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Bad Credit Repair Service – 6 Signs

Bad credit repair services depend on the fairness and reliability of the credit repair services. Statista says that more than 35% of the cases filed with the Consumer Financial Protection Bureau are based on credit repair fraud. This article will detail the signs of such bad credit repair services and guide you in taking necessary […]

Jason M. Kaplan, Esq./

October 12, 2022
Bad Credit – How To Recover From Lifetime Bad Credit?

Bad Credit – How To Recover From Lifetime Bad Credit? A lifetime of bad credit can damage the creditworthiness of the customers and keep off them from enjoying the credit benefits. According to Review42, more than 11% of Americans have a credit score below 550. If you’ve had to deal with bad credit your entire […]

Jason M. Kaplan, Esq./

October 4, 2022
Role of Credit Bureaus in The United States – 6 Key Roles

Decoding the Credit Bureaus: Essential Functions in the United States Role of credit bureaus in the United States Statista says that the Credit Bureaus in the United States are expected to generate revenue of 142 billion U.S dollars in 2024. These numbers clearly say that credit bureaus are widely preferred by people these days. The […]

Damon DeCrescenzo/

June 1, 2025
The Fair Credit Reporting Act: 11 Important Rights

Being a credit user, you have Rights of the Fair Credit Reporting Act to protect your private data and prevent credit fraud. Here are some of those rights.

Jason M. Kaplan, Esq./

September 23, 2022
No Credit Card Debt – 8 Ultimate Habits

No Credit Card Debt – 8 Ultimate Habits Is it possible for credit card users to utilize the cards without getting into debt? This may be one of the common questions that arise in people’s minds. A study from Finder.com says that more than 40% of Americans prefer credit cards for making purchases. Though there […]

Jason M. Kaplan, Esq./

May 31, 2025
Credit Monitoring Services – 3 Quick Takeaways

Credit Monitoring Services – 3 Quick Takeaways Credit Monitoring Services keeps track of the user account so that it can reduce the chance of errors or theft issues in the credit account. Statistics of Fortunly estimated that nearly 33% of Americans were the victims of identity theft. Attackers make use of hacking technologies to steal […]

Damon DeCrescenzo/

September 22, 2022
Does Credit Repair Company Work? 4 Key Factors

The Truth About Credit Repair Companies: 4 Factors to Evaluate Many credit account holders are not aware of credit repair companies and their benefits, so there is pervasive confusion among account holders regarding their services. Statistics say that the Credit Repair Market size of the U.S is worth $4.4 billion in 2022. This data stands […]

Damon DeCrescenzo/

August 22, 2022
Chip Cards Are More Secure – Brief Study in 2022

Chip Cards Are More Secure – A Brief Study in 2022 Chip cards are replacing traditional cards to ensure data security. Open your wallet and take a look at your credit cards and debit cards. Chances are high that at least a couple of your cards now feature EMV, otherwise known as PIN-and-Chip, technology. These […]

Damon DeCrescenzo/

August 17, 2022
850 FICO Score – 5 Necessary Traits of Perfect Scorers

850 FICO Score – 5 Necessary Traits of Perfect Scorers An 850 FICO score is the perfect credit score on the credit score scale. The Statista Research Department says that the credit card debt of the United States was $800 billion U.S dollars in 2021. This growing population of credit account holders increases the need […]

Damon DeCrescenzo/

August 17, 2022
Debt Snowball – 3 Steps to Pay Off Your Debts

Debt Snowball – 3 Steps to Pay Off Your Debts Debt Snowball is a debt management strategy popularized by personal finance guru Dave Ramsey. Statistics say that the average amount of debt held by individual customers in the U.S will cost around 23,325 U.S. dollars in 2021. This survey clearly shows that a considerable number […]

Damon DeCrescenzo/

August 10, 2022
Credit Score Range – 5 Levels and Loan Options

Credit Score Range – 5 Levels and Loan Options Your credit score range says all about your credit scores like category and loan options. According to statistics on credit scores, only one out of five Americans are aware of their credit scores. As one can infer from the statistics, most Americans show no concern […]

Damon DeCrescenzo/

August 6, 2022
570 Credit Score – Reasons and Solutions

570 Credit Score – Reasons and Solutions A 570 Credit score is not ideal for users to cherish the credit benefits. Statistics say that only 29% of U.S people possess credit scores of more than 680. This data clearly says that people still lack credit score management. Financial sectors consider credit scores a key point […]

Damon DeCrescenzo/

August 6, 2022

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