Home / Who is 9166552059 and why are they calling me?

Who is 9166552059 and why are they calling me?

  • Phone number 9166552059 is likely a debt collector called:' Portfolio Recovery Associates'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
List of company featuring our services

Main phone number related with this page is: 8664300311

If you keep getting calls from 9166552059, it's probably a debt collector from Portfolio Recovery Associates. These calls can be really annoying and stressful, especially if you aren’t sure about the debt they're talking about. Ignoring or blocking the number might seem easy, but understanding what’s going on is important.

To clear things up, check your free annual credit report from Equifax, Experian, and TransUnion for any listing from Portfolio Recovery Associates. If you see their name or this number, you need to verify the debt. Ask for written validation and go through your financial records for any outstanding balances. They must prove the debt is real and correctly assigned to you.

The best thing to do is consult with The Credit Pros. Call us at the number above for a no-pressure chat to look over your entire 3-bureau credit report. We can help you verify the claims, dispute mistakes, and guide you through the process. Don’t let this situation stress you out—take action now to regain control over your credit and financial future.

Who Is 9166552059: Scam Or Legitimate

9166552059 is likely a debt collector from Portfolio Recovery Associates. We advise you not to engage with them directly. Instead, here's what you should do:

• Block the number to stop unwanted calls
• Pull your free credit report to check for errors
• Contact us for a free 3-bureau credit evaluation

You don't have to pay right away if you're unsure about the debt. We can help you verify any claims, dispute inaccurate items, and boost your credit score. Many people face similar situations - you're not alone. We've helped thousands of people deal with collection attempts and improve their finances.

Remember, whether it's legit or not, your next move is the same: review your credit report for mistakes that could be hurting your score. If this company shows up as a negative item, it might be a real call, but you still shouldn't respond directly.

Let us handle verifying the debt, challenging any errors, and getting your finances back on track. We're here to support you every step of the way.

To wrap things up, you should block the number, check your credit report, and let us help you navigate this situation. We understand it's stressful, but you've got this, and we're here to help you through it all.

How Do I Stop 9166552059 From Harassing Me (How To Report Them)

To stop 9166552059 from harassing you and report them, you should follow these steps:

First, you need to document all unwanted interactions. Keep a detailed log of each call, noting the date, time, and any abusive language used. This will help you build a strong case if needed.

Next, register your number at DoNotCall.gov to stop getting spam calls. Then, you should block 9166552059 through your phone settings or contact your service provider for help.

If the calls persist, we recommend you take these escalating measures:

• Consider getting a restraining order if the calls become threatening.
• Hire a harassment lawyer to protect your rights and understand your legal options.
• Send a cease and desist letter using the template at eforms.com/cease-and-desist/.

You can also use call blocking apps to filter out unwanted calls. For Android, try 'Call Blocker - Stop spam calls'. If you're using an Apple device, we suggest 'Robokiller: Spam Call Blocker'.

It's crucial that you file complaints with the appropriate authorities:

• Submit a complaint to the Federal Communications Commission (FCC) at fcc.gov/complaints for issues like illegal robocalls.
• Report to the Federal Trade Commission (FTC) at ReportFraud.ftc.gov for general spam calls.
• If you feel harassed, file a complaint with the Consumer Financial Protection Bureau (CFPB) at consumerfinance.gov/complaint.

Don't forget to contact your phone carrier for additional call-blocking tools and options. They might have specific solutions for your situation.

Lastly, check with your local or state consumer protection office for more resources or complaint mechanisms.

To finish up, remember that you have the power to stop this harassment. By documenting, blocking, reporting, and seeking help, you're taking control of the situation. We're here to support you through this process, and you've got this!

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 9166552059

You should block 9166552059. Here's why:

Blocking this number has minimal consequences for you. It won't harm your credit score or financial standing. You're taking a smart step to protect yourself from potential harassment by debt collectors.

We advise you to take these actions:

• Block the number on your phone
• Work with a reputable credit repair company
• Let professionals handle any inaccuracies on your report

By blocking the number, you're not causing any damage to your credit score. If it's already a collection on your report, the impact has already occurred.

We understand this situation is stressful for you. When you block the number, you're taking control of the situation. Then, let a credit repair company guide you through the next steps. They'll work to remove any inaccurate items, potentially improving your credit situation.

Remember, you don't have to engage directly with these calls. Blocking gives you peace of mind while professionals handle the rest. We're here to support you through this process.

To finish up, you should block 9166552059, work with a credit repair company, and let them handle any inaccuracies. This approach will help you regain control and potentially improve your credit situation.

