Home / Who is 7816949000 and why are they calling me?

Who is 7816949000 and why are they calling me?

  • Phone number 7816949000 is likely a debt collector called:' Credit Control Services (CCS)'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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If you're getting calls from 7816949000, it's likely a debt collector like Credit Control Services (CCS) or a scammer. These calls can affect your credit score if you don't address them properly. Ignoring or blocking the number may provide temporary relief but won't solve the problem long-term.

When CCS contacts you, they usually have purchased an outstanding debt and are trying to collect it. They might use an intermediary company to reach out. Blocking or ignoring these calls won't resolve your financial obligations. You need to understand why they're calling and take appropriate action.

Your best course of action is to call The Credit Pros at the number provided above. We'll review your entire credit report from all three bureaus, identify if a debt collector is calling, and check for other negative items that could hurt your score. We've successfully helped many people remove potentially inaccurate items from their reports, often boosting their credit score and improving financial well-being. This can reduce the harassment and improve your overall financial security immensely.

Who Is 7816949000: Scam Or Legitimate?

7816949000 is likely calling from a debt collection agency called Credit Control Services (CCS), but it could also be a scam. To protect yourself, don't engage directly with the caller. Instead, follow these steps:

- Do not provide any personal information: Never give out your bank account, Social Security number, or any other personal details over the phone.
- Verify the debt: Ask for written information about the debt. Legitimate collectors must send this within five days of contacting you.
- Check your credit report: You can pull your credit report for free and carefully review it for any inaccuracies or suspicious items.
- Contact us for help: We at The Credit Pros can assist you by evaluating your credit report, verifying the debt, and disputing any potentially inaccurate items.

To sum up, whether 7816949000 is a legitimate debt collector or a scam, you should protect your personal information and verify the debt before taking any further steps. If you need help, we're here to support you.

How Do I Stop 7816949000 From Harassing Me (How To Report Them)?

Here's how you can stop 781-694-9000 from harassing you and report them effectively:

First, document everything thoroughly, keeping a log of dates, times, and the nature of each call. Next, register your phone number at DoNotCall.gov to block unsolicited calls quickly.

Block the number using your phone’s built-in feature or ask your service provider for options. For additional protection, use call-blocking apps like 'Call Blocker - Stop spam calls' for Android or 'Robokiller: Spam Call Blocker' for Apple devices.

Report to agencies such as the FCC at fcc.gov/complaints for illegal robocalls, or the FTC at ReportFraud.ftc.gov for Do Not Call violations. The CFPB can also help at consumerfinance.gov/complaint or by calling (855) 411-2372.

For persistent harassment, you might need to consider legal measures. You can send a cease and desist letter using a template from eforms.com/cease-and-desist, or, if necessary, seek a restraining order.

Also, contact your phone carrier to explore any additional blocking tools they offer. Don’t forget to look into resources provided by your local consumer protection office for more support.

To wrap things up, you should document everything, register on the Do Not Call list, block the number, use call-blocking apps, report the harassment to relevant authorities, explore legal measures if needed, and consult with your phone carrier and local consumer protection office. These steps will help you effectively stop 781-694-9000 from harassing you.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 7816949000?

You should block the number 7816949000. Blocking this number helps you avoid unnecessary calls, especially if they are from a debt collector. Ignoring the number is also an option, but blocking is more effective in preventing further disturbances.

If you suspect harassment from a debt collector, blocking them is a smart move. You should also consider working with a reputable credit repair company to handle any potential inaccuracies on your credit report.

Your credit score won't drop just by blocking or ignoring the number. If there's already a collection on your credit report, it can't further hurt your score.

In the end, you should block 7816949000 to avoid disturbances, and consider reaching out to a credit repair company for any required assistance.

Can A Debt Collector Like 7816949000 Sue Me?

Yes, a debt collector, like the one calling from 7816949000, can sue you, but it’s not very likely. Lawsuits are typically their last resort, and usually, they pursue them for substantial amounts, often over $5,000.

