Home / Who is 3128185250 and why are they calling me?

Who is 3128185250 and why are they calling me?

  • Phone number 3128185250 is likely a debt collector called:' Avante USA, Ltd.'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Getting calls from 312-818-5250? This number is likely from Avante USA, Ltd., a debt collection agency. It could be a legitimate attempt to collect on an outstanding debt, or it might be a spam/scam call that's harming your credit score. Don’t just block or ignore it, as that's only a temporary fix and doesn’t address the root of the problem.

If it’s a debt collector, it means Avante USA, Ltd. or an intermediary bought your debt and now wants to collect. Ignoring these calls won't solve the issue and may further damage your financial situation. Instead, let’s get proactive about this. The absolute best step is to call The Credit Pros. We can quickly review your 3-bureau credit report and determine if this is a legitimate debt collector. Plus, you might have other negative items affecting your score that we can help you address.

We've helped countless people, just like you, tackle these potentially inaccurate items and improve their financial standing. Resolving this can likely boost your credit score and enhance your overall financial well-being and security, ending those harassing calls for good. Don’t let this sit unresolved. Reach out to us and let’s get this sorted together!

Who Is 3128185250: Scam Or Legitimate?

The number 312-818-5250 is linked to debt collection calls, typically from Avante USA, Ltd. Many people report receiving frequent and aggressive calls from this number, suggesting it might be a scam.

You should approach calls from this number cautiously. Avoid speaking to or contacting them directly. If you doubt the debt's validity, don't pay immediately. Instead, request a debt validation letter that includes the amount, the creditor's name, and your rights under the Fair Debt Collection Practices Act (FDCPA).

You should check your credit report for any unfamiliar debts. You can get a free credit report from AnnualCreditReport.com. Contact your original creditor to verify if they've assigned the debt to a collection agency. If you suspect a scam, report it to the Federal Trade Commission (FTC) and your state attorney general's office.

We understand this can be stressful. We can help with a free, thorough 3-bureau credit report analysis to navigate this issue.

To sum up, if you get a call from 312-818-5250, be cautious. Don't engage directly, request debt validation, check your credit report, and report potential scams. We're here to help you through this.

How Do I Stop 3128185250 From Harassing Me (How To Report Them)?

If you want to stop 312-818-5250 from harassing you, start by keeping a detailed log of every unwanted call. Note the dates, times, and any offensive language or behavior used.

First, register with the Do Not Call Registry. Go to DoNotCall.gov and add your number to limit unsolicited calls.

You should block the number. Use your phone's call-blocking feature or ask your service provider for assistance. Apps like 'Call Blocker - Stop spam calls' for Android and 'Robokiller: Spam Call Blocker' for Apple can also help.

If necessary, escalate the situation:
- Get a restraining order if the harassment continues or threats escalate.
- Consider hiring a harassment lawyer, as harassment violates specific federal and state laws.
- Send a cease and desist letter using a template from eforms.com.

Report to authorities:
- File a complaint with the FCC for illegal robocalls or other harassment at fcc.gov/complaints.
- Report telemarketing violations to the FTC at ReportFraud.ftc.gov.
- Reach the CFPB online at consumerfinance.gov/complaint or by calling (855) 411-2372.

Finally, contact your phone carrier to ask about call-blocking tools they offer.

To wrap things up, ensure you register on the Do Not Call Registry, block the harassing number, escalate if necessary, report to the appropriate authorities, and check with your phone carrier for additional tools. These steps should help you manage and report the harassing calls from 312-818-5250.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 3128185250?

Yes, you should block or ignore calls from 312-818-5250 if they are harassing you. Blocking or ignoring these calls has no major consequences, but it's essential to determine if they are debt collectors.

Here's what we advise you to do:
•Block or Ignore the Number: This helps prevent further harassment.
•Verify the Debt: If you believe the debt might be legitimate, verify it directly with your original creditor, not with the caller.
•Work with a Credit Repair Company: A reputable company can help manage and remove inaccuracies on your credit report.

