Home / Who is 5852527200 and why are they calling me?

Who is 5852527200 and why are they calling me?

  • Phone number 5852527200 is likely a debt collector called:' Navient'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 3859887200

If you see 5852527200 on your phone, this number likely belongs to Navient, a debt collection agency. These calls can be alarming and may indicate a negative item on your credit report. A hit to your credit score can lead to serious issues, so acting quickly is essential to avoid further problems.

Receiving calls from 5852527200 can be a real headache. Document every interaction, including dates and times. Block the number to protect yourself from harassment and report the calls to authorities like the FCC and FTC. Get a free 3-bureau credit report and check for any inaccuracies related to Navient. If you find any issues, address them right away to maintain your credit health.

To handle this efficiently, reach out to The Credit Pros at 585-252-7200 for a no-pressure conversation about your credit report. They can verify the debt and provide expert assistance tailored to your situation. Don’t let calls from 5852527200 cause unnecessary stress; The Credit Pros can help guide you through resolving disputes and improving your credit score.

Who Is 5852527200: Scam Or Legitimate

The number 5852527200 is likely a debt collection call from Navient. We understand these calls can be stressful for you. You're not obligated to pay right away if you're unsure. Here's what we advise you to do:

• Block the number to stop unwanted calls
• Pull your free 3-bureau credit report
• Look for potentially inaccurate negative items on your report
• Let us verify any debts and dispute errors for you

We at The Credit Pros have helped thousands of people in similar situations. Whether it's legitimate or not, your next move is the same - you should check your credit report. If you see Navient listed as a collection, it's probably real, but you still shouldn't respond directly.

We can help you confirm the debt, challenge any mistakes, and improve your financial outlook. Give us a call for a free credit evaluation. You've got options, and we're here to guide you through them every step of the way.

To wrap things up, remember that you're not alone in this. You can take control by blocking the number, checking your credit report, and reaching out to us for expert help. We're here to support you and help you navigate this situation with confidence.

How Do I Stop 5852527200 From Harassing Me (How To Report Them)

To stop 5852527200 from harassing you, you need to take immediate action. Here's what we advise you to do:

First, you should document every unwanted interaction. Keep a detailed log of each call, including dates, times, and any abusive language used. This record will be crucial if you need to escalate the issue.

Next, register your number at DoNotCall.gov. You should also block the number using your phone's call-blocking feature or ask your service provider for help. If you're using an Android phone, we recommend the 'Call Blocker - Stop spam calls' app. For Apple users, 'Robokiller: Spam Call Blocker' is a great option.

It's important that you report this harassment to the authorities. You can file a complaint with the FCC at their website if it's an illegal robocall or spoofed number. The FTC also accepts reports at ReportFraud.ftc.gov or DoNotCall.gov/report.html.

You should consider submitting a complaint to the CFPB. You can do this online at ConsumerFinance.gov/complaint, by phone at (855) 411-2372, or by mail to their Washington, DC office.

We strongly recommend that you send a cease and desist letter. You can find a template at eforms.com to help you draft this letter effectively.

Don't forget to check with your local or state consumer protection office. They might have additional resources or complaint mechanisms that can help you.

If the threats escalate, you should consider getting a restraining order. Hiring a harassment lawyer can also be beneficial, as harassment is illegal under both federal and state laws.

• You should document all interactions meticulously.
• We recommend using call-blocking apps specific to your phone's operating system.
• It's crucial that you report the harassment to multiple authorities.

To finish up, remember that you have the power to stop this harassment. By following these steps, you're taking control of the situation and protecting yourself. We're here to support you through this process, and with persistence, you can put an end to these unwanted calls.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 5852527200

You should block 5852527200 to protect yourself from potential harassment. We understand dealing with debt collectors can be stressful, but taking action will help you regain control. When you block this number, you won't negatively impact your credit score - any existing collection on your report has already affected it.

We advise you to:

• Block the number immediately
• Don't engage with the caller
• Work with a reputable credit repair company

If you work with a credit repair company, they can help you remove inaccurate negative items from your report. They'll handle communications and disputes for you, which will reduce your stress.

Remember, you have rights under the Fair Debt Collection Practices Act. Collectors can't harass or threaten you. If you're unsure about the debt's legitimacy, don't pay without verification.

When you block the number, you're taking your first step towards resolution. Then, let a professional credit repair service guide you through the process. This approach empowers you to improve your financial situation with expert support.

To wrap things up, you should block 5852527200, avoid engaging with the caller, and consider working with a credit repair company to handle any disputes. By taking these steps, you'll be on your way to regaining control of your financial situation and reducing stress.

