Home / Who is 8558754065 and why are they calling me?

Who is 8558754065 and why are they calling me?

  • Phone number 8558754065 is likely a debt collector called:' Credence Resource Management, LLC'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
List of company featuring our services

Main phone number related with this page is: 8009556600

If calls from 8558754065 keep interrupting your day, Credence Resource Management, a debt collection agency, likely tries to reach you. Don't let this stress you out. You’ve got options to tackle this head-on. Start by blocking the number to stop the harassing calls – it’s your right.

Check your credit reports from all three bureaus to spot any inaccuracies or questionable entries related to 8558754065. You can get these for free from annualcreditreport.com. If you find a listed debt, verify its legitimacy before making any moves. Ignoring these could hurt your credit score, and you don’t want to leave that to chance.

For a hassle-free process, give The Credit Pros a call at 8558754065. We’ll go over your entire 3-bureau credit report in a straightforward, no-pressure consultation. Our experts will give you the guidance you need to resolve this issue effectively, ensuring your credit remains healthy and accurate. Don’t wait—take control of your financial future now!

Who Is 8558754065: Scam Or Legitimate

The number 8558754065 is likely a legitimate debt collection number associated with Credence Resource Management. However, you should proceed with caution. You're not obligated to pay right away if you're unsure about the debt. Here's what we advise you to do:

• Block the number to stop harassment
• Pull your free 3-bureau credit report
• Check for potentially inaccurate negative items
• If Credence appears as a collection, it may be legitimate, but you should still ignore their calls

We at The Credit Pros can help you handle this situation. You can count on us to:

• Verify any debt from this collector
• Dispute potentially inaccurate negative items
• Improve your financial outlook

Remember, whether the call is legitimate or not, your next move should be the same - review your credit report for issues. We've helped thousands of people in similar situations. Let us guide you through this process and work towards a better financial future.

To wrap things up, you should focus on protecting yourself by blocking the number, checking your credit report, and seeking professional help to verify the debt and address any inaccuracies. We're here to support you every step of the way.

How Do I Stop 8558754065 From Harassing Me (How To Report Them)

Here's how you can stop 8558754065 from harassing you:

First, document all unwanted calls from this number. Note the dates, times, and any abusive language used. This information will be crucial for reporting later.

Next, you should register your number at DoNotCall.gov. You can also block the number through your phone's call-blocking feature or by contacting your service provider.

If the calls persist, you have several options:

• You can consider getting a restraining order if the threats escalate.
• You might want to hire a harassment lawyer for legal aid, as harassment is against federal and state laws.
• You can send a cease and desist letter using a template from eforms.com.

For immediate relief, you can use blocking apps. If you're an Android user, try 'Call Blocker - Stop spam calls'. For Apple users, 'Robokiller: Spam Call Blocker' is a good option.

You should file complaints with relevant authorities:

• Report to the FCC at fcc.gov/complaints if it's an illegal robocall or spoofed number.
• File a report with the FTC at ReportFraud.ftc.gov for unwanted calls or telemarketing violations.
• Submit a complaint to the Consumer Financial Protection Bureau at consumerfinance.gov/complaint.

If you use Nomorobo, you can report the unwanted calls directly through their platform. Don't forget to contact your phone carrier for additional call-blocking tools and options.

Lastly, check with your local or state consumer protection offices for more resources. Remember to provide detailed information when reporting.

To finish up, you've got a bunch of tools at your disposal to stop these pesky calls. From blocking apps to official complaints, you're not alone in this fight. Take action today, and you'll be on your way to a harassment-free phone experience.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 8558754065

You should block 8558754065. Here's why:

Credence Resource Management, a debt collector known for aggressive tactics, is behind this number. If you block it, you won't hurt your credit score. Even if there's already a collection on your report, blocking can't damage it further.

Ignoring them isn't enough. If you don't block, you might receive continuous calls that disrupt your day. By blocking, you stop harassment and give yourself peace of mind. It's completely legal for you to block debt collectors, and you're not obligated to speak with them.

When you block the number, you buy yourself time to:

• Verify if the debt is legitimate
• Consult a credit repair company
• Plan your next steps without pressure

We recommend that you work with a reputable credit repair firm. They can help you:

• Challenge any inaccurate items on your report
• Negotiate with your creditors
• Guide you through the debt resolution process

Remember, blocking doesn't make the debt vanish. However, it gives you control and space to address the issue properly. To finish up, we advise you to block the number and seek professional help. This way, you can tackle any underlying credit issues effectively and regain your peace of mind.

