Home / Who is 6785806914 (+ how are they hurting my credit score)

Who is 6785806914 (+ how are they hurting my credit score)

  • Phone number 6785806914 is likely a debt collector called:' Patient Accounts Bureau'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
List of company featuring our services

Main phone number related with this page is: 6785804712

If you keep getting calls from 678-580-6914, it could be Patient Accounts Bureau, a debt collector, or a scammer. They might have bought a debt from you and now bombard you with calls to collect. Blocking or ignoring the calls might help for a bit, but it’s not a lasting fix.

Instead, call The Credit Pros using the number linked above for a hassle-free conversation. We will review your full three-bureau credit report to see if this is a debt collection issue and identify any other negative items that could hurt your credit score. Ignoring this problem isn't smart because it can make your financial situation worse.

We've helped many people remove potentially inaccurate negative items from their credit reports, leading to better scores and finances. Tackling this can stop the harassment and maybe even boost your credit score. Don’t let these calls stress you out-take action and regain control over your financial health.

Who Is 6785806914: Scam Or Legitimate

The number 678-580-6914 is associated with Patient Accounts Bureau. This could mean it is a legitimate debt collector for Wellstar Medical, but it might also be a scam. It's important that you don't engage directly with the caller. Here's what we advise you to do:

1. Pull your credit report to verify any potential debt.
2. Analyze your report for inaccurate negative items that could harm your credit score.
3. Contact The Credit Pros for a free 3-bureau credit report evaluation to verify any debt and dispute inaccuracies.

To sum up, make sure you verify your credit report and handle any inaccuracies before agreeing to pay any claimed debts. We're here to help you improve your financial health and avoid potential scams.

How Do I Stop 6785806914 From Harassing Me (How To Report Them)

If you're being harassed by 6785806914, here's what you can do to report and stop them:

First, document every unwanted interaction. Keep a detailed log of calls and messages, including dates, times, and content. You can then register your number at DoNotCall.gov and block the number using your phone's settings or with help from your service provider.

Consider escalating if necessary. If harassment continues, you might consider getting a restraining order, hiring a harassment lawyer, or sending a cease and desist letter. You can find templates for this at eforms.com.

You should also use call-blocking apps:
• For Android, try 'Call Blocker - Stop spam calls'.
• For Apple, use 'Robokiller: Spam Call Blocker'.

Filing complaints is crucial. Report robocalls or spoofing at fcc.gov/complaints. For telemarketing violations, visit ReportFraud.ftc.gov or DoNotCall.gov. You can also submit complaints to the CFPB at consumerfinance.gov/complaint or call (855) 411-2372.

If you're using Nomorobo, report unwanted robocalls directly through their platform. Don't forget to contact your phone carrier for additional call-blocking tools and options.

To wrap things up, if you follow these steps, you can effectively stop harassment from 6785806914 and report them to the appropriate authorities. This approach will help you regain peace and protect yourself from further harassment.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 6785806914

You should block 6785806914. Blocking the number will stop calls and messages, reducing the stress of dealing with potential harassment. If you ignore the number, you will still receive calls and messages but won't get notifications, which can add unnecessary anxiety.

Blocking or ignoring this number won't impact your credit score. If it's already on your credit report as a debt collection, it won't cause further harm. It is crucial that you address any negative items on your credit report by collaborating with a reputable credit repair company.

Blocking the number helps you:
• Reduce unwanted calls and messages.
• Avoid stress from potential harassment.
• Focus on resolving credit issues with professional help.

In the end, you should block 6785806914 to reduce stress and focus on resolving your credit issues with a reliable credit repair company.

