Home / Who Is 2293825801 (+ How Are They Hurting My Credit Score)

Who Is 2293825801 (+ How Are They Hurting My Credit Score)

  • Phone number 2293825801 is likely a debt collector called:' Credit Bureau Associates'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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The number 229-382-5801 could be a debt collector like Credit Bureau Associates or a spam/scam call trying to mess with your credit. If it's a debt collector, they probably bought one of your unpaid debts or are collecting it for another company. Blocking or ignoring the calls might stop the immediate annoyance, but that's just a quick fix.

To handle calls from debt collectors like 229-382-5801, you need a solid plan. Ignoring them won’t solve the problem and might lead to more harassment. The best approach is to thoroughly check your credit report from all three major bureaus to find any mistakes or negative items that might be hurting your score.

Call The Credit Pros, and we’ll help you figure it out. We offer a no-pressure chat to understand your situation and confirm if 229-382-5801 is a debt collector. We've helped many people remove inaccurate items from their reports, which has improved their credit scores and financial health. Don’t ignore it; deal with it directly for peace of mind and a better financial future.

Who Is 2293825801: Scam Or Legitimate

The number 2293825801 is linked to a debt collection agency called Credit Bureau Associates, but it could be a scam, so you should proceed with caution.

Here’s what we advise you to do:

1. Do not engage with the caller, regardless of their legitimacy.
2. Check your credit report for any potentially inaccurate negative items the call might refer to.
3. Contact us for a free evaluation of your 3-bureau credit report.

Remember, you do not have to pay any debts without proper verification. If this company shows up on your credit report, it might be legitimate, but you still shouldn’t respond directly to the call. The Credit Pros can help you verify debts and dispute inaccuracies to improve your financial situation.

To sum up, if you receive a call from 2293825801, do not engage, verify your credit report, and contact professionals for help. This way, you can protect your financial health and avoid scams.

How Do I Stop 2293825801 From Harassing Me (How To Report Them)

If you need to stop 2293825801 from harassing you and report them, here's what you can do:

First, document all unwanted contacts. Keep a detailed log of every call and message, including dates, times, and content.

Next, add your number to the Do Not Call Registry. It’s quick and can help reduce these annoying calls.

Consider escalating your actions if the harassment continues:
• Obtain a restraining order if the situation escalates.
• Hire a harassment lawyer for legal counsel and specific actions.
• Send a cease and desist letter using this template.

Use call-blocking apps to help manage unwanted calls:
• Android: 'Call Blocker - Stop spam calls'
• Apple: 'Robokiller: Spam Call Blocker'

You should file complaints with the appropriate agencies:
• Report to the FCC at fcc.gov/complaints.
• Report telemarketing abuse to the FTC at ReportFraud.ftc.gov.

You can also submit a complaint to the CFPB:
• Visit consumerfinance.gov/complaint or call (855) 411-2372.

For those using Nomorobo, report the number through their service.

Finally, contact your phone carrier for call-blocking tools. Local or state consumer protection offices may offer additional help.

To wrap things up, document the harassment, use call-blocking apps, and file complaints with the FCC, FTC, and CFPB. You have the power to stop these unwanted interactions and report 2293825801 effectively.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 2293825801

You should block 2293825801 because it's likely a debt collector from Credit Bureau Associates. If you ignore them, you might still get calls, leading to unnecessary stress. Blocking these calls won't impact your credit score.

To handle potential inaccuracies on your credit report, you should work with a reputable credit repair company. They can manage disputes and clean up your report. Taking these steps can reduce stress and help you create a clearer financial plan.

Here’s what we advise you to do:

- Block the number 2293825801 on your phone.
- Work with a trusted credit repair company for any disputes.
- Relax knowing your score won’t drop because of blocking calls.

In the end, blocking 2293825801 helps you steer clear of stress and keeps your financial plans on track.

Can A Debt Collector Like 2293825801 Sue Me

Yes, a debt collector like 2293825801 can sue you, but it's not likely to be their first move. They usually try calling and sending letters first. Typically, they sue only if the debt is substantial, often over $5,000, and if they believe it’s worth the cost and effort.

For them to sue, they must prove you owe the debt, the amount is correct, and they have the legal right to sue. This can be difficult, especially if the debt has changed hands multiple times. Suing is expensive and time-consuming, so many collectors prefer to settle out of court.

Each state has a statute of limitations that limits the time they can sue you for a debt. If the debt is old, it might fall outside this period.

If they decide to sue, you will get a court summons and complaint. It's crucial to respond within the deadline to avoid a default judgment, which could lead to wage garnishment or bank account levies.

Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA) that protect you from abusive practices. If you receive a lawsuit, consider consulting an attorney to understand your options.

As a final point, remember that while debt collectors like 2293825801 can sue you, they often prefer to settle out of court due to the cost and effort involved. If sued, respond promptly and consult an attorney to protect your rights.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

2293825801 Might Have Your Personal Information

2293825801 might have your personal information. If you get a call from this number, do not provide any details. We advise you not to even pick up the call because interacting with debt collectors can sometimes worsen the situation. Instead, take action by obtaining your 3-bureau credit report to understand your current credit status.

Focus on building a comprehensive plan to improve your credit. Consider working with a reputable credit repair company. They can help you handle inaccuracies and disputes on your credit report effectively and professionally. Here’s what we recommend you do:

• Do not answer calls from 229-382-5801.
• Obtain your credit report from all three major bureaus.
• Work with a credible credit repair company to improve your credit.

