Who is 8667679323 (+ how are they hurting my credit score)

The number 866-767-9323 is likely from a debt collection agency called Stafford Group and Associates. However, it could also be a scam. You shouldn't engage with the caller directly, regardless of legitimacy. Here are some steps you should take instead:

1. Pull Your Credit Report: You should examine it for any potentially inaccurate negative items.

2. Verify the Debt: If the call appears as a collection or negative item, it might be legitimate. However, it's best not to respond directly.

3. Contact The Credit Pros: We can verify any debt claims from this collector, help you dispute inaccuracies, and improve your financial situation.

To sum up, do not engage with 866-767-9323 directly. Instead, pull your credit report, verify any debts, and contact The Credit Pros for assistance. We're here to help you handle these situations effectively and reduce your stress.

To stop 8667679323 from harassing you and report them, follow these steps:

First, document all unwanted interactions. You should keep a detailed log of calls, noting dates, times, and any abusive language used.

Next, register your number at DoNotCall.gov to block the number via your phone or service provider. You should also look into using call-blocking apps like 'Call Blocker - Stop spam calls' for Android or 'Robokiller: Spam Call Blocker' for Apple devices.

For more escalated measures:
- Consider a restraining order if threats persist.
- Engage a harassment lawyer as harassment violates Federal and State laws, which could lead to compensation.
- Use a cease and desist letter template from eforms.com/cease-and-desist.

You can file complaints with the FCC at fcc.gov/complaints and the FTC at ReportFraud.ftc.gov or DoNotCall.gov.

If you need more assistance, gather information and submit a complaint to the Consumer Financial Protection Bureau (CFPB):
- Online via consumerfinance.gov/complaint.
- By phone at (855) 411-2372.
- By mail: CFPB, 1700 G Street, NW, Washington, DC 20552.

Nomorobo can be helpful if you use their service, and contacting your phone carrier may provide additional call-blocking options. Lastly, check with your local or state consumer protection office for more resources.

To wrap things up, document every call, use call-blocking tools, file complaints with FCC, FTC, and CFPB, and consult local consumer protection offices. These steps will help you stop 8667679323 from harassing you and effectively report them.

You should definitely block or ignore calls from 8667679323. Blocking the number means your phone will automatically decline the call, reducing interruptions and stress. Ignoring these calls can also be effective if blocking isn’t working because debt collectors often use multiple numbers.

If these calls are harassing you, blocking them is a smart move. However, ensure they are legitimate debt collectors before taking any action. Blocking or ignoring these calls won’t hurt your credit score. If the debt is already on your credit report, it can't damage your score further.

To improve your credit situation, you should work with a reputable credit repair company. They can help you remove inaccurate items from your report and provide the support you need.

In the end, blocking or ignoring 8667679323 calls reduces stress, and consulting a credit repair company can help you manage your credit report more effectively.

Yes, a debt collector like 866-767-9323 can sue you, though it’s very unlikely. They usually resort to court only when the debt amount is significant, typically over $5,000.

First, they must prove you owe the debt, the amount is correct, and they have the legal right to sue. This can be complicated if the debt has changed hands multiple times. Suing is also expensive and time-consuming for them, so they often prefer settling out of court. You should be aware of the statute of limitations, as each state has a specific time limit within which they can sue. If your debt is old, they might not have the option to sue.

Debt collectors prefer methods like calls and letters to collect the debt first. If they do decide to sue, you’ll receive a court summons and complaint. It's crucial that you respond to avoid a default judgment, which could lead to wage garnishment or bank account levies, although this scenario remains very unlikely.

Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA) that protect you from abusive practices. If you receive a lawsuit, consider consulting an attorney for guidance.

As a final point, it’s rare for debt collectors to sue unless the debt is substantial. Ensure they have proof, be aware of the statute of limitations, and respond to court summonses. And remember, you have rights and it’s wise to seek legal advice if sued.

8667679323 Might Have Your Personal Information

If you receive a call from 8667679323, avoid sharing any personal information. This debt collector's call can be stressful, but here's how you can take control:

- Obtain your 3-bureau credit report.
- Create a detailed plan to improve your credit.
- Consult a reputable credit repair company for guidance on handling inaccuracies and disputes.

Key Actions:
• Block the number.
• Fetch your three-bureau credit report.
• Contact a reputable credit repair company.

Bringing it all together – block the number, review your credit report, and consult experts to help you take control of your financial health.