In the end, by blocking or ignoring 312-818-5250, verifying any legitimate debts, and working with a credit repair company, you can handle the situation effectively without impacting your credit score.

Can A Debt Collector Like 3128185250 Sue Me?

Yes, a debt collector like 3128185250 can sue you, though it's unlikely. Lawsuits are generally a last resort for significant debts, typically over $5,000. The collector has to prove you owe the debt, that the amount is correct, and that they have the legal right to sue you, which isn't always straightforward, especially if the debt has been sold multiple times.

- Debt collectors often prefer settling outside of court because lawsuits are expensive and time-consuming.
- Each state has a statute of limitations that restricts when they can sue you; if the debt is old, you might be safe from a lawsuit.
- Typically, collectors will start with calls and letters before considering legal action.

If you're sued, you will receive a court summons. You must respond to avoid a default judgment, which could lead to wage garnishment or bank levies, though these outcomes are rare. Under the Fair Debt Collection Practices Act (FDCPA), you have rights protecting you from abusive practices. If you do get sued, consulting an attorney can clarify your options.

As a final point, remember that while a debt collector like 3128185250 can sue you, it's unlikely if the debt is not substantial. You should respond to court summons to avoid a default judgment, and knowing your rights under FDCPA helps protect you from unfair practices.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

3128185250 Might Have Your Personal Information

Yes, 3128185250 might have your personal information. If you're receiving calls from this number, they likely represent Avante USA, Ltd., a debt collection company. Here's what we advise you to do:

•Don’t provide any information: Never give out your personal details to any caller from this number. They might ask for your Social Security number or other sensitive data, but you must keep that information safe.
•Avoid answering the call: Don’t pick up when they call. Engaging with them could lead to more persistent calls, and you don’t need to verify your identity over the phone.
•Get your credit reports: Obtain your 3-bureau credit report. This helps you see if there’s any issue or debt that needs attention. Knowing your credit status is the first step to improving it.
•Work with a reputable credit repair company: A trustworthy company can guide you through the process of fixing errors, dealing with legitimate debts, and enhancing your credit score efficiently and safely.

If you ignore their calls and follow these steps, you can take control of your situation and work towards improving your credit. Remember, your personal information deserves to be protected, and we can help you navigate this challenging scenario.

Let's take charge: Block those calls, check your credit, and reach out for expert help today. We can do this together, starting now!

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 3128185250

The number 3128185250 is linked to a debt collection agency tied to Avante USA, Ltd. You might handle various types of debt, including credit card debt, personal loans, and other consumer debts that have become delinquent or charged off. Essentially, if you have overdue accounts, they may contact you to collect on behalf of the original creditors or after purchasing the debt.

If you’re getting calls from this number, it's crucial that you verify the debt. You should request a written validation notice that details the debt and the original creditor. This allows you to confirm the legitimacy of the debt and ensures you are dealing with the correct information.

You should be aware of your rights under the Fair Debt Collection Practices Act (FDCPA). If you identify any inaccuracies, it's important that you address them as soon as possible. We advise you to work with a reputable credit repair service to solve these issues.

All things considered, if you owe money and receive calls from 3128185250, you should verify the debt, understand your rights, and fix any inaccuracies with professional help.

How Do I Check If I Owe Money To 3128185250?

To check if you owe money to 312-818-5250, start by taking these steps:

First, review your records. Look through past account statements, final bills, or any receipts related to returns. This helps you spot any unpaid amounts.

Next, check your credit report to see if this debt is listed. If you don't recognize it, you can dispute it directly with the credit bureaus.

Then, request debt validation. If you find a debt from 312-818-5250 on your credit report, ask the collection agency to validate it. They need to prove it’s your debt.

Avoid direct contact with them initially to prevent restarting the statute of limitations on old debts. Instead, gather all necessary info first.

Lastly, if you feel harassed or believe the debt isn't yours, consult a consumer protection lawyer for advice. By staying proactive and organized, you can determine if this debt is yours and handle it appropriately.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 3128185250

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive practices by debt collectors, like those calling from 3128185250. Here are some key protections:

- Collectors cannot contact you before 8 AM or after 9 PM without your consent.
- They can't harass or abuse you, including repeated calls or threats.
- They must not misrepresent themselves, like pretending to be a lawyer.
- They can't discuss your debt with others except to find your contact info.
- Within five days of the first contact, they must send a written notice with debt details and your right to dispute it.