Can A Debt Collector Like 9166552059 Sue Me

Yes, debt collectors like 9166552059 can sue you, but it's unlikely. They typically only sue for substantial debts over $5,000 as a last resort. Here's what you need to know:

You're protected by the Fair Debt Collection Practices Act (FDCPA), which safeguards you from abusive or deceptive practices. If a collector decides to sue, they must prove you owe the debt, the amount is correct, and they have the legal right to sue. This can be challenging, especially if the debt has changed hands multiple times.

Lawsuits are expensive and time-consuming for collectors. That's why they usually prefer to settle out of court. Before considering legal action, they'll typically try to collect the debt through calls and letters. The statute of limitations in your state also affects whether you can be sued for an old debt.

If you receive a court summons and complaint, it's crucial that you respond. Ignoring it could lead to a default judgment, potentially resulting in wage garnishment or bank account levies. We advise you to consult an attorney if you're sued. They can help you understand your options and potential defenses.

• You should know your rights under the FDCPA
• Always verify the debt before making any payments
• Respond promptly if you receive a court summons

To wrap things up, remember that while debt collectors can sue, it's not their preferred method. You have rights and options. Stay informed, respond to legal notices, and don't hesitate to seek professional advice if you're unsure about how to proceed.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

9166552059 Might Have Your Personal Information

If you've received a call from 9166552059, it's likely that this debt collector might have your personal information. Here's what you should do:

Don't pick up the call. You shouldn't engage with them directly, especially if you're not prepared. We understand this can be stressful, but we're here to help you handle it.

You should obtain your free annual credit report. You can do this by calling 877-322-8228 or visiting the websites of Equifax, Experian, and TransUnion. This will help you see if there are any outstanding debts or errors on your report.

We recommend that you work with a reputable credit repair company. These professionals can help you:

• Address inaccuracies on your credit report
• Create a plan to improve your credit score
• Negotiate with creditors
• Provide strategies to manage your debt

You should block the number to reduce stress and prevent further unsolicited calls. Remember, you're not alone in this situation.

To wrap things up, you should check your credit report, seek professional help, and block the number. We know it's tough, but you've got this!

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 9166552059

You might receive calls or messages from 9166552059 if you have outstanding debts. This debt collection agency handles various types of debt, including:

• Credit card balances
• Unpaid medical bills
• Personal loan defaults

When you owe money, 9166552059 may contact you about debts that are 3-6 months past due. They often purchase these debts from original creditors, though specific details aren't disclosed.

We understand dealing with debt collectors can be stressful. If you're unsure about the debt, you have the right to request verification before making any payments. You should also check your credit report for accuracy and dispute any errors you find.

To finish up, remember you have options when dealing with debt collectors. You can negotiate payment plans, seek financial counseling, or consult a consumer protection lawyer if you feel harassed. Stay informed about your rights and don't hesitate to ask questions - it's your financial future at stake.

How Do I Check If I Owe Money To 9166552059

To check if you owe money to 9166552059, you should first review your financial records. Look through your past bills, account statements, and receipts to see if you have any outstanding balances.

Next, you should examine your credit report. Look for any debt listed from Portfolio Recovery Associates, which uses this phone number. It's crucial that you address any inaccuracies on your credit report promptly.

If you find a debt or receive a notice from them, we advise you to request debt validation in writing. Under the law, they must provide you with details about the debt. Remember, you shouldn't give out your personal financial information to unknown callers. Instead, ask for their name, company name, and callback number, and verify that information yourself.

Here are some additional steps you can take:

• If you believe the debt is incorrect, dispute it in writing with the debt collector and ask for verification.
• Consider consulting a consumer protection lawyer if you face harassment or need help disputing the debt.
• Gather as much documentation as possible before contacting the debt collector to prevent inaccurate collections from affecting your credit.

We understand this situation can be stressful. Remember, you're not obligated to pay without proper verification. It's important that you don't engage directly at first to avoid resetting the statute of limitations on old debts.

To finish up, here's what we recommend: review your records, check your credit report, request debt validation, and seek legal help if needed. You've got this – stay proactive and protect your financial well-being!

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 9166552059

You're protected by several laws and regulations from debt collectors, including those using the number 9166552059. The Fair Debt Collection Practices Act (FDCPA) is your main shield against abusive, deceptive, or unfair practices by third-party collectors.