Can A Debt Collector Like 5852527200 Sue Me

Yes, a debt collector like 5852527200 can sue you, but it's very unlikely. You should know that debt collectors typically use lawsuits as a last resort, usually when you owe over $5,000. If you're worried about being sued, here's what you need to understand:

Debt collectors face significant costs when they sue, including attorney fees and court expenses. That's why they prefer to contact you through calls and letters first. You have rights under the Fair Debt Collection Practices Act (FDCPA), which protects you from abusive practices.

If a debt collector decides to sue you, they must prove you owe the debt, the amount is correct, and they have the legal right to sue. This can be challenging for them, especially if your debt has changed hands multiple times. Each state also has a statute of limitations on debt, which might protect you if the debt is old.

In the unlikely event you're sued, you'll receive a court summons and complaint. It's crucial that you respond within the specified deadline to avoid a default judgment. If you don't respond, you could face wage garnishment or bank account levies.

We recommend you take these steps if you're concerned about a potential lawsuit:

• Verify the debt: Ask the collector to provide proof that you owe the amount they claim.
• Check the statute of limitations: Research your state's laws to see if the debt is too old to be legally pursued.
• Seek legal advice: If you receive a summons, consult with an attorney to understand your options and potential defenses.

To finish up, remember that while it's possible for a debt collector to sue you, it's not their preferred method. You have rights and options available to protect yourself. If you're worried, take proactive steps to verify the debt and understand your legal standing. We're here to help you navigate this challenging situation with confidence.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

5852527200 Might Have Your Personal Information

If you received a call from 5852527200, it's likely a debt collector. You should not provide any personal or financial information when they call. We advise you not to pick up at all. If you interact with them, you might face more problems. Instead, you should focus on getting your 3-bureau credit report and start building a plan to boost your credit.

We recommend that you work with a reputable credit repair company. They can help you handle any mistakes or disputes on your credit report, which can improve your score over time. Here's what we advise you to do:

• Block the number: This will reduce your stress and keep your personal information safe.
• Get your credit report: You should obtain your 3-bureau credit report to understand your financial status.
• Make a plan to improve your credit: You need to develop a detailed plan to fix any issues or areas that need work.
• Work with a credit repair company: A good company can help you resolve disputes and fix errors effectively.

Stay proactive and informed to protect your personal info and financial health. To wrap things up, remember that you have the power to take control of your financial situation. By following these steps, you're on your way to a healthier credit score and peace of mind.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 5852527200

5852527200 collects various types of debt, including:

• Loans (personal, auto, etc.)
• Credit card balances
• Medical bills
• Unpaid utility bills
• Cell phone bills

This debt collection agency often purchases delinquent debts from original creditors or works on their behalf to recover owed amounts. When they contact you, it's crucial that you verify all information about the debt before making any payments.

You should know that 5852527200 might be calling about debts you've forgotten or weren't aware of. We recommend that you ask for detailed information about any debt they claim you owe. This includes the original creditor, amount, and date of the debt.

If you're unsure about the validity of the debt, you have the right to request debt verification. This means the collection agency must provide proof that you actually owe the debt they're trying to collect.

To finish up, remember that you're in control of your financial situation. Don't let aggressive collection tactics pressure you into paying debts you're not sure about. Always verify first, and if needed, seek professional advice to help you navigate this process.

How Do I Check If I Owe Money To 5852527200

To check if you owe money to 5852527200, you should start by reviewing your personal records. Look through your final bills, account statements, and equipment return receipts for any outstanding debts.

Next, you should get a copy of your credit report. Review it carefully to see if 5852527200 appears related to any debts. If you spot a debt, take note of it.

If you see a debt on your credit report, we advise you to request debt validation from the collections agency. This step helps you ensure the debt is accurate and gives you more details about it.

You might want to consider consulting a consumer protection lawyer if you're facing harassment over disputed debts. They can help protect your rights and offer you legal advice tailored to your situation.

We strongly recommend that you avoid direct contact with the number. If you call them, you might accidentally restart the statute of limitations on old debts.

• Gather all your personal financial records
• Check your credit report for any related debts
• Request debt validation if needed
• Consult a lawyer if you're being harassed

To finish up, remember that you should gather as much documentation as possible from your own records and credit reports before you reach out to any debt collectors. This proactive approach can help you prevent issues with inaccurate collection efforts impacting your credit score.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 5852527200

You are protected by several laws and regulations from debt collectors, including calls from 5852527200. The main federal law protecting you is the Fair Debt Collection Practices Act (FDCPA). This law prevents debt collectors from using abusive, deceptive, or unfair practices against you. It covers your personal, family, and household debts like credit cards, auto loans, and medical bills, but not business debts.

