number.

3. Request Debt Validation: If you find the debt on your credit report, you should ask the collections agency to validate the debt.

4. Compare Correspondence: You need to match any notices or calls you've received with your financial records to ensure they're legitimate.

5. Get Legal Advice: If you're facing harassment or disputing the debt, we recommend you consult a consumer protection lawyer.

We understand this process can be overwhelming, but taking these steps can help you manage the situation effectively. You should gather as much documentation as possible before contacting any debt collectors. This will help you prevent issues with inaccurate collection efforts affecting your credit.

To finish up, remember that you have the right to verify any debt before paying. If you're unsure about the legitimacy of the debt, don't hesitate to seek professional advice. We're here to help you navigate this challenging situation and protect your financial well-being.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 8003584153

Several laws and regulations protect you from debt collection practices by companies like Midland Credit Management (MCM).

The Fair Debt Collection Practices Act (FDCPA) is your main federal protection. It prohibits debt collectors from using abusive, deceptive, or unfair practices. Here's what you need to know:

• Collectors can't contact you before 8 AM or after 9 PM
• They can't use obscene language or make threats
• They're not allowed to call you repeatedly to harass you
• They can't contact you at work if your employer doesn't allow it
• They must send you a validation notice with details about your debt and your rights to dispute it

Many states offer additional protections. For example, in New York, debt collectors must be licensed.

The CFPB's Debt Collection Rule, effective since November 30, 2021, further clarifies how collectors can communicate with you. It requires them to provide you with a detailed validation notice about the debt and your rights.

If you believe a collector has violated these laws, you have options. You can report them to the Federal Trade Commission (FTC), the Consumer Financial Protection Bureau (CFPB), or your state attorney general. You also have the right to sue a collector for FDCPA violations within one year and potentially recover damages.

Remember, you have the power to request in writing that the debt collector stop contacting you. If you have an attorney, the collector must communicate only with them.

To finish up, you should know your rights, document any violations, and don't hesitate to take action if a debt collector crosses the line. We're here to help you navigate this challenging situation and protect your rights.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 8003584153/Midland Credit Management (Mcm) Have Any Lawsuits Against Them

Yes, Midland Credit Management (MCM) faces several lawsuits and complaints related to their debt collection practices.

You should be aware of two significant lawsuits against MCM:

1. Midland Credit Management, Inc. v. Elizabeth Rios: The court dismissed this case because MCM failed to provide a reasonable excuse for their delayed filing.

2. Consumer Financial Protection Bureau (CFPB) v. Encore Capital Group, Inc., Midland Funding, LLC, Midland Credit Management, Inc., and Asset Acceptance Capital Corp.: This lawsuit accused these companies of violating previous consent orders and financial protection laws.

You should also know that the CFPB has alleged MCM violated financial protection laws and previous consent orders. Many consumers have reported issues with MCM's debt collection methods, including unfair practices and harassment.

If you're dealing with MCM, we strongly advise you to consult a lawyer. You should handle all communication with caution to protect your rights. Here are some steps we recommend you take:

• Document all interactions with MCM
• Request debt validation in writing
• Don't agree to any payments without legal advice
• Be aware of your rights under the Fair Debt Collection Practices Act

To finish up, remember that you have rights when dealing with debt collectors. You should approach any communication with MCM carefully and seek professional help if you're unsure. We're here to support you through this process.

What Do People Online Say About 8003584153

Here's what people online are saying about 8003584153:

You're likely dealing with a persistent and aggressive caller if you've been contacted by this number. Many users report that the caller claims to be from Midland Credit and demands payment for alleged debts. However, you should be cautious as this may be a scam.

When you receive these calls, you might hear threats of legal action if you don't pay immediately. The callers often ask for personal information to "verify" your identity. We advise you not to provide any sensitive details over the phone.

Reddit users have shared their experiences with this number:

• You might receive daily calls from this number.
• They might claim you owe a debt but refuse to provide specifics.
• The callers may pressure you for immediate payment.

On Robokiller, a user described it as a "Fake Midland Credit phantom debt collection scam" potentially originating from India.

To finish up, you should be wary of any calls from 8003584153. We recommend you don't engage with these callers, block the number if possible, and report suspicious activity to the appropriate authorities. Remember, you have the right to verify any debt claims before making payments.

Do I Really Need To Remove 8003584153 From My Credit Report

Yes, you really need to remove 8003584153 from your credit report if it's potentially inaccurate. Don't waste your time with typical credit repair companies - most are scummy and ineffective. If you try disputing on your own, you'll find it time-consuming and draining. We recommend you reach out to a reputable company like The Credit Pros to save yourself hours of effort. A good credit repair firm can make a huge difference in getting this potentially inaccurate item removed for you.

We understand dealing with MCM can be stressful for you. Here's what we advise you to do:

• Confirm the collection is actually on your report
• Check if it seems potentially inaccurate to you
• Avoid shady credit repair services that might scam you
• Don't try disputing alone - it's a hassle you don't need
• Contact a trusted company to help you remove it

The right credit repair partner will handle the heavy lifting for you, maximizing your chances of removing this potentially inaccurate negative item. You'll save time and energy while improving your credit. Let the pros take care of it so you can focus on more important things in your life.

To wrap things up, remember that you don't have to tackle this alone. By partnering with a reputable credit repair company, you're taking a smart step towards improving your financial health and peace of mind.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

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- +1 800 358 4153
- (800) 358-4153
- 800-358-4153
- 800.358.4153
- 800 358 4153
- +18003584153
- (800) 358-4153
- 800.358.4153
- 8003584153

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

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