Bad credit affects millions of Americans and many of them don’t know how to get out of the hole. Having bad credit can prevent you from getting home loans, car loans, an apartment, and could even bar you from getting certain types of jobs. People with bad credit end up paying higher interest rates on […]
If you’re gearing up to purchase your first home, or you’re looking to move out of your starter home and into a larger place, you may have questions about how to qualify for a mortgage. Mortgages are one of the most common types of loans. However, they’re treated a bit differently than other loans, even […]
If you have a business idea, executing on it could be the best decision you make in your life. You could make an income for yourself, create jobs for others, and grow an appreciating and sellable asset that could set you on the course for financial freedom. However, starting a business is no easy task. […]
One of the major concerns of the December 2020 stimulus bill was that federal student loan forbearance was not slated to be extended. Many Americans, some of whom are out of work, still have federal student loan balances and some were concerned that they would be unable to make payments toward those loans. Luckily for […]
COVID-19 and the ensuing lockdowns have caused millions of Americans to lose their incomes. They’ve lost jobs, businesses, and self-employment contracts, and this has caused a great deal of economic instability in some households. Landlords have been unable to evict people since March 2020, causing them to lose out on rental income as well. In […]
On Dec 27, 2020, the Consolidated Appropriations Act (CAA) was signed into law by then-President Donald Trump. This act was put into place in order to, among many other things, appropriate new funding for the Paycheck Protection Program (PPP). The PPP has been lauded and criticized by people on both sides of the isle. Supporters […]
As of this article’s publishing, millions of Americans have received their $600 stimulus check, the 2nd to be sent to Americans since the start of the COVID-19 pandemic. So what is the $600 stimulus check? What is it for? Do you need to pay it back? These questions, and more, will be answered in this […]
Back in March, the US government announced that it would be suspending all payments on federal student loans. This moratorium on payments was extended until January 31, 2021. Although we don’t rule out the possibility of this moratorium’s extension by the Biden administration, we wanted to teach you about your options for student loan repayment […]
It’s almost time for New Year’s Resolutions, and one of the biggest ones that people have is to get their personal finances in order. One big aspect of one’s overall financial profile is their credit score. Having a good credit score means that you’ll have access to lower interest rate loans. It’s also important for […]
