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Who is 8558941090 (+ how are they hurting my credit score)

  • Phone number 8558941090 is likely a debt collector called:' AmSher Collection Services'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.

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The number 855-894-1090 is probably a debt collector, like AmSher Collection Services, or it could be a scam. They might have bought your outstanding debt and are now trying to collect it. Ignoring or blocking them only stops the calls temporarily but doesn’t solve the main issue.

Debt collectors may have reported your debt to credit bureaus, which can hurt your credit score. Your best move is to call The Credit Pros at the number above. We'll have a simple, no-pressure chat to review your 3-bureau credit report and check if this collector’s claim is legit. You might even spot other negative items affecting your score.

We've helped many people remove inaccurate items from their credit reports, often boosting their credit scores and improving their finances. Plus, you'll finally stop those annoying calls! If you need help verifying or disputing this debt, we’re here to guide you, protect your rights, and keep your credit safe.

On This Page:

    Who Is 8558941090: Scam Or Legitimate

    The number 855-894-1090 is connected to a debt collection agency, AmSher Collection Services. However, this number has been reported for potential scam activities. It's crucial that you don't engage with the caller or provide any personal information.

    Here’s what we advise you to do:
    • Don't Answer: Avoid picking up calls from this number.
    • Check Your Credit Report: Pull your credit report from the three major credit bureaus to look for any inaccuracies or unfamiliar entries.
    • Verify the Debt: If the debt is valid, verify it and dispute any inaccuracies.
    • Get Professional Help: Contact The Credit Pros for assistance. They can help verify debts, dispute inaccuracies, and improve your financial situation.

    To sum up - avoid engaging with calls from 855-894-1090, check your credit report for any issues, verify any debts, and seek professional help to secure your finances.

    How Do I Stop 8558941090 From Harassing Me (How To Report Them)

    If 855-894-1090 is harassing you, here’s how to stop it and report the harassment:

    First, document every unwanted interaction. You should keep a log noting the date, time, and any abusive language.

    Next, register your number at DoNotCall.gov. This helps reduce unwanted calls. You can also block the number using your phone’s call-blocking feature or by contacting your service provider for assistance.

    Use call blocking apps for additional protection:
    - On Android, try 'Call Blocker - Stop spam calls.'
    - On Apple, use 'Robokiller: Spam Call Blocker.'

    You should file a complaint with the Federal Communications Commission (FCC) if the call is an illegal robocall or any other unwanted call. Visit FCC.gov/complaints, select 'unwanted calls,” and provide details.

    If the harassment involves telemarketing or dubious collection practices, report it to the Federal Trade Commission (FTC) at ReportFraud.ftc.gov.

    For financial-related calls, submit a complaint online to the Consumer Financial Protection Bureau (CFPB) at consumerfinance.gov/complaint or call (855) 411-2372. Include all details and documentation.

    Consider sending a cease and desist letter using a template from eforms.com/cease-and-desist.

    If the calls persist or threats continue, consult a harassment lawyer. It's important to know that harassment is illegal, and you have the right to seek legal action.

    You can also report to local authorities. Your state consumer protection office may have additional resources and complaint mechanisms.

    To wrap things up - remember to document every interaction, block the number, and report the harassment through the right channels. Stay persistent, and know that you have resources and support to stop 8558941090 from harassing you.

    Stop the harassment today. Reach out to us for expert help. Chat with us now

    Should I Block Or Ignore 8558941090

    You should block 855-894-1090 to avoid potential scams. This number often poses as a debt collector, pretending to represent various organizations to trick you into giving personal information or money. Blocking will protect your personal data and prevent harassment.

    Ignoring calls from 855-894-1090 won't hurt your credit score, but you should verify if the debt is legitimate. If you suspect the debt is inaccurate, working with a reputable credit repair company can help remove it from your credit report.

    Here's what you should do:
    - Block the Number: This will stop the calls and reduce your stress.
    - Verify the Debt: Make sure the debt is real. Don't give out personal information.
    - Credit Repair: Contact a trusted credit repair company to handle any inaccuracies on your credit report.

