Who is 8003360958 (+ how are they hurting my credit score)

The phone number 8003360958 is linked to Midland Credit Management (MCM), a debt collection agency. However, it might also be a scam. To protect yourself, do not engage with the caller directly.

Steps You Should Take:
• Do Not Pay Immediately: If you're unsure about any debt, hold off on making any payments right away.
• Check Your Credit Report: Obtain a free 3-bureau credit report evaluation to check for any inaccurate negative items.
• Verify the Debt: If Midland Credit Management shows up as a collection, it might be legitimate. Still, make sure you verify it before responding.
• Seek Professional Help: We at The Credit Pros can help you dispute inaccuracies and improve your credit score. Contact us for support in handling these calls.

To sum up, ensure you verify any debt before making payments, check your credit report for inaccuracies, and seek professional help to safeguard your financial health against potential scams.

To stop 8003360958 from harassing you, here's what you should do:

First, document every unwanted interaction. Keep track of dates, times, and any abusive language. Next, register your number at DoNotCall.gov. This process is quick, and you can also block the number through your phone or by contacting your service provider for help.

If the harassment persists, consider stronger measures:
• Obtain a restraining order if the calls include threats.
• Consult a harassment lawyer because harassment breaches federal and state laws.
• Send a cease and desist letter. You can find a template at eforms.com/cease-and-desist.

You should also use call-blocking apps. For Android, try 'Call Blocker - Stop spam calls'. For Apple, use 'Robokiller: Spam Call Blocker'.

Additionally, report these calls to the Federal Communications Commission (FCC) at fcc.gov/complaints, and to the Federal Trade Commission (FTC) at ReportFraud.ftc.gov. If necessary, you can also submit a detailed complaint to the Consumer Financial Protection Bureau (CFPB) at consumerfinance.gov/complaint, call (855) 411-2372, or send a letter to CFPB at 1700 G Street, NW, Washington, DC 20552, Attention: Chief Privacy Officer.

To wrap things up – document those annoying calls, block the number, use call-blocking apps, and report the harassment to the relevant authorities.

You should block 8003360958. Ignoring it might also work, but blocking can prevent further calls and reduce your stress immediately. If this number is from a debt collector, you need to identify if they are trying to collect a valid debt.

• If they are harassing you, blocking them is a smart move.
• Blocking or ignoring them won't harm your credit score directly.
• If the debt is on your credit report, it can't damage your score more than it already has.

We recommend you work with a reputable credit repair company to handle any inaccuracies on your credit report. Blocking these calls and seeking professional help will give you a clearer plan and less stress in dealing with potential inaccuracies in your credit reports.

In the end, it's best to block 8003360958 to reduce stress, address debt issues, and seek help from a credit repair company.

Yes, a debt collector like the one associated with the number 8003360958 can sue you, but it's very unlikely. Debt collectors usually consider lawsuits a last resort, especially for amounts over $5,000. Suing is costly and time-consuming, so many collectors prefer settling out of court.

If a debt collector sues you, they must prove you owe the debt, the amount is correct, and they have the legal right to sue. Each state has a statute of limitations, which sets a timeframe for how long they have to sue. If your debt is old, it might be beyond this period, making a lawsuit even less likely.

Debt collectors generally try other methods like calls and letters to collect what you owe first. If they decide to sue, you'll get a court summons and complaint. It's crucial that you respond within the deadline to avoid a default judgment, which could lead to wage garnishment or bank account levies, though this is rare.

Know your rights under the Fair Debt Collection Practices Act (FDCPA) to protect yourself against abusive or deceptive practices. If you get sued, consider talking to an attorney to understand your options and defenses.

As a final point, remember it's unlikely you'll be sued over small debts. However, you should know your rights, respond to summons promptly, and seek legal advice if necessary.

If you received a call from 8003360958, you shouldn't provide any personal information. This number is connected to a debt collector and engaging directly over the phone can lead to stress and confusion.

You should follow these steps:
- Ignore their calls. If you answer, avoid sharing personal details.
- Block the number to stop further calls.
- Check your 3-bureau credit report for any discrepancies.
- Work with a reputable credit repair company. They can help correct inaccuracies and improve your credit score.

Bringing it all together – don't answer or share personal details, block the number, check your credit report, and consider professional help to protect your financial health.

You’re probably curious about the types of debt collected by 8003360958. They mainly handle various kinds of debt like credit card debt, lines of credit, and personal loans. These debts are acquired from different creditors who initially lent you the money. When debts aren't paid on time, 8003360958 steps in to recover the unpaid amounts.

