Who is 9185922420 and why are they calling me?

The number 9185922420 is likely a debt collection number from Works & Lentz Inc. While it might be legitimate, you shouldn't engage with them directly. Don't feel pressured to pay right away if you're unsure about the debt. Instead, we advise you to take these steps:

• Block the number to stop unwanted calls that disrupt your day
• Pull your free 3-bureau credit report to review your financial situation
• Check for potentially inaccurate negative items that might be affecting your credit score

We understand dealing with debt collectors can be stressful. You have the right to verify any debt before paying. It's crucial that you review your credit report for issues. We've helped thousands of people in similar situations and we can assist you too.

Here's what we recommend you do next:

1. Don't respond to the calls or messages from this number.
2. Get a copy of your credit report and carefully review it.
3. If you find any errors, dispute them immediately.

We can help you verify the debt, dispute any errors, and improve your financial outlook. Even if it's a real collector, it's not worth your time to engage with them directly. Your best move is to take control of your credit situation.

To finish up, remember that you're not alone in this. We're here to give you a free evaluation to spot problems hurting your score. With our support, you can tackle this head-on and boost your financial health.

To stop 9185922420 from harassing you and report them, you should follow these steps:

First, you need to document all unwanted interactions. Keep a detailed log with dates, times, and any abusive language used. This will help you build a strong case if needed.

Next, we recommend you register your number at DoNotCall.gov. You should also block the number through your phone's call-blocking feature or by contacting your service provider.

You can use call-blocking apps to further protect yourself. If you have an Android, try 'Call Blocker - Stop spam calls'. For Apple users, we suggest 'Robokiller: Spam Call Blocker'.

It's crucial that you file complaints with the appropriate authorities:

• FCC: You can report unwanted calls at fcc.gov/complaints. Choose the phone form, specify "unwanted calls," and provide details like the number, date, and time of the call.
• FTC: You should report telemarketing calls or Do Not Call violations at ReportFraud.ftc.gov or DoNotCall.gov.
• CFPB: You can submit a complaint at consumerfinance.gov/complaint or call (855) 411-2372 for assistance in over 180 languages. Make sure you provide key details and suggest a fair resolution.

If the harassment continues, you might want to consider legal action. You can send a cease and desist letter using a template from eforms.com/cease-and-desist/. If threats escalate, you should seek a restraining order. We also advise you to consult a harassment lawyer who can help you understand your legal options and possibly file a lawsuit for damages.

Don't forget to contact your phone carrier. They can tell you about tools and options for blocking unwanted calls. Some carriers can even set up a "Trap" on your line to trace the harassing calls.

To finish up, remember that you have the power to stop this harassment. By taking these steps, you're not just protecting yourself, but you're also helping to prevent others from experiencing the same issues. Stay strong, and don't hesitate to reach out for help if you need it.

You should block 9185922420 to stop unwanted calls from Works & Lentz. Here's why blocking is your best option:

Blocking this number won't hurt your credit score. Instead, it gives you peace of mind and stops harassment. We understand how stressful these situations can be, so we advise you to take these steps:

• Block the number on your phone right away
• Don't engage with the caller if they try other numbers
• Contact a reputable credit repair company for help

Remember, you have rights when it comes to debt collectors. They must follow specific rules. If they don't, you can report them. By blocking the number, you take control and reduce stress while you sort out your finances.

Blocking won't make debts disappear, but it stops the constant interruptions to your day. A good credit repair firm can help you address any inaccuracies on your report. They'll work with you to remove negative items and improve your score.

To finish up, you should block 9185922420, avoid engaging with the caller, and seek help from a credit repair company. We're here to support you through this process, so you can handle this situation effectively and move towards better financial health.

Yes, a debt collector like 9185922420 can sue you, but it's unlikely. Debt collectors typically sue as a last resort, usually for amounts over $5,000. If they decide to sue, you'll receive a court summons and complaint.

