Credit Score Improvement

Keeping track of our performance is key in any successful process. Sometimes people may deviate from their primary focus and concentrate on unrelated tasks. They may unknowingly spend their time and money on things that aren’t a priority.  A performance tracker is necessary to evaluate and monitor our creditworthiness. This blog focuses on the methods […]

Navigating Your Credit Score: The Influence of New Credit Accounts Maintaining a good credit score can bring multiple benefits for credit cardholders. Cardholders follow careful steps like proper loan repayments to maintain a good credit score. Some factors may affect your credit in positive or negative ways, and one factor is new credit. This article […]

One of the worst credit myths you will come across is the concept that closing old credit cards is good for your credit. Consumers close credit card accounts for a variety of reasons. Some consumers will close an account because they are no longer using it. Another consumer might close his credit card accounts out of fear of running up a large amount of credit card debt. The next consumer might decide to close his credit card account because a promotional rate has expired. However,

Your credit reports and scores are probably used for a lot more purposes than you even realize. Sure, you almost certainly are well aware that lenders generally check your credit reports and scores whenever you apply for a loan or a new credit card account. Sometimes 1 credit report and score may be checked and […]

Many people ask “how can I improve my credit now” looking for tips that will help them put 100 points on their credit score in a month. Now, depending on your credit score situation, you may be able to do this. However, if you’ve got a 680+ credit score, it’s highly unlikely that you’re going […]

Building credit isn’t easy. Many lenders don’t want to take risks in extending credit to someone with no history of repaying them. There are two ways for building credit: applying for a secured credit card and a credit builder loan. But there is another way to establish credit using the concept of piggybacking credit. Piggybacking […]

Congratulations, graduate! All of those long nights of cramming, countless hours of studying, and an endless sea of stressful exams have finally paid off in the form of a degree. Yet before you rush off into the real world believing that the hard work is all behind you, there is another course you still need […]

The Road to Recovery: A Guide to the Duration of Credit Repair When you start to take a serious step in repairing your credit, you want quick results. You start making responsible financial decisions and taking action to dispute negative items. But you don’t see any significant changes to your credit score. You might start […]

Learn about credit bureaus, their role, and how they make money. Understand the importance of credit reports and scores in financial decisions.

Secured credit cards are one of the best options for buying a new credit card or for people with a low credit score.

Repairing Your Credit: Comparing Professional Help with DIY Methods A common question asked is whether professional credit repair is more worth it than DIY credit repair. Many people do it themselves, whereas others call a professional. Credit reporting errors happen and they occur probably a lot more often than you think. The Federal Trade Commission […]

Do you know to protect your credit score during a divorce? Life must go on –– even after a divorce. That’s why you should still protect your credit score so you will get to live life moving forward. If unfortunately, you find yourself in this predicament, your financials still shouldn’t be neglected. Your financial history […]