Debt collectors must prove that you owe the debt, verify the amount, and show they have the legal right to sue. This can be challenging if the debt has changed hands multiple times. Suing is also costly and time-consuming for them, so they generally prefer settling out of court.

You should know about the statute of limitations, which varies by state. If your debt is old, it might be beyond this period, making a lawsuit less probable. They often try other methods like calls and letters first.

If they do sue, you’ll receive a court summons and complaint. It’s crucial that you respond in time to avoid a default judgment, which could lead to wage garnishment or bank levies, although this is rare.

Under the Fair Debt Collection Practices Act (FDCPA), you have rights to protect yourself from abusive or deceptive collection practices. If you get sued, consider talking to a lawyer to understand your options.

As a final point - while being sued is very unlikely, staying informed and knowing your rights ensures you are prepared to handle any situation.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

7816949000 Might Have Your Personal Information

7816949000 might have your personal information, but you should not provide any details to debt collectors like this one. You should avoid picking up when they call. Engaging with them can lead to unintentionally sharing sensitive information. Here’s what we advise you to do instead:

- Obtain your 3-bureau credit report to see if there is any outstanding debt.
- Develop a comprehensive plan to improve your credit.
- Consider working with a reputable credit repair company to handle inaccuracies or disputes on your credit report.

Remember, debt collectors are required by law to provide certain information about the debt, but scammers can pose as debt collectors to steal your information. Always verify the legitimacy of the caller before sharing any details. If you receive suspicious calls, block the number and report it to the appropriate authorities.

Bringing it all together - stay vigilant about your personal information, review your credit report, work on improving your credit, and use reputable services to handle any disputes.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 7816949000

Credit Control Services (CCS) mainly collects different types of debt. These include:

- Credit card debts: Money you owe to credit card companies.
- Medical debts: Unpaid medical bills from hospitals or healthcare providers.
- Utility bills: Unpaid electricity, water, or gas bills.
- Loans: Payments for personal or payday loans that are overdue.

They collect these debts on behalf of various creditors. The specific creditors may include banks, healthcare providers, and utility companies.

You should verify the legitimacy of any debt collection claim before making payments.

All things considered, it's essential you verify debt claims, especially when dealing with debts collected by 7816949000, to ensure their legitimacy and avoid unnecessary payments.

How Do I Check If I Owe Money To 7816949000?

To check if you owe money to 781-694-9000, you should start by going through your own records. Look for unpaid bills or final account statements from telecom, auto, healthcare, or financial services.

Next, check your credit report for any outstanding debts listed under your name. You can get a free credit report annually from Equifax, Experian, and TransUnion.

If you find an unfamiliar debt, request debt validation from the collection agency. Contact them in writing and ask for a validation letter to confirm that the debt is indeed yours; they are required by law to provide this information.

Be cautious about directly contacting the debt collector, as this may reset the statute of limitations on old debts. Instead, use written communication for any disputes or validation requests.

Consider consulting a consumer protection lawyer if you face harassment or believe the debt is not valid. They can offer legal advice and help manage the situation.

Gather all your documentation related to the debt, including past correspondence, account statements, and payment receipts. This helps ensure you are well-prepared before taking any action.

Lastly, by following these steps and staying organized, you can effectively manage and verify if you owe money to 781-694-9000 while avoiding the pitfalls of debt collectors.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 7816949000

If you're being contacted by 7816949000, associated with Credit Control Services (CCS), you have several protections under debt collection laws and regulations.

You're protected by the Fair Debt Collection Practices Act (FDCPA). This law prohibits collectors from calling you before 8 AM or after 9 PM, contacting you at work if your employer doesn't allow it, using abusive language, or threatening you. They can't misrepresent themselves or discuss your debt with unauthorized third parties.

State laws also provide extra protection beyond the FDCPA, which might include stricter rules on harassment or additional licensing requirements for collectors.