    In the end, blocking and ignoring calls from 855-894-1090 will help you avoid scams, reduce stress, and focus on resolving real issues without harassment.

    Can A Debt Collector Like 8558941090 Sue Me

    Yes, a debt collector like 8558941090 can sue you, but it is very unlikely. They usually consider lawsuits a last resort, particularly for debts over $5,000. Lawsuits are expensive and time-consuming, so collectors often try to settle out of court.

    If they're serious about suing, they must prove you owe the debt, the amount is correct, and they have the legal right to sue you. The statute of limitations, which varies by state, also affects their ability to sue. If your debt is too old, they might not be able to take you to court.

    Usually, debt collectors start with calls and letters to collect what you owe. If they decide to sue, you will receive a court summons and complaint. You must respond on time to avoid a default judgment, which could lead to wage garnishment or bank account levies.

    As a final point, remember that you have rights under the Fair Debt Collection Practices Act (FDCPA). If a debt collector decides to sue you, consult an attorney to understand your options and defenses.

    Worried about legal action? Contact us to understand your rights. Chat with us now

    Inaccuracies hurting your Credit Score?
    Securely review your full 3-bureau Credit Report (with a real expert).

    By clicking ‘Get Started’ I agree by electronic signature to: (1) be contacted by The Credit Pros by a live agent, artificial or prerecorded voice, and SMS text at my residential or cellular number, dialed manually or by autodialer even if my phone number is on a do-not-call registry (consent to be contacted is not a condition to purchase services); and (2) the Privacy Policy and Terms of Use.

    8558941090 Might Have Your Personal Information

    If you get a call from 8558941090, don't provide any personal information. You should avoid picking up the call because debt collectors might try to collect information to use against you. Even if you answer, don't confirm your name or any other details.

    Here's what we advise you to do:
    - Block the number to avoid future calls.
    - Get your 3-bureau credit report to understand your credit status.
    - Connect with a reputable credit repair company for assistance.

    Bringing it all together-block 8558941090 to prevent scams, review your credit report, and work with a credit repair company to handle inaccuracies and disputes effectively.

    Protect your personal information. Speak with our experts today. Chat with us now

    Types Of Debt Collected By 8558941090

    The number 855-894-1090 is linked to AmSher Collection Services, which collects various types of debt. They handle credit card debt, mortgages, and student loans.

    If you get a call from this number, make sure to verify its legitimacy. You should not provide personal information or make payments without verification. Scammers can imitate this number to collect fake debts.

    To keep yourself safe:

    • Verify the legitimacy of the call.
    • Do not share personal information.
    • Avoid making payments without confirmation.

    All things considered, staying vigilant can help you avoid fraudulent calls. Remember to verify, stay cautious, and protect your information.

    How Do I Check If I Owe Money To 8558941090

    To find out if you owe money to 855-894-1090, you should start by checking your records. Look through your final bills, account statements, and equipment return receipts for any mention of an outstanding balance or debt.

    Pull your credit report from Experian, TransUnion, and Equifax via AnnualCreditReport.com. Check for any new collection accounts or debts listed there. If 855-894-1090 appears, you should request debt validation. This means asking the collections agency for proof that the debt is valid and that you owe it.

    Consult a consumer protection lawyer if you're being harassed or the debt seems incorrect. You may want to avoid contacting the number directly, as this might restart the statute of limitations on old debts.

    Lastly, review your records, check your credit report, and seek validation for any debts related to 855-894-1090 to protect your credit and stay informed.

    Need to verify your debts? Contact us for a thorough check. Chat with us now

    Which Debt Collection Laws And Regulations Protect Me From 8558941090

    Debt collection laws and regulations protect you from potential abuse or harassment by debt collectors, including those calling from 855-894-1090. The main law safeguarding you is the Fair Debt Collection Practices Act (FDCPA). Here are key protections you have:

    • Debt collectors can't contact you before 8 AM or after 9 PM, use abusive language, make threats, or harass you with frequent calls.
    • They must send you a written validation notice within five days of first contact, outlining the debt details and your right to dispute it.
    • You can demand they stop contacting you by sending a written request. They can only communicate to inform you of legal actions.

