Credit Score Improvement

How Credit Scores are Built: Mix of Credit FICO is the company who creates the brand of credit scores which are used most commonly by lenders in the United States. This means that whenever you apply for a mortgage, a credit card, an auto loan, a personal loan, or many other types of financing there […]

Is your goal to purchase a home or vehicle? Are you tired of bad credit holding you back from the financing you need? If so, then building upon the excitement of the New Year might just be the perfect opportunity for you to make the changes you need to improve your credit. New Year resolutions […]

The temptation to overspend during the holidays is very high. Yet overdoing it when it comes to holiday spending will almost certainly spell trouble for your finances and your credit, causing additional holiday debt. Naturally the best course of action when it comes to holiday spending is to set a firm budget ahead of time […]

Believe it or not, worrying about your credit is actually a good thing. It shows that you are thinking. It shows that you are smart. It shows that you want to take charge of the direction in which your life is headed instead of just sitting back and allowing life to happen. So you might […]

Looking to boost your credit scores? Learn how payment history plays a crucial role in building credit on The Credit Pros website.

Applying for a new loan or credit card is pretty much synonymous with having your credit pulled. Whenever you apply for new services or just about any type of new financing a lender is probably going to check your credit report and score (or perhaps all 3 of your credit reports with scores) in order […]

“Charge-off” is a credit term which is very often misunderstood by consumers. If you have struggled with credit problems in the past, the term could easily wind up on your credit reports in association with unpaid accounts. However, while a charge-off might potentially appear to be good news on the surface it does not actually […]

Discover why credit matters beyond loan applications. Explore the role of credit in your overall financial well-being.

Discover the upcoming changes in credit reporting policies by Equifax, TransUnion, and Experian. Tax liens and judgments will soon be removed from credit reports.

Welcome back to part 4 of our Credit Cards 101 series. We have already covered in depth how properly used credit cards have the ability to help you start building credit from scratch or to rebuild previously damaged credit reports. Credit cards alone are not going to be a cure-all for your credit problems, of course, but they can be an important component in your overall credit restoration plan. When it comes to credit cards an often overlooked credit improvement method is the authorized user strategy. Here is a deeper look at how the authorized user strategy works and how you might be able to benefit tremendously from asking a loved one for a favor.

The end of 2015 was a bitter-sweet moment for many of us. As we entered the New Year, we left behind a bunch of new memories. Some of us shifted homes, some graduated from colleges, and some found their dream job while others lost it. However, leaving all that behind, it is now time to […]