Home / Who is 7028262000 (+ how are they hurting my credit score)

Who is 7028262000 (+ how are they hurting my credit score)

  • Phone number 7028262000 is likely a debt collector called:' PMAB'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 8009556600

If 7028262000 keeps calling you, a debt collector like PMAB might be harassing you, which could hurt your credit score. This number likely signals an attempt to collect an outstanding debt, often through purchase or assignment for collection. Ignoring or blocking the call provides temporary relief but doesn't solve the issue.

Reach out to The Credit Pros instead. We can help you review your entire 3-bureau credit report and check if PMAB or another debt collector is harming your score. We've helped many individuals remove potentially inaccurate negative items, boosting their credit scores and improving their financial health.

Blocking those annoying calls won't fix the root problem. Join the many who've regained their peace of mind and boosted their credit scores. Give us a call to discuss your situation-no pressure-so we can help you tackle this head-on. Taking action now can prevent future headaches.

Who Is 7028262000: Scam Or Legitimate

The number 7028262000 is associated with Plusfour Inc., a debt collection agency. While the company itself is legitimate, you should exercise caution and avoid engaging directly over the phone without verifying the debt. Here’s what we advise you to do:

- Pull your credit report and examine it for any inaccurate negative items.
- If you spot collections or negative entries from this agency, verify their legitimacy before responding.
- Contact us for a free 3-bureau credit report evaluation to help identify any inaccuracies or negative items that could affect your credit score.
- The Credit Pros have a strong track record in assisting people with similar issues, helping verify debts and disputing inaccuracies.

You must protect yourself from potential scams. Don't engage directly with the caller and follow these steps to ensure your financial security.

To sum up – verify the debt through your credit report, don't engage directly over the phone, and seek professional help to handle any disputes or inaccuracies.

How Do I Stop 7028262000 From Harassing Me (How To Report Them)

Here's how you can stop 7028262000 from harassing you and report them effectively:

First, document each unwanted interaction. Keep a log with dates, times, and any inappropriate language or behavior. Next, register your number at DoNotCall.gov. It only takes about 2 minutes. You should also block the number through your phone’s call-blocking feature or ask your service provider for assistance.

For escalating measures:

- If you face threats, consider obtaining a restraining order.
- Consult a harassment lawyer to understand your rights.
- Send a cease and desist letter using a template from eforms.com/cease-and-desist.

You can use apps to block calls:

- For Android: Try ‘Call Blocker - Stop spam calls’.
- For Apple: Use ‘Robokiller: Spam Call Blocker’.

To file a complaint:

- Report illegal robocalls to the FCC at fcc.gov/complaints.
- Report telemarketing calls to the FTC at ReportFraud.ftc.gov or DoNotCall.gov.
- Submit a complaint to the CFPB at consumerfinance.gov/complaint, by phone at (855) 411-2372, or by mail to: CFPB, 1700 G Street, NW, Washington, DC 20552.

You can also report unwanted robocalls through Nomorobo if you use their service. Additionally, check with your phone carrier for extra call-blocking tools.

To wrap things up, document unwanted calls, register on the Do Not Call list, block the number, and file complaints with the appropriate authorities. Stay proactive and utilize these resources to end the harassment.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 7028262000

Block and ignore 7028262000. If the calls are from a debt collector like PMAB, you won’t face any major consequences for blocking them, especially if they're harassing you. Blocking their calls won't impact your credit score. If the debt is already listed on your credit report, blocking their number can't hurt your score further.

You should reach out to a reputable credit repair company to handle any inaccuracies or disputes related to this collection. Blocking their number and seeking professional help is a smart move to minimize stress and handle the issue effectively.

Key steps to follow:

• Block the number to stop disruptive calls.
• Don’t worry about your credit score dropping further.
• Contact a reputable credit repair company to remove any inaccurate negative items.

In the end, blocking 7028262000 will reduce your stress, and seeking professional help will ensure you handle any inaccuracies on your credit report effectively.

Can A Debt Collector Like 7028262000 Sue Me

Yes, a debt collector like 7028262000 (PMAB) can sue you, but it's rare and typically a last resort.

Before suing, they must prove you owe the debt, the amount is correct, and they have the right to sue. This can be challenging if the debt has changed hands multiple times. Suing is also expensive and time-consuming, so they often prefer to settle out of court.

You should note that each state has a statute of limitations on debt. If the debt is old, it might be beyond the legal timeframe for action. Debt collectors usually start with calls and letters to get you to pay.

If they do decide to sue, you will receive a court summons. It’s crucial that you respond within the deadline to avoid a default judgment, which could lead to wage garnishment or bank account levies.

Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA) protecting you from abusive practices. If you get sued, consider consulting an attorney to understand your options and defenses.

As a final point, while a debt collector like 7028262000 can sue you, it's rare, and you should know your rights and respond to any court summons promptly to avoid further issues.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

7028262000 Might Have Your Personal Information

7028262000 might have your personal information, so it's crucial that you don't engage with them.

Here's what we advise you to do:

• Don't provide any personal info over the phone. They could misuse it.
• Avoid picking up if you see this number calling. Engaging can lead to more calls and potential scams.
• Check your credit reports from all three bureaus to identify any issues.

You should also build a comprehensive plan to improve your credit. Working with a reputable credit repair company can help you manage any inaccuracies or disputes efficiently.

