Home / Who Is 6035704474 (+ How Are They Hurting My Credit Score)

Who Is 6035704474 (+ How Are They Hurting My Credit Score)

  • Phone number 6035704474 is likely a debt collector called:' Credit Collection Services (CCS)'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 9784445700

Debt collectors or scammers may use the number 6035704474 and could hurt your credit score. Ignoring these calls won't solve the problem-they likely bought an old debt and are trying to collect aggressively. Blocking the number can stop the calls but won't fix the issue.

If the caller is a debt collector like Credit Collection Services (CCS), they probably have your personal information and are reaching out about unpaid debts. Answering may not be a good idea, but ignoring them won't help either. Tackle the issue directly to protect your financial health.

Call The Credit Pros at the number above. We will review your credit report from all three bureaus, determine if it's a debt collection issue, and guide you on what to do next. We've helped many people remove inaccurate items from their credit reports, boosting their scores and ending harassing calls.

Who Is 6035704474: Scam Or Legitimate

The phone number 6035704474 could be from a legitimate debt collection agency or it might be a scam. It's important that you don't engage directly with the caller. Whether the call is legitimate or a scam, here are some steps we advise you to take:

• Do not pay any debt without prior verification.
• Pull your credit report and analyze it for any inaccurate negative items.
• Contact us for a free 3-bureau credit report evaluation.

The Credit Pros can help you verify any debt, dispute inaccurate negative items, and improve your financial prospects. You should block the number to reduce stress and potential threats from scammers. Scammers often pose as legitimate agencies to steal your identity, so avoid giving personal information over the phone. Always prefer written communication with any debt collectors to keep a record of every interaction.

To sum up, block the number, verify any debt before paying, check your credit report, and contact us for help to ensure your financial safety.

How Do I Stop 6035704474 From Harassing Me (How To Report Them)

To stop 6035704474 from harassing you, start by documenting each unwanted interaction, noting dates, times, and any abusive language.

You should register your number at DoNotCall.gov and block the number using your phone’s call-blocking feature or by contacting your service provider.

Next steps:
• If harassment continues, consider a restraining order.
• Hire a harassment lawyer if necessary, as harassment violates Federal and State laws.
• Send a cease and desist letter using the template at eforms.com/cease-and-desist.

For call-blocking apps, you can use 'Call Blocker - Stop spam calls' for Android or 'Robokiller: Spam Call Blocker' for Apple devices.

You should also file a complaint with the Federal Communications Commission (FCC) if the call was an illegal robocall or spoofed at fcc.gov/complaints.

Additionally, report telemarketing calls or violations of the Do Not Call Registry to the Federal Trade Commission (FTC) at ReportFraud.ftc.gov or through Nomorobo if you use their service.

To wrap things up, document interactions, block the number, and consider legal steps like a restraining order. Reporting to FCC and FTC can also help stop harassment from 6035704474.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 6035704474

You should block the number 6035704474.

Blocking the number means they can't reach you at all. This is especially useful if they're constantly calling or messaging you. Ignoring the number means you won't be notified of their calls or messages, but they can still attempt to contact you. Given that the number belongs to Credit Collection Services (CCS), it's likely a debt collector. Blocking them is the smarter choice if they're harassing you.

Blocking the number won't impact your credit score. It just stops the calls and messages. If there's a debt collection already on your credit report, blocking them won't worsen your score. You should work with a reputable credit repair company to handle any inaccuracies or disputes on your credit report.

• Blocking them prevents further contact.
• Ignoring means they can still try to reach you.
• Your credit score isn't affected by blocking or ignoring the number.

In the end, you should block the number to reduce stress and get a clear plan on handling the situation. Reach out to a credit repair company for assistance.

Can A Debt Collector Like 6035704474 Sue Me

Yes, a debt collector like 6035704474 from Credit Collection Services can sue you. However, it’s uncommon and generally a last resort for significant debts, usually over $5,000, because lawsuits are expensive and time-consuming.

Debt collectors need to prove:

• You owe the debt.
• The debt amount is correct.
• They have the legal right to sue.

Each state has a statute of limitations, limiting the period during which they can sue. If the debt is old, it might be beyond this period. Debt collectors prefer settling through calls or letters rather than suing.

If you receive a court summons, it's crucial to respond to avoid a default judgment. You have rights under the Fair Debt Collection Practices Act (FDCPA) to protect you from abusive practices. Consult an attorney to understand your options and defenses.

As a final point, remember that while a debt collector like 6035704474 can sue, it’s rare. Ensure you understand your rights and seek legal advice if sued.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

6035704474 Might Have Your Personal Information

When you see 6035704474 calling, you should avoid answering. This number is linked to debt collection, likely from Credit Collection Services (CCS), and they aim to gather your personal information. Do not provide details like your birthday or address. Engaging with them could expose you to scams.

Here’s what we advise you to do instead:

• Obtain your 3-bureau report to see where your credit stands and identify any errors.
• Build a comprehensive credit repair plan to focus on improving your credit score.
• Work with a reputable credit repair company to handle inaccuracies and disputes on your report.

