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Loan Default – An Ultimate Guide 2022

Loan Default – An Ultimate Guide 2022 Loan default occurs when a borrower fails to repay the loans as promised. Statistics of the lending tree say that more than 20 million Americans owe personal loans that collectively amount to $178 million. Out of these borrowers, there may be a high possibility of a few failing […]

Jason M. Kaplan, Esq./

November 6, 2022
Do Payment Hurts Credit? – An Ultimate 2022 Guide

When it comes to maintaining a good credit rating paying your bills on time is a must. However, what happens when a simple mistake is made and you forget to send in a payment by the due date?

Jason M. Kaplan, Esq./

May 31, 2025
The Fair Credit Reporting Act: 11 Important Rights

Being a credit user, you have Rights of the Fair Credit Reporting Act to protect your private data and prevent credit fraud. Here are some of those rights.

Jason M. Kaplan, Esq./

September 23, 2022
4 Interesting Benefits of Credit Freeze

If you’ve never heard of a credit freeze, or if you don’t know the benefits of a credit freeze, then you’re in luck. We’re about to introduce to you possibly one of the most effective protection solutions for identity theft.

Jason M. Kaplan, Esq./

June 29, 2022
Auto Loans – 5 Surprising Myths and the Truth

Auto Loans – 4 Surprising Myths and the Truth Auto loans are the loans provided by vendors for buying a new or used vehicle by pledging the vehicle itself as collateral. When a borrower is about to secure a loan or pay off their debts, they come to face enough myths regarding auto loans. Though […]

Jason M. Kaplan, Esq./

June 28, 2022
Balance Transfers vs Consolidation Loans – 3 Key Differences

Balance Transfers vs Consolidation Loans – 3 Key Differences Balance Transfers and Consolidation loans are the last choices of the borrowers to destroy their loans. Paying off loans at the right time with proper interest settlement can save you from getting into deep debts. When people get caught in heavy debts, it is hard for […]

Jason M. Kaplan, Esq./

June 28, 2022
Car Loan Is a Great Investment – 3 Reasons

Car Loan Is a Great Investment – 3 Reasons If you’re in the market for a car, and you want to buy a new one, I have good news for you. Getting a car loan for a new car could be a solid investment! Know why a car loan could be a great investment, things […]

Jason M. Kaplan, Esq./

May 31, 2025
Fair Credit Reporting Act – 6 Things To Know

Fair Credit Reporting Act – 6 Things To Know Credit reports can often be the source of a lot of stress. The previous statement is especially true if you are currently battling bad credit or if there are errors on your credit reports. Even if the credit problems you are facing are not your fault, […]

Jason M. Kaplan, Esq./

June 20, 2022
Credit Report – 7 Year Rule

Worried about your current credit situation? Concerned that you’re going to be doomed for the rest of your life because of mistakes you made in the recent past? Don’t be. Know how far back does credit reports go? Your credit report simply serves as a useful guide for lenders to understand what kind of debt history […]

Jason M. Kaplan, Esq./

June 20, 2022
5 Unusual Things Affect Credit Score

Surprising Factors That Impact Your Credit Score We all know that your credit score goes down when you’re generally irresponsible with debt. But even if you’re as responsible as you can be, your credit score could take a hit! Here are 5 unusual things that affect credit score. Thing 1: Forgotten credit cards affect credit […]

Jason M. Kaplan, Esq./

June 26, 2025
3 Best Ways to Delete Collection Accounts

Say Goodbye to Collection Accounts: Proven Techniques to Delete Them Collection accounts are known to take a wrecking ball to credit scores. That is no secret. Even paid collections accounts may continue to damage your credit scores nearly just as severely as unpaid collection accounts, depending upon the brand and generation of credit scoring model […]

Jason M. Kaplan, Esq./

June 15, 2022
New Credit Without a Credit History – 3 Ways

If you’re just getting started on your financial journey, one of the most important things you will need to know is how to establish new credit without a credit history. This is also called ‘building credit’. However, it helps to understand what credit is, why you need it, and what you can do with it. […]

Jason M. Kaplan, Esq./

June 6, 2022

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