Home / Who is 7817978000 and why are they calling me?

Who is 7817978000 and why are they calling me?

  • Phone number 7817978000 is likely a debt collector called:' Credit Collection Services (CCS)'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 9784445700

If you've been getting calls from 781-797-8000, a debt collector like Credit Collection Services (CCS) might be trying to reach you about an outstanding debt. It’s also possible that it's a spam or scam caller, which could harm your credit score if not handled properly, like a ticking time bomb. Understanding who’s on the other end of the line is crucial.

If this is indeed a debt collector, they probably bought your debt and are now doing what they do best: calling relentlessly. An intermediary company might be handling this for them, adding to the hassle. Ignoring these calls may give you temporary relief from the harassment, but it doesn’t solve the underlying issue. You need a plan to tackle this head-on.

Here’s the best move: Call The Credit Pros using the number right above. We’ll have a straightforward, no-pressure chat to check your three-bureau credit report and confirm if this is really a debt collector like 781-797-8000. We've helped loads of people remove potentially inaccurate marks just like this, leading to a likely boost in your credit score and better financial security. Don’t let these calls jeopardize your financial well-being any longer.

Who Is 7817978000: Scam Or Legitimate?

If you received a call from 781-797-8000, it’s associated with Credit Collection Services (CCS). This could either be a legitimate debt collection call or a scam.

Here's what we advise you to do:

- Do not engage with the caller right away. You don’t have to pay immediately if you are unsure.
- Check your credit report for any inaccurate, negative items. This helps verify if the debt is legitimate.
- We offer a free 3-bureau credit report evaluation to guide you through this process.
- If the debt appears on your credit report, it’s likely legitimate, but still, avoid engaging directly with the caller.

Whether the call is legitimate or a scam, you should block the number. Seek help to verify any debt, and consider disputing any inaccuracies on your credit report with professional assistance.

To sum up - By not engaging directly, checking your credit report for inaccuracies, and blocking the number, you can protect yourself from potential scams and manage your financial obligations confidently.

How Do I Stop 7817978000 From Harassing Me (How To Report Them)?

To stop 7817978000 from harassing you, follow these steps:

Document Unwanted Interactions: Keep a detailed log of each call, noting the date, time, and content of the conversations.

Do Not Call Registry: Register your number on the Do Not Call Registry. This process is quick and may reduce the number of unwanted calls.

Block the Number: Use your phone's call-blocking feature or contact your phone service provider for assistance. There are also apps like 'Call Blocker - Stop spam calls' for Android and 'Robokiller: Spam Call Blocker' for Apple that can help.

File Complaints:
- FCC: Report unwanted calls at FCC Complaints.
- FTC: If the Do Not Call Registry is ignored, report it at FTC Report Fraud.
- CFPB: Submit a complaint to the CFPB through their complaint submission page. You can also call them at (855) 411-2372.

Cease and Desist Letter: Send a cease and desist letter using a template from eforms.com.

Legal Action: If harassment continues, consider contacting a harassment lawyer for a restraining order or potential lawsuit. Harassment is illegal under both Federal and State laws.

To wrap things up, you should document unwanted interactions, register your number on the Do Not Call Registry, block the number, file complaints, send a cease and desist letter, and consider legal action if necessary. This should help you stop harassment from 7817978000 effectively.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 7817978000?

You should block 7817978000. Ignoring them might seem like a less aggressive option, but blocking is more effective. Here’s why:

- No Constant Hassle: Blocking ensures you won't receive calls or messages from them, reducing stress.
- Avoid Harassment: If they are debt collectors and potentially harassing you, blocking is a smart move.
- Credit Impact: Your score won't drop just because you block them. Any existing collections on your report won't be worsened by blocking the number.

You can also work with a reputable credit repair company to address any inaccuracies or disputes on your credit report. This way, you handle the situation more effectively and minimize unnecessary contact with debt collectors.

In the end, blocking 7817978000 helps you reduce stress, avoid harassment, and protect your credit score while allowing you to focus on resolving any credit report issues.

Can A Debt Collector Like 7817978000 Sue Me?

Yes, a debt collector like 7817978000 can sue you, but it's pretty uncommon. They usually go after larger debts, over $5,000, to justify the time and expenses. For a lawsuit, they must prove you owe the debt, the correct amount, and their right to sue, which can be tricky if the debt has changed hands multiple times.

Suing is costly and time-consuming, so collectors often prefer to settle out of court. There's also a statute of limitations that limits the time they have to sue, and if your debt is old, legal action might not be an option.

Debt collectors generally start by calling and sending letters before considering a lawsuit. If they do sue, you'll get a court summons, which you must respond to within the deadline to avoid a default judgment that could lead to wage garnishment or bank account levies.

Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA) to protect you from abusive practices. If a lawsuit seems likely, we advise you to consult with an attorney to explore your options and defenses.

As a final point, lawsuits by debt collectors like 7817978000 are rare, usually targeting larger debts. They must prove the debt is yours and act within the legal time frame. If you receive a court summons, make sure you respond promptly and consider seeking legal advice.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

7817978000 Might Have Your Personal Information

If you've received a call from 781-797-8000, you should be cautious because they might have your personal information. It's essential that you don't provide any more information to debt collectors from this number. Ideally, you shouldn't even pick up when they call. Scammers often try to gain more info to use against you. Even if the caller appears to have some of your details, it doesn't change what you should do next: get your three-bureau credit report and start planning to improve your credit.

It's best that you work with a reputable credit repair company like The Credit Pros. They can help you handle any inaccuracies or disputes on your credit report and provide professional guidance to improve your credit score. Dealing with reputable companies ensures your personal information is safe and that you receive legitimate support in managing your credit.

