Who is 8668975349 (+ how are they hurting my credit score)

The number 866-897-5349 is associated with a debt collection company, likely Alliance One, which is legitimate but requires caution. Scammers can mimic these numbers, so it's essential that you verify before engaging.

Here’s what we advise you to do:

- Do not engage with calls or letters immediately. You should not pay any debt without confirming its validity.
- Get your free 3-bureau credit report. Analyze it for any negative or inaccurate items.
- Check for potentially inaccurate information. These inaccuracies might be hurting your credit score.
- Contact The Credit Pros for help. We can verify any debt and help dispute inaccuracies, improving your financial prospects.

To sum up, avoid immediate engagement, verify the debt, check your credit report, and seek professional help to handle any discrepancies.

To stop 8668975349 from harassing you and report them, you should take the following steps:

1. Document every unwanted call, noting the date, time, and content of the calls.
2. Register your number at DoNotCall.gov and use your phone’s call-blocking feature or contact your service provider for assistance.
3. If calls persist:
- Obtain a restraining order if threats escalate.
- Hire a harassment lawyer for legal assistance.
- Send a cease and desist letter using the template at eforms.com/cease-and-desist.
4. Use call-blocking apps:
- Android users can try 'Call Blocker - Stop spam calls.'
- Apple users can use 'Robokiller: Spam Call Blocker.'
5. File a complaint with the FCC at fcc.gov/complaints.
6. Report telemarketing abuses to the FTC at ReportFraud.ftc.gov or DoNotCall.gov.
7. Submit a complaint to the CFPB online at consumerfinance.gov/complaint, call (855) 411-2372, or mail it to them.
8. If you use Nomorobo, report the number to help block robocalls.
9. Contact your phone carrier for additional call-blocking options.
10. Check with your local or state consumer protection office for more resources.

To wrap things up, stop 8668975349 from harassing you by documenting every call, using call-blocking services, filing complaints with the FCC and FTC, and seeking legal advice if necessary. By taking these steps, you can regain control and put an end to the harassment.

If you’re getting calls from 866-897-5349, you should block the number. Ignoring it can leave you exposed to repeated disruptions.

Blocking the number helps reduce unnecessary stress and potential harassment. If this number is a debt collector, make sure they're legitimate. If they are, work with a reputable credit repair company to address any inaccuracies on your credit report.

Here are practical steps to take:
• Block the number to avoid calls.
• Verify the legitimacy of the debt.
• Contact a credit repair service for support.

In the end, blocking 866-897-5349 can give you peace of mind, but don't forget to confirm the legitimacy of the caller and get help if needed.

Yes, a debt collector like 8668975349 can sue you, but it's rare. They usually pursue legal action only for substantial debts, typically over $5,000, since proving the debt can be challenging if it has changed hands multiple times.

Most debt collectors prefer to contact you through calls and letters rather than going through the expense and time of a lawsuit. Also, each state has a statute of limitations that limits the time they can legally sue you; if your debt is old, it may fall outside this period.

If a lawsuit is initiated, you will receive a court summons and complaint. It's crucial that you respond within the given deadline to prevent a default judgment, which can lead to wage garnishments or bank account levies. Remember, the Fair Debt Collection Practices Act (FDCPA) protects you from abusive practices, so understanding your rights is essential.

As a final point, if you find yourself being sued, it's important to consult with an attorney to explore your options and defenses, respond to court notices promptly, and be aware of your rights under FDCPA.

If you get a call from 8668975349, you should avoid answering. This number might belong to a debt collector called Alliance One, and they could be trying to get your personal information.

You shouldn't provide any personal or financial details over the phone to unknown callers. Scammers can use this information for identity theft. It's best not to pick up calls from unknown numbers. If you answer, you confirm your number is active, leading to more scam attempts.

You should check your 3-bureau credit report to see if there are any unfamiliar debts or inaccuracies. Working with a reputable credit repair company can help you handle any disputes or errors on your credit report, creating a plan to improve your credit. Make sure you don’t give out your bank account or social security numbers. If you suspect unusual activity, contact your bank immediately.

• Block the number to avoid future calls.
• Verify any debt claims in writing before taking action.
• Be cautious of any tactics that pressure you to provide information.

Bringing it all together - avoid answering calls from 8668975349, protect your personal information, and monitor your credit report and bank accounts.

The main types of debt collected by 866-897-5349 include unpaid credit card accounts, medical bills, personal loans, telecommunication bills, and government-related debts like traffic tickets, toll violations, and unpaid taxes. They typically do not buy debt but are hired to collect unpaid accounts for original creditors across various industries, including financial services, telecommunications, healthcare, insurance, and municipalities.

