Home / Who is 9035938790 and why are they calling me?

Who is 9035938790 and why are they calling me?

  • Phone number 9035938790 is likely a debt collector called:' Kohl's Department Store'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 8009556600

A debt collector or a scammer may be calling from 9035938790 on behalf of Kohl's Department Store. Don't ignore the call because it could negatively affect your credit score. Ignoring or blocking the call only temporarily fixes the problem; you need to address the potential debt behind the calls.

Debt collectors get aggressive because they’ve purchased your outstanding debt and want to recover their money. Blocking these calls might give you peace momentarily but won’t solve the root problem. They might even have your personal information, so confirm the legitimacy of their claims to protect your financial security.

Contact The Credit Pros using the number above. We will review your 3-bureau credit report and determine if the collection attempt is legitimate. Our expertise in removing potentially inaccurate items can boost your credit score and stop the harassing calls. Taking this step can greatly improve your financial well-being and security.

Who Is 9035938790: Scam Or Legitimate?

To answer your question, 9035938790 is a phone number often linked to Kohl's Department Store, typically associated with debt collection calls. It could also be a scam, so you should verify any claims.

To handle this, follow these steps:

- Check Your Credit Report: Look for any negative items or collection records related to Kohl's.
- Validate the Debt: If Kohl’s shows up on your report, it might be legitimate, but you still shouldn't engage directly with the caller.
- Seek Help: Contact a reliable company like The Credit Pros to help verify the debt and dispute any inaccuracies on your credit report.

To sum up, ensure you check your credit report, validate any debt claims, and contact a reputable credit repair company. Always verify before taking any action to protect your financial health.

How Do I Stop 9035938790 From Harassing Me (How To Report Them)?

If you want to stop 903-593-8790 from harassing you, follow these steps:

Document Unwanted Interactions: Keep a record of every call, noting dates, times, and any abusive language.

Register on the Do Not Call Registry: Add your number to DoNotCall.gov. It only takes a few minutes.

Block the Number: Use your phone's call-blocking feature or get help from your service provider.

Use Call-Blocking Apps: Download apps like:
- Nomorobo: Sends spam calls to voicemail.
- Hiya Caller ID and Block: Blocks scammers and telemarketers.
- RoboKiller: Blocks calls and annoys scammers with automated messages.
- Truecaller: Provides caller ID and call blocking.

Report to Authorities:
- Federal Communications Commission (FCC): File a complaint at fcc.gov/complaints.
- Federal Trade Commission (FTC): Report at ReportFraud.ftc.gov or DoNotCall.gov.

Additional Steps:
- Cease and Desist Letter: Send one via eforms.com/cease-and-desist.
- Harassment Lawyer: Consult one if calls persist.
- Restraining Order: As a last resort, consider this if threats escalate.

Contact your phone carrier for more call-blocking options and check for support from local consumer protection offices.

To wrap things up, keep a detailed log, register on the Do Not Call Registry, block the number, use blocking apps, and report to authorities. You can also take additional measures like sending a cease and desist letter or consulting a harassment lawyer.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 9035938790?

You should block 9035938790. If you ignore the calls, you might receive continuous disruptions. Blocking the number will prevent these annoying interruptions. If the caller is a debt collector, blocking them won't affect your credit score.

To handle this situation:
- Block the number to stop the unwanted calls.
- Check your credit report for any negative items from the debt collector.
- Contact a reputable credit repair company if you need help with inaccuracies.

In the end, blocking the number keeps you from being harassed while you resolve any credit issues.

Can A Debt Collector Like 9035938790 Sue Me?

Yes, a debt collector like 9035938790 can sue you, but it's usually their last resort. They typically pursue lawsuits for debts over $5,000. To sue, they must prove you owe the debt, the amount is correct, and they have the legal right to sue you. This can be tricky, especially if the debt has changed hands many times. Suing also takes time and money, so they often prefer to settle out of court.

Each state has a statute of limitations that determines how long a debt collector can sue you. If your debt is old, it might be beyond this period, making a lawsuit less likely. If they do sue, you'll receive a court summons and complaint. It's crucial that you respond to avoid a default judgment, which could lead to wage garnishment or bank account levies.

You have rights under the Fair Debt Collection Practices Act (FDCPA), protecting you from abusive or deceptive practices by debt collectors. If you get sued, consider consulting with an attorney to explore your options and defenses.

As a final point, remember that a debt collector like 9035938790 can sue you, but it's rare. They must prove you owe the debt, and many factors might discourage a lawsuit. Always respond to court summons and know your rights under the FDCPA. Seek legal advice if needed to explore your options.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

9035938790 Might Have Your Personal Information

Don't provide any information to debt collectors like the one calling from 9035938790. You shouldn't even pick up the call. If you answer, you confirm your number is active, leading to more calls.

Instead, get your 3-bureau credit report. This step is essential no matter what calls you receive. Start building a comprehensive plan to improve your credit.

- We recommend you work with a reputable credit repair company.
- They can help you handle inaccuracies or disputes on your credit report.
- This can save you time and reduce stress.

Bringing it all together-block calls from 9035938790, check your credit report, and engage a credit repair company to handle any issues.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 9035938790

Debt collected by 9035938790 includes past-due credit card debts, auto loans, and cell phone bills. You might owe these debts to different creditors who either sell the debt to this agency or hire them to collect on their behalf.

