Who is 7024781334 (+ how are they hurting my credit score)

The phone number 702-478-1334 is linked with a debt collection agency called Wilber & Associates, P.C. However, scammers can mimic legitimate numbers. It's crucial that you don't engage directly with the caller, whether they're legit or not. You aren’t required to pay any debt right away if you have doubts.

Here's what we advise you to do:
• Pull your credit report to check for any potentially inaccurate or negative items.
• If you find anything suspicious or unfamiliar, The Credit Pros can assist in verifying the debt and disputing errors.
• Call us for a free 3-bureau credit report evaluation to understand your score better.

To sum up, don't engage with the caller, check your credit report, and get assistance to verify any suspicious debt claims.

To stop 702-478-1334 from harassing you and report them, follow these steps:

1. Document Interactions: Keep a log with dates, times, and any abusive language used during calls.
2. Do Not Call Registry: Register your number at DoNotCall.gov and block the number through your phone’s call-blocking feature or by contacting your service provider.
3. Use Call Blocking Apps:
- Android: Use 'Call Blocker - Stop spam calls.'
- Apple: Use 'Robokiller: Spam Call Blocker.'
4. Take Escalating Measures:
- Restraining Order: If calls persist or turn threatening, consider getting a restraining order.
- Harassment Lawyer: A harassment lawyer can assist. Harassment is against Federal and State laws.
- Cease and Desist Letter: Send a cease and desist letter using a template from eforms.com.
5. Report to FCC: File a complaint at fcc.gov/complaints for illegal robocalls or number spoofing. Select the phone form, specify 'unwanted calls,' and provide details.
6. Report to FTC: Report telemarketing calls or Do Not Call Registry violations at ReportFraud.ftc.gov or DoNotCall.gov.
7. Submit a Complaint to CFPB:
- Gather Information: Document all interactions, including dates and details.
- Submit a Complaint: Visit consumerfinance.gov/complaint or call (855) 411-2372. You can also mail a detailed letter to CFPB, 1700 G Street, NW, Washington, DC 20552, Attention: Chief Privacy Officer.
- Include Details: Clearly explain what happened, provide key details, and suggest a fair resolution.
8. Nomorobo: Report unwanted robocalls if you use the Nomorobo service.
9. Contact Phone Carrier: Ask your phone carrier about call-blocking tools and options.
10. Local or State Consumer Protection: Check for additional resources or complaint mechanisms through your local or state consumer protection offices.

To wrap things up, make sure you document all unwanted calls, register with the Do Not Call Registry, use call-blocking apps, consider legal actions if necessary, and report to FCC, FTC, or CFPB. Take these steps, and you will have a stronger defense against harassment.

You should block 7024781334. Ignoring the calls won't stop them, and it's best that you don't engage with potential harassment. Blocking the number can give you peace of mind and end further interruptions.

If this number belongs to a debt collector harassing you, blocking it is a smart move. Consider working with a reputable credit repair company to address any inaccurately reported negative items on your credit report. Remember, your credit score won't drop just because you block and ignore this number. If this debt is already on your credit report, it can't hurt your score any more than it already has.

Here are some steps you should take:
• Block the number to stop harassment.
• Your credit score won't be affected by blocking the number.
• Work with a reputable credit repair company to handle any negative items on your credit report.

In the end, blocking 7024781334 helps you stop the harassment, safeguard your peace of mind, and manage your credit report more effectively.

Yes, a debt collector like 7024781334 can sue you, but it's typically a last resort.

Debt collectors often prefer calls and letters over suing. They usually pursue lawsuits for substantial amounts, often over $5,000, because suing is costly and time-consuming. To sue, they must prove you owe the debt, the amount is correct, and they have the right to sue you, which can be challenging if the debt has changed hands.

Each state has a statute of limitations, a time frame within which they can sue. If your debt is old, it might be beyond this period. If they do sue, you will receive a court summons and complaint. You must respond to avoid a default judgment, leading to wage garnishment or bank account levies.

Remember, the Fair Debt Collection Practices Act (FDCPA) protects you from abusive practices. If you receive a lawsuit, consider consulting an attorney.

As a final point – suing is rare, they prefer calls, and be sure to respond if you get a court summons.

The number 7024781334 might have your personal information because it's linked to a debt collector. You should never share personal details with debt collectors over the phone. Ideally, don't even pick up calls from this number to avoid any risks.

Instead, get your 3-bureau credit report to see what debts are listed and start making a plan to improve your credit. Working with a reputable credit repair company, like The Credit Pros, is often your best bet. They can help identify inaccuracies and disputes on your report, ensuring your credit is accurately represented.

• Don't provide any information to debt collectors who call you.
• Don't pick up calls from unknown debt collectors to protect your personal info.
• Obtain your 3-bureau credit report and start fixing your credit with professional help.

Bringing it all together – avoid the number 7024781334, don’t share personal info, check your credit report, and seek professional help to manage and improve your credit effectively.