All things considered, understanding the types of debt collected by 866-897-5349 can help you address your financial obligations more effectively, especially with unpaid credit cards, medical bills, and personal loans on your radar.

To check if you owe money to 866-897-5349, possibly Alliance One, follow these steps:

First, look through your bills, account statements, and any equipment return receipts. This helps you identify any unpaid balances. Then, review your credit report for any debts associated with Alliance One. You can get a free report from each of the three major credit bureaus annually.

If you see a debt on your credit report, request a debt validation letter from the collection agency. This letter should detail what the debt is for and how much you owe. It's important that you don't contact the number directly as this could reset the statute of limitations on old debts.

Lastly, if you feel harassed or pressured, consider consulting a consumer protection lawyer. By taking these steps, you can gather the information you need and handle the situation effectively.

You are protected by several laws and regulations from unfair debt collection practices from numbers like 8668975349.

The primary law is the Fair Debt Collection Practices Act (FDCPA). This federal law prohibits debt collectors from using abusive, deceptive, or unfair practices. For example, they can't contact you before 8 AM or after 9 PM, use abusive language, make threats, or repeatedly harass you with calls. They can't lie about being attorneys or government officials or demand more money than you owe.

You should receive a validation notice within five days of the first contact. This notice must include the amount of the debt, the name of the creditor, and your rights to dispute the debt. If you dispute in writing within 30 days, they must verify the debt and stop collections until they do.

Additionally, you may be protected by state laws offering extra safeguards, such as stricter regulations on licensing and behavior of debt collectors.

To stop the calls, you can send a written request to the debt collector. You can also report violations, sue for damages, and consult with an attorney to protect your rights.

Finally, it's essential you know your rights under the FDCPA, use state laws for extra protection, and take actions like disputing debt and sending cease communications requests to handle unfair practices.

Yes, there are several lawsuits and numerous complaints against Alliance One. If you have been contacted by them, it’s important to know what's going on.

Lawsuits
1. Margaret G. vs. AllianceOne Receivables Management: A federal judge in Washington state denied a motion to dismiss a class action lawsuit against AllianceOne. The lawsuit claims AllianceOne used unfair debt collection practices, including false and misleading tactics to collect a debt related to a bounced check for licensing tags.
2. Luna v. Alliance One Receivables Management, Inc.: This lawsuit highlights many consumer complaints, alleging that the agency violated the Fair Debt Collection Practices Act (FDCPA).

Consumer Complaints
• Unethical Communication: Many people have complained to the Better Business Bureau about AllianceOne's unethical communication methods, which violate the FDCPA.
• Harassment and Intimidation: AllianceOne is reported to use inappropriate tactics like constant phone calls, intimidating messages on social media, and offensive language.
• Misleading Information: There are also complaints about misleading information and threats from the agency.
• Aggressive Collection Attempts: Numerous reports state that AllianceOne aggressively tries to collect debts that consumers did not owe, in violation of FDCPA regulations.

If AllianceOne is contacting you, it’s vital that you know your rights and take proactive steps to protect yourself. We advise you to reach out to a consumer protection lawyer if you need help.

In closing, AllianceOne faces multiple lawsuits and complaints regarding their collection practices, highlighting the importance of knowing your rights and seeking legal advice if needed.

Here's what people online are saying about the phone number 866-897-5349:

On Reddit, user FTC DNC Spamlist reported, 'Other received in. Calling with recorded message (robocalls).' Additionally, an Android user noted, 'unknown with the number 866-897-5349 as Aggressive advertising.'

Meanwhile, a Port Authority official told CBS2 that any letter with this number is a legitimate attempt to collect. If you're doubtful, you should call for more information.

Analysis

These quotes suggest mixed reactions. While some perceive it as aggressive advertising or spam, authoritative sources confirm its legitimacy for debt collection related to toll violations.

Overall, you should remain cautious while also verifying claims, as opinions vary between spam concerns and legitimate debt collection.

Yes, you really need to remove 8668975349 from your credit report if the collection is on it and potentially inaccurate. Addressing this is crucial for maintaining your financial health.

First, check your credit report thoroughly to confirm that this number is listed. If you find the listing, determine if it has any incorrect details or fraudulent entries. Handling these disputes yourself can be time-consuming and requires significant effort.

Instead of managing it alone, consider working with a reputable credit repair company. Many typical credit repair companies can be unreliable and deceptive, so choose wisely. We recommend contacting The Credit Pros. They can efficiently handle disputes and help remove potentially inaccurate negative items from your report.

As a final point - remember to confirm the presence of 8668975349 on your credit report, decide if it's inaccurate, and consider enlisting the help of a reputable credit repair company like The Credit Pros to manage the dispute and maintain a healthier credit score.

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

• 8333163276
• 8663957475
• 8668975349
• 8006855492