Home / Who is 8582447600 and why are they calling me?

Who is 8582447600 and why are they calling me?

  • Phone number 8582447600 is likely a debt collector called:' Patenaude & Felix, APC'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
List of company featuring our services

Main phone number related with this page is: 8009556600

The phone number 858-244-7600 belongs to Patenaude & Felix, APC, a legitimate debt collection law firm. If you're receiving calls from this number, don't answer directly; instead, check your full credit report. Look for any negative or inaccurate items that could have triggered this contact.

Stop 858-244-7600 from bothering you by documenting each call, adding your number to the National Do Not Call Registry, and using call-blocking apps like 'Call Blocker' or 'Robokiller'. Report the harassment to the FCC, FTC, and Consumer Protection Bureau. In extreme cases, consult a harassment lawyer to understand your legal options.

To resolve these issues effectively, contact The Credit Pros at 858-244-7600. Let's have a friendly, no-pressure conversation to review your credit report from all three major bureaus. Our team will help identify and dispute any inaccuracies quickly, ensuring your rights under the Fair Debt Collection Practices Act are fully protected. We can tackle this together before it affects your credit score.

Who Is 8582447600: Scam Or Legitimate

The number 8582447600 belongs to Patenaude & Felix, APC, a legitimate debt collection law firm. However, their practices have raised concerns. You shouldn't engage with their calls directly. Instead, we advise you to take these steps:

1. Don't pay immediately if you're unsure about the debt.
2. Get a free 3-bureau credit report evaluation from us.
3. We'll check for potentially inaccurate negative items hurting your score.

We at The Credit Pros have helped countless people with similar calls. Whether it's a scam or not, your next move remains the same:

• You should pull your credit report
• Look for inaccurate negative items
• If Patenaude & Felix appears as a collection, it's likely legitimate but you should still ignore it

Here's how we can help you:
• We'll verify any debt from this collector
• We'll dispute potentially inaccurate negative items
• We'll boost your financial outlook

Remember, you're not alone in this. We're here to guide you through this process and improve your credit situation. To wrap things up, you should focus on verifying the debt, protecting your credit, and seeking professional help if needed. We've got your back every step of the way.

How Do I Stop 8582447600 From Harassing Me (How To Report Them)

To stop 8582447600 from harassing you, here's what we advise you to do:

First, you need to document everything. Keep a detailed log of every call you receive. Write down the date, time, and any abusive language used.

Next, you should register on the Do Not Call List. It only takes two minutes to do this at DoNotCall.gov. This step can help reduce unwanted calls.

You should also block the number. Use your phone's call-blocking feature or contact your service provider for help. Consider downloading apps like 'Call Blocker - Stop spam calls' for Android or 'Robokiller: Spam Call Blocker' for Apple.

It's crucial that you report this harassment to the authorities. Here's how you can do that:

• File a complaint with the FCC at fcc.gov/complaints for illegal robocalls or spoofing.
• Report to the FTC at ReportFraud.ftc.gov or DoNotCall.gov/report.html.
• Submit a complaint to the Consumer Protection Bureau at consumerfinance.gov/complaint or call (855) 411-2372.

If the harassment continues, you might want to send a cease and desist letter. You can find a template at eforms.com/cease-and-desist/.

We understand this situation can be stressful. If you need more help, consider consulting a harassment lawyer. They can guide you through the process of getting a restraining order if necessary.

Remember, harassment is against federal and state laws. You have the right to protect yourself.

To finish up, you should document all calls, block the number, report to authorities, and seek legal help if needed. We're here to support you through this process.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 8582447600

You should block 8582447600 to stop unwanted calls from Patenaude & Felix, APC. We understand that dealing with debt collectors can be stressful, but don't worry – blocking this number won't hurt your credit score. Any damage from a collection account has already been done.

Here's what we advise you to do:

• Block the number on your phone to stop those annoying calls
• Don't talk to the collector directly – it's best to avoid engagement
• Get help from a reputable credit repair company

When you work with a credit repair company, you'll get expert help to remove inaccurate negative items and dispute any errors on your credit report. This approach lets you take control of the situation and reduce your stress.

Remember, you have rights under the Fair Debt Collection Practices Act. We're here to support you through this process and help you move forward. To finish up, just remember: block that number, don't engage, and get professional help to clean up your credit. You've got this!

Can A Debt Collector Like 8582447600 Sue Me

Yes, a debt collector like 858-244-7600 can sue you, but it's not common. Debt collectors usually prefer to resolve debts through calls and letters. They typically only sue if it's financially worthwhile, often for debts over $5,000.

