Home / Who is 8773394612 and why are they calling me?

Who is 8773394612 and why are they calling me?

  • Phone number 8773394612 is likely a debt collector called:' Progressive Insurance'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 8009556600

You probably got a call from 877-339-4612, often linked to debt collectors and possible scams. This number can hurt your credit score and financial security if you don't address it. Ignoring or blocking the call might stop the nuisance temporarily, but solving the problem head-on is crucial.

When 877-339-4612 calls, it often means a debt collector bought your outstanding debt and is trying to collect it. Progressive Insurance is also tied to this number, which complicates things further. Ignoring the calls won't magically erase the debt—they’ll keep harassing you. Instead, contact The Credit Pros. Let’s have a straightforward, stress-free chat to evaluate your credit report from all three bureaus.

We've helped countless people in your shoes remove potentially inaccurate negative items, likely boosting their credit score. Addressing this is key to safeguarding your financial well-being and stopping those annoying calls for good. Don’t let this jeopardize your financial security. Let's turn this around together!

Who Is 8773394612: Scam Or Legitimate?

When you see a call from 877-339-4612, it likely belongs to a debt collection agency, but it might also be a scam. You should avoid engaging with the caller. Instead, follow these steps to protect yourself:

1. Pull your credit report and check for any inaccuracies or negative items.
2. Contact The Credit Pros for a free evaluation of your 3-bureau credit report.
3. Look for any mention of this number. If it appears as a collection item, the call might be legitimate, but it's best not to respond immediately.

If you need help verifying the debt or disputing inaccuracies, The Credit Pros can assist you. Protect your personal information and avoid sharing details over the phone.

To sum up, it's crucial that you don't engage directly with calls from 877-339-4612. Instead, check your credit report, contact The Credit Pros for help, and always protect your personal information.

How Do I Stop 8773394612 From Harassing Me (How To Report Them)?

If you need to stop 8773394612 from harassing you and report them, follow these steps:

First, document every interaction. Keep a log with dates, times, and the content of any calls or messages.

Next, register your number with the Do Not Call Registry at DoNotCall.gov to help reduce telemarketing calls.

Then, use your phone’s call-blocking feature or ask your carrier for assistance in blocking the number. Additionally, you can send a cease and desist letter using a template from eforms.com/cease-and-desist.

Consider installing call-blocking apps on your phone. For Android, you can use 'Call Blocker - Stop spam calls.' For Apple devices, try 'Robokiller: Spam Call Blocker.'

You should also report the harassment to the authorities. File a complaint with the Federal Communications Commission (FCC) at fcc.gov/complaints and with the Federal Trade Commission (FTC) at ReportFraud.ftc.gov.

Submit a CFPB complaint online at consumerfinance.gov/complaint or call (855) 411-2372 for support. If you use Nomorobo, report unwanted robocalls directly through their platform.

Finally, if the harassment continues, consider consulting a lawyer or seeking a restraining order.

To wrap things up, by documenting interactions, using the Do Not Call Registry, blocking the number, sending a cease and desist letter, installing apps, reporting to the authorities, and possibly consulting a lawyer, you can effectively stop 8773394612 from harassing you and take control of the situation.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 8773394612?

You should block 8773394612. If you just ignore the number, you might still receive calls and messages, which can be annoying. Blocking prevents any contact from this number entirely.

If 8773394612 belongs to a debt collector harassing you, it's smart to block them. Blocking or ignoring the number won’t affect your credit score. Although 8773394612 is linked to Progressive Insurance, you should verify this by contacting Progressive directly using a number from their official website to ensure it's not a scam.

If you find any negative items on your credit report related to this number, consider working with a reputable credit repair company. They can help you handle disputes and inaccuracies.

In the end, blocking 8773394612 can help reduce stress and dealing with a credit repair company can provide you with a clearer financial plan.

Can A Debt Collector Like 8773394612 Sue Me?

Yes, a debt collector like 8773394612 can sue you, but it's quite rare. Here's why:

Debt collectors usually reserve lawsuits as a last resort. They prefer to start with calls and letters. Suing is also expensive and time-consuming, and they often only take this step if the debt is substantial, typically over $5,000. Additionally, they must prove that you owe the debt, the amount is correct, and they have the legal right to sue, which can be challenging if the debt has changed hands multiple times. Each state also has a statute of limitations that might prevent them from suing if the debt is old.

If you do receive a court summons, you must respond to avoid a default judgment, which can lead to wage garnishment or bank account levies. Under the Fair Debt Collection Practices Act (FDCPA), you are protected from abusive practices. Consulting with an attorney can help you understand your options and defenses.

Quick Tips:
- Verify the debt and its legitimacy.
- Respond to any court summons promptly.
- Consult with a debt attorney if needed.
- Remember your rights under FDCPA.

As a final point, remember to stay informed and act promptly to handle the situation calmly and effectively.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

8773394612 Might Have Your Personal Information

If you’re getting calls from 877-339-4612, you should avoid providing any personal information. In fact, it's best if you don’t pick up at all, as these calls could be spam or scams. Even if you ignore the calls, you still need to take steps to protect your personal information.

First, you need to get your three-bureau credit report. This report will help you identify any issues that need addressing. Building a comprehensive plan to improve your credit score will be beneficial in the long run.

Additionally, working with a reputable credit repair company can be very helpful. They have the expertise to handle inaccuracies or disputes on your credit report and can guide you through the process of improving your credit score.

Here’s what we advise you to do:

- Block the number 877-339-4612.
- Don’t share any personal information over the phone.
- Get your three-bureau credit report.
- Work with a reputable credit repair company to address any issues.

