Improve Your Credit Score
Save money and stop missing out on important opportunities.
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Why The Credit Pros?
The Credit Pros has been helping people like you repair their credit score by updating or removing inaccurate items (especially debt collection brands) on credit reports for over a decade.
Our commitment is to making sure that everyone has a fair shot at good credit. Founded by a team of credit law experts, The Credit Pros wants to make sure that everyone has access to the same information and can learn what it takes to build good credit for a lifetime.
Not only do we offer credit repair and improvement services, we also provide financial and credit building tools and education resources to help our clients understand what’s on their report (e.g. like specific negative items, etc.) and how their credit score works. With this education and our AI-based credit management tools, our clients can work to take control of their financial future and live a life without credit worries.
Our commitment is to making sure that everyone has a fair shot at good credit. Founded by a team of credit law experts, The Credit Pros wants to make sure that everyone has access to the same information and can learn what it takes to build good credit for a lifetime.
Not only do we offer credit repair and improvement services, we also provide financial and credit building tools and education resources to help our clients understand what’s on their report (e.g. like specific negative items, etc.) and how their credit score works. With this education and our AI-based credit management tools, our clients can work to take control of their financial future and live a life without credit worries.
The Impact of Good Credit
Your credit score determines how much you pay to borrow money to cover modern day essentials including housing, cars, credit cards and loan interest rates.
Use the slider below to see how your credit score range impacts how much you pay for the same items over time. Then ask yourself, can you afford NOT to fix your credit?
300
Credit Rating
Home Loan
Car Loan
Loan
Credit card
Loan Type
30 Year Fixed Mortgage
60 Month New Auto
Personal Loan (2yrs)
Revolving Credit
Loan Amount
$0
$35,000
$5,000
$2,500
APR
No Approval
17.54%
21.14%
30.02%
Monthly Payment
$0
$880
$257
$2,562.43
Total Interest
$0
$17,802
$1,175
$62.43
The Credit Pros offers affordable plans to help you increase your credit score so you pay less for the essentials (and the extras) in life.
With The Credit Pros, you get
One-on-One With a
NACSOⒸ Certified Specialist
ID Theft Restoration and Insurance Included
Cease and Desist Letters to Collection Agencies
24/7 Access to Your Client Portal
Debt Validation Letters to Creditors
Goodwill Letters to Creditors
Registered and Bonded
Monthly Plan with Unlimited Dispute Letters Available
What Is A Credit Report?
A credit report contains information about an individual’s credit history and financial background. Your credit report will include your full name, any aliases, current and previous addresses, date of birth, Social Security number, phone numbers, and employment.
It will list all types of credit accounts, such as credit cards, loans, and mortgages. Also included are public records (such as tax liens, legal judgements, bankruptcy and foreclosures), credit inquiries from credit applications and soft inquiries for pre-approved offers, and accounts sent to collections for overdue debts.
Credit reports do not include checking or savings account details, income, investments, or criminal records. Credit reports are essential for lenders and others assessing creditworthiness and are used to calculate credit scores.
It will list all types of credit accounts, such as credit cards, loans, and mortgages. Also included are public records (such as tax liens, legal judgements, bankruptcy and foreclosures), credit inquiries from credit applications and soft inquiries for pre-approved offers, and accounts sent to collections for overdue debts.
Credit reports do not include checking or savings account details, income, investments, or criminal records. Credit reports are essential for lenders and others assessing creditworthiness and are used to calculate credit scores.
What Is A Credit Score?
Your credit score is a 3-digit number between 300 and 850 that shows how creditworthy you are. Lenders use your credit score to decide whether or not you qualify for loans. They also use your credit score to determine your interest rate.
Credit scores are calculated using a 5-part formula, calculated based on the following factors: payment history, amounts owed, length of credit history, mix of types of credit, and amount of new credit.
Credit scores are calculated using a 5-part formula, calculated based on the following factors: payment history, amounts owed, length of credit history, mix of types of credit, and amount of new credit.
Good Credit Runs in the Family
Good credit is crucial for family members living in the same household as it directly influences financial opportunities and stability for everyone involved.
Enrolling a partner or spouse in a credit-building program while building your own credit can be beneficial for several reasons. First, having strong credit scores for both partners is crucial when applying for joint financial products like mortgages or car loans, as lenders often consider the lower credit score to determine eligibility and interest rates. This means that even if one partner has an excellent credit score, a lower score from the other can result in less favorable loan terms.
When you join The Credit Pros, you will have the option to enroll a ‘family member’ for free ($0 enrollment fee) and get 50% off their monthly plan rate!
Enrolling a partner or spouse in a credit-building program while building your own credit can be beneficial for several reasons. First, having strong credit scores for both partners is crucial when applying for joint financial products like mortgages or car loans, as lenders often consider the lower credit score to determine eligibility and interest rates. This means that even if one partner has an excellent credit score, a lower score from the other can result in less favorable loan terms.
When you join The Credit Pros, you will have the option to enroll a ‘family member’ for free ($0 enrollment fee) and get 50% off their monthly plan rate!
What Our Clients Say
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It only takes 90 seconds to sign up. Start fixing errors on your credit report and get help to increase your credit score. Your information is safe with us. We treat your data as if it were our own.