The number 7024781334 is associated with Wilber & Associates, P.C., a debt collection company that typically collects various types of debt. You might hear from them regarding consumer credit, medical bills, or other personal debts. They don’t represent specific brands but instead purchase debts from different creditors. If you receive a call from this number, it’s likely about an outstanding debt.

You should verify the legitimacy of any debt before making payments. It’s beneficial for you to keep a record of your communications with them.

All things considered, if you receive a call from 7024781334, it's probably about a consumer credit, medical bill, or personal debt they are trying to collect.

To check if you owe money to 7024781334, you should start by gathering all your financial records. Look for final bills, account statements, or receipts for any returned equipment.

You can also check your credit reports from the three major credit bureaus to see if 7024781334 appears. If you find suspicious debt entries, request debt validation from the collections agency to confirm if the debt is valid.

Avoid contacting the number directly, as this could restart the statute of limitations on old debts. Instead, address any inaccuracies on your credit report by disputing them yourself or seeking professional help if necessary. If you face harassment, consider contacting a consumer protection lawyer.

Lastly, gather as much documentation as you can before reaching out to any collectors. This proactive approach helps you prevent inaccurate collections from affecting your credit.

You are protected by several debt collection laws and regulations from the number 7024781334. The primary law is the Fair Debt Collection Practices Act (FDCPA), which prohibits third-party debt collectors from using abusive, unfair, or deceptive practices. This law covers personal debts like credit cards, auto loans, medical bills, and mortgages.

Here are key protections under the FDCPA:
- Debt collectors cannot call you before 8 AM or after 9 PM.
- They cannot contact you at work if your employer prohibits it.
- They can't use obscene language or continuously call you to harass you.
- They can't pretend to be attorneys or government agents.
- They cannot tell others about your debt.

You must receive a written validation notice stating the amount owed, the name of the creditor, and your right to dispute the debt. If you dispute the debt in writing within 30 days, the collector must verify the debt and stop collection efforts until then.

Your state may offer additional protections, such as stricter licensing for debt collectors. Check with your state attorney general's office for specific details.

If you want to stop communication, send a written request to the debt collector. You can also sue for FDCPA violations and report them to the Federal Trade Commission (FTC) or the Consumer Financial Protection Bureau (CFPB).

Finally, remember that you're not alone. Contact The Credit Pros for further assistance with managing and disputing unfair debt collection practices.

Yes, Wilber & Associates, P.C. does have lawsuits against them. Here are a few notable instances:

- Case Dismissal Lawsuits: Many consumers try to get lawsuits dismissed that Wilber & Associates file to collect debts. These often involve claims where Wilber & Associates pursued payments for accidents that consumers were not involved in.

- BBB Complaints: Wilber & Associates holds an F rating with the Better Business Bureau. There are numerous complaints, mainly about harassment and aggressive collection practices. Some consumers report being threatened with their driver’s license suspension if they didn’t pay alleged debts.

- Consumer Reviews: Across various platforms, the firm has a low rating, averaging 1.03 stars out of five. Complaints commonly highlight being pursued for debts they do not owe.

If you encounter issues with Wilber & Associates, you should consider consulting with a legal advisor for assistance.

In closing, Wilber & Associates, P.C. has faced lawsuits and numerous complaints. You need to be aware of their aggressive collection practices and seek legal help if necessary.

Here's what people online say about 7024781334:

On Reddit:
- User: randomreddituser123
Quote: 'This number is constantly calling me about debts that aren't even mine. Really annoying!'

On 800notes:
- User: AnnoyedUser
Quote: 'Harassment and robocalling nonstop, calls for someone I don't even know.'
- User: FrustratedCaller
Quote: 'Calls for someone nonstop daily but no one I know.'
- User: AngryConsumer
Quote: 'Harassing, threatening, not anyone to deal with. Can't verify that you even owe the debt.'

The general sentiment online about 7024781334 is overwhelmingly negative. Users report frequent calls regarding debts that either don't belong to them or cannot be verified. Many describe the calls as harassing and threatening, often using automated systems that make it difficult to request cessation of the calls.

Overall, you should be cautious with 7024781334 as the number is widely reported for harassment and unverified debt claims.

Yes, you really need to remove 7024781334 from your credit report if it is there and is potentially inaccurate. Keeping this account on your report can significantly damage your credit score.

First, verify that the collection is inaccurately reported. You should avoid paying any debt before confirming its validity. You might save time and effort by considering a reputable credit repair company, like 'The Credit Pros,' instead of handling the dispute on your own.

Here's what we advise you to do:
- Confirm the collection's accuracy.
- Do not pay the debt without verification.
- Reach out to a reputable credit repair company.

We understand that dealing with debt collectors is stressful, but following these steps will help you manage your credit health more effectively.

As a final point, remember to verify the debt, avoid premature payments, and consider professional help to ensure your credit report is accurate and your financial future secure.

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Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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• 8003135169