Bringing it all together - block the calls, don’t share personal information, check your credit reports, and consult a credit repair company to stay protected and stress-free.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 8773394612

877-339-4612 is a number associated with debt collection efforts. The types of debt they collect can include credit card debts, personal loans, medical bills, and utility bills. They collect on behalf of various creditors. If you are contacted by this number, ensure you verify the debt and understand your rights under the Fair Debt Collection Practices Act (FDCPA).

You can request all communication to be in writing. If you believe the debt is incorrect, you have the right to dispute it. Keep records of all communications for your protection.

If collection practices become harassing, you can file a complaint with the Consumer Financial Protection Bureau (CFPB) or your state's Attorney General's office.

All things considered, verifying the debt, requesting written communication, and knowing your rights can help you effectively manage contact from debt collectors like 877-339-4612.

How Do I Check If I Owe Money To 8773394612?

To check if you owe money to 8773394612, start by reviewing your records. Look through your final bills, account statements, and any receipts for equipment returns. It's important you document all your transactions related to the debt.

Next, check your credit report to see if the debt appears. If it does, request debt validation from the collections agency to confirm you owe the debt and the amount is correct.

You should avoid contacting the debt collector directly, as it might restart the statute of limitations on your debt. If you find any errors on your credit report, dispute them immediately. This process can be time-consuming but is essential.

If debt collectors harass you, consider seeking legal advice from a consumer protection lawyer. They can help you understand your rights and manage disputes. For debt validation, you might call a debt recovery analyst at 888-826-3127 to ask for proof.

Lastly, being proactive with your documentation and understanding your rights helps prevent inaccurate collection efforts from impacting your credit.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 8773394612

Debt collection laws and regulations protect you from improper practices by debt collectors like the ones calling from 8773394612:

1. Fair Debt Collection Practices Act (FDCPA):
- Main Protections:
- Ensures no abusive, deceptive, or unfair practices.
- Covers personal, family, and household debts (like credit cards, medical bills, auto loans).
- Prohibited Conduct:
- No contact before 8 AM or after 9 PM.
- No calls at work if your employer forbids them.
- No obscene or abusive language.
- No threats of violence or arrest.
- No harassment through repeated calls.
- No false claims of being attorneys or government representatives.
- No disclosing your debt to third parties without permission.
- No demands for amounts not allowed by law.
- Required Disclosures:
- Written validation notice with debt details.
- Statement that the communication is an attempt to collect a debt.
- Verification of the debt if disputed within 30 days.
2. State Debt Collection Laws:
- Vary by state and offer extra protections beyond the FDCPA.
- Example: Some states require debt collectors to be licensed.
3. Consumer Rights:
- Stop Communication: You can demand in writing that the collector stops contacting you.
- Attorney Representation: Collectors must deal with your attorney if you have one.
- Lawsuits for Violations: You can sue debt collectors for violations and potentially recover damages, legal fees, and costs.
- Reporting Violations: Report to the FTC, CFPB, state attorney general, or similar entities if collectors violate your rights.

Actionable Steps:
- Write to Stop Contact: Send a written request to the collector to stop contacting you.
- Seek Legal Help: Contact a consumer law attorney if harassment continues.
- File Complaints: Use CFPB or FTC platforms to report issues.

Finally, by knowing your rights and taking these steps, you can manage the situation effectively and protect yourself from unfair debt collection practices.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 8773394612/Progressive Insurance Have Any Lawsuits Against Them?

Yes, Progressive Insurance does have lawsuits and complaints against them. Here's what you need to know:

- Undervaluing Claims: Progressive faces a class-action lawsuit in New York. The lawsuit claims they use a misleading methodology to undervalue total loss claims.
- Telemarketing Calls: Many people report unsolicited calls from 877-339-4612, potentially violating the Telephone Consumer Protection Act (TCPA). Progressive could owe $500-$1500 per unauthorized call.
- Scam Voicemails: Numerous reports indicate suspicious voicemails asking for call backs and codes, which turn out to be scams.

These issues shed light on concerns regarding Progressive's practices in claims management and customer contact.

In closing, you should be aware of Progressive's ongoing legal challenges and complaints, particularly regarding undervaluing claims and unwanted telemarketing calls.

What Do People Online Say About 8773394612?

People online have shared various experiences about the phone number 877-339-4612.

You find mixed views across different platforms. On Reddit, a user mentioned they received calls from this number with voicemails claiming urgent messages about their Progressive account. They doubted its authenticity, so they called Progressive directly, who confirmed it was a scam.

On Spokeo, some users believe it’s a legitimate call from Progressive Insurance, while others insist it's a scam, noting they don't owe any payments.

To ensure your safety, you should always verify by calling the official number of your insurance company.

Overall, while some people think calls from 877-339-4612 are genuine, others suspect it's a scam. It’s crucial that you verify any calls about your account by contacting your insurance company directly.

Do I Really Need To Remove 8773394612 From My Credit Report?

Yes, you really need to remove 8773394612 from your credit report if you have confirmed this collection is on your report and identified it as potentially inaccurate.

If you tackle this alone, it can take a lot of time and energy. Instead, consider reaching out to a reputable company like The Credit Pros. Avoid typical credit repair companies, as many have poor ratings and don't effectively maximize your chances of removing inaccurate items.

- Confirm that the collection is on your credit report.
- Identify if it's potentially inaccurate.
- Save time and effort by contacting a reputable credit repair company.

As a final point, remember that confirming the collection, identifying inaccuracies, and seeking help from a reliable credit repair company can save you time and effort.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

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- +1 877-339-4612
- +1 (877) 339-4612
- +1 877 339 4612
- (877) 339-4612
- 877-339-4612
- 877.339.4612
- 877 339 4612
- +18773394612
- (877) 339-4612
- 877.339.4612
- 8773394612

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Progressive Insurance uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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