Who is 8888664352 (+ how are they hurting my credit score)

888-866-4352 is associated with MOHELA (Missouri Higher Education Loan Authority), a legitimate federal student loan servicer. However, you should be cautious and not engage with callers directly. Here's what you should do:

1. Don't Engage: Avoid engaging directly with the caller.
2. Verify Your Debt: Do not pay without verification. Check your credit report for any inaccuracies or suspicious activity.
3. Seek Help: Contact us for a free 3-bureau credit report evaluation. We can help verify any debts and dispute potentially inaccurate negative items.
4. Block the Number: Reduce stress by blocking numbers and seeking support from reputable credit repair services like The Credit Pros.

To sum up, it's crucial that you avoid direct engagement, verify any debts through your credit report, get help from reputable services, and block suspicious numbers to protect your financial well-being.

To stop 8888664352 from harassing you, follow these steps:

First, document every unwanted call. Keep a log with dates, times, and any abusive language. Then, register your number on the Do Not Call Registry. This only takes a few minutes and can help reduce spam.

Next, block the number using your phone's call-blocking feature or by contacting your service provider for additional options. You can also download call-blocking apps-'Call Blocker - Stop spam calls' for Android or 'Robokiller: Spam Call Blocker' for Apple.

After that, file complaints. Report unwanted calls to the FCC at fcc.gov/complaints and the FTC at ReportFraud.ftc.gov or DoNotCall.gov. Be sure to include details like the number, date, and time of the call.

If harassment continues, consider escalating the issue. You might get a restraining order or hire a harassment lawyer for legal assistance. You can also send a cease and desist letter using a template from eforms.com.

To wrap things up, document every call, register on the Do Not Call Registry, block the number, and file complaints with both the FCC and FTC. If needed, take legal action to ensure your peace of mind.

Yes, you should block or ignore 8888664352. This number often belongs to debt collectors, such as MOHELA. By blocking the number, you can prevent harassment from persistent calls that cause stress and interruptions.

Blocking or ignoring these calls won't hurt your credit score. Directly blocking a number doesn't affect your credit status. If the number is linked to a debt already on your credit report, blocking won't make it any worse.

You should work with a reputable credit repair company to address any inaccuracies on your credit report. They can guide you through removing negative items and help you stay informed.

• Blocking the number reduces stress and interruptions.
• Ignoring calls won’t harm your credit score.
• Engage a credit repair service for any inaccuracies on your credit report.

In the end, blocking 8888664352 can help you reduce stress, and teaming up with a credit repair company ensures you address potential inaccuracies effectively.

Yes, a debt collector like 8888664352 can sue you, though it's unlikely and usually a last resort. Debt collectors typically sue when the debt is substantial, often over $5,000, and they must prove you owe the debt and have the right to sue. Legal action is costly and time-consuming, so they prefer out-of-court settlements. States have statutes of limitations, so if your debt is old, a lawsuit may be less likely.

Debt collectors start with calls and letters to collect the debt. If they decide to sue, you'll get a court summons and complaint. You must respond to avoid a default judgment, which could lead to wage garnishment or bank account levies.

You have rights under the Fair Debt Collection Practices Act (FDCPA) to protect you from abusive practices. If you receive a lawsuit, consult an attorney to understand your options and defenses. We advise you to stay informed and seek professional help if needed.

As a final point, remember to respond to any court summons promptly, consider your rights under the FDCPA, and consult an attorney to explore your options and defenses for peace of mind.

Don't provide any personal information to debt collectors, especially if you're unsure of their legitimacy. You should avoid picking up calls from unfamiliar numbers, especially 8888664352. Picking up can make you a target for scammers.

To ensure your information is secure, get your three-bureau credit report to verify debts and create a plan to improve your credit. This helps you understand your current credit situation and spot any discrepancies.

Working with a reputable credit repair company is crucial. They can effectively handle disputes and inaccuracies in your credit report. We at The Credit Pros can help you navigate these issues and improve your credit score with less stress and more clarity.

You should never share sensitive information over the phone unless you are certain about the identity of the caller. If you're in doubt, contact your creditors directly to verify any debt claims.

Bringing it all together – avoid picking up calls from 8888664352, verify your credit information, and work with a reputable credit repair company to protect and improve your credit score.

If you have received a call from 8888664352, it likely involves outstanding student loans, as MOHELA mostly collects student loan debt. They handle debts for higher education loans, so it’s crucial to verify the caller's identity before you provide any personal information.

You can take these steps to ensure everything is above board:
• Verify the caller by asking them to provide specific details about your loan that only the servicer would know.
• Check your loan details through official channels like your online account or recent statements.
• If you’re unsure, hang up and call the verified official number directly from the servicer’s website.

Protect your personal information by staying vigilant.

All things considered, if you receive a call from 8888664352, verify the caller, check your loan details, and contact the official number for your servicer to ensure everything is legitimate. Stay safe and informed!