Bringing it all together - ignore calls from 6035704474 to protect your personal information, get your credit report, plan for repair, and seek professional help to manage any discrepancies for a better credit score.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 6035704474

603-570-4474, associated with Credit Collection Services (CCS), collects various types of debt. You might deal with them if you have unpaid:

• Credit card debt
• Medical debt
• Personal loans
• Utility bills

They either work for creditors to recover what’s owed or buy delinquent debts and try to collect the full amount. Their practices are regulated by federal and state laws to ensure fair collection methods.

All things considered, if you encounter CCS at 603-570-4474, you might deal with credit card debt, medical bills, personal loans, or unpaid utility bills, all collected under strict legal guidelines.

How Do I Check If I Owe Money To 6035704474

First, gather and review your financial records for any final bills, account statements, or receipts related to the debt. You should request a copy of your credit report from the major credit bureaus to see if the debt appears there. If you find an entry for the debt, request debt validation from Credit Collection Services (CCS). This means they must prove the debt is yours and the amount is correct.

Do not initiate direct contact with CCS, as this might reset the statute of limitations on the debt. If you believe the debt is incorrect or you face harassment, consider consulting a consumer protection lawyer. Keep detailed records of all communications.

If you suspect the call might be a scam (like phantom debt collection scams), do not give out personal information. Verify by independently contacting a reputable organization or checking your own records.

Lastly, stay proactive and organized to prevent inaccuracies from hurting your credit score, and remember, verifying any claim is always your right.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 6035704474

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, deceptive, or unfair practices by debt collectors. It covers personal, family, and household debts like credit cards, auto loans, and medical bills.

Under the FDCPA, debt collectors cannot contact you before 8 AM or after 9 PM, use abusive language, threaten violence, or repeatedly call to harass you. They can't falsely represent themselves as attorneys or government officials, disclose your debt to others, or demand larger payments than legally allowed.

Debt collectors must provide a written validation notice with the amount you owe and your rights to dispute the debt. If you dispute the debt in writing within 30 days, they must verify it and stop collection until they do. You can also demand they stop contacting you by sending a written request.

Many states have additional protections beyond the FDCPA. For example, New York requires debt collectors to be licensed. Regulation F further clarifies debt collection practices, limiting how often and when collectors can contact you.

You can sue for FDCPA violations within one year and report issues to the FTC or CFPB. If you're experiencing problems, consult a legal professional or a consumer protection agency to understand your state-specific rights and protections.

Finally, knowing your rights under the FDCPA and state laws can help you protect yourself from unfair practices by debt collectors.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 6035704474/Credit Collection Services (Ccs) Have Any Lawsuits Against Them

Yes, there have been lawsuits and complaints against Credit Collection Services (CCS). Here are some notable examples that you should be aware of:

• Stacy Berkowitz v. CCS: Stacy Berkowitz sued CCS in the United States District Court for the Eastern District of New York. She claimed CCS violated the Fair Debt Collection Practices Act (FDCPA) by contacting her directly, despite knowing she had legal representation.

• Consumer Complaints: The Consumer Financial Protection Bureau (CFPB) database lists over 8,600 complaints mentioning 'CCS.' Notable issues include:
- Impersonation: Allegations that CCS impersonated attorneys, law enforcement officers, or government officials.
- Miscollection: Attempts to collect debts not owed by the complainants.
- Unlawful Contact: Continued communication after being explicitly told to stop.

These examples highlight that CCS has faced significant issues with their debt collection practices, often violating FDCPA regulations.

In closing, it's clear that CCS has been involved in numerous legal and consumer complaints, reflecting serious concerns about their debt collection practices.

What Do People Online Say About 6035704474

If you're wondering What Do People Online Say About 6035704474, multiple users claim it's linked to scam calls.

John_doe_99 mentions that 6035704474 called demanding payment for a debt he doesn't owe. Waryware received a message from this number claiming it was their final notice to settle a debt, without even knowing their name. Scamcatcher45 advises you not to fall for their scare tactics and simply block the number.

From these comments, you gather that 6035704474 is associated with phantom debt collection scams. These callers often use threats and urgency to get you to pay non-existent debts. You should be wary of vague debt references and requests for personal info. Immediate payment demands are a big red flag.

Overall, if you get a call from 6035704474, be cautious and block the number to avoid falling for their scams.

Do I Really Need To Remove 6035704474 From My Credit Report

Yes, you should remove 6035704474 from your credit report if you find it and confirm it's potentially inaccurate. Handling this yourself can be very time-consuming and stressful. Instead, we advise you to reach out to a reputable credit repair company. Avoid 'typical' credit repair companies, as many have poor ratings and may not do a great job. A trusted company like The Credit Pros can help you efficiently remove inaccurate items.

Here are some key actions you can take:
• Confirm the collection is on your credit report.
• Identify it as potentially inaccurate.
• Consult a reputable credit repair company like The Credit Pros.

Quick Tips:
• Regularly monitor your credit report.
• Use AnnualCreditReport.com to get free weekly reports.
• Dispute errors with all three major credit bureaus (Equifax, Experian, and TransUnion).

As a final point, you should confirm any inaccuracies and consider consulting a reputable credit repair company to save time and effort in maintaining a healthy credit score.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 6035704474 can be written

- +1 603-570-4474
- +1 (603) 570-4474
- +1 603 570 4474
- (603) 570-4474
- 603-570-4474
- 603.570.4474
- 603 570 4474
- +16035704474
- (603) 570-4474
- 603.570.4474
- 6035704474

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Credit Collection Services (CCS) uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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