Bringing it all together - avoid engaging with 7028262000, block the number, check your credit reports, and seek help from a reputable credit repair company to protect your financial well-being.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 7028262000

7028262000 collects various types of debt, helping creditors recover unpaid amounts. They handle:

• Credit card debt
• Medical bills
• Loans (like personal, payday, or student loans)
• Utility bills (such as unpaid electricity or water bills)

If your payments are overdue, you might hear from them. Sometimes, they buy the debt themselves to collect. They follow laws that limit what they can do or say. You should know your rights to handle these situations more effectively.

All things considered, understanding the types of debt collected by 7028262000 can help you manage the situation better and know your rights.

How Do I Check If I Owe Money To 7028262000

To check if you owe money to 7028262000, here's what you need to do:

First, check your records. Look through your past bills, account statements, and receipts for any final balances or equipment return confirmations. This initial step will help you see if you've missed any payments.

Next, review your credit report. You can get a free credit report from AnnualCreditReport.com. This will show all reported debts, including those by PMAB and others, giving you a clear picture of any outstanding balances.

If you find a debt listed or receive a collection notice, you should request a debt validation letter from the collection agency. This letter will provide details about the debt, helping you ensure its accuracy.

Always watch for scams. You should verify the legitimacy of any collections letter by researching the collector online and contacting them directly. This step is crucial to avoid falling victim to fraudulent claims.

If you're facing harassment or disputed debts, consulting a consumer protection lawyer can be a wise move. They can provide legal advice and help protect your rights.

Lastly, gathering as much documentation as possible is essential before reaching out to Spectrum or any debt collectors. This approach helps you handle collection efforts accurately and protect your credit.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 7028262000

If you're being contacted by 7028262000, likely a debt collection call, you have several laws and regulations protecting you from unfair practices:

First, the Fair Debt Collection Practices Act (FDCPA) is here to help. It stops third-party debt collectors from using abusive, deceptive, or unfair practices. It covers personal debts like credit cards or medical bills, and ensures they follow certain rules.

Here’s what they can't do:

• Call you before 8 AM or after 9 PM.
• Contact you at work if your employer doesn’t allow it.
• Use abusive language or threat.
• Call repeatedly to harass you.
• Pretend to be an attorney or misrepresent themselves.
• Tell others about your debt.

Debt collectors must:

• Send a written validation notice within five days of the first contact, including the amount owed, the creditor’s name, and your right to dispute the debt.
• Stop collection efforts until they verify the debt if you dispute it within 30 days.

You also have important rights:

• You can tell the collector in writing to stop contacting you.
• If you have an attorney, they must communicate with them.
• You can sue for FDCPA violations within one year and recover damages.
• You can report violations to the Federal Trade Commission (FTC), the Consumer Financial Protection Bureau (CFPB), and your state attorney general.

It’s crucial to keep a record of all communications and report any violations if you feel harassed or that your rights are being violated.

Finally, remember these key steps: understand your rights, keep detailed records of all interactions, and reach out to authorities if needed to protect yourself from unfair debt collection practices.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 7028262000/Pmab Have Any Lawsuits Against Them

PMAB LLC, also known as Receivables Management Partners (RMP), has faced multiple lawsuits related to debt collection. You should be aware that PMAB has been involved in various debt collection lawsuits. These typically arise when they sue individuals to collect outstanding debts, often involving unpaid medical bills.

You might also find it helpful to know that hundreds of consumer complaints have been filed against PMAB LLC with the Better Business Bureau (BBB) and the Consumer Financial Protection Bureau (CFPB). Many of these complaints detail issues such as harassment through phone calls and letters and disputes over the legitimacy of the debt.

If you need to take action against harassment or lawsuits, there are resources available to help defend your rights.

In closing, PMAB LLC has been involved in multiple lawsuits and consumer complaints regarding debt collection practices. It's important that you take steps to protect your rights if you face similar issues.

What Do People Online Say About 7028262000

People online have various opinions about the phone number 7028262000. Here are some specific quotes from Reddit:

- User 'DesertRadiology' commented: 'Scamm Collection agency calls 3 or more times daily.'

The context surrounding this number indicates it's frequently associated with unwelcome and possibly aggressive call patterns, leading to frustration among users.

This number belongs to PlusFour Inc, a debt collection agency with a known history of contacting individuals about debt matters. Understanding these online sentiments can help you better anticipate and handle potential calls from this number.

Overall, people online associate 7028262000 with PlusFour Inc and often experience frequent, frustrating calls, making it important for you to be prepared and informed.

Do I Really Need To Remove 7028262000 From My Credit Report

Yes, you really need to remove 7028262000 from your credit report if you’ve identified it as inaccurate. Removing incorrect information can improve your credit score.

Handling a dispute on your own can be time-consuming. We advise you to consider reaching out to a reputable credit repair company like The Credit Pros. They can help you efficiently manage disputes and save you the effort. Be cautious of typical credit repair companies as they often have a poor reputation and might not maximize your chances of success.

You have the legal right to dispute inaccuracies directly with credit reporting companies. They must investigate and fix mistakes, usually within 30 days, at no cost to you. However, working with a trustworthy credit repair service can simplify the process.

As a final point, if you spot inaccuracies on your credit report, consider removing them to boost your credit score, and don't hesitate to seek help from a reputable credit repair service for a smooth dispute process.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 7028262000 can be written

- +1 702-826-2000
- +1 (702) 826-2000
- +1 702 826 2000
- (702) 826-2000
- 702-826-2000
- 702.826.2000
- 702 826 2000
- +17028262000
- (702) 826-2000
- 702.826.2000
- 7028262000

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that PMAB uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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