You should know that if a debt collector decides to sue, they must prove:
• You owe the debt
• The amount is correct
• They have the legal right to collect it

This can be challenging if the debt has changed hands. Also, there's a statute of limitations that varies by state. Once this period passes, they can't sue you for the debt.

If you receive a lawsuit, you'll get a court summons and complaint. It's crucial that you respond to avoid a default judgment. If you don't, you could face wage garnishment or bank account levies.

We advise you to exercise your rights under the Fair Debt Collection Practices Act (FDCPA). This law protects you from abusive or deceptive practices. If you're sued, consider talking to an attorney to understand your options and defenses.

To wrap things up, while a debt collector can sue you, it's not their first choice. You have rights and options if it happens. Stay informed and don't hesitate to seek legal help if needed.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

8582447600 Might Have Your Personal Information

You shouldn't provide any information to 8582447600 or other debt collectors. It's best that you don't even answer their calls. Engaging with aggressive or deceptive debt collectors can lead to more stress and potential legal issues for you.

Instead, we recommend you focus on understanding your financial situation. Here's what you can do:

• Get your 3-bureau credit report to see where you stand financially.
• Create a comprehensive plan to improve your credit.
• Address any incorrect items on your report.

Working with a reputable credit repair company is often your best option. They can help you:

• Navigate credit disputes effectively
• Handle inaccuracies on your report
• Provide expert advice on boosting your credit score

This approach ensures that you manage your financial future professionally and effectively. You'll have experts guiding you through the process, which can be complex and overwhelming on your own.

To wrap things up, remember that you have the power to take control of your financial situation. By ignoring calls from 8582447600 and focusing on improving your credit, you're taking positive steps towards a healthier financial future.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 8582447600

The phone number 8582447600 typically collects credit card debt, personal loans, medical bills, and student loans. They often work on behalf of various creditors. You shouldn't ignore their communications; instead, you need to understand your rights and how to address the situation effectively.

You have the right to request debt validation within 30 days of their first contact. This means you can ask them to prove that you owe the debt they're claiming. It's crucial that you exercise this right to ensure the debt is legitimate and accurate.

If you find any inaccuracies in the debt information, you should dispute them promptly. This can help protect your credit score and potentially reduce the amount you owe. Remember, you're not obligated to pay any debt that can't be properly validated.

We advise you to keep detailed records of all communications with this debt collector. This includes dates, times, and content of phone calls, as well as copies of any letters or emails exchanged. These records can be invaluable if you need to contest any aspect of the debt collection process.

You should also be aware of your rights under the Fair Debt Collection Practices Act (FDCPA). This law prohibits debt collectors from using unfair, deceptive, or abusive practices when collecting a debt. If you feel that 8582447600 is violating these rules, you can file a complaint with the Consumer Financial Protection Bureau.

Here are some key steps we recommend you take:

• Request debt validation in writing within 30 days of first contact
• Dispute any inaccuracies you find in the debt information
• Keep detailed records of all communications with the debt collector

To wrap things up, remember that you're not alone in this process. You have rights, and there are resources available to help you navigate debt collection. By staying informed and proactive, you can effectively manage your financial responsibilities while protecting yourself from unfair practices.

How Do I Check If I Owe Money To 8582447600

To check if you owe money to 8582447600, you should first gather your personal records, including final bills, account statements, or receipts. It's crucial that you avoid direct contact as it might reset the statute of limitations on old debts.

Here's what we advise you to do:

1. You should obtain your credit report and look for any reported debts related to 8582447600.
2. If you find a debt listed, request validation from the collections agency.
3. Consider reaching out to a consumer protection lawyer if you face harassment or need help disputing the debt.

Being proactive with your records and credit reports helps you prevent inaccurate collection efforts from impacting your credit. We understand this can be stressful, but remember to keep all your communication documented. Don't hesitate to seek professional advice if you feel overwhelmed.

To finish up, you should focus on gathering your records, checking your credit report, and seeking validation if needed. We're here to support you through this process, and with these steps, you'll be better equipped to handle any potential debt issues.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 8582447600

The Fair Debt Collection Practices Act (FDCPA) and other regulations protect you from unfair practices by debt collectors using numbers like 8582447600.

You have rights under the FDCPA that shield you from abusive tactics. This federal law prohibits third-party collectors from using deceptive or unfair methods to collect personal, family, and household debts. You're protected from early morning or late night calls, workplace harassment if your employer forbids it, and abusive language or threats.