Can A Debt Collector Like 6785806914 Sue Me

Yes, a debt collector like 6785806914 can sue you. However, it's very unlikely. Debt collectors, especially from companies like Patient Accounts Bureau, usually consider lawsuits a last resort. Here’s what you need to know:

• They Must Prove the Debt: They need to prove you owe the debt, the amount is correct, and they have the legal right to sue. This can be tough, especially for old or transferred debts.
• High Costs and Effort: Suing is expensive and time-consuming. Most debt collectors prefer to call or send letters repeatedly.
• Statute of Limitations: Each state has a time limit for suing over a debt. If your debt is old, it might be beyond this period.
• Debt Size Matters: Lawsuits are typically for debts over $5,000 to justify the costs. Suing for small amounts is less likely.

You have rights under the Fair Debt Collection Practices Act (FDCPA). If you are sued, you’ll get a court summons. Responding is crucial to avoid a default judgment. If this happens, they might garnish your wages or levy your bank account, but this is rare.

Consider consulting an attorney if you receive a lawsuit. They can help you understand your options and defenses.

As a final point-remember that debt collectors must prove the debt, lawsuits are expensive, the statute of limitations might apply, and debt size matters. Stay calm, know your rights, and seek legal advice if necessary.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

6785806914 Might Have Your Personal Information

If you received a call from 6785806914, it’s best that you don't give any personal information. This might be a debt collector like Patient Accounts Bureau. Don’t pick up when they call-they can't help you resolve anything over the phone. Instead, you should pull your three-bureau credit report to understand your financial standing.

Here's what we advise you to do:

• Don’t Engage: Ignore calls from numbers you don’t recognize.
• Block the Number: Prevent further harassment by blocking the number.
• Check Your Credit Report: Obtain your three-bureau credit report to see what’s actually there.
• Work with Professionals: A reputable credit repair company can help you dispute errors and create a plan to boost your credit.

Bringing it all together-by not engaging, blocking the number, checking your credit report, and working with professionals, you can protect your personal information and improve your financial health. We're here to help you navigate this process efficiently and stress-free.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 6785806914

The types of debt collected by 6785806914 include various personal, family, and household debts. You might find them handling unpaid credit card bills, medical expenses, mortgage arrears, student loans, and utility bills. They either work for original creditors to collect these debts or buy the debts at a discounted rate to recover the amounts.

• Unpaid credit card bills
• Medical expenses
• Mortgage arrears
• Student loans
• Utility bills

All things considered, if you owe debts like these, 6785806914 might be on your call list, aiming to recover as much as possible or even negotiating settlements.

How Do I Check If I Owe Money To 6785806914

To check if you owe money to 678-580-6914, associated with Patient Accounts Bureau:

First, you should review your credit reports from Equifax, Experian, and TransUnion at AnnualCreditReport.com. Look for any collections or accounts related to medical debt.

Next, go through your personal records for any unpaid bills, especially from healthcare providers, as Patient Accounts Bureau often deals with medical debt.

You can also enter the number 678-580-6914 into a search engine. This may reveal other people's experiences and help confirm the legitimacy of the debt.

If you find a new debt on your credit report, request written validation from the collections agency to ensure the debt is truly yours.

Lastly, consult a consumer protection lawyer if you face harassment or doubt the legitimacy of the debt. Avoid directly contacting the number to prevent resetting the statute of limitations; instead, gather all necessary documentation to handle the situation accurately.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 6785806914

To understand which debt collection laws and regulations protect you from calls from 6785806914, you need to know the primary federal and state laws in place.

Fair Debt Collection Practices Act (FDCPA)
- Main Law: The FDCPA is the main federal law regulating debt collection in the U.S. It protects you from abusive, deceptive, or unfair practices by third-party debt collectors, such as collection agencies, debt buyers, and lawyers.
- Prohibited Actions: Debt collectors can't contact you before 8 AM or after 9 PM, use abusive language, make threats, harass you with continuous calls, falsely claim to be attorneys or government officials, disclose your debt to third parties, or demand larger payments than allowed by law.
- Required Disclosures: They must provide a written validation notice about the debt, including the amount owed and the creditor's name, and inform you of your right to dispute the debt. If you dispute it within 30 days, they must provide verification and stop collection efforts until they do so.