To stop these calls, you can write to the collector demanding they cease contact. If they violate these rules, you can report them to the Federal Trade Commission (FTC) or the Consumer Financial Protection Bureau (CFPB), and sue for damages up to $1,000 plus attorney fees.

Finally, understanding these protections empowers you to handle debt collectors confidently and ensures your rights are not violated.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 3128185250/Avante Usa, Ltd. Have Any Lawsuits Against Them?

Yes, Avante USA, Ltd. has been involved in several lawsuits and has numerous complaints against them.

Some of the key lawsuits include:

- Peters v. AvanteUSA, Ltd. - This case remains pending as of April 2020.
- GUARINO v. Avante USA, Ltd. - This case involves multiple defendants, including Avante USA, Ltd., and is currently active in the Florida Middle District Court.
- Various Consumer Complaint Cases - Avante USA has been involved in nine consumer complaint cases, with the most recent one filed in March 2016.

In terms of complaints, Avante USA has faced several issues:

- Better Business Bureau (BBB) - Complaints have largely focused on billing and collection issues, such as attempting to collect on already paid debts, inaccuracies on credit reports, and failure to provide debt verification.
- Consumer Financial Protection Bureau (CFPB) - Allegations include collecting debts not owed, harassment, and impersonating officials.
- Specific Consumer Complaints - Examples include false statements on credit reports, repeated harassing calls, and failure to provide debt verification.

If you're dealing with Avante USA, it's crucial that you know your rights under the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA). You can file complaints with the CFPB or consult with an attorney if you believe your rights are being violated.

In closing, knowing your rights and taking appropriate actions can empower you to handle any issues with Avante USA effectively.

What Do People Online Say About 3128185250?

People online say a lot about 3128185250, mainly concerning disruptive and frequent calling behavior. Here's a summary of their experiences:

•One user noted, "They are calling me multiple times daily for some other guy and have not yet added me to DNC call list... Not rude, just annoying."
•Another reported, "Calls pretending to be government, businesses, or family and friends received in Middleburg, Florida. Calling with recorded message (robocalls)."
•One person mentioned, "This person said they were from Avant card company, said they wanted to talk to me about my account, said I was behind, which was not correct, then wanted me to give them my ssn."
•A user from Robokiller reviewed, "Thanks to comments and voicemail it was Avant card company to inform of payment."
•Another from Robokiller commented, "Not a scam. It was a call from Avant to remind me I was late on my credit card payment, again. lol"
•Lastly, a user reported, "Got a charge for Instacart ($35) with this number attached."

Overall, people are frustrated by frequent and mistaken calls from 3128185250, but some confirm it is a legitimate debt collection reminder from Avant.

Do I Really Need To Remove 3128185250 From My Credit Report?

Yes, you really need to remove 3128185250 from your credit report if it’s inaccurate. Here’s what you should do:

First, verify that this collection is actually on your credit report. Then, check if the information is wrong or outdated. Handling disputes on your own can be time-consuming, so we recommend you consider a reputable company like ours, The Credit Pros, to assist you.

Avoid typical credit repair companies as many can be deceptive. Instead, trust a reliable service to help get rid of inaccuracies efficiently. Remember, accurate negative items must stay on your report for at least seven years, so make sure the disputed number is indeed incorrect before proceeding.

As a final point, make sure to verify the accuracy of 3128185250 on your report, confirm it's wrong or outdated, and consider using a reputable credit repair service to save time and effort.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 3128185250 can be written

- +1 312-818-5250
- +1 (312) 818-5250
- +1 312 818 5250
- (312) 818-5250
- 312-818-5250
- 312.818.5250
- 312 818 5250
- +13128185250
- (312) 818-5250
- 312.818.5250
- 3128185250

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Avante USA, Ltd. uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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