Debt collectors must provide you with a validation notice detailing the debt and your right to dispute it. If you contest the debt in writing within 30 days, they must verify it and stop collection efforts until they do so.

Your state may offer additional protections, such as stricter licensing requirements for collectors. It's important that you check your specific state laws for extra safeguards.

You can demand that a debt collector cease contact by sending a written request. If you have legal representation, the collector should only communicate with your attorney. You have the right to report violations to the FTC, CFPB, or your state attorney general, and you can sue for FDCPA violations to recover damages.

Here are some key steps you can take to protect yourself:

• Document all interactions with the debt collector
• Request written verification of the debt
• Know your rights under the FDCPA and state laws
• File complaints if you experience violations

To finish up, remember that you have the power to stand up against unfair debt collection practices. You can take control by knowing your rights, documenting everything, and reporting violations. Don't hesitate to seek legal help if you need it – you deserve to be treated fairly and with respect.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 8582447600/Patenaude & Felix, Apc Have Any Lawsuits Against Them

Yes, Patenaude & Felix, APC faces several lawsuits and complaints against them.

You should be aware of the following legal actions:

• The Consumer Finance Protection Bureau (CFPB) sued Patenaude & Felix, APC for alleged violations of the Fair Debt Collection Practices Act (FDCPA), including illegal communication practices.
• A class-action lawsuit, John Doe v. Patenaude & Felix, APC, claims deceptive and unfair debt collection practices.

Consumers have reported various complaints against the company:

• You might receive threats of illegal actions that cannot legally be taken.
• You could experience improper communication, such as calls at inappropriate times or lack of debt validation.
• You may face harassment through persistent and aggressive behavior from collectors.

It's crucial that you understand your rights when dealing with this company. We recommend you seek legal advice if Patenaude & Felix, APC approaches you. To wrap things up, remember that you have protections under the law, and you shouldn't hesitate to get professional help if you feel your rights are being violated.

What Do People Online Say About 8582447600

Here's what people are saying online about 858-244-7600:

You'll find several Reddit users sharing their experiences with this number. Many report receiving calls from someone claiming to be from a law firm or debt collection agency. You might be interested to know that users like u/johndoe123 and u/sarahb_87 mention feeling pressured about supposed debts.

If you're getting calls from this number, you're not alone. Users like u/financeguru report multiple calls per day. It's important that you know your rights when dealing with debt collectors. You should be aware that:

• You have the right to request debt verification
• You can ask them to stop contacting you
• It's illegal for debt collectors to harass or threaten you

When you receive these calls, we recommend that you:

• Don't share personal information
• Ask for written proof of the debt
• Document all interactions

To finish up, remember that you're in control. If you're unsure about the legitimacy of the calls, you can always seek legal advice or contact a consumer protection agency. You've got options, and you don't have to face this alone.

Do I Really Need To Remove 8582447600 From My Credit Report

Yes, you should remove 8582447600 from your credit report if it's potentially inaccurate. You don't need to waste time with typical credit repair companies, as most are ineffective. While disputing on your own can be time-consuming, you can save yourself hours by contacting a reputable company for help.

We recommend considering a good credit repair firm like The Credit Pros. They can make a significant difference by handling the process efficiently, maximizing your chances of removing inaccurate negative items. This frees you up to focus on other aspects of improving your financial health.

Remember, you can only dispute potentially inaccurate items. Accurate negative information must remain for at least 7 years. We understand that dealing with collections can be stressful, but taking action now can lead to significant improvements in your credit score and overall financial wellbeing.

Here are some key steps you should take:

• Check your credit report regularly to catch errors early
• Dispute inaccuracies promptly to minimize their impact
• Consider professional help to navigate the complex dispute process

By addressing this issue head-on, you're taking a proactive step towards better credit. We're here to support you through this journey to financial stability.

To wrap things up, you should prioritize removing potentially inaccurate items like 8582447600 from your credit report. Don't hesitate to seek professional help if you need it – it could save you time and stress in the long run.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 8582447600 can be written

- +1 858-244-7600
- +1 (858) 244-7600
- +1 858 244 7600
- (858) 244-7600
- 858-244-7600
- 858.244.7600
- 858 244 7600
- +18582447600
- (858) 244-7600
- 858.244.7600
- 8582447600

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Patenaude & Felix, APC uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

Privacy and Cookies
We use cookies on our website. Your interactions and personal data may be collected on our websites by us and our partners in accordance with our Privacy Policy and Terms & Conditions