Can A Debt Collector Like 8558754065 Sue Me

Yes, a debt collector like 855-875-4065 can potentially sue you, but it's very unlikely. You should know that debt collectors, including Credence Resource Management, usually only sue as a last resort when you owe a substantial amount, typically over $5,000. They must prove you owe the debt, the amount is correct, and they have the legal right to sue you. This can be challenging for them, especially if your debt has changed hands multiple times.

You'll find that suing is expensive and time-consuming for debt collectors, so they prefer settling out of court with you. Also, each state has a statute of limitations that sets a specific timeframe within which they can sue you. If your debt is old, it might be beyond this period, making a lawsuit less likely.

If they decide to sue you, you'll receive a court summons and complaint. You must respond within the deadline to avoid a default judgment, which could lead to wage garnishment or bank account levies. But again, this is very unlikely to happen to you.

We want you to remember that under the Fair Debt Collection Practices Act (FDCPA), you have rights that protect you from abusive or deceptive practices by debt collectors. Here's what we advise you to do:

• Know your rights under the FDCPA
• Keep all communication with the debt collector in writing
• Request debt validation before acknowledging any debt

To finish up, if you receive a lawsuit, we strongly recommend that you consult an attorney. They can help you understand your options and defenses, ensuring you're well-prepared to handle the situation.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

8558754065 Might Have Your Personal Information

If you receive a call from 855-875-4065, you should be cautious as this number might have your personal information. Don't provide any personal or financial details if you answer. We advise you to avoid picking up calls from unknown numbers like this one.

This number likely belongs to Credence Resource Management, a debt collection agency. You don't need to engage with them to take the next steps. Here's what we recommend you do:

• Get a copy of your 3-bureau credit report to understand your credit situation fully.
• Start building a comprehensive plan to improve your credit.
• Consider working with a reputable credit repair company.

A credit repair company can be particularly helpful because they have the expertise to handle inaccuracies and disputes on your credit report effectively. They can guide you on the best steps to improve your credit score and protect your personal information.

Remember, you have the right to protect your personal information. Don't feel pressured to share details over the phone, especially with unknown callers. If you're concerned about your credit, take proactive steps to address it.

To finish up, you should ignore calls from 855-875-4065, check your credit report, and consider professional help to improve your credit. We're here to support you in taking control of your financial situation and protecting your personal information.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 8558754065

Credence Resource Management, LLC is associated with the number 8558754065. They collect various types of debt for their clients. You should be aware that they primarily focus on:

• Healthcare debt from medical providers
• Telecommunications debt from phone and internet companies
• Utilities debt from gas, electric, and water services

When you receive calls from this number, you're likely dealing with debt collection attempts throughout the account lifecycle. They use techniques like automatic dialing and skip-tracing to reach you.

You should know that their main clients are in the healthcare, telecommunications, and utilities sectors. While collecting debts, they aim to ensure regulatory compliance and maintain a positive customer experience.

We understand dealing with debt collectors can be stressful. You have rights as a consumer, so don't hesitate to ask for debt verification if you're unsure about the amount owed. To wrap things up, if you're receiving calls from 8558754065, you're likely dealing with Credence Resource Management about an outstanding debt in healthcare, telecom, or utilities. Stay calm and know your rights when interacting with them.

How Do I Check If I Owe Money To 8558754065

To check if you owe money to 855-875-4065, you should start by reviewing your credit report. You can get a free report from annualcreditreport.com, which covers the three major bureaus – Equifax, Experian, and TransUnion. Look for any collections accounts and their associated contact information.

Next, you should carefully examine your personal records. Search for final bills, account statements, or receipts for returned equipment that might indicate an outstanding balance. This step helps you cross-reference any potential debts with your own documentation.

If you've received calls or voicemails from this number, make sure you note down the company name and any details they mention. Legitimate debt collectors will provide their company name and specifics about the debt they're trying to collect.

We advise you to contact the collection agency and request validation of the debt. They're required by law to provide proof that you actually owe the money. This step is crucial in ensuring the legitimacy of the claim.

• Don't engage directly with the agency until you've verified the debt.
• Block the number if you're receiving excessive calls.
• Keep a record of all communications for your reference.

If you feel you're being harassed or if there are disputes about the debt, you should consider consulting a consumer protection lawyer. They can provide guidance on your rights and the best course of action.

To finish up, remember that you have the power to handle this situation effectively. Start by checking your credit report, reviewing your records, and requesting debt validation. If needed, don't hesitate to seek legal help to protect your rights and resolve any disputes.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 8558754065

If you're receiving calls from 8558754065, you're protected by several debt collection laws and regulations. The Fair Debt Collection Practices Act (FDCPA) is your main shield against abusive practices by third-party debt collectors.

