Home / Who is 2035744200 and why are they calling me?

Who is 2035744200 and why are they calling me?

  • Phone number 2035744200 is likely a debt collector called:' American Adjustment Bureau, Inc.'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 8009556600

The number 2035744200 connects to the American Adjustment Bureau, a debt collection company. If you’re getting calls from this number, verify the debt before doing anything. Ignoring it may lead to persistent harassment, but handling it properly will relieve unnecessary stress.

To manage this effectively, block the number to stop unwanted calls and document all interactions. Check your personal records and credit reports to find possible linked debts. If you think there’s an error or need help, reach out to professionals who can guide you through this complex situation.

The best thing you can do is call The Credit Pros right now. We’ll have a straightforward, no-pressure chat to go over your entire 3-bureau credit report and help you based on your unique situation. Taking this step can protect your credit score and boost your financial health. Don’t wait—tackle the issue today to avoid future problems.

Who Is 2035744200: Scam Or Legitimate

Is 2035744200 a scam or legitimate? You're likely dealing with a debt collector, but you should be cautious. We advise you not to engage directly. Instead, here's what we recommend you do:

1. Don't pay anything without verifying the debt first.
2. You should pull your credit report to check for any mistakes.
3. Block the number to reduce your stress levels.

We understand that dealing with collectors can be tough. That's why we're here to help you. At The Credit Pros, we can:

• Check if the debt is real for you
• Fight any wrong items on your report
• Help improve your financial outlook

Remember, even if it's legit, you don't need to rush into paying. Take a deep breath. We've helped thousands of people in your shoes. Let's work together to boost your credit and tackle any real debts the right way.

To finish up, you should verify the debt, check your credit report, and block the number. We're here to support you through this process and help you improve your financial situation.

How Do I Stop 2035744200 From Harassing Me (How To Report Them)

To stop 2035744200 from harassing you, you can take several effective steps. First, you should document all unwanted interactions by keeping a detailed log. This will help you if you need to report the harassment or take legal action later.

Next, you should register your number on the Do Not Call Registry at DoNotCall.gov. It only takes a few minutes and can help reduce unwanted calls. After that, we recommend you block the number using your phone's built-in features or by contacting your service provider. You can also use call-blocking apps like 'Call Blocker - Stop spam calls' for Android or 'Robokiller: Spam Call Blocker' for iOS.

If the harassment continues, you might need to take more serious measures. You can:

• Consider getting a restraining order if the calls escalate to threats
• Hire a harassment lawyer for legal advice and support
• Send a cease and desist letter using a template from eforms.com

It's crucial that you report the harassment to the proper authorities. You can file complaints with:

• The FCC for illegal robocalls or spoofing
• The FTC for telemarketing calls or Do Not Call Registry violations
• The CFPB by submitting a complaint online or calling their hotline

Don't forget to reach out to your phone carrier for additional call-blocking tools and support. You might also want to check with your local or state consumer protection office for extra resources.

To finish up, remember that you're not alone in this situation. By taking these steps, you're actively protecting yourself from harassment. Stay vigilant, document everything, and don't hesitate to seek help when you need it. You've got this!

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 2035744200

You should block 2035744200 to stop unwanted calls from American Adjustment Bureau, Inc. We understand dealing with debt collectors is stressful, but taking action will help you regain control.

Here's what we advise you to do:

• Block the number on your phone
• Ignore any future calls from different numbers
• Work with a reputable credit repair company

By blocking this number, you'll reduce harassment and take charge of the situation. Don't worry - blocking won't hurt your credit score or make things worse. If there's already a collection on your report, ignoring calls won't negatively impact it.

We recommend you focus on working with professionals to resolve the underlying issue. A credit repair company can help you remove any inaccurate negative items from your report. This approach lets you tackle the problem proactively without direct engagement.

To wrap things up, remember that you have options. By blocking the number and seeking professional help, you're taking positive steps to improve your financial situation and reduce stress. You've got this!

Can A Debt Collector Like 2035744200 Sue Me

Yes, a debt collector like 2035744200 can sue you, but it's very unlikely. Debt collectors typically use lawsuits as a last resort, usually for debts over $5,000. You should know that they must prove you owe the debt, the amount is correct, and they have the right to sue.

