Who is 7816569000 (+ how are they hurting my credit score)
- Phone number 7816569000 is likely a debt collector called:' Credit Control Services (CCS)'.
- Your credit score likely dropped because this is potentially a debt collection on your report.
- Chat with the Credit Pros and learn how we can help you potentially improve your score.
Pull your 3-bureau report and don't let this number cause bigger problems.
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Calls from 781-656-9000 likely come from Credit Control Services (CCS), a debt collector, or could be a scam or spam call messing with your peace of mind and possibly your credit score. Answering or ignoring the calls might offer a brief respite but won't fix the issue.
If they bought an outstanding debt, they want to collect it, and ignoring the calls won't solve the problem. These annoying calls signal an underlying issue. Instead of blocking the number and moving on with your day, address the root cause.
Contact The Credit Pros at the number above. Let's chat to evaluate your entire 3-bureau credit report without any pressure. We'll find out if this is a legitimate debt collector and check for potentially inaccurate items affecting your credit score. We've helped countless people in similar situations remove these inaccuracies, boosting their credit scores and improving their financial lives. No more harassing calls, just peace of mind.
On This Page:
Who Is 7816569000: Scam Or Legitimate
The number 7816569000 is linked to a debt collection agency, but it could also be a scam. You should not engage with the caller. Never pay any debt immediately if you are unsure about its legitimacy. Instead, pull your credit report to check for any inaccurate or negative items that could hurt your score. We at The Credit Pros can help with a free 3-bureau credit report evaluation. Whether the call is legitimate or not, blocking the number and verifying the debt is your best course of action. We can assist you in disputing inaccurate items and improving your financial situation.
Here’s what we advise you to do:
• Block the number to avoid further calls.
• Get your credit report and review it for errors.
• Contact us for help with verifying and disputing any negative items.
To sum up, you should block the number, review your credit report for errors, and reach out to us for help in verifying and disputing any negative items. We're here to support you!
How Do I Stop 7816569000 From Harassing Me (How To Report Them)
To stop 7816569000 from harassing you and report them, follow these steps:
First, document every unwanted interaction. Keep a log with dates, times, and any abusive language used. Next, register your number on the Do Not Call Registry by visiting DoNotCall.gov. This is quick and can help reduce some unwanted calls.
You should block the number using your phone’s call-blocking feature or by contacting your service provider for help. If the harassment continues or you receive threats, consider obtaining a restraining order or hiring a lawyer. Sending a cease and desist letter using a template from eforms.com can also be effective.
Install call-blocking apps like 'Call Blocker - Stop spam calls' for Android or 'Robokiller: Spam Call Blocker' for Apple. Additionally, file a complaint with the FCC by reporting illegal robocalls or spoofed numbers at fcc.gov/complaints. For telemarketing calls, use ReportFraud.ftc.gov or the form at DoNotCall.gov.
Document all interactions and submit a complaint online at consumerfinance.gov/complaint or call (855) 411-2372. Reporting to Nomorobo, contacting your phone carrier for call-blocking tools, and checking local consumer protection offices for additional resources can also be helpful.
To wrap things up, remember to document everything, block the number, and use the appropriate channels to file complaints. This approach empowers you to handle and report harassment from 7816569000 effectively.
Stop the harassment today. Reach out to us for expert help. Chat with us now
Should I Block Or Ignore 7816569000
You should block the number 7816569000, especially if it's from a debt collector like Credit Control Services (CCS). Blocking the number won't impact your credit score and can prevent unwanted harassment.
If you ignore the calls, you might receive continuous calls that disrupt your day. However, ignoring them also won't affect your credit score. If the debt or collection is already on your credit report, not answering won't worsen your score.
We advise you to block the number to avoid further stress. You can work with a reputable credit repair company to handle any disputes or inaccuracies on your credit report. It's crucial that you understand your rights concerning debt collection practices.
In the end, you should block the number 7816569000, seek professional help for credit disputes, and stay informed about your rights. This approach helps you manage stress and maintain control over your financial situation.