State Debt Collection Laws
- Additional Protections: Many states have additional laws that provide extra protections beyond the FDCPA. For example, New York imposes strict licensing requirements for debt collectors.

Consumer Rights
- Stop Communication: You can demand in writing that a debt collector stops all communication with you.
- Attorney Representation: If you're represented by an attorney, the debt collector must communicate only with them.
- Lawsuits and Reporting: You can sue a debt collector for FDCPA violations within a year and report any violations to agencies like the FTC or CFPB.

Finally, knowing these laws can help you protect yourself from unfair debt collection practices related to calls from 6785806914.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 6785806914/Patient Accounts Bureau Have Any Lawsuits Against Them

Yes, the Patient Accounts Bureau has faced lawsuits. Here’s a summary:

You should know about a recent federal court case alleging that they used illegal and harassing methods to coerce payment, violating the Fair Debt Collection Practices Act (FDCPA).

In addition, several consumer complaints have been reported:

• Many consumers claim that Patient Accounts Bureau uses abusive and deceptive tactics.
• Persistent reports highlight illegal debt collection methods, such as harassment and unvalidated debt claims.
• Some people have received false threats of legal action or wage garnishment without legal basis.
• Multiple accusations indicate violations of FDCPA regulations.

If you experience harassment from the Patient Accounts Bureau, know that you are not alone. You should hire a trusted debt harassment lawyer and might be entitled to compensation for violations of your rights. Consulting legal professionals can help you stop the harassment effectively.

In closing, if you deal with the Patient Accounts Bureau, take action by seeking legal help, knowing your rights, and standing up against these practices.

What Do People Online Say About 6785806914

People online have made several comments about the phone number 6785806914. These comments primarily highlight negative experiences tied to debt collection activities.

From Reddit, the user `Debt reducing fraud` reported:
> 'Investigator FTC DNC Spamlist reported Debt reducing fraud with the number 6785806914 as Cost trap Call related to Reducing your debt (credit cards, mortgage, student loans) received in Georgia. Calling with recorded message (robocalls)'

On another platform, RoboKiller, user `Fake collector` mentioned:
> 'Fake collector'

Another user, `Patient accounts services`, commented:
> 'Patient accounts services'

Some user comments simply express relief, as seen with the user `Awesome!!` who said:
> 'Awesome!!'

Brief Analysis:
- Sentiment: You mostly see skepticism or spam identification.
- Details: This number connects to robocalls and suspected fraud, mainly regarding debt reduction.
- Context: The number is linked to unsolicited and potentially fraudulent debt-related calls.

Overall, interactions with 6785806914 are generally seen as negative and possibly fraudulent, so you should be cautious if you receive a call from this number.

Do I Really Need To Remove 6785806914 From My Credit Report

Yes, you should try to remove 6785806914 from your credit report if you find it potentially inaccurate. It's crucial that you first confirm this collection is on your report and verify its accuracy. Avoid typical credit repair companies since many are poorly rated and ineffective.

Disputing inaccuracies on your own can be time-consuming. A reputable credit repair company can save you effort and ensure a thorough job. While you legally have the right to dispute for free, a trusted firm, like The Credit Pros, can handle the process efficiently.

• Verify the collection's presence and accuracy.
• Avoid frequently poorly rated credit repair companies.
• Consider a reputable service like The Credit Pros for efficient results.

As a final point – make sure you check that the collection is on your report and possibly incorrect, steer clear of ineffective repair companies, and think about using a reliable service to manage the dispute process.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 6785806914 can be written

- +1 678-580-6914
- +1 (678) 580-6914
- +1 678 580 6914
- (678) 580-6914
- 678-580-6914
- 678.580.6914
- 678 580 6914
- +16785806914
- (678) 580-6914
- 678.580.6914
- 6785806914

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Patient Accounts Bureau uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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