Who is 5165660134 and why are they calling me?
- Phone number 5165660134 is likely a debt collector called:' Resurgent Capital Services'.
- Your credit score likely dropped because this is potentially a debt collection on your report.
- Chat with us now and learn how we can help you potentially improve your score.
Calls from 516-566-0134 might be from a debt collector like Resurgent Capital Services or could be a scam trying to get your personal info. If it's a debt collector, they're likely calling because they bought an unpaid debt of yours and they want to collect. Blocking the number is a quick way to stop the calls, but it's not a real solution-it just pauses the problem.
If this is indeed a debt collector, it’s crucial to address it seriously. Ignoring their attempts won't make the debt go away and could lead to more severe issues like lawsuits. The best move is to call The Credit Pros. We can review your full 3-bureau credit reports to confirm whether this is a legitimate debt collector and identify other negative items hurting your score. We'll have a simple, no-pressure conversation to figure things out.
We've helped countless people remove potentially inaccurate items from their credit reports, boosting their scores and overall financial security. If you’re getting these calls, don’t let them stress you out. Reach out to us and let’s get you back on track-because your financial well-being is too important to ignore.
Who Is 5165660134: Scam Or Legitimate?
Seeing the number 516-566-0134 pop up on your phone can be confusing. It might be related to delivery alerts, as some people have reported it being used by services like Uber Eats. However, you should be cautious if you get calls asking for personal or financial information.
Verify any debt by requesting a debt validation letter. This letter should detail the amount of the debt, the creditor's name, and your rights under the Fair Debt Collection Practices Act (FDCPA). You should check your credit report for discrepancies or unfamiliar debts and always contact your original creditor to confirm any debt assignments.
If you suspect a scam, report it to the Federal Trade Commission (FTC) and your state attorney general.
To sum up, if 516-566-0134 contacts you, stay cautious, verify any debt, check your credit report, and report any suspicious activity. If you have concerns, we're here to help. Give us a call for a free, thorough 3-bureau credit report analysis.
How Do I Stop 5165660134 From Harassing Me (How To Report Them)?
To stop 5165660134 from harassing you, take these steps immediately. First, document all unwanted calls by keeping a detailed log with dates, times, and any abusive language used. This record will be helpful when you report the issue.
Next, sign up for the National Do Not Call Registry at DoNotCall.gov. This process takes about two minutes and can help reduce unwanted calls. Block the number directly on your phone or get in touch with your service provider for additional call-blocking options.
For more stringent measures:
- Send a cease and desist letter using a template from eforms.com.
- If the harassment continues, consider a restraining order or consult a harassment lawyer.
- Use apps like 'Call Blocker' for Android or 'Robokiller' for Apple to block unwanted calls.
If you identify the calls as illegal robocalls, file a complaint with the FCC at fcc.gov/complaints. For other unwanted calls, report them to the FTC at ReportFraud.ftc.gov or DoNotCall.gov.
You can also contact the CFPB by visiting consumerfinance.gov/complaint or calling (855) 411-2372. This helps track and address your complaint efficiently. Lastly, notify your phone carrier and your local or state consumer protection office for additional support.
To wrap things up, you can combat harassment from 5165660134 by documenting calls, signing up for the Do Not Call Registry, blocking the number, and filing complaints with FCC, FTC, or CFPB. Always take action to regain control and reduce unwanted calls.
Stop the harassment today. Reach out to us for expert help. Chat with us now
Should I Block Or Ignore 5165660134?
You should block the number 5165660134, especially if it's causing you stress. Blocking the number will stop the calls and help you focus on resolving any debt issues more effectively. Ignoring the calls won't provide the same level of relief and can still cause anxiety and interruptions.
- Blocking the number won't lower your credit score.
- If this number is from a debt collector, blocking them can prevent harassment.
- You should work with a reputable credit repair company to resolve any negative items on your credit report.
By blocking the number, you can avoid disturbances and better manage the situation. Ignoring the calls may keep you aware of their attempts, but it won't stop the interruptions or fully reduce your stress.
In the end, go ahead and block 5165660134 to minimize stress and handle the situation more effectively.
Can A Debt Collector Like 5165660134 Sue Me?
Yes, a debt collector like 5165660134 can sue you for an unpaid debt, but this is very unlikely.
First, lawsuits are usually a last resort. Debt collectors typically try multiple attempts through calls and letters before considering a lawsuit. Suing is expensive and time-consuming, so they often prefer to settle out of court. They must also prove you owe the debt, the amount is correct, and they have the legal right to sue, which is difficult, particularly if the debt has been sold multiple times.