Here's what you need to know about your rights:

• You can't be contacted before 8 AM or after 9 PM.
• Collectors can't call you at work if your employer doesn't allow it.
• They're prohibited from using obscene language or threats.
• You can't be harassed with repeated calls.

The FDCPA also requires debt collectors to provide you with certain information. They must send you a validation notice detailing the amount you owe and the creditor's name. You have the right to dispute the debt within 30 days, and if you do, they must verify it before continuing collection efforts.

You have the power to control communication with debt collectors. You can demand in writing that they stop contacting you. If you have an attorney, you can insist that all communication goes through them.

If you believe your rights have been violated, you're not powerless. You can sue for FDCPA violations within one year and potentially recover damages and attorney fees. We also recommend that you report any violations to the FTC, CFPB, and your state attorney general.

To finish up, remember that you have strong legal protections against abusive debt collection practices. Don't hesitate to assert your rights if you feel they're being violated. By staying informed and taking action when necessary, you can protect yourself from unfair treatment by debt collectors.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 8558754065/Credence Resource Management, Llc Have Any Lawsuits Against Them

Yes, Credence Resource Management, LLC has faced several lawsuits. You should be aware of the following cases:

• MANTHEI v. CREDENCE RESOURCE MANAGEMENT, LLC (2016, S.D. California)
• BRIDGES v. CREDENCE RESOURCE MANAGEMENT, LLC (2015, N.D. California)
• PEREZ v. CREDENCE RESOURCE MANAGEMENT, LLC (2016, C.D. California)
• CADIZ v. CREDENCE RESOURCE MANAGEMENT, LLC (2018, N.D. Illinois)
• KOUROUMA v. CREDENCE RESOURCE MANAGEMENT, LLC (2023, N.D. Texas)

These lawsuits mainly involve allegations of improper debt collection practices. You should also know that the Minnesota Department of Commerce took action against Credence in 2016 for consumer protection law violations.

If you're dealing with Credence, you might encounter issues like unauthorized calls, attempts to collect invalid debts, or harassing tactics. We advise you to document all interactions carefully. If you believe they're violating your rights, you should seek legal advice promptly.

To wrap things up, you now have a clear picture of Credence's legal history. Remember, you're not alone if you're facing issues with them, and there are steps you can take to protect yourself.

What Do People Online Say About 8558754065

When you receive calls from 855-875-4065, you're likely dealing with a debt collection agency. Many people online report negative experiences with this number, describing aggressive tactics and potential scam attempts. You should be cautious when interacting with callers from this number.

We understand these calls can be stressful. Here's what we advise you to do:

• Don't give out personal or financial information over the phone.
• Ask for written verification of any alleged debt before discussing payment.
• Block the number if calls become frequent or harassing.

If you're unsure about the legitimacy of the debt, you should check your credit report for accuracy. It's crucial that you address any inaccuracies you find. You can dispute incorrect information directly with credit bureaus or work with a reputable credit repair company.

Remember, you have rights under the Fair Debt Collection Practices Act. If you feel the caller is violating these rights, you can file a complaint with the FTC or your state's attorney general.

To finish up, stay vigilant and protect your personal information. You're in control of how you handle these calls, and we're here to help you navigate this situation with confidence.

Do I Really Need To Remove 8558754065 From My Credit Report

Yes, you really need to remove 8558754065 from your credit report if it's potentially inaccurate. Don't waste your time trying to dispute it yourself - it's time-consuming and draining. We recommend that you reach out to a reputable credit repair company instead. They can make a huge difference in getting this potentially inaccurate item removed from your report.

You should avoid typical credit repair firms - most are scammy and ineffective. Look for a well-rated company that maximizes your chances of removal. We suggest that you consider The Credit Pros for help with this process.

Taking this step is crucial for you because:

• You can significantly improve your credit score
• You'll have a better chance at loans and lower interest rates
• You'll reduce stress from dealing with collections

Remember, you're not obligated to pay unverified debts. A good credit repair company will guide you through the process and fight for your rights. Don't let this potentially inaccurate item hold you back - you should take action now to clean up your credit report.

To finish up, we strongly advise you to take prompt action to remove 8558754065 from your credit report if it's inaccurate. You'll benefit from working with a reputable credit repair company to handle this efficiently and effectively.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 8558754065 can be written

- +1 855-875-4065
- +1 (855) 875-4065
- +1 855 875 4065
- (855) 875-4065
- 855-875-4065
- 855.875.4065
- 855 875 4065
- +18558754065
- (855) 875-4065
- 855.875.4065
- 8558754065

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Credence Resource Management, LLC uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

Privacy and Cookies
We use cookies on our website. Your interactions and personal data may be collected on our websites by us and our partners in accordance with our Privacy Policy and Terms & Conditions