Can A Debt Collector Like 7816569000 Sue Me
Yes, a debt collector like 7816569000 can sue you, but it's unlikely. Suing is usually the last resort for debt collectors and happens when the amount you owe is substantial, typically over $5,000.
Debt collectors prefer other methods like calls and letters before considering a lawsuit, which can be expensive and time-consuming. They need to prove that you owe the debt, the amount is correct, and they have the legal right to sue, which can be difficult, especially if the debt has changed hands several times.
There is also a statute of limitations, which varies by state, determining the timeframe within which they can sue you. If your debt is old, it may be beyond this period, reducing the likelihood of a lawsuit.
If you are sued, you will receive a court summons and complaint. You must respond within the specified deadline to avoid a default judgment, which could lead to wage garnishment or bank account levies, although this is rare.
Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA) that protect you from abusive or deceptive practices. If you receive a lawsuit, consider consulting with an attorney to understand your options and defenses.
As a final point, while a debt collector like 7816569000 can sue you, it's often a last resort. You should be aware of your rights, the statute of limitations on your debt, and consider seeking legal advice if sued.
Worried about legal action? Contact us to understand your rights. Chat with us now
7816569000 Might Have Your Personal Information
7816569000 might have your personal information. Here's what you should do:
First, don't provide any information if you get a call from this number. Avoid sharing any personal details to protect yourself from potential scams.
You should avoid picking up calls from 7816569000. If you engage, you might face more harassment and attempts to gather your information.
Get your 3-bureau credit report to understand your current credit situation and check for any inaccuracies or potential identity theft. This proactive step helps in keeping your financial data secure.
Consider working with a reputable credit repair company. This can assist you in managing and repairing your credit, and correcting any errors on your report.
Always be cautious about sharing your personal details online or over the phone to prevent scams and identity theft.
Bringing it all together – by not sharing information, avoiding calls, checking your credit report, and working with a credit repair company, you can protect your personal information and improve your credit situation.
Protect your personal information. Speak with our experts today. Chat with us now
Types Of Debt Collected By 7816569000
Credit Control Services (CCS) collects various types of debt. These include:
• Credit Card Accounts: Money you owe on your credit card.
• Medical Bills: Unpaid bills for medical services.
• Utility Bills: Outstanding payments for services like electricity, water, or gas.
• Bank Loans: Personal loans, auto loans, or mortgages.
• Telecommunications: Bills from phone or internet services.
• Insurance: Unpaid insurance premiums.
• Cable Television: Overdue cable TV bills.
They primarily work with large, high-profile companies from these industries. If you receive a call or letter from them, it's likely because you or someone in your household has a debt with one of these creditors that hasn't been paid.
All things considered, if 7816569000 contacts you, it probably involves unpaid credit card accounts, medical bills, utility bills, bank loans, telecommunications, insurance, or cable television debts.
How Do I Check If I Owe Money To 7816569000
First, gather all your records for any final bills, account statements, or equipment return receipts. Check if these documents show any debts you owe to 781-656-9000. Avoid directly contacting this number, as it might restart the statute of limitations on older debts.
Next, review your credit report for any debts from Credit Control Services (CCS). If you find a debt you don't recognize, request a debt validation letter from CCS. They are legally required to provide details about the debt. If you believe the debt is inaccurate, dispute it with the credit bureaus.
If the debt remains disputed or you face harassment, consider consulting a consumer protection lawyer. You can prevent issues with inaccuracies affecting your credit by being proactive and thorough with your records and credit reports.
Lastly, remember to gather your records and check your credit report for any unknown debts. If you find discrepancies, request a validation letter and consult legal help if needed.
Need to verify your debts? Contact us for a thorough check. Chat with us now
Which Debt Collection Laws And Regulations Protect Me From 7816569000
To protect yourself from the number 7816569000 or any other debt collector, you are primarily safeguarded by the Fair Debt Collection Practices Act (FDCPA). This federal law ensures you do not face deceptive, abusive, or unfair debt collection methods for personal, family, or household debts, such as credit cards or medical bills.
Under the FDCPA, debt collectors cannot:
• Contact you before 8 AM or after 9 PM.
