Who is 8668404246 and why are they calling me?

The number 866-840-4246 could belong to a debt collection agency like Progressive Management Systems, but it might also be a scam. If you get a call from this number, it's important that you don't engage directly. You should never feel obligated to pay any debt immediately.

Here's what we advise you to do:
- Pull Your Credit Report: Check for potentially inaccurate negative items affecting your score.
- Analyze the Report: Look for entries from Progressive Management Systems or similar. This helps determine if the call is legitimate but doesn't mean you should respond directly.
- Seek Assistance: Contact us at The Credit Pros. We can help you verify any debt, dispute inaccuracies, and improve your financial situation.

To sum up, don't engage directly with the caller. Instead, verify through your credit report and consult with us for help. This approach ensures you handle the situation safely and effectively.

To stop 866-840-4246 from harassing you, follow these steps:

Document the Calls: You need to keep a detailed log of each call, including dates, times, and any abusive language.

Register on the Do Not Call Registry: Go to DoNotCall.gov and add your number to the registry. This helps reduce telemarketing calls.

Block the Number: Use your phone’s call-blocking feature or contact your service provider for help.

File Complaints:
- FCC: File a complaint at fcc.gov/complaints. Select the phone form, choose "unwanted calls," and provide the details.
- FTC: Report the harassment at ReportFraud.ftc.gov or directly at DoNotCall.gov.

Use Call Blocking Apps:
- For Android: Download 'Call Blocker - Stop spam calls.'
- For Apple: Try 'Robokiller: Spam Call Blocker.'

Local Law Enforcement: If the harassment continues, report it to local law enforcement with your documented evidence.

Cease and Desist Letter: Send a cease and desist letter using templates from eforms.com/cease-and-desist.

Contact Your Phone Carrier: You can inquire about additional call-blocking tools and support.

Remember, don't engage with the caller directly. Stick to these steps, and you'll be better positioned to handle and report the harassment effectively.

To wrap things up, you should document the calls, register on the Do Not Call Registry, block the number, file complaints, use call-blocking apps, notify law enforcement, send a cease and desist letter, and contact your phone carrier. These steps help you stop 866-840-4246 from harassing you effectively.

You should block 8668404246. If the calls are from a debt collector like Progressive Management Systems and they are harassing you, blocking them can bring immediate relief. If you ignore them, you might continue receiving stressful calls.

Blocking them won't hurt your credit score. If 8668404246 is related to a debt collection already on your credit report, blocking them won't make your score drop further. Your next step should be to work with a reputable credit repair company. These companies specialize in removing inaccurate items from your credit report and can help you dispute any false claims made by the debt collector.

Here's what we advise you to do:
- Block the Number: This stops the immediate harassment.
- Consult a Credit Repair Company: They can handle disputes and help improve your credit report.
- Document Everything: Keep logs of calls and messages in case you need to provide evidence later.

In the end, blocking the number brings immediate relief, and working with a credit repair company can address any inaccuracies on your report. This approach helps you take control of the situation with less stress.

Yes, a debt collector like 8668404246 can sue you, but it’s very unlikely. Debt collectors typically resort to lawsuits as a last resort, especially for larger debts, generally over $5,000. Suing is expensive and time-consuming, and they must prove that you owe the debt, the amount is accurate, and that they have the legal right to sue. This is challenging for them, particularly if the debt has changed hands multiple times.

Debt collectors usually prefer other methods like phone calls and letters before considering a lawsuit. If they do sue, you will receive a court summons and complaint. You must respond to avoid a default judgment, which could potentially lead to wage garnishment or bank account levies, though this is rare.

Remember, the statute of limitations in your state limits the time frame within which they can sue. If the debt is old, it may be beyond this period, making a lawsuit less likely. Also, you have rights under the Fair Debt Collection Practices Act (FDCPA), which protects you from abusive or deceptive practices.

If you receive a lawsuit, consider consulting with an attorney to understand your options and defenses better.

As a final point, remember to respond to any court summons, check the statute of limitations, and familiarize yourself with your rights under the FDCPA. This can help you navigate the situation more effectively.

If you get a call from 866-840-4246, you shouldn’t give them any of your personal information. It’s best if you don’t even pick up the call, as these might be scammers pretending to be debt collectors trying to steal your identity or money. Answering won't change what you need to do next: get your 3-bureau credit report and create a plan to improve your credit.

Here's what we advise you to do:

- Ignore the calls: Don’t answer numbers you don’t recognize, especially this one.
- Check your credit: Obtain your credit report from all three bureaus. Look for errors or suspicious activity.
- Work with professionals: We suggest you work with a reputable credit repair company. They can help you dispute inaccuracies and create a customized plan to boost your credit score.

By following these steps, you avoid the risk of giving away your personal information and take control of your financial future.