Under the FDCPA, you have specific rights. Debt collectors can't contact you before 8 AM or after 9 PM. They can't call you at work if your employer doesn't allow it. They're also prohibited from using obscene or abusive language, threatening you, or repeatedly calling to harass you. Additionally, they can't pretend to be attorneys or government officials, disclose your debt to third parties, or demand more money than what you owe.

When a debt collector contacts you, they must provide a written validation notice. This notice should include details about your debt, such as the amount, the creditor's name, and your rights to dispute the debt. If you dispute the debt in writing within 30 days, the collector must verify the debt and stop collection efforts until they provide the verification.

You have the power to instruct debt collectors to stop contacting you by sending a written request. If you have an attorney, the debt collector must communicate only with them. If you believe the FDCPA has been violated, you can sue the debt collector within one year to recover damages.

It's important to note that state laws may offer you additional protections. We recommend that you check your state's specific regulations for more comprehensive coverage. If you need more help, you can report any violations to agencies like the FTC, CFPB, or your state attorney general.

• You can dispute the debt within 30 days of receiving the validation notice
• You have the right to request the debt collector to stop contacting you
• You can sue the debt collector if they violate the FDCPA

To finish up, remember that you have strong legal protections against unfair debt collection practices. You should always assert your rights, verify any debt claims, and don't hesitate to seek help if you feel harassed or unfairly treated.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 5852527200/Have Any Lawsuits Against Them

You'll find that 5852527200 doesn't have any specific lawsuits against them. This number belongs to Navient, a student loan servicer that has faced legal challenges in the past. Navient has been involved in several class-action lawsuits related to their debt collection practices.

If you've received calls from this number, you should be aware of the following:

• Navient has faced allegations of violating the Telephone Consumer Protection Act (TCPA) by making unsolicited robocalls and sending automated texts without consent.
• Consumers have sought damages of $500 to $1,500 per call or text in these lawsuits.
• The Federal Trade Commission (FTC) prohibits such unsolicited calls, adding regulatory scrutiny to Navient's practices.

You might want to review these complaints and lawsuits if you need detailed information on each case. It's important that you understand your rights as a consumer when dealing with debt collectors. If you believe you've been contacted improperly, you can file a complaint with the FTC or consult with a consumer rights attorney.

To finish up, we recommend that you keep records of any calls you receive from this number. You should also familiarize yourself with the TCPA and your rights under it. If you feel you're being harassed, don't hesitate to seek legal advice or file a complaint with the appropriate authorities.

What Do People Online Say About 5852527200

People online have shared mixed experiences with calls from 5852527200. You'll find various comments on Reddit and other platforms about this number:

• You might receive silent calls or hear nothing when you answer.
• Some users report repeated calls, often around the same time each day.
• There are claims of potential scams or fake debt collection attempts.
• Many find these calls annoying and disruptive.

If you're getting calls from this number, you're not alone. Many users advise blocking it to stop the nuisance. We recommend you take caution if you decide to answer. Don't share personal information, as it could be a scam attempt.

You can take several steps to protect yourself:

• Block the number on your phone to prevent future calls.
• Report the number to your local authorities or the FTC if you suspect fraud.
• Consider using a call-blocking app for added protection.

To finish up, remember that you have control over who contacts you. If this number is bothering you, don't hesitate to block it and report any suspicious activity. Your peace of mind is important, and you have the power to take action against unwanted calls.

Do I Really Need To Remove 5852527200 From My Credit Report

You should carefully consider whether to remove 5852527200 from your credit report. While it's important to address potential inaccuracies, disputing this item yourself can be time-consuming and frustrating. Instead, you might want to reach out to a reputable credit repair company like The Credit Pros for assistance.

We understand that most credit repair companies have a bad reputation, but a good one can make a significant difference in improving your credit. By letting us handle the tedious dispute process, you'll save yourself hours of work and stress.

Here's what we recommend you do:

• Check if the collection actually appears on your report
• Determine if it seems potentially inaccurate
• Let us review your entire credit report for other issues
• We'll craft dispute letters and follow up as needed
• You can focus on other priorities while we take care of it

Removing inaccurate negative items can give your score a substantial boost. We're here to help you get the credit you deserve without the hassle of going it alone.

To finish up, you should consider working with a reputable credit repair company to efficiently address potential inaccuracies on your credit report, potentially improving your credit score and reducing your stress in the process.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 5852527200 can be written

- +1 585-252-7200
- +1 (585) 252-7200
- +1 585 252 7200
- (585) 252-7200
- 585-252-7200
- 585.252.7200
- 585 252 7200
- +15852527200
- (585) 252-7200
- 585.252.7200
- 5852527200

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Navient uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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