Suing is expensive and time-consuming for debt collectors. They prefer to settle out of court with you. There's also a statute of limitations, which means they can only sue within a specific time frame. This varies by state, so you should check your local laws.

If they decide to sue, you'll receive a court summons and complaint. You must respond by the deadline to avoid a default judgment. We understand this can be stressful, but don't panic. A default judgment could lead to wage garnishment or bank account levies, but again, this is very unlikely.

You have rights under the Fair Debt Collection Practices Act (FDCPA). This law protects you from abusive practices. If you receive a lawsuit, we strongly advise you to consult with an attorney. They can provide advice and possible defenses.

Remember, debt collectors usually rely on:
• Phone calls
• Letters
• Negotiation attempts

These methods are their primary tools for collecting debts. Lawsuits are a last resort.

To wrap things up, while it's possible for a debt collector to sue you, it's not something you need to worry about much. Focus on addressing the debt through communication and negotiation if possible. If you're unsure about the debt's validity, don't hesitate to ask for verification before taking any action.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

2035744200 Might Have Your Personal Information

2035744200 might have your personal information because it's linked to American Adjustment Bureau, a debt collection company.

You should never give any information to debt collectors like this one. It's best if you don't even answer the call. If you engage, you might end up with more frequent calls. Instead, we advise you to get your 3-bureau credit report and start building a plan to improve your credit.

Here's what we recommend you do:

• Block the number to reduce stress and avoid unwanted contact.
• Get a full credit report so you know all your debts.
• Work with a reputable credit repair company to handle inaccuracies and disputes effectively.

Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA). This law protects you from harassment and unfair collection practices. When you use a credit repair company, they can help you understand these rights and improve your financial situation.

To finish up, you should focus on protecting your personal information, understanding your debts, and getting professional help if needed. We're here to support you through this process and help you take control of your financial future.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 2035744200

The types of debt collected by 2035744200 primarily include medical debts. If you receive a call from this number, they're likely trying to collect an unpaid medical bill from you. This company often purchases debt from various healthcare providers, including hospitals and medical practices.

You should know that while these calls can be stressful, you have rights under the Fair Debt Collection Practices Act (FDCPA) that protect you from harassment. We recommend that you:

• Ask for written verification of the debt before making any payments
• Keep detailed records of all communications with the collector
• Know your rights to dispute the debt if you believe it's inaccurate

Remember, you can request that they stop contacting you, though this doesn't eliminate the debt if it's valid. If you're unsure about the legitimacy of the debt, we advise you to consult with a consumer protection attorney or credit counselor.

To finish up, you should always approach debt collection calls cautiously. Verify the debt's authenticity, understand your rights, and don't hesitate to seek professional help if you feel overwhelmed. You've got this!

How Do I Check If I Owe Money To 2035744200

To check if you owe money to 2035744200, you should follow these steps:

First, you need to review your personal records. Look through your final bills, account statements, and receipts. Check for any recent communications you've had with creditors that might mention this debt.

Next, you should get a copy of your credit report from all three major credit bureaus: Experian, Equifax, and TransUnion. We advise you to carefully examine these reports for any debts listed under collections. This will help you see if the debt is officially recorded.

If you find a debt listed, you should request debt validation from the collections agency. This means you're asking them to provide proof that the debt is yours. We recommend you make this request in writing to ensure you have proper documentation.

Should you find the debt disputed or face harassment, we suggest you consider consulting a consumer protection lawyer. They can guide you on how to handle the situation and inform you about your rights under the Fair Debt Collection Practices Act (FDCPA).

It's crucial that you avoid direct contact with the debt collector. If you initiate contact, you might accidentally restart the statute of limitations on older debts.

Here are some additional tips to help you:

• Always keep copies of all communications with debt collectors.
• Don't provide personal financial information over the phone.
• Be cautious of scams - verify the debt collector's legitimacy before taking any action.

To finish up, remember that you're in control of this situation. By gathering all relevant documents first and following these steps, you'll be able to handle this issue more effectively and ensure you're not paying for any inaccuracies. If you need more help, don't hesitate to reach out to a reputable credit repair service or a consumer protection lawyer.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 2035744200

Several laws protect you from improper debt collection practices if you're receiving calls from 2035744200, linked to American Adjustment Bureau, Inc.