Bringing it all together, avoid answering calls from 866-840-4246, check your credit reports thoroughly, and consider professional help to manage and improve your credit score.

8668404246, associated with Progressive Management Systems, collects various kinds of consumer debts. You might encounter them if you owe for credit card debts, auto loans, medical bills, phone bills, or utility bills. They purchase these debts from original creditors like banks, hospitals, and telecom companies.

Always verify your debt before making any payment. Be cautious of anyone pressuring you to make immediate, untraceable payments.

All things considered, knowing the types of debt collected by 8668404246 can help you handle any issues confidently and avoid scams.

To check if you owe money to 8668404246, first, thoroughly review your financial records. This includes final bills, account statements, and equipment return receipts to see if you missed any payments.

Next, obtain a copy of your credit report and look for any debts listed by the phone number. If you find any, request debt validation from the collections agency to ensure the debt is accurate and legally collectible.

It’s important that you avoid direct contact with collectors. Reaching out can restart the statute of limitations on old debts, which might not be in your favor.

If you're experiencing harassment over disputed debts, we advise you to consult a consumer protection lawyer. They can offer guidance and protect your rights.

Lastly, gather as much documentation from your records and credit reports before taking further action to prevent inaccurate collection efforts from impacting your credit.

You're protected from unfair debt collection practices by several laws and regulations.

1. Fair Debt Collection Practices Act (FDCPA): This federal law stops third-party collectors from using abusive, deceptive, or unfair practices. They can't call you before 8 AM or after 9 PM, and they're not allowed to contact you at work if your employer prohibits it. They also can't use obscene language, threaten you, or harass you with repeated calls.
2. State Debt Collection Laws: Many states offer extra protections. For example, New York requires debt collectors to be licensed. You should check with your state attorney general’s office to get specifics about the laws in your state.
3. Required Disclosures: Collectors must send you a written validation notice within five days of first contacting you. This notice must include the amount you owe, the name of the creditor, and a statement about your right to dispute the debt within 30 days. If you dispute the debt, the collector must stop collection efforts until they provide verification of the debt.
4. Consumer Rights: You can demand in writing that the collector stops contacting you. If you have an attorney, they must communicate with them instead of you. You can also report violations to the FTC, CFPB, and your state attorney general. If debt collectors break these rules, you can sue them for damages within one year.

Finally, knowing your rights under these laws can help you deal with debt collectors like Progressive Management Systems, reduce stress, and protect yourself from illegal practices.

Yes, 8668404246 (Progressive Management Systems) has faced lawsuits.

Lawsuits have included violations of the Fair Debt Collections Practices Act (FDCPA), often involving harassment, deceptive practices, and improper debt collection methods. You might find these concerning if you have had interactions with this company.

You should be aware that many consumers have filed complaints with the Better Business Bureau (BBB) for aggressive and harassing debt collection practices, and the Consumer Financial Protection Bureau (CFPB) for unethical tactics and violations of consumer rights under the FDCPA.

If you've been contacted by Progressive Management Systems, know your rights and consider seeking legal advice if necessary.

In closing, knowing that 8668404246 (Progressive Management Systems) has been involved in lawsuits and received numerous complaints can prepare you to handle any interactions with them.

People online have voiced several opinions about the phone number 8668404246, mainly highlighting it as a scam. For example, a Reddit user shared, "For the past few days, I’ve received a large number of calls from a 1-877 number. They usually leave a one-second voicemail with no audio. This time they left a voicemail claiming I had an urgent message about my Progressive account." Another user commented, “This immediately struck me as strange. I just renewed my auto and renters policy with them earlier this morning and had no issues. I called the Progressive corporate number and told them what happened. They said they’ve had a large number of complaints about this lately and to completely disregard it."

Based on these comments, it's clear that many people view calls from 8668404246 with suspicion and describe the interactions as harassing or scam-like. They suggest verifying any claims directly with official company numbers and not providing personal information to the caller. This reflects a broader sentiment of caution and distrust towards unsolicited calls from this number.

Overall, if you receive a call from 8668404246, you should be wary and verify any claims directly with the official company using their legitimate contact information.

You should consider removing 8668404246 from your credit report if you confirm that this collection is there and you identify it as potentially inaccurate. Dealing with this process on your own can be time-consuming and challenging. Instead, you might save yourself the hassle by reaching out to a reputable credit repair company, like The Credit Pros, who can assist you in effectively handling and potentially removing these negative items.

Hiring most typical credit repair companies is not advisable as many have poor ratings and questionable practices. Always ensure you verify any negative information before proceeding.

As a final point, confirming inaccuracies and working with reputable help can save you time and effort.

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

• 8668404246
• 8178548532
• 8667672296
• 8667671037