Additionally, there’s a time limit for filing lawsuits, known as the statute of limitations. If the debt is old, the chance of being sued decreases. If you are sued, you will receive a court summons, and you must respond to avoid a default judgment, which could lead to wage garnishment or bank account levies. Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA) and should consider consulting with an attorney if this happens.
As a final point, understand your rights and options. Most of the time, debt collectors prefer other methods to collect the debt first.
Worried about legal action? Contact us to understand your rights. Chat with us now
5165660134 Might Have Your Personal Information
If the number 5165660134 calls you, it might have your personal information. Here's what you need to do:
1. Don't provide any personal information: If you answer a call from this number, do not give out any personal details. Scammers often try to collect or verify your personal info for fraudulent activities.
2. Avoid picking up the call: It’s best not to answer calls from this number. Scammers can use tactics to get your information or trick you into making payments.
3. Check your credit report: Regardless of this call, you should regularly check your three-bureau credit report. This helps you spot any unusual activity and plan steps to improve your credit.
4. Work with a reputable credit repair company: Partnering with professionals can be the best way to tackle issues on your credit report. They have the expertise to handle disputes and inaccuracies efficiently, reducing your stress and helping you build a healthier credit profile.
By following these steps, you can protect your personal and financial information from potential scammers. Stay vigilant and proactive in managing your credit and personal information.
Protect your personal information. Speak with our experts today. Chat with us now
Types Of Debt Collected By 5165660134
Resurgent Capital Services collects various types of debt that you might have incurred. This includes unpaid credit card debt, personal loans, medical bills, utility bills, and even government debts. Typically, if you miss payments, the original creditor might sell your debt to Resurgent Capital Services after about 120 days.
Here are some common types of debt collected by Resurgent Capital Services:
- Credit Card Debt: If you miss payments on your credit cards, the creditor might sell this debt to Resurgent.
- Medical Bills: Unpaid hospital or doctor bills can be handed over for collection.
- Personal Loans: Missed payments from personal loans, whether from banks or online lenders.
- Utility Bills: Overdue bills from utilities like gas, electric, or water companies.
You should regularly check your credit report to ensure accuracy. If you spot any inaccuracies, don't hesitate to contact the original creditor to confirm the debt details.
All things considered, keep an eye on your credit report, verify the debts, and address any concerns directly with your creditors.
How Do I Check If I Owe Money To 5165660134?
To check if you owe money to 5165660134, follow these steps:
First, review your credit reports. Visit AnnualCreditReport.com to obtain free reports from Experian, TransUnion, and Equifax. Look for any debts listed from the collector associated with 5165660134.
Next, gather your records. Search for any final bills, account statements, or equipment return receipts that might indicate an outstanding debt.
If you find a debt from 5165660134 on your credit report, request debt validation from the collections agency. This means you should ask them to verify the debt and provide details about it.
Additionally, check your mail notices for any letters or notices you've received about unpaid bills, especially ones mentioning collections.
If you’re facing harassment or dispute the debt, consider consulting a consumer protection lawyer for advice.
Lastly, be cautious about direct contact with the collector, as this might restart the statute of limitations on old debts. By following these steps, you can confirm if you owe any money to 5165660134 and take appropriate action.
Need to verify your debts? Contact us for a thorough check. Chat with us now
Which Debt Collection Laws And Regulations Protect Me From 5165660134
Debt collection laws, including the Fair Debt Collection Practices Act (FDCPA), protect you from unfair practices by debt collectors like the ones calling from 5165660134. The FDCPA stops debt collectors from using abusive, unfair, or deceptive tactics. They can't contact you before 8 AM or after 9 PM, and they're not allowed to call you at work if it's not permitted by your employer.
If they’re harassing you, using obscene language, or falsely claiming they are someone they're not, these actions are illegal. They also can't reveal your debt to others, like friends or co-workers, or demand more money than you owe. Debt collectors must send you a written validation notice about the debt, which includes details like the amount owed and the creditor’s name. If you dispute the debt in writing within 30 days, they must provide verification before continuing collection efforts.
Additionally, many states have their own laws offering even more protections. You can also make them stop contacting you by sending a written request. If your rights are violated, you can sue for damages and report the debt collector to the Federal Trade Commission (FTC), Consumer Financial Protection Bureau (CFPB), and your state attorney general.