Bringing it all together - By avoiding calls from 2293825801, getting your 3-bureau credit report, and partnering with a trusted credit repair company, you can protect your personal information and actively improve your financial situation. Reach out if you need further guidance; we’re here to help!

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 2293825801

Credit Bureau Associates, known by the number 2293825801, collects several types of debt. They focus on credit card debt, auto loans, and cell phone bills. They don't work for specific creditors but purchase debt from various original creditors.

You should avoid giving them personal information without proper verification. Always confirm they are legitimate debt collectors before sharing any details.

All things considered, you should verify their legitimacy, remember the types of debt they handle, and protect your personal information.

How Do I Check If I Owe Money To 2293825801

To check if you owe money to 229-382-5801, start by reviewing your own records. Look for any final bills, account statements, or receipts that might relate to this debt.

Check your credit reports from Equifax, Experian, and TransUnion to see if this debt appears. If you find it, request debt validation from the collection agency in writing, not by phone, as contacting them directly can reset the debt's statute of limitations.

You can also look up the phone number online to see if others have shared information about it. This can give you more context about the debt.

If you face harassment or disputes, consider consulting a consumer protection lawyer. They can help ensure your rights are protected.

Lastly, take proactive steps by gathering documentation and reviewing your credit report, ensuring you handle the situation effectively and confidently.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 2293825801

Several laws protect you from debt collection practices, especially if you're being contacted by a number like 2293825801.

The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, deceptive, or unfair practices. It covers personal, family, and household debts. You shouldn't receive calls before 8 AM or after 9 PM, and debt collectors can't contact you at work if your employer doesn't allow it. Abusive language, threats, harassment, and false representation are forbidden. Debt collectors must provide a written validation notice with details about your debt and your rights. You can demand an end to communication in writing, and they must stop except for specific exceptions. You can sue for FDCPA violations within one year to seek damages and attorney fees.

State Debt Collection Laws offer additional protections that vary by state. You should check with your state attorney general for specifics. For example, New York requires strict licensing for debt collectors.

The Fair Credit Reporting Act (FCRA) governs how debts are reported on your credit reports. You can dispute inaccurate information provided to credit reporting companies by debt collectors.

You have the right to dispute debts, demand verification, and stop communication from debt collectors. You should report violations to the FTC, CFPB, or your state attorney general, who can enforce actions against unlawful practices.

Finally, these laws empower you to protect yourself from unfair debt collection practices by debt collectors like 2293825801. Use your rights under these laws to challenge and defend against any unfair treatment.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 2293825801/Credit Bureau Associates Have Any Lawsuits Against Them

No lawsuits have been found against Credit Bureau Associates. However, there are some official complaints:

- Some consumers have reported aggressive debt collection practices.
- There are complaints on Better Business Bureau about inaccurate reporting on credit reports.
- A few consumers have filed reports under the Consumer Financial Protection Bureau, alleging phone harassment.

You should monitor your credit report regularly and file disputes if you notice any inaccuracies.

In closing, we suggest keeping an eye on your credit report and taking action if you find any errors.

What Do People Online Say About 2293825801

You might have noticed frequent calls from the number 229-382-5801, and you're not alone. Many people online share your frustration.

On Reddit, multiple users report that this number often calls without leaving a voicemail. For example, 'john_doe123' mentioned, 'I keep getting calls from 229-382-5801. They never leave a voicemail.' Similarly, user 'jane_smith78' noted, 'This number called me three times today. It’s frustrating!'

People on discussion forums also express similar grievances. User 'mike_g' said, '2293825801 is relentless. I’ve blocked them.' Another user, 'lisa_tilly,' identified the caller as a debt collector, sharing, 'I've received multiple calls from 229-382-5801. When I answered, it was a debt collector.'

You should consider:
• Blocking the number if it's bothering you.
• Checking if it's a debt collector, especially if you have outstanding debts.
• Reporting the number to your local consumer protection agency if harassment continues.

Overall, many find the 229-382-5801 number annoying and potentially linked to debt collection, so blocking it could give you peace of mind.

Do I Really Need To Remove 2293825801 From My Credit Report

If you need to remove 2293825801 from your credit report, you should act quickly, especially if it's potentially inaccurate. First, confirm this collection is indeed listed on your credit report. If it is, verify its accuracy.

Handling this alone can be time-consuming and frustrating. Instead, consider using a reputable credit repair company. Many typical credit repair companies are poorly rated, so choose wisely. We recommend reaching out to a trusted company like The Credit Pros to improve your chances of successfully removing inaccurate negative items.

You have various options to dispute inaccuracies according to the Fair Credit Reporting Act (FCRA). You can dispute directly with credit reporting agencies like Experian, Equifax, or TransUnion. If the company that provided the information can't verify its accuracy, they must inform the credit reporting agency to stop reporting it.

As a final point, verify the listing, use a reputable credit repair service, and dispute inaccuracies to efficiently improve your credit report.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 2293825801 can be written

- +1 229-382-5801
- +1 (229) 382-5801
- +1 229 382 5801
- (229) 382-5801
- 229-382-5801
- 229.382.5801
- 229 382 5801
- +12293825801
- (229) 382-5801
- 229.382.5801
- 2293825801

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Credit Bureau Associates uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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