Home / Who is 9737535100 (+ how are they hurting my credit score)

Who is 9737535100 (+ how are they hurting my credit score)

  • Phone number 9737535100 is likely a debt collector called:' ProCollect, Inc.'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Receiving a call from 973-753-5100 likely means a debt collector like ProCollect, Inc. is after you. They might harm your credit score or bombard you with constant calls. Handle this quickly because ignoring it won't make it go away. If you don't address it, your credit score could drop, or you might face a lawsuit.

This number probably indicates that a debt collector bought an old debt of yours and is now trying to collect, often through spam calls. Sometimes, an intermediary company might be involved in collecting that debt. Blocking or ignoring these calls might stop them temporarily but won’t solve the core problem.

The best step is to contact The Credit Pros immediately at the number above. We can evaluate your 3-bureau credit report to confirm if this is a debt collector and identify other negative items affecting your score. We've helped countless people remove potentially inaccurate items, often boosting their credit scores and ending harassing calls. Taking these steps will improve your overall financial situation.

Who Is 9737535100: Scam Or Legitimate

The number 973-753-5100 is linked to Pressler and Pressler, a debt collection law firm. However, such calls can sometimes be scams.

Here's what we advise you to do:

1. Don't engage directly: Avoid interacting with the caller, whether the call is legitimate or a scam.
2. Verify your debts: Do not pay without prior verification. You can get a free 3-bureau credit report to check for any negative items.
3. Stay cautious: If this number shows up in your credit report as a collection item, the call might be legit. However, it's still best not to respond.

The Credit Pros can help you verify any debts from this collector, dispute inaccuracies, and improve your financial situation.

To sum up, avoid direct contact, verify your debts through a credit report, and stay cautious. You can also seek help from The Credit Pros for further assistance.

How Do I Stop 9737535100 From Harassing Me (How To Report Them)

To stop 9737535100 from harassing you and report them, start by documenting each unwanted interaction. Keep a detailed log with dates, times, and what was said during each call.

Next, register your number at DoNotCall.gov. It only takes a couple of minutes. Use your phone’s call-blocking feature or contact your service provider for additional help.

If the calls persist, consider more serious measures:

- Send a cease and desist letter using the template at eforms.com/cease-and-desist.
- Consult a lawyer, as repeated harassment is against the law.
- If necessary, get a restraining order.

You can also use call-blocking apps like 'Call Blocker - Stop spam calls' for Android or 'Robokiller: Spam Call Blocker' for Apple devices.

Report the harassment to the FCC at fcc.gov/complaints. Specify that the issue is 'unwanted calls.'

The FTC also handles complaints about telemarketing calls. Report these at ReportFraud.ftc.gov.

Contact the Consumer Financial Protection Bureau (CFPB) by submitting a complaint online at consumerfinance.gov/complaint or call (855) 411-2372.

Additionally, if you use Nomorobo, report the unwanted calls to them. Your phone carrier may have call-blocking tools as well, so reach out to them for help.

Finally, consider reaching out to your local or state consumer protection office for additional support and complaint mechanisms.

To wrap things up, document the calls, block the number, report to the FCC and FTC, and consult with legal support if necessary. These steps will help you handle the harassment from 9737535100 effectively.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 9737535100

You should block 9737535100. If this number is from a debt collector and you're being harassed, blocking it is a smart move.

First, you should block the number to stop the calls and regain peace of mind. Next, if you believe the debt is inaccurate, write to the debt collector and ask them for evidence.

Keep detailed records of any communications, including dates, times, and what was discussed. This will be helpful if you need to dispute the debt or seek legal advice. Working with a reputable credit repair company can also help you address and remove inaccurate items from your credit report.

In the end, blocking 9737535100 and taking these steps can help you reduce stress and take charge of your financial situation.

Can A Debt Collector Like 9737535100 Sue Me

Yes, a debt collector like 9737535100 can sue you, but it's usually a last resort. Typically, they only pursue legal action when the amount owed is substantial, usually over $5,000. The collector must prove that you owe the debt, the amount is accurate, and they have the legal right to sue, which can be complicated if the debt has changed hands multiple times. Suing is also expensive and time-consuming, so many prefer to resolve debts through calls and letters.

Each state has a statute of limitations that limits the time a collector has to sue. If you do get sued, you'll receive a court summons and complaint. It's crucial that you respond to avoid a default judgment, which could result in wage garnishment or bank account levies. You have rights under the Fair Debt Collection Practices Act (FDCPA), which protects you from abusive practices. Consulting an attorney can help you understand your options if you are sued.

As a final point, remember that while a debt collector like 9737535100 can sue you, it's less common and involves many hurdles. You should know your rights, consider legal advice, and respond promptly to any court summons to protect yourself.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

9737535100 Might Have Your Personal Information

If you've been contacted by 9737535100, you shouldn't provide any personal information. This number likely belongs to a debt collector, and engaging with them could expose your sensitive details. You should avoid picking up their calls because they can be persistent and use aggressive tactics to get information from you.

To protect yourself, you should obtain your 3-bureau credit report to check for any inaccuracies or questionable entries. This is a crucial step before moving forward. Once you have your credit report, start working on a plan to improve your credit.

We highly recommend you work with a reputable credit repair company. They can help you handle any disputes and inaccuracies on your credit report more effectively. These professionals have the expertise to navigate tricky situations and offer the support you need to improve your credit.

Remember to block the number to avoid stress and stick to this plan. Professional guidance will help you manage things more smoothly.

Bringing it all together - if you receive a call from 9737535100, don't share your personal information. Instead, get your credit report, check for errors, and work with a credit repair company to get back on track.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 9737535100

The types of debt collected by 9737535100 include various personal and consumer debts, such as credit card accounts, medical bills, loans, and unpaid utility bills. This company often buys delinquent debts from original creditors and tries to recover as much of it as possible. They may also handle debts on behalf of creditors, using methods like settlement negotiations or legal actions to collect the owed amounts.

