Who is 8775758182 (+ how are they hurting my credit score)

The number 877-575-8182 is associated with Reliant Capital Solutions, a debt collection agency. However, it could also be a scam. Whether it's legitimate or not, do not engage with the caller directly. You don't have to pay the debt immediately if you have doubts.

Instead, here’s what we advise you to do:

• Pull your 3-bureau credit report for free annually at AnnualCreditReport.com.
• Check for any negative or inaccurate items that could hurt your credit score.
• If you see this brand listed as a collection item, it may be legitimate, but you should still avoid direct response.
• Contact The Credit Pros for help verifying any debt, disputing inaccuracies, and improving your financial situation.

Remember, legitimate debt collectors will give you information on the debt and not pressure you into untraceable payments. Always validate any debt they claim you owe before taking action.

To sum up - be cautious and verify the debt through your credit report and professional help before taking any steps.

If you want to stop 8775758182 from harassing you and report them, here’s what we advise you to do:

First, document unwanted interactions. Keep a detailed log with dates, times, and any abusive language. Register your number at DoNotCall.gov and block the number using your phone’s call-blocking feature or contact your service provider for help.

Next, take escalating measures:
• If the calls persist or threats escalate, consider a restraining order.
• Hire a harassment lawyer; they can assist you in seeking compensation.
• Send a cease and desist letter using the template at eforms.com/cease-and-desist.

Consider using call-blocking apps:
• For Android, use 'Call Blocker - Stop spam calls.'
• For Apple, use 'Robokiller: Spam Call Blocker.'

File complaints with the Federal Communications Commission (FCC) at fcc.gov/complaints and the Federal Trade Commission (FTC) at ReportFraud.ftc.gov.

Additionally, gather information and file a complaint with the Consumer Financial Protection Bureau (CFPB) at consumerfinance.gov/complaint. If you use Nomorobo, report unwanted robocalls through their platform. Contact your phone carrier to ask about call-blocking tools and options. Finally, look for additional resources through your local or state consumer protection office.

To wrap things up, document the interactions, block the number, use call-blocking apps, and report to agencies like the FCC, FTC, and CFPB. These steps should help you stop the harassment and report 8775758182 effectively.

You should block 8775758182 if the calls are bothering you. Blocking them won't have any major consequences or negatively affect your credit score. If this number belongs to a debt collector like Reliant Capital Solutions, blocking it can prevent harassment.

If you ignore these calls, you might receive continuous disruptions. Blocking the number can reduce stress and give you peace of mind. To manage your credit report better, we advise you to work with a reputable credit repair company. They can handle any inaccuracies or disputes effectively.

In the end, blocking 8775758182 can help you avoid stress and repeated disruptions. Seek help from a credit repair company for managing your report accurately.

Yes, a debt collector like 8775758182 can sue you, though it's very unlikely. Debt collectors usually sue as a last resort when the amount owed is substantial, typically over $5,000. They first try to collect the debt through calls and letters. Suing is expensive and time-consuming, involving attorney fees, filing fees, and service fees, which makes it less attractive for small amounts.

They must also prove you owe the debt, that the amount is correct, and that they have the legal right to sue. There is a statute of limitations for each state beyond which they cannot sue, and this could apply if your debt is old. If they do sue, you'll receive a court summons, which you must respond to avoid a default judgment.

Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA). If sued, consider consulting with an attorney.

As a final point - keep in mind, it's unlikely that a debt collector like 8775758182 will sue unless the debt is significant, but if they do, you should respond to the court summons promptly and consult with an attorney to protect your rights.

If you get a call from 8775758182, you should avoid providing any personal information. This number is linked to debt collectors, and sharing details can be risky. It's best not to answer the call at all. If you do, any information you provide might be used against you. Here's what you should do next:

- Block the number to stop further harassment.
- Obtain your 3-bureau credit report to get a complete picture of your credit.
- Consider working with a reputable credit repair company. They can handle inaccuracies or disputes on your credit report and save you time and stress.

Bringing it all together - block the number, check your 3-bureau credit report, and look for a reputable credit repair company to help improve your financial standing without the hassle of unwanted calls.

The types of debt collected by 8775758182 include credit card debt, medical bills, student loans, mortgages, and other household debts. They may purchase debt from various creditors, such as those involved in personal, family, or household financial matters. This does not include business debts.

If you have debt with 8775758182, you might deal with various kinds of personal financial obligations. This could range from unpaid medical bills to credit card balances.

It's important to know they don't handle business debts, focusing solely on individual financial responsibilities.

All things considered, 8775758182 collects a variety of personal debts, including medical bills, credit card debt, and mortgages, helping individuals address their financial obligations.