Make sure you ask for details to confirm the legitimacy of any debt collection claims. If you receive a call, don't pay without verifying the debt first.

All things considered, it's important that you know the types of debt collected by 9035938790, confirm any claims, and verify debts before making any payments.

How Do I Check If I Owe Money To 9035938790?

To check if you owe money to 903-593-8790, start by reviewing your credit reports from Equifax, Experian, and TransUnion. This can help you identify if the debt appears there and which collection agency is handling it.

Next, go through your personal records for any final bills, account statements, or receipts related to the debt. You should also search the number "903-593-8790" online to see if others have shared information about it, providing more context.

If you find a debt listed in your credit report, request a debt validation letter from the collection agency to confirm the details, such as the original creditor and the amount owed. Be cautious about directly contacting the agency, as it might restart the statute of limitations on old debts.

Verify the legitimacy of the debt collector by asking for their name, company, address, and callback number. If they are unwilling to provide this information, they might be a scam. Finally, if you face harassment or believe the debt is not yours, consider consulting a consumer protection lawyer.

Lastly, be proactive by checking your records, verifying debt details, and ensuring the legitimacy of the collection agency to prevent inaccuracies from impacting your credit.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 9035938790

The Fair Debt Collection Practices Act (FDCPA) is the main federal law that protects you from debt collection practices. It stops debt collectors from using abusive, deceptive, or unfair methods to collect debts, such as harassment or making threats. You should know that debt collectors can't call you before 8 AM or after 9 PM, contact you at work if your employer doesn't allow it, use obscene language, or discuss your debt with others like friends or neighbors.

State laws can offer even more protections. For instance, New York has strict licensing requirements for debt collectors, while Texas law forbids debt collectors from using threats or lying to get you to pay a debt. If you're in Texas, you also have the protection of the Texas Debt Collection Act.

You have rights when dealing with debt collectors. You can:

- Ask them to stop contacting you in writing, and they must comply, except to confirm they won't contact you again or to inform you of specific actions like a lawsuit.
- Sue them within one year if they break the law, potentially recovering damages plus attorney fees.
- Dispute the debt, requiring the collector to provide verification and cease collection until they do.

You can report violations to the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB). Remember, these laws cover personal debts like credit cards, auto loans, medical bills, and mortgages, but not business debts.

Finally, stay informed and don't hesitate to seek help if a debt collector oversteps their bounds, ensuring you're protected by understanding Which Debt Collection Laws and Regulations Protect Me from 9035938790.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 9035938790/Kohl'S Department Store Have Any Lawsuits Against Them?

Yes, Kohl's Department Store has faced multiple lawsuits and official complaints, including those related to debt collections.

1. Quincy Saenz v. Kohl's Department Stores, Inc., et al.
- This lawsuit, filed on January 16, 2019, was about a slip and fall incident at a Kohl's store. The court ruled in favor of Kohl's by granting summary judgment.

2. Russell v. Kohl’s Department Stores Inc.
- This class action lawsuit from the Central District of California revolved around allegations of "fake sale" price comparisons. Kohl's agreed to settle for $6.15 million.

3. Debt Collection Complaints:
- Several consumer complaints have surfaced about Kohl's debt collection practices, though specific details are not fully available.

In closing, you should be aware that Kohl's faces lawsuits and complaints, including those about debt collections.

What Do People Online Say About 9035938790?

People online have shared various opinions and experiences about the phone number 903-593-8790. Here's what users on Reddit and other forums are saying.

One Reddit user shared their experience of receiving a suspicious call from 903-593-8790. They said, "I gave them my information before thinking because I was half asleep. Later, I found out people have been suspicious of this number for years."

Over on Nomorobo, multiple users flagged this number as a spam call. One user advised everyone to block the number and mentioned, "You can block this robocall and over 8,880,669 more with Nomorobo!"

Another forum, FearToxin Scanner, had a user warning about the number with a message promising financial solutions for unsecured liabilities, hinting at a scam.

To sum up, numerous online sources and users indicate that 903-593-8790 is likely linked to spam and scam activities. Users are strongly advised to block the number and refrain from sharing any personal information.

Overall, it's clear that 903-593-8790 is largely viewed as a scam number. You should avoid engaging with it and consider using tools like Nomorobo for protection.

Do I Really Need To Remove 9035938790 From My Credit Report?

Yes, you should consider removing 9035938790 from your credit report if it is inaccurate. First, confirm that this collection is listed on your report and appears to be an error.

Removing this yourself can be very time-consuming. Disputing it means you have to invest a lot of time and energy. Instead, you might find it more practical to enlist help. We advise against using typical credit repair companies, as they often have poor reputations.

Consider reaching out to a reputable company that specializes in credit repair. A good company can review your account, spot errors, and potentially get the collection removed for you. 'The Credit Pros' is one such company that could save you a lot of hassle.

Correcting your credit report can improve your credit score and overall financial health.

As a final point - act quickly and efficiently to resolve any errors related to 9035938790 to improve your financial situation.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 9035938790 can be written

- +1 903-593-8790
- +1 (903) 593-8790
- +1 903 593 8790
- (903) 593-8790
- 903-593-8790
- 903.593.8790
- 903 593 8790
- +19035938790
- (903) 593-8790
- 903.593.8790
- 9035938790

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Kohl's Department Store uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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