All things considered, you can expect 9737535100 to collect a range of debts, including credit cards, medical bills, loans, and unpaid utilities, often through purchased debts or creditor agreements.

How Do I Check If I Owe Money To 9737535100

To check if you owe money to 973-753-5100, you can follow these steps:

First, check your records. Look through any final bills, account statements, or equipment return receipts to see if anything matches up with the debt.

Next, review your credit reports. You can get a free report from AnnualCreditReport.com, which includes data from Experian, Equifax, and TransUnion. Look for any debts listed under your name.

If you spot 973-753-5100 on your credit report, send a written request to the collection agency for debt validation. They must provide proof that the debt is yours.

Be wary of scams. Verify the legitimacy of any debt collection letters or calls you receive and don’t share personal financial information unless you’re sure it's legitimate.

Lastly, if you encounter harassment or disputed debts, you might want to consult a consumer protection lawyer for advice. Taking these proactive steps helps prevent inaccurate collection efforts and protects your credit.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 9737535100

You are protected by several laws and regulations when dealing with debt collectors like 9737535100. The main law that helps is the Fair Debt Collection Practices Act (FDCPA). It stops debt collectors from using abusive, unfair, or deceptive practices. They can't harass you, use abusive language, or pretend to be a government agent. They also can't call you before 8 AM or after 9 PM, or contact you at work if your employer does not allow it.

Under the FDCPA, collectors must send you a written notice with details about the debt, including the amount and the creditor's name. If you dispute the debt in writing within 30 days, the collector must verify it before they can continue collection efforts.

You have the right to ask a debt collector to stop contacting you. This request must be in writing. If you have an attorney, the collector has to communicate only with them.

State laws also protect you. Some states have extra rules for licensing and conduct, offering even more protection.

If a debt collector violates these laws, you can report them to the Federal Trade Commission (FTC), the Consumer Financial Protection Bureau (CFPB), or your state attorney general. You can also sue them in court for damages and attorney fees.

Finally, to protect yourself from debt collectors like 9737535100, know your rights under the FDCPA, send disputes in writing, and report any violations to federal or state authorities.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 9737535100/Procollect, Inc. Have Any Lawsuits Against Them

ProCollect, Inc. has several lawsuits filed against them that you might want to be aware of. You can look up the following cases for specifics:

- Torres v. ProCollect, Inc.: Filed on June 1, 2012, in the United States District Court (D. Colorado, Civil Case No. 11-cv-02989-LTB).
- Smith v. ProCollect, Inc.: Filed on April 12, 2011, in the United States District Court (E.D. Texas, Tyler Division, Case No. 6:09-CV-0350).
- Maria Reynolds v. ProCollect, Inc.: Filed in the United States District Court (District of Colorado, July 19, 2013, Civil Action No. 12-cv-2484-WJM-BNB).

Additionally, you should note that ProCollect has multiple consumer complaints lodged against them.

- Numerous debt collection complaints reported to the CFPB (Consumer Financial Protection Bureau).
- The Better Business Bureau (BBB) has received many complaints, resulting in ProCollect having a low rating of 1 star.

Currently, no open cases or new lawsuits have been reported for FDCPA (Fair Debt Collection Practices Act) violations.

In closing, if you are affected by ProCollect, it's crucial that you stay informed about past and current legal actions and consider consulting a legal expert for personalized advice.

What Do People Online Say About 9737535100

People online have mixed opinions about 9737535100. Here are some insights from users discussing this number:

- FTC DNC Spamlist: 'Call related to Other received in Sea Girt, New Jersey. Calling with recorded message (robocalls).'
- Prudence: 'Since I had a few missed calls from this number, I did a little research. Apparently, it's a debt collection law firm called 'Pressler & Pressler' and sometimes their claims check out, sometimes they don't. Since I don't have any unpaid debt, I don't know how trustworthy they really are.'
- One user on PissedConsumer.com shared: 'The best phone number to call Pressler & Pressler is 9737535100. The longest wait times are on Friday, while the shortest are on Monday and Saturday. People call Pressler & Pressler mainly because of account, website/application, payments, and charges.'

You should be cautious when engaging with this number. Robocall complaints are common, and it's identified as belonging to the debt collection law firm, Pressler & Pressler. Some users find their claims unreliable, especially if they don't owe any debt. Individuals mainly contact this number for account-related issues, with wait times varying depending on the day.

Overall, you should verify any claims made when contacted by 9737535100 and proceed with caution, ensuring the legitimacy of the caller before taking any action.

Do I Really Need To Remove 9737535100 From My Credit Report

Yes, you really need to remove 9737535100 from your credit report if you have confirmed it is a collection tied to ProCollect, Inc., and you've identified it as potentially inaccurate. Removing inaccurate information is crucial because errors can unnecessarily lower your credit score. However, disputing this yourself can be time-consuming and exhausting.

You don’t have to hire a typical credit repair company, many of which have poor ratings and might not do a thorough job. Instead, consider reaching out to a reputable company like The Credit Pros. They can save you time and effort, significantly increasing your chances of successfully removing negative items.

As a final point – it’s crucial that you address inaccuracies on your credit report. Let The Credit Pros help you save time and achieve better results.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 9737535100 can be written

- +1 973-753-5100
- +1 (973) 753-5100
- +1 973 753 5100
- (973) 753-5100
- 973-753-5100
- 973.753.5100
- 973 753 5100
- +19737535100
- (973) 753-5100
- 973.753.5100
- 9737535100

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that ProCollect, Inc. uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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