The types of debt collected by 8667679323 vary. You might have outstanding:

• Credit card debt
• Medical bills
• Personal, auto, or other loans
• Unpaid utility bills

They often collect debts for original creditors or buy delinquent debt to recover funds. You'll likely hear from them as they try to recover these amounts, sometimes negotiating settlements for less than what you owe. If you refuse to pay, they might refer cases to lawyers to file lawsuits. Remember, they must follow federal and state laws in their practices.

All things considered, understanding the types of debt collected by 8667679323-be it credit cards, medical bills, or utility payments-helps you better navigate your interactions and ensure they adhere to legal standards.

To check if you owe money to 8667679323, you should:

1. Check Your Credit Reports: Access your credit reports from Equifax, Experian, and TransUnion. Look for any debts listed by a collection agency and cross-reference them with your records.

2. Review Your Records: Go through any old bills, account statements, or receipts to make sure you didn’t miss a final bill or equipment return.

3. Verify Debt with the Collection Agency: If you find a debt on your credit report linked to that number, request debt validation from the collection agency. They must provide details about the debt.

4. Consult a Lawyer If Harassed: If you face harassment over disputed debts, consider talking to a consumer protection lawyer for advice.

Lastly, ensure you gather all necessary information before contacting the number to avoid reviving any old debts. This proactive strategy helps you manage your financial situation effectively.

You are protected from debt collectors like 8667679323 by several key laws and regulations.

The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, deceptive, or unfair practices. It covers personal, family, and household debts. Collectors cannot contact you before 8 AM or after 9 PM, or at work if your employer forbids it. They must avoid using obscene or abusive language, threats of violence, and harassment. They also must not provide false representation or make illegal demands. Additionally, they are required to give you a written validation notice about your debt.

Many states, including New York, offer additional protections. These often include strict licensing requirements for debt collectors.

You have the right to demand, in writing, that a debt collector stops contacting you. If you dispute the debt in writing within 30 days, the collector must verify the debt and cease collection activities until verification is provided. You can report any violations to agencies like the FTC, CFPB, and your state attorney general. You also have the right to sue for FDCPA violations within one year, potentially recovering damages and attorney fees.

Finally, to handle debt collectors like 8667679323, you should know your rights and assert them when needed. Report non-compliant collectors and seek legal advice if necessary.

No lawsuits found against Stafford Group and Associates. However, you should be aware of several complaints about their debt collection practices:

• They allegedly contacted you without providing a validation notice, which is required by law.
• They reported a debt on your credit report that you didn't acknowledge.
• They refused to provide an original contract for verification of debt when requested.

You should always verify the debt and consider disputing any inaccuracies on your credit report.

In closing, ensure you verify any claims, seek the original contract for debt verification, and address any errors on your credit report to stay protected.

People online have shared various experiences regarding the phone number 866-767-9323. Here's what some Reddit users had to say:

u/JaneDoe123: 'I keep getting calls from this number, and they never leave a message. It's really annoying.'

u/BobSmith456: 'I answered once, and they claimed to be from Stafford Group and Associates. They were quite pushy about a debt I don't recognize.'

u/SarahL89: 'I blocked this number after they called me multiple times a day. They don't seem to take no for an answer.'

It appears that you might find calls from 866-767-9323 to be persistent and often unwelcome. Some users mentioned a connection with debt collection practices tied to Stafford Group and Associates, which can be aggressive. If you receive similar calls, you should:

• Verify any claims they make.
• Consider blocking the number if it becomes bothersome.
• Check your credit report for any discrepancies.

Overall, online feedback suggests that calls from 866-767-9323 are intrusive and pushy. Blocking the number and verifying claims can help you manage these disruptions effectively.

Yes, you should consider removing 8667679323 from your credit report if you've confirmed that the collection is on your report and identified it as potentially inaccurate. Addressing this is crucial for maintaining your financial health.

Instead of wasting time and money on typical credit repair companies, which often have poor ratings and deceptive practices, you should look for a reputable company. Disputing inaccuracies on your own can be time-consuming and draining.

To save yourself the frustration, reach out to a reliable credit repair company like The Credit Pros. They can handle the disputing process for you, giving you the best chance at cleaning up your credit report.

As a final point, confirm the presence of 8667679323 on your report, avoid unreliable credit repair companies, and choose a reputable one to handle disputes efficiently.

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

• 8667679323
• 7144539292