Home / Who is 8885826870 and why are they calling me?

Who is 8885826870 and why are they calling me?

  • Phone number 8885826870 is likely a debt collector called:' US Automotive Protection Services'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 8009556600

Getting calls from 888-582-6870 could mean a debt collector or scammer is harassing you. US Automotive Protection Services, known for misleading marketing tactics, might be behind it. Ignoring or blocking the number might stop the calls temporarily, but it won’t solve the issue that affects your credit score.

When a debt collector, like the one calling from 888-582-6870, reaches out, they’re often trying to collect on a debt you might owe. They might be collecting on behalf of another debt collector. Blocking the number might feel like a quick fix, but it’s not a lasting solution.

The smartest move is to contact The Credit Pros for a no-pressure chat. We'll evaluate your entire 3-bureau credit report to see if 888-582-6870 is a legitimate debt collector or a scam. Many people in your situation have successfully removed potentially inaccurate negative items from their credit reports with our help, boosting their scores and financial security, and ending those annoying calls for good.

Who Is 8885826870: Scam Or Legitimate?

888-582-6870 is a number associated with US Automotive Protection Services, known for its poor reputation and questionable practices. Many people report receiving misleading mail and high-pressure sales calls from this number, often involving expired warranty claims or exaggerated threats.

If you receive a call from this number, it's crucial that you don't engage. You're not required to pay any debts immediately if you're uncertain about their legitimacy. Instead, we advise you to take the following steps:

- Pull your free 3-bureau credit report.
- Analyze your report for any potentially inaccurate or negative items.
- If US Automotive Protection Services appears on your report, it could be a legitimate debt, but it's still best to avoid responding directly.
- Contact The Credit Pros for help in verifying any debts and disputing inaccuracies.

Scammers can acquire your vehicle details to make their calls seem authentic, but this doesn't mean they're legitimate. Block the number and avoid sharing any personal information.

To sum up, don't engage with calls from 888-582-6870, check your credit report, and consult The Credit Pros to verify and dispute any debts. Block the number to protect yourself.

How Do I Stop 8885826870 From Harassing Me (How To Report Them)?

To stop 8885826870 from harassing you, follow these steps:

First, document everything. Keep a detailed log of all interactions, noting dates, times, and the nature of the calls. This documentation will be crucial if you need to take further action.

Next, register on the Do Not Call Registry. Head to DoNotCall.gov and add your number. This step helps reduce unwanted telemarketing calls.

You should also block the number. Use your phone’s built-in call-blocking feature, contact your phone carrier for assistance, or use apps like 'Call Blocker - Stop spam calls' for Android or 'Robokiller: Spam Call Blocker' for Apple devices.

File complaints to escalate the issue:
- FCC: Submit a complaint at fcc.gov/complaints for illegal robocalls or spoofing.
- FTC: Report at ReportFraud.ftc.gov or DoNotCall.gov.
- CFPB: Go to consumerfinance.gov/complaint to file a complaint about harassment.

If the harassment continues, consider further actions:
- Send a Cease and Desist Letter using a template from eforms.com/cease-and-desist.
- Hire a harassment lawyer to explore legal options.
- Seek a restraining order if the calls persist.

To wrap things up, by documenting your calls, registering on the Do Not Call Registry, blocking the number, filing complaints with relevant authorities, and considering legal actions, you can effectively address and report harassment from 8885826870.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 8885826870?

You should block the number 8885826870. Ignoring the calls won't stop them, but blocking the number is a simple way to avoid harassment. If the number belongs to a debt collector, blocking it won't hurt your credit score further, since any negative items are likely already on your report.

Consider working with a reputable credit repair company to address any inaccuracies on your credit report. Blocking spam calls and effectively dealing with debt collectors can significantly reduce your stress.

- Blocking the number won’t impact your credit score.
- If you experience harassment, it's smart to block the number.
- Working with a credit repair company can help remove inaccurate items from your credit report.

You should also use the Do Not Call Registry and call-blocking apps to keep other spam calls at bay.