• Call you at work if your employer prohibits it.
• Use obscene or abusive language.
• Threaten violence or criminal actions.
• Harass you with repeated calls.
• Falsely present themselves as attorneys or government representatives.
• Reveal your debt to third parties.
• Demand payments larger than legally allowed.
Debt collectors must provide a written validation notice with the debt amount, the creditor's name, and your rights to dispute it. If you dispute the debt in writing within 30 days, the collector must stop collecting until they verify the debt.
State laws might offer extra protections, so check your state's regulations. For instance, New York has strict licensing requirements for collectors.
You can request debt collectors to stop contacting you in writing. If an attorney represents you, the collector must contact the attorney instead. You have the right to sue for FDCPA violations within a year and can report violations to the FTC, CFPB, or state authorities.
Regulation F from the Consumer Financial Protection Bureau further limits contact frequency and enforces the 7-in-7 rule, which restricts contact attempts.
Finally, know your rights under the FDCPA, check state-specific protections, request that collectors stop contacting you in writing, and report any violations to the appropriate authorities.
Does 7816569000/Credit Control Services (Ccs) Have Any Lawsuits Against Them
Yes, Credit Control Services (CCS) has faced lawsuits and numerous complaints regarding their debt collection practices.
In the notable case of Berkowitz v. CCS Credit Collection Services, Stacy Berkowitz sued CCS for violating the Fair Debt Collection Practices Act (FDCPA). She claimed CCS contacted her directly despite knowing she was represented by an attorney, which is a breach of FDCPA regulations.
You should also be aware that CCS has over 200 complaints in the Consumer Financial Protection Bureau (CFPB) database. Most of these complaints involve harassing phone calls, inaccurate credit reporting, and attempts to collect debts that weren't owed. Additionally, their Better Business Bureau (BBB) profile lists more than 900 complaints, including issues like persistent phone calls, sending debt notices to wrong addresses, and reporting incorrect debts on credit reports.
If you are dealing with CCS, it's crucial that you know your rights and consider seeking legal advice to protect yourself from unfair practices.
In closing, CCS has been involved in lawsuits and has numerous complaints against them. Ensure you understand your rights and, if necessary, seek legal advice for protection against any unfair practices.
What Do People Online Say About 7816569000
People online have shared diverse experiences about the phone number 781-656-9000. Here are some granular quotes from various Reddit users:
You might get calls from 781-656-9000, and they never leave a message. Jenny007 mentioned how annoying this is. SkepticalMike added that this number called him five times last week, and it was Credit Control Services about an old bill. DebtStressRelief also shared that 781-656-9000 is CCS and advised caution in dealing with them. Another user, AnonymousUser42, mentioned that relentless calls from this number have been non-stop for a month. Lastly, Peaceful123 stated they blocked the number due to persistent collection notices they knew nothing about.
Analysis of these quotes indicates many users are frustrated by frequent, unsolicited calls. The context reveals that 781-656-9000 is associated with Credit Control Services (CCS), causing user annoyance and feelings of harassment due to the persistent and unclear communications.
Overall, you should be aware that 781-656-9000 is linked to Credit Control Services, and many people find these calls to be intrusive and bothersome. Blocking the number and staying vigilant is advisable.
Do I Really Need To Remove 7816569000 From My Credit Report
Yes, you do need to remove 7816569000 from your credit report if it is a real collection and is potentially inaccurate. First, confirm it appears on your credit report. Identifying it as potentially inaccurate can help. It's crucial you address any inaccuracies on your credit report.
Avoid using poorly rated and deceptive credit repair companies. Consider reputable options, like The Credit Pros, to save time and ensure accuracy.
• Confirm the collection on your credit report.
• Identify it as potentially inaccurate.
• Avoid typical credit repair companies.
• Consider a reputable company to save time and effort.
As a final point, confirming the collection, identifying inaccuracies, and consulting a trusted credit repair company will boost your chances of removing incorrect negative items and improving your credit score.
Wondering if you should remove this number from your report? Speak with us to find out. Chat with us now
List of every other phone number that Credit Control Services (CCS) uses:
Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.