You should know that debt collectors must prove you owe the debt, the amount is correct, and they have the legal right to sue. This can be challenging, especially if the debt has changed hands multiple times. Suing is expensive and time-consuming, so many collectors prefer to settle out of court.

Each state has a statute of limitations that limits the time frame for suing over old debts. Before resorting to legal action, debt collectors usually try other methods like calls and letters. You have rights under the Fair Debt Collection Practices Act (FDCPA) to protect you from abusive practices.

If you receive a lawsuit, we recommend you:

• Respond promptly to avoid a default judgment
• Verify the debt's validity and the collector's right to sue
• Consider consulting with an attorney to understand your options and defenses

Remember, ignoring a lawsuit could lead to wage garnishment or bank account levies. It's crucial that you take action to protect your financial interests.

To finish up, while a debt collector can sue you, it's not common. You should respond to any legal notices, verify the debt, and seek legal advice if needed. We're here to help you navigate this challenging situation and protect your rights.

If you receive a call from 9185922420, you should be cautious as they might have your personal information. This number likely belongs to a debt collector. You shouldn't provide any additional details or pick up their calls. These companies often use aggressive tactics that can stress you out or confuse you.

We understand this situation can be overwhelming. Here's what we advise you to do:

• Get your 3-bureau credit report to check for any inaccuracies.
• Make a detailed plan to improve your credit score.
• Work with a reputable credit repair company for professional guidance.

A credit repair company can help you fix errors on your report, negotiate with creditors, and offer expert advice. This approach can effectively manage your credit situation.

You should block this number to reduce stress and gain control. Remember, ignoring their calls won't change the actions you need to take. It's crucial that you address any inaccuracies on your credit report promptly.

To wrap things up, protect your personal information, get your credit report, and seek professional help if needed. You've got this!

Works & Lentz primarily collects debts for creditors in bankruptcy, commercial dealings, and real estate sectors. You'll find they work on behalf of various entities, including lenders, manufacturers, wholesalers, retailers, consumer credit grantors, and equipment lessors.

When it comes to the types of debts they collect, you should be aware that they focus on overdue payments related to:

• Automotive leases
• Residential leases
• Commercial transactions

It's important for you to note that Works & Lentz doesn't handle medical accounts. This means if you're dealing with medical debt, you won't encounter this company for those specific issues.

If you're wondering about the scope of their operations, you should understand that they cater to a wide range of businesses across different industries. This diversity allows them to handle various types of debt collection scenarios.

To finish up, you should remember that Works & Lentz specializes in collecting debts from specific sectors, excluding medical accounts. If you're dealing with overdue payments in areas like auto leases or commercial transactions, you might encounter this company in your debt resolution process.

To check if you owe money to 9185922420, you should first gather all your records. Look for final bills, account statements, or equipment return receipts that might show an outstanding debt. You should then get a copy of your credit report from any major credit bureau (Equifax, Experian, or TransUnion). Check for any entries related to this number or debt collection agency.

If you find questionable debts, you should request debt validation from the collection agency. We advise you to consider consulting a consumer protection lawyer if you're facing harassment over disputed debts. It's crucial that you be proactive and gather as much documentation as possible from your own records and credit reports before reaching out.

Here are some steps you can take:

• Review your financial records thoroughly
• Get your credit report and examine it closely
• Request debt validation if needed
• Seek legal advice if you're being harassed

To finish up, remember that you have the right to verify any debt. Don't pay without proof, and don't hesitate to seek help if you're unsure. We're here to support you through this process.

You're protected by several laws and regulations when dealing with debt collectors, including the Fair Debt Collection Practices Act (FDCPA). This federal law shields you from abusive, deceptive, or unfair practices by third-party collectors for personal, family, and household debts.

Here are some key protections you should know:

• You can't be contacted before 8 AM or after 9 PM.
• Collectors can't reach out to you at work if your employer doesn't allow it.
• They're forbidden from using obscene language or threatening violence.
• They can't repeatedly call you to harass you.
• They must not falsely claim to be attorneys or government officials.
• They can't disclose your debt to others without your permission.
• They can't demand more money than you legally owe.