In the end, you should block 8885826870, address any credit report inaccuracies with a reputable company, and take steps to reduce spam calls for a clearer financial path.

Can A Debt Collector Like 8885826870 Sue Me?

Yes, a debt collector like 8885826870 can sue you. However, it's very unlikely. Here’s why you shouldn’t worry too much:

1. Last Resort: Debt collectors usually sue as a last resort, typically when the amount owed is substantial (over $5,000).
2. Proof of Debt: They must prove you owe the debt, the amount is accurate, and they have the legal right to sue. This can be challenging if the debt has changed hands multiple times.
3. Cost and Effort: Lawsuits are expensive and time-consuming, so collectors often prefer to settle out of court.
4. Statute of Limitations: Each state has a timeframe within which a debt collector can sue you. If the debt is old, it might be beyond this period.
5. Preferred Methods: Collectors usually opt for calls and letters to collect the debt first.

If a debt collector decides to sue, you will receive a court summons and complaint. You must respond within the specified deadline to avoid a default judgment, which could lead to wage garnishment or bank account levies (though this is also very unlikely).

Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA), which protects you from abusive or deceptive practices by debt collectors. If you receive a lawsuit, consider consulting with an attorney to understand your options and defenses.

As a final point - while a debt collector like 8885826870 can technically sue you, it's rare. They must meet several requirements, and you have legal protections to help you navigate the situation.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

8885826870 Might Have Your Personal Information

If you get a call from 888-582-6870, don't pick up. This number might be from a company using aggressive marketing tactics or even a scam. Here’s what we advise you to do:

- Don't Give Any Information: You should never share personal details like your social security number, credit card information, or bank details. This can leave you vulnerable to identity theft.
- Don't Pick Up: Ignoring these calls is wise. Answering might lead to more frequent calls or even threats. You can avoid unnecessary stress by screening your calls.
- Check Your Credit Report: You need to ensure your credit report is accurate. Obtain your 3-bureau report and review it for any discrepancies. This helps you catch any unauthorized activity early.
- Work With a Reputable Credit Repair Company: These companies can assist you in disputing inaccuracies on your credit report. They know the system and make the process smoother.

Block the number to prevent further nuisance. Taking these steps empowers you to manage your financial health without succumbing to potential scams.

Bringing it all together-block those unwanted calls, protect your personal information, check your credit report, and consider professional help to dispute inaccuracies.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 8885826870

8885826870 mainly collects debts related to automotive protection services. This includes unpaid balances on vehicle service contracts and extended warranties. You might also find them handling various types of unpaid bills from car dealerships or companies offering automotive repair and maintenance policies. They usually work with creditors who deal specifically in the automotive industry.

If you receive a call from 8885826870, it likely concerns an unpaid automotive-related bill.

All things considered, 8885826870 focuses on collecting debts from automotive protection services, vehicle service contracts, extended warranties, and bills from dealerships or repair companies.

How Do I Check If I Owe Money To 8885826870?

To check if you owe money to 888-582-6870, you should consider the following steps:

1. Check Your Records: Review your final bills, account statements, and any receipts for equipment returns to see if you owe anything.
2. Review Your Credit Report: Get a copy of your credit report to see if any debt from this company is listed.
3. Request Debt Validation: If the debt appears on your credit report, ask the debt collection agency to validate the debt. They need to provide proof that you owe this money.
4. Avoid Direct Contact: Avoid directly calling the number to prevent restarting the statute of limitations on old debts.
5. Consult a Lawyer: If you feel harassed or if the debt is disputed, consider talking to a consumer protection lawyer for advice.

Lastly, gather all your related documents and check your credit report before taking any action to protect yourself from inaccurate collection efforts.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 8885826870?

If you're receiving calls from 8885826870, several debt collection laws and regulations protect you. The Fair Debt Collection Practices Act (FDCPA) is the main law that prohibits debt collectors from using abusive, deceptive, or unfair practices. Under the FDCPA, collectors cannot contact you before 8 AM or after 9 PM, call you at work if your employer prohibits it, use obscene language, threaten violence, harass you with continuous calls, falsely represent themselves, or share your debt information with others.

