Who is 5139649344 and why are they calling me?

When you receive a call from 5139649344, it's likely a debt collector from State Collection Service. We advise you not to assume it's legitimate or a scam right away. Instead, you should approach the situation cautiously.

You're not obligated to engage with the caller directly. In fact, we recommend that you don't. Instead, here's what you should do:

• Block the number to stop unwanted calls from disrupting your day
• Pull your free credit reports to check for any inaccuracies
• Look for any collections from this company on your reports

If you spot issues on your credit report, don't worry - we can help you. At The Credit Pros, we've assisted thousands of people in similar situations. We'll verify the debts for you, dispute any errors we find, and work to improve your overall financial outlook.

Remember, whether this call is legitimate or not, your next move should be the same. You need to review your credit and address any problems you find. We're here to guide you through this process and help you improve your financial health.

To finish up, here's what you should do: block the number, check your credit reports, and reach out to us if you need help addressing any issues. You've got this, and we're here to support you every step of the way.

Here's how you can stop 5139649344 from harassing you and report them:

First, you need to document everything. Keep a log of every unwanted call you receive, noting the date, time, and what was said. This will help you build a strong case if needed.

Next, you should block the number. Use your phone's built-in call-blocking feature or contact your carrier for help. We understand how frustrating these calls can be, and blocking is a quick way to get some relief.

You should also add your number to the Do Not Call Registry. It only takes a couple of minutes and can help reduce unwanted calls.

If the harassment continues, you might need to take more serious steps. Consider getting a restraining order if you're receiving threats. You can also consult a harassment lawyer who understands Federal and State laws to explore your options. Another option is to draft a cease and desist letter using a template from eforms.com.

To further protect yourself, you can use blocking apps. If you have an Android, try 'Call Blocker - Stop spam calls'. For Apple users, 'Robokiller: Spam Call Blocker' is a good option.

It's crucial that you report this harassment to the authorities. You can file a complaint with the FCC for illegal robocalls or spoofing at fcc.gov/complaints. The FTC also accepts reports of telemarketing calls or Do Not Call Registry violations at ReportFraud.ftc.gov or DoNotCall.gov. If it's a financial matter, you can submit a complaint to the CFPB online or by calling (855) 411-2372.

Lastly, don't forget to contact your phone carrier. They might have additional call-blocking tools and options to offer you.

To finish up, remember you're not alone in this. By taking these steps - documenting, blocking, reporting, and seeking help - you're taking control of the situation. We're here to support you through this process, and with persistence, you can put an end to this harassment.

You should block 5139649344 to stop unwanted calls from State Collection Service. We advise this action as it won't hurt your credit score or cause legal issues. It's a smart move that helps you reduce stress and take control.

After you block the number, we recommend that you work with a reputable credit repair company. They can help you:

• Remove inaccurate negative items from your credit report
• Dispute any errors you find
• Guide you through the debt validation process

Remember, you don't have to pay without proper verification. When you block the number, you give yourself space to address the situation properly. We understand that dealing with collectors is stressful, but you have options. Taking these steps empowers you to improve your financial situation with less hassle.

Don't worry about missing important calls. Legitimate creditors have other ways to contact you. Focus on protecting yourself and addressing any valid debts through proper channels.

To wrap things up, block the number, get help from a credit repair company, and remember that you're in control. You've got this!

Yes, a debt collector like 5139649344 can potentially sue you, but it's unlikely, especially for debts under $5,000. Here's what you need to know:

You should understand that debt collectors typically see lawsuits as a last resort. They prefer other methods like calls and letters to collect the debt first. Here's why they might hesitate to sue:

• They need to prove you owe the debt, the correct amount, and their legal right to sue. This can be challenging, especially if the debt has changed hands.
• Suing is expensive and time-consuming for them. They generally prefer to settle out of court to avoid these costs.
• Each state has a specific time frame in which they can sue you. If your debt is old, it might be beyond this period.

If they decide to sue, you'll receive a court summons and complaint. You must respond within the specified deadline to avoid a default judgment. If you don't, you could face wage garnishment or bank account levies.

Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA). This law protects you from abusive practices. We advise you to consult an attorney if sued to understand your options and defenses.

To finish up, keep in mind that while a lawsuit is possible, it's not the most likely outcome. Stay informed about your rights, respond promptly to any legal notices, and don't hesitate to seek legal help if needed. You've got this!

If you receive a call from 5139649344, it might be State Collection Service trying to access your personal information. You should not provide any details over the phone. It's best that you avoid answering their calls altogether.

Here's what we advise you to do:

• Block the number to prevent future calls.
• Get your credit reports from all three major bureaus (Experian, TransUnion, Equifax).
• Reach out to a reputable credit repair company for professional assistance.

Answering won't change what you need to do. You should focus on getting your 3-bureau credit report and start planning to improve your credit score. A credit repair company can be very helpful in this process. They can guide you through fixing inaccuracies and disputes on your credit report.

This approach ensures you handle your credit issues securely and effectively. You'll avoid unnecessary stress and take control of your financial situation. To finish up, remember that you have the power to protect your personal information and improve your credit. By following these steps, you're taking positive action towards a healthier financial future.

The types of debt collected by 5139649344 typically include past due accounts like credit card bills, auto loans, and cell phone bills. You might encounter this number if you have outstanding debts from various creditors. They may work to collect owed amounts or purchase the debt to attempt collection themselves.

When you receive a call from 5139649344, it's crucial that you verify the debt's validity before taking any action. You should ask for written verification of the debt to ensure it's legitimate and still owed. Remember, you have rights as a consumer, and it's important that you understand them.

Here are some steps you can take:

• Request a debt validation letter
• Verify the debt collector's legitimacy
• Check if the debt is within the statute of limitations

If you confirm that the debt is valid, you have several options. You can negotiate a payment plan, settle for a lower amount, or pay in full if possible. However, if you believe the debt is not yours or has already been paid, you should dispute it in writing.

To finish up, we want you to know that dealing with debt collectors can be stressful, but you're not alone. You have rights and options. By verifying the debt and understanding your situation, you can take control and work towards resolving the issue in a way that works best for you.

To check if you owe money to 5139649344, you can take several steps:

First, you should review your personal records. Look through your bills, account statements, and any equipment return receipts. These documents might show if you have an outstanding balance.

Next, you can check your credit report. You'll want to look for any debts listed from the State Collection Service. You can easily do this by visiting annualcreditreport.com or using a similar service.

If you spot a debt from 5139649344 or State Collection Service on your report, you have the right to request debt validation. By law, they must provide this information within five days of your request. It's crucial that you exercise this right to ensure the debt is legitimate.

Should you find any incorrect information, you can dispute it. Keep in mind that this process might be time-consuming and could require consistent effort over several months. Don't get discouraged – it's important to protect your financial reputation.

If you're facing harassment over a disputed debt, we recommend you consider getting legal help. A consumer protection lawyer can provide valuable advice and support during this stressful time.

• You should avoid initiating direct contact with the debt collector.
• It's crucial that you understand your rights as a consumer.
• You can protect yourself by keeping detailed records of all communications.

To finish up, remember that you're not alone in this process. By following these steps – checking your records, reviewing your credit report, requesting validation, and seeking legal help if needed – you'll be well-equipped to handle any potential debt issues. Stay proactive, and don't hesitate to seek support when you need it.

When dealing with 5139649344, you're protected by several debt collection laws and regulations. The Fair Debt Collection Practices Act (FDCPA) is your main shield against abusive practices by third-party collectors for personal, family, and household debts.

Under the FDCPA, you have the right to:

• Be free from calls before 8 AM or after 9 PM
• Work without collector interruptions if your employer prohibits it
• Not hear obscene or abusive language
• Be protected from threats of violence or illegal actions
• Avoid repeated calls meant to harass you

You should know that collectors can't pretend to be attorneys or government officials. They also can't disclose your debt to others without your consent or demand more money than you legally owe.

When a collector contacts you, they must provide a written validation notice. This notice should detail the debt amount, creditor's name, and your right to dispute the debt within 30 days. If you dispute it, collection efforts must stop until they verify the debt.

