Identity theft is a crime that affects millions of Americans every single year. It’s painful to suffer through, and it’s difficult to recover from. What’s worse is that no one is truly safe. But if you find that your identity has been stolen, you will find that you CAN recover. Here are some simple steps […]

Your first home is one of the biggest decisions you will make in your life. But don’t let this scare you! There is a simple way to make sure you make the right decision with your first home. These tips assume that your first home is NOT an investment property, either for cash flow or […]

If you’re in the market for a car, and you really want to buy new, I have good news for you. Getting a car loan for a new car could actually be a solid investment! Most people would agree that buying a cheap used car is more cost-effective in the short term than buying new. […]

You could have an error on your credit report, and you might not even know. It could be harming your credit score right now. It could be costing you thousands of dollars a year in interest payments. Sounds scary? It’s reality. Thousands of Americans nationwide have reported errors on their credit report. It was such […]

Damon DeCresenzo, Chief Executive Officer of The Credit Pros, shares his highs and lows in his business venture at the School of Wealth of Rondi Lambeth. DeCresenzo co-founded his credit repair company, The Credit Pros, with Jason Kaplan ten years ago. His business has grown to be one of the biggest credit card companies in […]

FICO has hit the news, and it’s not very often that FICO is talked about. However, this time, it’s quite a big deal. They have announced the pilot for UltraFICO, a brand new credit score with a twist. They estimate that 7 out of 10 Americans will have better scores with the UltraFICO, possibly saving […]

Credit cards are a useful tool, but credit card debt is particularly insidious. Credit card debt affects millions of Americans every year, keeping their credit scores lower than they should be. People report having crushing amounts of credit card debt, and their balances just keep growing. Not only is credit card debt hard to get […]

Worried about your current credit situation? Concerned that you’re going to be doomed for the rest of your life because of mistakes you made in the recent past? Don’t be. Know how far back do credit reports go? Your credit report simply serves as a useful guide for lenders to understand what kind of debt history […]

Did you know that having a budget could get you a higher credit score by this time next year? It could even get you a higher credit score next month. Read why everyone needs a budget to improve credit score. A budget is the tool you need to improve your financial standing, no matter your […]