To check if you owe money to 8775758182, you can follow these steps:

First, you should avoid calling the number directly. This helps prevent resetting the statute of limitations on old debts.

Next, review your personal records. Check for any final bills, account statements, or receipts related to the alleged debt.

Then, obtain your credit report. You need to look for any debts listed from Reliant Capital Solutions.

If you find a debt on your credit report, you should request debt validation from the collections agency. They must provide proof that the debt is yours.

Consider consulting a consumer protection lawyer if you face harassment or have disputes about the debt.

Lastly, gather all documentation from your records and credit reports to ensure accuracy. This proactive approach helps you avoid negative impacts on your credit.

To protect yourself from potential abusive practices by debt collectors like the ones calling from 8775758182, you are covered by several laws and regulations.

The Fair Debt Collection Practices Act (FDCPA) prohibits third-party debt collectors from using abusive, deceptive, or unfair practices when collecting personal, family, or household debts. They can't call you before 8 AM or after 9 PM, contact you at work if your employer prohibits it, use obscene language, threats, or harassment, or falsely represent themselves. You have the right to request they stop contacting you in writing, and if you dispute the debt within 30 days, collection efforts must pause until the debt is verified.

State laws also provide extra protections. For example, New York has strict licensing requirements for debt collectors, adding another layer of security for you.

Debt collectors must send you a written validation notice including the amount owed and the creditor's name. They must disclose their intent to collect the debt in their communications.

You can stop communications by submitting a written request. If you have an attorney, collectors must communicate with them instead. Violations of these practices allow you to sue within one year and report to authorities like the FTC and CFPB.

Finally, these laws empower you to handle interactions with debt collectors effectively and protect your rights. Remember, you can report and take legal action against any unlawful practices.

Yes, Reliant Capital Solutions has been involved in lawsuits. Here are some instances:

1. Lawsuit in the Southern District of Indiana:
- The lawsuit alleges that Reliant Capital Solutions violated the Fair Debt Collection Practices Act (FDCPA). You might be interested to know they falsely stated different amounts owed on a debt within a short period and included unauthorized attorney fees.
- Allegations include the misrepresentation of the debt amount ($5,100, $8,999, $9,079) and improper inclusion of attorney fees.

2. Class Action Lawsuit:
- Annmarie Avila initiated a putative class action against Reliant for allegedly using a debt collection letter that falsely claimed the owed amount may increase due to interest and other charges.
- Reliant filed a motion to dismiss the complaint.

Regarding official complaints, here are some details:

1. Better Business Bureau (BBB):
- You might find it concerning that there are over 50 logged complaints in three years as of 2024. These mainly cover poor service and false debt reporting.

2. Consumer Financial Protection Bureau (CFPB):
- Nearly 400 complaints since 2011 highlight issues like false debt reports, rude calls, and failure to verify debts when requested.

If you have any issues with Reliant Capital Solutions, we advise you to seek legal advice or file a complaint with regulatory bodies.

In closing, if you face difficulties with Reliant Capital Solutions, knowing their legal background and complaint history can be empowering. Always seek legal advice and consider filing a complaint with the CFPB or BBB if necessary.

People online have various concerns about the phone number 877-575-8182. Here’s what some users have said:

- 'Tried to say they were calling from Amazon.' - December 12, 2023, User on Robokiller
- 'Debt Collector scam. Do not give up any information to them.' - December 30, 2021, User on Robokiller
- 'Fake debt collection scam!!!!' - May 22, 2021, User on Robokiller
- 'Debt collector for someone else.' - January 24, 2019, User on Robokiller

The number 877-575-8182 is frequently reported as a scam or a fake debt collection attempt. You should be wary of sharing any personal information with the caller. The varied nature of the calls, such as pretending to be Amazon or a debt collector, suggests a pattern of deceptive practices.

Overall, if you receive a call from 877-575-8182, you should be cautious, avoid sharing personal details, and verify any claims made by the caller.

Yes, you should remove 8775758182 from your credit report if it’s truly there and potentially inaccurate. Handling this yourself is possible but can be time-consuming. Instead, we recommend reaching out to a reputable credit repair company like The Credit Pros, which can manage this effectively for you.

To proceed:
• Double-check your credit report for any errors.
• Gather all necessary paperwork and evidence.
• Consult a trustworthy credit repair company to save time and reduce stress.

As a final point, remember to verify your credit report, collect essential documents, and consider professional help to keep your credit score in top shape.

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

• 8775758182
• 8884794384
• 2082582272
• 8003460775
• 6022213938
• 3145130122
• 8008711840
• 8887952443
• 7028262000
• 8778254490