You might find it helpful to know that understanding the types of debt they handle can better prepare you for managing these obligations. Here are some examples:

• Credit card debt from multiple issuers.
• Unpaid lines of credit.
• Personal loans from various lenders.

All things considered, knowing what types of debt 8003360958 collects equips you to manage your financial obligations more effectively.

To check if you owe money to 800-336-0958, we advise you to first avoid directly contacting this number to not inadvertently restart the statute of limitations on old debts.

Here's what you should do:

1. Check Your Records: Go through your financial documents such as final bills, account statements, and any equipment return receipts that might clarify the debt.
2. Review Credit Reports: Look at your credit reports from Equifax, Experian, and TransUnion to identify any listed debts.
3. Request Debt Validation: If Midland Credit Management (MCM) lists a debt on your credit report, request that they validate it to confirm that the debt is yours and the amount is accurate.
4. Consult a Lawyer: If you experience harassment over disputed debts, consult with a consumer protection lawyer for guidance.

Gather as much documentation as possible from your own records and credit reports before taking any further steps.

Lastly, remember to be proactive and verify all information to ensure your credit remains accurate and protected.

You are protected by several key debt collection laws and regulations from 8003360958. The main federal law, the Fair Debt Collection Practices Act (FDCPA), prohibits third-party debt collectors from using abusive, deceptive, or unfair practices. This includes:

- Calling Inconveniently: They can't call you before 8 AM or after 9 PM.
- Contact at Work: They cannot contact you at work if your employer prohibits such calls.
- Harassment: They can't repeatedly call to harass you.
- False Representation: They can't lie or pretend to be lawyers or government officials.

They must provide you with a validation notice about the debt, detailing the amount owed, the name of the creditor, and your rights to dispute the debt. If you dispute the debt in writing within 30 days, they must stop collection efforts until they verify the debt.

You also have the right to stop all communication from the debt collector by sending a written request. If you're represented by an attorney, the collector must contact your attorney only.

If they violate these rules, you can report them to the Consumer Financial Protection Bureau (CFPB) or your state's attorney general and even sue the collector within one year for damages.

Finally, remember you have rights under the FDCPA, and you should take action to ensure these protections by understanding your options and reporting any violations.

Yes, Midland Credit Management (MCM) has faced several lawsuits concerning debt collections.

For instance, in the Peterson v. Midland Credit Management case, MCM was accused of unfair debt collection practices, particularly around their documentation and debt verification methods. Additionally, the FTC found MCM in violation of federal regulations, leading to a settlement where MCM had to pay $60 million in refunds to consumers.

Many consumers also complain about MCM's aggressive debt collection tactics and insufficient documentation. You might experience persistent calls and, at times, even lawsuits without proper debt verification. If you feel unfairly targeted by MCM, consulting with a legal professional is a good step.

In closing, MCM has been involved in multiple lawsuits due to unfair practices, and many consumers face aggressive collection efforts. If you're impacted, seeking legal advice can help you navigate this challenging situation.

People online have a lot to say about the phone number 800-336-0958, often with specific comments on Reddit and other forums. Here's what you might find:

- A Reddit user says, 'I got numerous calls from 800-336-0958. It's always about some old debt that I have no memory of.'
- Another user mentions, '800-336-0958 keeps calling me. It seems to be Midland Credit Management trying to collect a debt. Annoying!'
- One more adds, 'I just blocked 800-336-0958. They wouldn't stop calling!'

From these quotes, it's clear many users find the calls from 800-336-0958 irritating and persistent. The implication is that Midland Credit Management, associated with this number, is actively trying to contact individuals about unresolved debts.

You might consider blocking the number if these calls are frequent and disrupting your peace. Additionally, tools and apps like Nomorobo, which others have praised highly, could help eliminate these unwanted calls.

Overall, if 800-336-0958 is calling you repeatedly, it seems you are not alone. Blocking the number and using call-blocking tools can help reduce these unwanted interruptions.

Yes, you really do need to remove 8003360958 from your credit report if it’s potentially inaccurate. Confirm its presence on your report and verify its accuracy. Doing this yourself can be a hassle. Instead, we recommend contacting a reputable company like The Credit Pros to handle it for you.

Here’s what you should do:
- Confirm the collection on your report and its accuracy.
- Avoid using poorly rated credit repair services.
- Reach out to a reputable credit repair company to dispute the inaccuracy.

As a final point, remember that removing inaccuracies can improve your credit score, making it easier for you to get loans, jobs, or rent apartments.

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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