The Fair Debt Collection Practices Act (FDCPA) safeguards you in multiple ways:

• You're protected from abusive language, threats, and repeated calls.
• Collectors can't contact you before 8 AM or after 9 PM, or at work if your employer forbids it.
• They can't pretend to be attorneys or government officials.
• Your debt details can't be disclosed to others.
• You must receive a written notice with the amount owed, creditor's name, and your right to dispute.

Many states offer additional protections. For example, if you live in New York, debt collectors must have strict licensing.

You have specific rights under these laws:

• You can write to the collector to stop all communication.
• If you dispute the debt in writing within 30 days, the collector must provide verification and pause collection efforts.
• You can report violations to the CFPB, FTC, or your state attorney general.
• You have the right to sue for damages and attorney fees within one year.

These laws are designed to protect you from unfair, deceptive, and abusive practices. If you believe American Adjustment Bureau, Inc. is violating these rules, you have the power to take action.

To wrap things up, remember that you're not alone in this. You have strong legal protections and clear steps you can take to stand up for your rights. Don't hesitate to use these tools to protect yourself from unfair debt collection practices.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 2035744200/Have Any Lawsuits Against Them

No lawsuits have been found against the company associated with the phone number 2035744200. However, you should be aware of some complaints and a filed claim.

In late 2016, a consumer in Connecticut filed a claim against the company for harassment after they ignored requests to stop calling. The case was later settled. You might find it helpful to know that consumers have reported feeling harassed by the company's demands, leading some individuals to take legal action.

PACER website records indicate that some consumers have challenged the company's practices in court. While specific details beyond the 2016 case aren't provided, you should keep this information in mind when dealing with this company.

If you're experiencing issues with this company, we advise you to consider the following steps:

• Seek legal advice from a qualified attorney
• Contact consumer protection services in your area
• Document all interactions with the company
• Request that they stop contacting you in writing

To finish up, remember that you have rights as a consumer. If you feel harassed or unfairly treated by this company, don't hesitate to take action and seek help from the appropriate authorities or legal professionals.

What Do People Online Say About 2035744200

When you receive calls from 2035744200, you're likely dealing with a debt collector from American Adjustment Bureau, Inc. Many people online report persistent and bothersome calls from this number.

You should be cautious when interacting with this caller. Here's what we advise you to do:

• Block the number to stop unwanted calls
• Don't engage directly if you're unsure about the debt
• Verify any claimed debts before making payments

If you're receiving frequent calls, it's crucial that you understand your rights. The Fair Debt Collection Practices Act protects you from harassment. You can request that they stop contacting you, and they must comply.

We recommend you:

• Ask for written verification of the debt
• Check your credit report for any inaccuracies
• Consider working with a credit repair company if needed

Remember, you're not alone in dealing with this situation. Many others have shared similar experiences online. To finish up, block the number if it's causing stress, verify any debts carefully, and don't hesitate to seek help if you're feeling overwhelmed. We're here to support you through this process.

Do I Really Need To Remove 2035744200 From My Credit Report

You should remove 2035744200 from your credit report if it's potentially inaccurate. Don't waste your time trying to dispute it yourself - that's a huge hassle for you. Instead, we recommend that you reach out to a reputable credit repair company like The Credit Pros. We can save you hours of effort and maximize your chances of removing this negative item.

Most credit repair companies are scams, but a good one makes a world of difference for you. We'll handle the whole process for you, from verifying if the collection is really on your report to disputing any inaccuracies. This approach is much more effective than if you try to do it alone. Plus, it frees up your time and energy so you can focus on other aspects of your financial health.

Remember, you have the right to an accurate credit report. If this collection from American Adjustment Bureau, Inc. is questionable, don't let it unfairly drag down your score. Let us help you clean up your credit and improve your financial future.

Here's how we can help you:

• Save your time and hassle
• Increase your chances of removal
• Get expert guidance
• Improve your credit score faster

We understand that dealing with collections is stressful for you. That's why we're here to support you every step of the way. To finish up, you should know that with our help, you can tackle this issue efficiently and effectively, giving you peace of mind and a clearer path to financial stability.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 2035744200 can be written

- +1 203-574-4200
- +1 (203) 574-4200
- +1 203 574 4200
- (203) 574-4200
- 203-574-4200
- 203.574.4200
- 203 574 4200
- +12035744200
- (203) 574-4200
- 203.574.4200
- 2035744200

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that American Adjustment Bureau, Inc. uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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