    Check your state laws as they may offer additional protections, such as stricter licensing. If you believe calls from 855-894-1090 violate these rules, document them and report the debt collector to the FTC or CFPB.

    Finally, remember your rights: demand validation, stop communication if necessary, and report violations to protect yourself from unfair practices.

    Inaccuracies hurting your Credit Score?
    Securely review your full 3-bureau Credit Report (with a real expert).

    By clicking ‘Get Started’ I agree by electronic signature to: (1) be contacted by The Credit Pros by a live agent, artificial or prerecorded voice, and SMS text at my residential or cellular number, dialed manually or by autodialer even if my phone number is on a do-not-call registry (consent to be contacted is not a condition to purchase services); and (2) the Privacy Policy and Terms of Use.

    Does 8558941090/Amsher Collection Services Have Any Lawsuits Against Them

    Yes, AmSher Collection Services does have lawsuits against them. Here are some key lawsuits and complaints you should know about:

    • The TCPA Class Action (Schwyhart v. AmSher Collection Services) alleges AmSher used an autodialer to make unsolicited calls to cell phones without consent, resulting in a $970,000 settlement.
    • A Wisconsin consumer filed an FDCPA Violation Lawsuit, claiming AmSher's debt collection letter interfered with the 30-day validation period by including a misleading settlement offer.
    • AmSher has also faced lawsuits for invasion of privacy, although specific details are limited.

    Additionally, there are various official complaints against AmSher for violating FDCPA regulations. If you feel your rights have been violated, it is crucial that you consult with a legal expert to explore your options.

    In closing, AmSher Collection Services has faced several lawsuits and complaints, mainly for TCPA and FDCPA violations. If you have issues with AmSher, seeking legal advice can help you understand and protect your rights.

    What Do People Online Say About 8558941090

    People online have various comments about the phone number 855-894-1090. Here's what users are saying:

    You should know that the FTC DNC Spamlist has flagged this number for debt reduction scams involving credit cards, mortgages, and student loans. Additionally, an anonymous user on Robokiller warns, 'Do not answer. The number 855-894-1090 is a scam and keeps calling for debt collection, asking for your credit card info.'

    • Another Robokiller user advises you to: 'Block THIS caller AND NUMBER NOW.'
    • One user noted, 'Fake phantom debt collection scam by criminals phoning from India,' echoing the Federal Trade Commission's warning about phantom debt scams.
    • Other anonymous comments mention the number calls daily without leaving any messages, which can be very intrusive and annoying for you.

    Overall, the feedback about 855-894-1090 clearly indicates it's linked to debt-related scams and persistent robocalls. You should block this number to avoid potential scams and unwanted disruptions.

    Do I Really Need To Remove 8558941090 From My Credit Report

    Yes, you really need to remove 8558941090 from your credit report if it’s potentially inaccurate. Handling this on your own can be time-consuming and stressful. Instead, we advise you to reach out to a reputable credit repair company. Most typical credit repair companies may be deceptive, so choose carefully.

    One trustworthy option to consider is 'The Credit Pros.' They can help you handle this efficiently and effectively. Avoid poorly rated credit repair services that don’t maximize your chances of removing negative items. Although disputing it on your own is an option, it's better to save time and hassle by contacting a reliable service.

    • Confirm the collection on your report.
    • Identify if it's potentially inaccurate.
    • Save time and effort by contacting a reputable credit repair company like 'The Credit Pros.'

    As a final point, remember to confirm the collection, identify inaccuracies, and contact a reputable credit repair company to efficiently handle the issue without enduring the lengthy dispute process on your own.

    Wondering if you should remove this number from your report? Speak with us to find out. Chat with us now

    List of every other phone number that AmSher Collection Services uses:

    Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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