To check if you owe money to 888-866-4352, follow these steps:

1. Gather Your Records: Collect any final bills, past statements, or receipts for equipment returns. This will help you have all the necessary details.

2. Review Your Credit Report: Request a copy of your credit report from Experian, Equifax, and TransUnion. Look for any entries related to this debt.

3. Validate the Debt: If the debt appears on your credit report, request debt validation from the collector. This is your right under the Fair Debt Collection Practices Act.

4. Avoid Direct Contact: Avoid contacting the collector directly, as this can restart the statute of limitations on old debts. Focus on documenting your findings and planning further actions.

5. Consult a Lawyer: If you face harassment over disputed debts, consider talking to a consumer protection lawyer.

Lastly, these steps help you check if you owe money to 888-866-4352 without complicating your situation, empowering you to handle it smoothly.

To protect yourself from debt collection practices by 8888664352, especially if it's related to student loans from MOHELA, several laws and regulations are in place.

First, the Fair Debt Collection Practices Act (FDCPA) is the main federal law governing debt collection. It prohibits third-party collectors from using abusive, deceptive, or unfair practices, covering personal debts like student loans. They can't contact you before 8 AM or after 9 PM, use abusive language, threaten you, or harass you with continual calls. If they call you at work and your employer forbids it, they must stop.

The FDCPA also requires debt collectors to provide a written validation notice, detailing the debt amount, the creditor's name, and information about your rights to dispute the debt. If you dispute the debt in writing within 30 days, they must verify the debt before resuming collection efforts.

You have the right to demand that they stop contacting you, except to inform you of specific actions like lawsuits. This demand must be in writing. If a debt collector violates the FDCPA, you can sue them within one year for damages.

Additionally, there are state laws that can offer extra protections. For instance, New York has strict licensing requirements for debt collectors.

If you experience violations, report them to the Consumer Financial Protection Bureau (CFPB), which also provides resources and support on debt collection rules.

Finally, knowing your rights under these laws empowers you to handle debt collection more confidently. If necessary, consult an attorney to advocate on your behalf to help manage the situation effectively.

Yes, MOHELA has faced several lawsuits and complaints related to their debt collections and loan servicing practices.

1. MOHELA vs. Borrowers Class-Action Lawsuit (December) - You might be interested to know that MOHELA is a defendant for not processing loan forgiveness applications promptly, causing borrowers to lose benefits.

2. MOHELA and U.S. Department of Education Class-Action Lawsuit (January) - This suit claims delays from both entities affected loan forgiveness applications nationwide.

3. California Department of Financial Protection and Innovation (DFPI) Consent Order - MOHELA was fined $27,500 for not providing timely contact information to California borrowers, impacting their debt relief access.

4. Borrowers Advocating for Public Service Loan Forgiveness - Plaintiffs Jennifer Joy and Misty Thomas sued MOHELA for not processing their loan forgiveness applications despite meeting all requirements.

You should also be aware of official complaints:
• American Federation of Teachers and Student Borrower Protection Center Report alleges MOHELA has mismanaged loan forgiveness applications, with issues like backlogs, payment miscalculations, and wrongly denied applications.
• Consumer Feedback frequently highlights inaccurate payment counts, inconsistent information, and long processing delays, particularly impacting the Public Service Loan Forgiveness program.

In closing, MOHELA has been involved in multiple lawsuits and complaints regarding their loan servicing practices, so it's important you stay informed and proactive about your own loan situations.

People online have had varied experiences with the phone number 888-866-4352. Here’s what you might encounter:

- User 'student_loan_wizard' shared, 'They called me asking for my Social Security number without explaining why. Huge red flag!'
- User 'debtbuster2021' commented, 'It's MOHELA. They left a voicemail about my student loan but didn't provide any detailed info in the message.'
- User 'collegegrad89' noted, 'I received multiple calls from this number, often daily. It's really stressful dealing with this as I'm already struggling to manage my loans.'

From these comments, it’s clear that many of you find the calls from this number intrusive and often lacking in clear information. This can cause a lot of stress, especially if you are already dealing with financial difficulties.

Overall, it seems calls from 888-866-4352 are often seen as intrusive and lacking clarity, adding stress to your already challenging loan management efforts.

Yes, you really need to remove 8888664352 from your credit report if it is potentially inaccurate. First, confirm that this collection is actually listed on your credit report before taking any action.

Disputing inaccuracies on your own can take a lot of time and energy. Instead, consider reaching out to a reputable credit repair company like 'The Credit Pros' to help you. Most traditional credit repair companies have poor ratings and may not do a good job, so it's important to choose carefully.

To summarize:
• Confirm the debt is on your credit report.
• Determine if it’s potentially inaccurate.
• Avoid unreliable credit repair companies.
• Use a reputable company to handle the dispute.

As a final point, remember that removing inaccurate collections can positively impact your credit score and financial health.

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Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

• 8555635635
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• 8005812620
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• 8888664352
• 8884802432
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