Collectors must send you a written validation notice within five days of their first contact. This notice explains the amount of debt, the creditor's name, and your rights, including how to dispute the debt. If you dispute it in writing within 30 days, they must verify the debt and pause collection efforts until they do.

You have the right to demand in writing that collectors stop contacting you, except for specific purposes like confirming they won't contact you again or notifying you of legal actions. If you have an attorney, collectors must communicate with them. You can sue for FDCPA violations within a year and seek damages and legal fees. Additionally, you can report violations to the FTC, CFPB, or your state attorney general.

Finally, you're covered by laws that ensure any debt collection process is fair and transparent. If CCS is violating these laws, use your rights to demand fairness and protect your privacy.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 7816949000/Credit Control Services (Ccs) Have Any Lawsuits Against Them?

Yes, Credit Control Services (CCS) has faced several lawsuits and numerous complaints.

Lawsuits:
- Central Credit Services (CCS) v. Various Consumers: CCS has been involved in many lawsuits for allegedly violating debt collection laws, like the Fair Debt Collection Practices Act (FDCPA). These cases often involve claims of harassment and pursuing non-existent debts.
Complaints:
- Better Business Bureau (BBB): CCS has received more than 900 consumer complaints in the past three years. Complaints include harassing phone calls, incorrect debt charges, and failure to provide debt verification.
- Consumer Financial Protection Bureau (CFPB): Over 200 complaints have been logged against CCS, detailing issues like unauthorized debt collections, incorrect reporting, and persistent harassment.

If you are facing issues with CCS, know that you have legal rights to protect yourself from improper collection practices.

In closing, CCS has faced multiple lawsuits and complaints for issues like harassment and incorrect debt charges. Make sure you know your rights and take steps to address any problems you encounter.

What Do People Online Say About 7816949000?

People online have shared various opinions and experiences regarding the number 781-694-9000. You might be wondering if you should be concerned. Here's what people are saying on Reddit:

- User "ccridler" commented: "I got calls from 'CCS Services' bi-weekly and every single time I answer, no one says anything and the call eventually drops."
- User "freedomfyi" stated: "Try to ignore those calls. They’ve been calling me non-stop as well. Feels like harassment."
- "Budgetpeace" mentioned: "I called back once and the guy asked for my address and other personal info. Felt super sketchy."

Many people are skeptical about the legitimacy of these calls, questioning if they are from genuine debt collectors or potential scammers.

- When you answer, often no one speaks, which adds to frustration and suspicion.
- If you call back, they might ask for sensitive information, raising concerns about possible scams.

These insights suggest that interactions with 781-694-9000 seem unprofessional and possibly risky.

Overall, you should approach this number with caution, avoid sharing personal information, and consider blocking the number to avoid potential scams.

Do I Really Need To Remove 7816949000 From My Credit Report?

Yes, you really need to remove 7816949000 from your credit report if you verify that this collection is on your report and may be inaccurate. Here's why:

- Inaccurate Information: If this collection from Credit Control Services (CCS) contains errors, it can seriously damage your credit score. Many credit reports have mistakes, so yours might too.
- Time and Effort: Disputing inaccuracies on your own takes a lot of time and energy. Instead, contact a reputable credit repair company like The Credit Pros to handle it efficiently and improve your chances of success.
- Credit Repair Companies: Be cautious, as many credit repair companies are poorly rated and deceptive. A reliable credit repair company can make a significant difference.

As a final point, confirm the collection's accuracy, seek professional help if needed, and address any errors to better manage your credit without the stress. You're not alone; we're here to help you take those important steps.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 7816949000 can be written

- +1 781-694-9000
- +1 (781) 694-9000
- +1 781 694 9000
- (781) 694-9000
- 781-694-9000
- 781.694.9000
- 781 694 9000
- +17816949000
- (781) 694-9000
- 781.694.9000
- 7816949000

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Credit Control Services (CCS) uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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