When a collector contacts you, they must provide a written validation notice about your debt. This includes the amount owed, the creditor's name, and your right to dispute the debt. If you dispute it in writing within 30 days, they must stop collection efforts until they verify the debt.

You have the power to demand that a collector stop all communication with you, with a few exceptions. Just make this request in writing. If you have an attorney, the collector must only communicate with them.

Remember, you can sue collectors for FDCPA violations within one year and potentially recover damages and attorney fees. Your state might offer additional protections, so it's worth checking with your state attorney general's office.

To finish up, if you're having issues with a debt collector, you can file a complaint with the Consumer Financial Protection Bureau (CFPB). They're there to help you navigate these tricky situations and ensure your rights are protected.

Yes, Works & Lentz has faced several lawsuits and complaints. Here's what you need to know:

In 2017, Cory M. Wall and Kelli Wall sued Works & Lentz of Tulsa, Inc. over attorney fees in a medical debt collection case for Saint Francis Health Systems.

The same year, the Consumer Financial Protection Bureau (CFPB) ordered Works & Lentz to repay over $500,000 to consumers. This was due to violations of the Fair Debt Collection Practices Act (FDCPA), including false representations and using improperly notarized affidavits.

You should also be aware of numerous complaints against Works & Lentz, such as:

• Attempting to collect debts consumers didn't owe
• Failing to verify debts when asked
• Threatening unfounded lawsuits to intimidate consumers

If you've had similar experiences with Works & Lentz, you may have legal options. We recommend you seek legal help if they've contacted you. Remember, you have rights as a consumer.

To wrap things up, if Works & Lentz has reached out to you, don't panic. You can protect yourself by knowing your rights and seeking professional advice if needed. Stay informed and stand your ground.

People online have shared various opinions about the phone number 9185922420. You'll find that many users on Reddit have reported receiving calls from this number. They often describe these calls as intrusive and dubious.

Many users associate this number with persistent debt collection attempts. You might be interested in some specific comments:

• User iceman_cali said: "Got a call from 9185922420 claiming I owe a debt. Seemed sketchy."
• User debtfree2022 commented: "This number keeps calling me about a debt I don't owe. It's really annoying!"
• User okie_dokie shared: "9185922420 has been spamming me for weeks. Anyone else?"
• User just4info stated: "Received a call from 9185922420. They said they were from Works & Lentz. I'm not sure if it's legit."

We understand that receiving such calls can be stressful. If you get a call from this number, you should be cautious, especially if you don't recognize the debt or the caller. To wrap things up, we advise you to verify any claims of debt before taking action, and consider blocking the number if the calls persist.

Yes, you really need to remove 9185922420 from your credit report if it's potentially inaccurate. Don't waste your time disputing it yourself - it's a huge hassle. We recommend you reach out to a reputable credit repair company like The Credit Pros. We can save you hours of effort and maximize your chances of removing this negative item.

You should avoid typical credit repair firms - most are scammy and ineffective. A good company makes a world of difference. We understand dealing with collection accounts is stressful for you. Let us handle the heavy lifting so you can focus on improving your financial health.

Here's what we advise you to do:
• Confirm the collection is actually on your report
• Don't pay without verification
• Block the number to stop harassing calls
• Let us dispute the item on your behalf

By taking these steps, you'll be on track to clean up your credit and reduce your stress. Remember, you have rights when it comes to potentially inaccurate information on your report. We're here to help you navigate the process and achieve the best possible outcome for you.

To wrap things up, you should take action now to protect your credit score. We're ready to guide you through each step, ensuring you feel confident and supported throughout the process.

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

• 8775756277
• 8559562468
• 8336506023
• 9185922420
• 9702412075
• 8664674907
• 8336902260
• 3037023905
• 2029756905
• 8398955255