If you’re just getting started on your financial journey, one of the most important things you will need to know is how to establish new credit without credit history. This is also called ‘building credit’. However, it helps to understand what credit is, why you need it, and what you can do with it. What […]
Length of Credit History Previously in parts one and two of this series, How Credit Scores Are Built, we covered how the first 65% of your credit scores are calculated. The bulk of your credit scores are based upon your payment history and the amounts you owe on outstanding debts, especially your credit card debt. […]