Under the FDCPA, you have the right to:

• Not be contacted before 8 AM or after 9 PM
• Be free from abusive language or harassment
• Receive a validation notice detailing your debt and rights
• Dispute the debt within 30 days and halt collection efforts

Many states offer additional protections. For instance, if you live in New York, debt collectors must be licensed and follow strict guidelines.

You can stop all communication from a debt collector by requesting it in writing. If you have an attorney, the collector must only speak with them. Remember, you have the power to report violations to the FTC, CFPB, or your state attorney general.

For specific concerns about 9166552059, associated with Portfolio Recovery Associates, these laws protect you. You can:

• Request debt validation
• Dispute inaccuracies
• Stop communication if desired

To wrap things up, you have strong legal protections against unfair debt collection practices. Don't hesitate to assert your rights and seek help if you feel a collector is overstepping bounds.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 9166552059/Portfolio Recovery Associates Have Any Lawsuits Against Them

Yes, Portfolio Recovery Associates (PRA) has faced several lawsuits and official complaints related to their debt collection practices.

You should be aware of some specific lawsuits against PRA:

• Portfolio Recovery Associates v. Krokhmal: PRA sued for over $4,000, but settled for $2,000 with $50 monthly payments.
• Portfolio Recovery Associates v. Minkowski: PRA sought $2,749.14, but settled for $1,400 in installments.
• Portfolio Recovery Associates v. Kohlmeier: PRA filed a lawsuit for $1,319.97, which was settled with legal representation.

The Consumer Financial Protection Bureau (CFPB) has also taken action against PRA. In March 2023, they filed a complaint alleging violations of consumer protection laws. Previously, in September 2015, the CFPB ordered PRA to pay over $24 million in consumer redress and penalties for violating debt collection laws.

If you're dealing with PRA, you should consider seeking legal advice. We recommend consulting experts like Graham & Borgese who have experience handling such cases. To wrap things up, remember that you have rights when it comes to debt collection, and there are professionals who can help you navigate these challenging situations.

What Do People Online Say About 9166552059

You're not alone in receiving calls from 9166552059. Many people online have shared their experiences with this number, and the consensus isn't positive. Here's what we've found:

You'll see multiple reports of unwanted, frequent calls from this number. Some users say it's related to debt collection. The overall sentiment is one of frustration and annoyance.

We've noticed that Reddit users have been particularly vocal about this number:

• One user complained: "This number keeps calling me every day. It's super annoying!"
• Another shared: "They claimed I owed money but wouldn't provide any details."

You should know that tools like Robokiller and Nomorobo have been mentioned as effective solutions. Users report successfully blocking the number with these apps.

We understand how disruptive these calls can be to your day. You have options to handle this situation:

1. You should block the number on your phone to prevent future calls.
2. If you're concerned about potential debt, you can request written verification.
3. You might want to consider using a call-blocking app for added protection.

To wrap things up, you're not obligated to engage with these calls. Your peace of mind matters, and you have the power to take control of the situation. Block the number, use a call-screening app if needed, and don't hesitate to seek professional advice if you're worried about potential debts.

Do I Really Need To Remove 9166552059 From My Credit Report

You should remove 9166552059 from your credit report if it's inaccurate. Don't waste your time trying to dispute it yourself - it's a tedious and time-consuming process. We recommend you avoid typical credit repair companies, as most are ineffective and potentially scammy. Instead, you should reach out to a reputable firm like The Credit Pros. We can help maximize your chances of removing this potentially inaccurate negative item efficiently.

A quality credit repair service makes a world of difference in improving your credit score and financial situation. We understand that dealing with debt collectors is stressful for you. Let us handle the hard work of disputing errors and negotiating with creditors on your behalf. You'll save hours of frustration and likely get better results.

Here's what we advise you to do:

• Block the number to stop harassing calls
• Don't pay without verifying the debt first
• Work with experts to properly dispute inaccuracies
• Focus on improving your overall financial health

We're here to support you through this process. With our help, you can take control of your credit and work towards a stronger financial future. Don't let potentially inaccurate items hold you back - let's tackle this together.

To wrap things up, remember that you have the power to improve your credit situation. By taking action and seeking professional help, you're on the right path to financial stability and peace of mind.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 9166552059 can be written

- +1 916-655-2059
- +1 (916) 655-2059
- +1 916 655 2059
- (916) 655-2059
- 916-655-2059
- 916.655.2059
- 916 655 2059
- +19166552059
- (916) 655-2059
- 916.655.2059
- 9166552059

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Privacy and Cookies
We use cookies on our website. Your interactions and personal data may be collected on our websites by us and our partners in accordance with our Privacy Policy and Terms & Conditions