- Don't provide any information to debt collectors from this number.
- Ideally, don't even pick up when they call to avoid scams.
- Obtain your three-bureau credit report and plan to improve your credit.
- Work with a reputable credit repair company for safe and professional guidance.

Bringing it all together - be cautious with calls from 781-797-8000, avoid providing information, get your credit report, and work with a trustworthy credit repair company to manage and improve your financial situation.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 7817978000

7817978000 is associated with a debt collection company that collects various types of debt. You might encounter them collecting unpaid loans, credit card bills, medical bills, and utility bills. They also handle debts from other services where payments have been missed.

These debts are usually sold to such collectors by banks, credit card companies, utilities, and medical institutions. It's crucial that you verify the legitimacy of any debt before making any payments.

All things considered, always check the validity of the debt first to protect yourself.

How Do I Check If I Owe Money To 7817978000?

To check if you owe money to 781-797-8000 (Credit Collection Services), you should first look through your personal records. Search for final bills, account statements, or equipment return receipts that might show an outstanding balance. You should also check your credit reports from Experian, TransUnion, and Equifax for any accounts in collections. You can request these reports for free at AnnualCreditReport.com.

If you see a debt from Credit Collection Services or receive a call or letter from them, don't contact them directly right away. Instead, request debt validation. You should send a written request asking for proof that the debt is yours. They must provide the original creditor's name, the amount of the debt, and the date it was incurred.

If you find the debt listed on your credit report and believe it’s incorrect, you should dispute it on your own. This process can be time-consuming and may take several months. If the debt validation process doesn’t resolve your concerns or if you face harassment, consider consulting a consumer protection lawyer for assistance.

Gathering documentation from your records and credit reports before reaching out will help you manage the situation more effectively.

Lastly, ensure you request debt validation, check your credit reports, and gather relevant documents to handle the debt efficiently.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 7817978000

You have protections under the Fair Debt Collection Practices Act (FDCPA) from debt collectors like the ones at 7817978000. This federal law prohibits abusive, deceptive, or unfair practices in debt collection. Here’s what you need to know:

- Prohibited Conduct: Collectors cannot call you before 8 AM or after 9 PM, use abusive language, threaten violence or arrest, repeatedly call to annoy you, impersonate lawyers or government agents, or disclose your debt to others.
- Required Disclosures: Collectors must send you a validation notice detailing the debt amount and the creditor. If you dispute the debt within 30 days, they must stop collecting until they verify it.
- Your Rights: You can request that collectors stop contacting you. If you have an attorney, they must communicate with your lawyer instead. If collectors violate these rules, you can sue them within one year for damages and attorney's fees.

Many states also have additional laws that provide further protections. Remember, you can stop abusive collection practices by seeking help from a consumer law attorney or reporting violations to the FTC or CFPB.

Finally, know that you have powerful protections and clear steps to take if debt collectors like 7817978000 overstep their boundaries.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 7817978000/Credit Collection Services (Ccs) Have Any Lawsuits Against Them?

Yes, Credit Collection Services (CCS) has lawsuits and numerous complaints against them. Here are some examples:

- Berkowitz v. CCS Credit Collection Services: Stacy Berkowitz sued CCS for violating the Fair Debt Collection Practices Act (FDCPA) because they contacted her directly after being notified that she was represented by an attorney (Case Reference: UNITED STATES DISTRICT COURT EASTERN DISTRICT OF NEW YORK Date published: Jun 30, 2021).

Official Complaints:
- Over 2,000 complaints filed with the Consumer Financial Protection Bureau.
- More than 1,000 complaints with the Better Business Bureau in the past three years.
- Common issues include harassing phone calls, inaccurate negative credit marks, and difficulties in correcting fraudulent debts.

If you need more details or feel your rights are being violated, consider consulting a legal advisor. We are here to help you understand and exercise your consumer rights.

In closing, we advise you to stay informed and take action if CCS contacts you unlawfully. Consult a legal advisor, report any harassment, and ensure you protect your credit.

What Do People Online Say About 7817978000?

People online have mixed opinions about the phone number 781-797-8000. Here are some specific quotes from Reddit:

- User "johnsmith89" said, "Just called the number listed on their site, asked if they could identify the original number I called, they said it is one of their numbers, so I guess that clears it up... but it seemed kinda sketch."
- User "janedoe123" mentioned, "I looked up the number and a lot of people were suspicious of it as well, having just now looked tho those comments were from 10 years ago lol."

Based on these quotes, it seems some of you have had concerns about this number, questioning its legitimacy at first but finding it verified upon further investigation.

Overall, people online have mixed feelings about 781-797-8000, with initial skepticism often resolved through further checking.

Do I Really Need To Remove 7817978000 From My Credit Report?

Yes, you really need to remove 7817978000 from your credit report if you confirm that this collection is on your report and identify it as "potentially inaccurate." Addressing this promptly can improve your credit score and prevent future issues.

Dealing with this on your own can be time-consuming and stressful. We advise you to consider reaching out to a reputable company that specializes in credit repair. Many typical credit repair companies might not maximize your chances of success, but a good one, like The Credit Pros, can make a significant difference.

Here's what we suggest:

- Block any harassing calls from the number.
- Verify the debt details to ensure it is legitimately linked to you.
- File a dispute if you find any inaccuracies.

You have the right to dispute incorrect information on your credit report. Working with a reputable credit repair service can make the process smoother and more effective.

As a final point - blocking the number, verifying the debt, and disputing inaccuracies with professional help can lead to better financial health and peace of mind.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

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- +1 781-797-8000
- +1 (781) 797-8000
- +1 781 797 8000
- (781) 797-8000
- 781-797-8000
- 781.797.8000
- 781 797 8000
- +17817978000
- (781) 797-8000
- 781.797.8000
- 7817978000

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Credit Collection Services (CCS) uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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