You have the power to stop contact from collectors. By sending a cease and desist letter, you can request they stop contacting you. If you have an attorney, collectors must communicate only with them.

Remember, you can take legal action for FDCPA violations within one year. We recommend reporting any violations to the FTC, CFPB, and your state authorities.

Regulation F offers you additional protections. It limits how often and how late collectors can call you, and sets waiting periods between contacts.

Your state may provide extra safeguards. For example, if you live in New York, debt collectors must be strictly licensed. We advise you to consult a legal professional or consumer protection agency in your state to understand your specific rights.

To finish up, you have strong legal protections against unfair debt collection practices. Don't hesitate to assert your rights if you feel they're being violated. Remember, you're not alone in this process, and there are resources available to help you navigate these challenging situations.

No lawsuits specifically about 5139649344/State Collection Service were found. However, State Collection Service has faced several notable legal challenges. You should know about the Spuhler v. State Collection Service case, where the company was sued under the Fair Debt Collection Practices Act (FDCPA). They sent letters without stating that debt amounts would increase due to accruing interest. The court vacated the summary judgment against State Collection Service due to lack of standing.

When it comes to consumer complaints, you'll find that State Collection Service has received:

• 72 complaints on its Better Business Bureau (BBB) profile over the past three years
• 547 complaints with the Consumer Financial Protection Bureau (CFPB) over the last ten years

You might encounter issues such as attempts to collect already-paid debts or aggressive collection tactics.

To protect yourself, you need to know your rights under the FDCPA. This law restricts what debt collectors can do. For example, they can't make false statements or threaten you. If you believe you're being unfairly targeted, we recommend that you file a complaint with the BBB or CFPB.

To wrap things up, you should stay informed about your rights, keep records of all communications, and don't hesitate to seek help if you feel State Collection Service is treating you unfairly.

People online have shared their experiences with the phone number 513-964-9344, and the consensus isn't positive. You'll find various comments on Reddit from users who've encountered this number. Here's what they're saying:

TechieGuy23 warns, "You should be careful. I got a call from this number pretending to be debt collectors. It's a scam."

SarahL89 shares, "When you answer, they'll ask for your personal details. It felt really suspicious to me."

MikeD reports, "You might get multiple calls. They called me twice yesterday, leaving voicemails with just static noise."

JessMe advises, "You should definitely block this number. They asked for my SSN, which is a red flag."

We've analyzed these reports, and here's what you need to know:

• You're dealing with a likely scam or spam number.
• When you answer, you might hear vague or suspicious requests for personal information.
• If they leave voicemails, you'll probably just hear static or background noise.

To finish up, we strongly advise you to be cautious if you receive calls from 513-964-9344. Don't share any personal information, and consider blocking the number to protect yourself from potential scams.

You absolutely need to remove 5139649344 from your credit report if it's potentially inaccurate. Don't waste your time with typical credit repair companies - most are scammy and ineffective. You'll find disputing on your own is time-consuming and draining. Instead, you can save yourself hours by reaching out to a reputable company like The Credit Pros for help. We can make a world of difference in removing this potentially inaccurate item for you.

Here's what we advise you to do:

• Check if the collection is actually on your report
• Determine if it's potentially inaccurate
• Avoid shady credit repair companies
• Don't attempt disputes alone - it's a huge hassle for you
• Let us handle it and save you time and stress

You'll find that a good credit repair company is rare, but can be extremely valuable for addressing issues like this. We have the expertise to maximize your chances of removing potentially inaccurate negative items. Our team understands how frustrating and overwhelming this process can be for you. We're here to support you every step of the way and help improve your credit situation.

Remember, you don't have to tackle this alone. You should reach out to us, and we'll work together to address this collection and get your credit back on track. Your financial wellbeing is our top priority. To wrap things up, you should take action now to remove this potentially inaccurate item - we're here to guide you through the process and help you achieve better credit.

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

• 8037693961
• 3093295483
• 6052505885
• 8662678447
• 3465096019
• 5205244096
• 5137253190
• 5139649344