Debt collectors must also provide a written validation notice within five days of the first contact. This notice should include:
- The amount owed
- The name of the original creditor
- Your rights to dispute the debt

If you dispute the debt in writing within 30 days, the collector must verify it and halt collection efforts until they do. You also have the right to stop all communication from the collector by sending a written request. If you have an attorney, the collector must communicate only with them.

State laws may offer additional protections. For example, in New York, debt collectors must be licensed. Confirm the debt's validity and don't provide personal information without verification. You can also file complaints with regulatory bodies if you suspect a scam.

Finally, know your rights, verify any debts, and don't hesitate to report violations to protect yourself from unfair debt collection practices.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 8885826870/Us Automotive Protection Services Have Any Lawsuits Against Them?

Yes, US Automotive Protection Services has been involved in several lawsuits and official complaints.

1. Lawsuits:
- Pogany v. US Automotive Protection Services, LLC et al (Missouri Eastern District Court): This case includes allegations of employee mistreatment.
- Wisconsin Settlement: They settled for $600,000 for violating Wisconsin’s consumer protection laws regarding direct-mail marketing of vehicle service plans.
2. Official Complaints:
- Better Business Bureau (BBB) Complaints: There are over 125 complaints about misleading sales tactics, difficulty canceling contracts, and poor customer service. They have an "F" rating on BBB.
- Consumer Complaints: People have reported deceptive mailers, high-pressure sales, and issues with refunds or cancellations. Many have faced trouble when trying to get their money back or cancel policies.

In closing, US Automotive Protection Services faces both lawsuits and numerous complaints, particularly about deceptive practices and customer service issues. Be sure to investigate thoroughly and consider all these factors before engaging with them.

What Do People Online Say About 8885826870?

Here's what people online are saying about the phone number 8885826870:

Neep on Reddit: "Both me and a friend recently have gotten these postcards in the mail from this scam company claiming our well over a decade cars are about to expire in warranty and to call them. Have your fun everyone. Seems these guys are still going..." - Neep

Uther on Wall of Shame: "If you used your personal phone number get ready for a lot of spam calls. They might have put you on the live list to sell to other scammers... they are just flat out rude." - Uther

BBB Review: "Better Business Bureau is advising consumers to use caution when considering doing business with US Automotive Protection Services. BBB has received a pattern of consumer complaints and negative customer reviews alleging misleading advertising, high-pressure sales tactics, failure to cancel contracts after a consumer has requested cancellation, failure to provide refunds, failure to make repairs and poor customer service." - BBB (general review sentiment)

You should be cautious if you receive communication from this number, as users report it tends to be associated with misleading car warranty scams. People have experienced high-pressure tactics and increased spam calls. Avoid giving out personal information and consider blocking the number.

Overall, people online warn that 8885826870 is linked to deceptive practices, so you should be wary and protect your personal information.

Do I Really Need To Remove 8885826870 From My Credit Report?

Yes, you should remove 8885826870 from your credit report if you find the collection potentially inaccurate. Collections like these can harm your credit score. You should avoid typical credit repair companies with poor reputations. Disputing this on your own can be stressful and time-consuming.

Here’s what you can do instead:

- Consider reaching out to a reputable credit repair company like The Credit Pros.
- They can help you save time and ensure inaccuracies are removed.
- This approach maximizes your chances of a favorable outcome.

As a final point, addressing and removing 8885826870 from your credit report is crucial for maintaining a healthy credit score. You can achieve this efficiently by enlisting the help of trusted professionals.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

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- +1 888-582-6870
- +1 (888) 582-6870
- +1 888 582 6870
- (888) 582-6870
- 888-582-6870
- 888.582.6870
- 888 582 6870
- +18885826870
- (888) 582-6870
- 888.582.6870
- 8885826870

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that US Automotive Protection Services uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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