Finally, the Fair Debt Collection Practices Act and state laws protect you from harassment and ensure that debt collectors follow legal procedures, giving you the power to challenge and report unlawful practices.
Does 5165660134/Resurgent Capital Services Have Any Lawsuits Against Them?
Yes, Resurgent Capital Services has been involved in several lawsuits. Here are some notable cases:
- Class Action for Misleading Litigation Activities (2013): Resurgent Capital Services faced accusations of inflating debt amounts by adding court costs not yet reduced to judgment. The motion to dismiss was denied, allowing the case to proceed.
- FDCPA Violation (2011): In Resurgent Capital Services, LLC v. Mackey, the court dismissed the action with prejudice due to Resurgent's failure to identify the proper plaintiff, which infringed on the defendant's due process rights.
- Class Action Settlement (2022): LVNV Funding, a partner of Resurgent Capital Services, agreed to a $100,000 class action settlement to resolve claims of unlawful collection lawsuits in Illinois. This settlement benefited individuals named in a collection lawsuit filed by LVNV Funding LLC or Resurgent Capital between 2010 and 2018.
- FDCPA Claims (2023): In Mack v. Resurgent Capital Services, LP, the plaintiff alleged that Resurgent's collection practices were misleading and violated the Fair Debt Collection Practices Act (FDCPA). The court initially dismissed the case for lack of standing but later reversed and remanded it for further proceedings.
- Consumer Complaints: Resurgent Capital Services has numerous complaints registered with the Better Business Bureau (BBB) and the Consumer Financial Protection Bureau (CFPB). These complaints often involve aggressive collection tactics and violations of consumer rights under the FDCPA.
If you have any concerns or believe your rights have been violated by Resurgent Capital Services, you should consult with a consumer rights attorney.
In closing, Resurgent Capital Services has faced various lawsuits ranging from FDCPA violations to misleading litigation activities. It's crucial that you stay informed and seek legal advice if you suspect any wrongdoing.
What Do People Online Say About 5165660134?
People online have shared various opinions and experiences regarding the phone number 516-566-0134. Here are some specific quotes from different users that highlight these perspectives:
1. u/jdawg1040 on Reddit commented: “I've been getting calls from this number constantly. It’s always just silence or some weird background noise when I answer.”
2. u/silentObserver93 mentioned: “Yeah, I got a call from 516-566-0134 too. It’s usually just a hang-up when I pick up. Kinda annoying.”
3. u/NYdebtskeptic added: “I looked up this number, and it seems there's a lot of chatter about it being a potential scam or maybe debt collectors. Lots of mixed reviews out there.”
4. On another review platform, JaneDoeNYC wrote: “Answered a call from 516-566-0134, and it was just some background noise and then silence. When I Googled it, others seemed to have similar experiences.”
In a brief analysis, it appears that most users describe calls from this number as persistent and often uninformative, featuring silence or background noise. There's a consensus that the number might be linked to scam activities or debt collection efforts, contributing to the overall negative perception.
Overall, if you receive a call from 516-566-0134, you might encounter silence, background noise, or even a hang-up, which many users find unsettling and possibly linked to scam activities.
Do I Really Need To Remove 5165660134 From My Credit Report?
Yes, you should definitely remove 5165660134 from your credit report if it’s there and it’s inaccurate. Resolving inaccuracies can help improve your credit score. However, disputing this on your own can be very time-consuming and exhausting. Instead, it might be more efficient for you to reach out to a reputable credit repair company like The Credit Pros, which can handle the disputes for you and maximize your chances of success.
Here are some tips to get started:
- Check all three major credit reports (Equifax, Experian, and TransUnion) to see if the collection is listed.
- Document any inaccuracies related to the collection entry.
- Consider professional help to save time and ensure thorough handling of disputes.
Having a trustworthy company manage the disputes can make the entire process smoother and less stressful.
As a final point, check your credit reports, document any mistakes, and reach out to a reputable credit repair company to ensure your disputes are handled efficiently and effectively.
Wondering if you should remove this number from your report? Speak with us to find out. Chat with us now
Here are other formats 5165660134 can be written
- +1 516-566-0134
- +1 (516) 566-0134
- +1 516 566 0134
- (516) 566-0134
- 516-566-0134
- 516.566.0134
- 516 566 0134
- +15165660134
- (516) 566-0134
- 516.566.0134
- 5165660134
List of every other phone number that Resurgent Capital Services uses:
Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.