Home / Who is 8557876725 (+ how are they hurting my credit score)

Who is 8557876725 (+ how are they hurting my credit score)

  • Phone number 8557876725 is likely a debt collector called:' Diversified Adjustment Service, Inc.'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 8009556600

Calls from 855-787-6725 likely come from Diversified Adjustment Service, Inc., a debt collection agency, or could be a spam or scam call. If this number rings your phone, they may have bought an outstanding debt of yours and are trying to collect it. Blocking or ignoring them won’t solve the problem.

If this is a debt collector, you need a long-term solution. These calls can negatively impact your credit score, and just dodging them won’t make the debt disappear. You should call The Credit Pros at 855-787-6725. Our experts evaluate your entire 3-bureau credit report at no cost, confirm if this is indeed a debt collector, and check for any other potentially inaccurate items hurting your credit score.

We’ve helped countless people in similar situations remove these potentially inaccurate items, leading to likely credit score boosts and improved financial health. Plus, no more harassing calls! Ignoring the issue can worsen your financial situation, so act now. Reach out to us to start improving your financial standing today.

Who Is 8557876725: Scam Or Legitimate

If you're getting calls from 855-787-6725, be cautious. This number likely belongs to a debt collection agency, specifically Diversified Adjustment Service, Inc., but it could also be a scam. You shouldn't engage with the caller directly, even if they have your personal information.

Here’s what you should do:

• Pull your credit report and check for any inaccurate negative items.
• If you see Diversified Adjustment Service, Inc. listed, the call might be legitimate, but you still don't need to respond immediately.
• Call The Credit Pros for a free 3-bureau credit report evaluation to help you verify the debt and dispute any potential inaccuracies.

Remember, we at The Credit Pros have helped many people like you handle similar spam calls. Taking these steps will help you protect your credit score and financial well-being.

To sum up, if you receive calls from 855-787-6725, stay cautious, verify your credit report, and contact The Credit Pros for assistance.

How Do I Stop 8557876725 From Harassing Me (How To Report Them)

Here's how you can stop 855-787-6725 from harassing you and how to report them:

First, document each call with dates, times, and any abusive language. Register your number at DoNotCall.gov, which takes just two minutes. Additionally, block the number on your phone or ask your service provider for help.

Consider escalating measures if needed. You might get a restraining order if calls persist or become threatening. Hiring a harassment lawyer can also be beneficial since harassment is illegal. Sending a cease and desist letter using this template is another option.

For extra protection, use call-blocking apps. On Android, try 'Call Blocker - Stop spam calls'. On Apple, use 'Robokiller: Spam Call Blocker'.

File complaints with the Federal Communications Commission (FCC) at fcc.gov/complaints if the calls are illegal robocalls or your number is being spoofed. Report telemarketing calls or negligence of the Do Not Call Registry to the Federal Trade Commission (FTC) at ReportFraud.ftc.gov or DoNotCall.gov.

You can also file a complaint with the Consumer Financial Protection Bureau (CFPB). Visit consumerfinance.gov/complaint online, call CFPB at (855) 411-2372, or mail a detailed letter to CFPB at 1700 G Street, NW, Washington, DC 20552.

If you subscribe to Nomorobo, report unwanted robocalls to them directly. Additionally, check with your phone carrier for any extra call-blocking tools and resources. Your local or state consumer protection office can also offer additional ways to file complaints.

To wrap things up-document each call, register at DoNotCall.gov, block the number, and use call-blocking apps. Report the calls to the FCC, FTC, CFPB, and consider legal measures if needed. These steps will help stop 855-787-6725 from harassing you.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 8557876725

You should block 8557876725. Ignoring the calls won't affect your credit score, but blocking the number can prevent harassment. If the number is from a debt collector like Diversified Adjustment Service, Inc., blocking them is a good decision, especially if they are persistent.

Consider working with a reputable credit repair company. They can help you handle inaccuracies or disputes on your credit report. This way, you manage your credit health while avoiding the stress of constant calls.

Blocking the number:
• Prevents harassment
• Doesn’t impact your credit score
• Can be combined with professional credit repair services

In the end, you should block 8557876725 to stop the harassment, handle your credit issues with professional help, and keep your peace of mind.

Can A Debt Collector Like 8557876725 Sue Me

Yes, a debt collector like 855-787-6725 can sue you, but it's very unlikely. They typically see lawsuits as a last resort, mainly for bigger debts over $5,000. They must prove you owe the debt, that the amount is correct, and that they have the right to sue you. This can be tough if the debt has been sold multiple times.

Filing a lawsuit is costly and time-consuming for collectors. They usually prefer calls and letters to get you to pay. There's also a statute of limitations that limits how long they can sue you, which varies by state. If they do file a lawsuit, you'll get a court summons and complaint, which you need to respond to. Ignoring it could lead to a default judgment, possibly affecting your wages or bank account.

You have rights under the Fair Debt Collection Practices Act (FDCPA) that protect you from unfair practices. If a lawsuit is filed, consult a lawyer to understand your options.

- Suing is costly and not the first choice for collectors.
- They need to prove the debt is valid in court.
- Respond to any lawsuit to avoid a default judgment.

As a final point – remember, it's rare for collectors to resort to suing right away, so stay informed and know your rights.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

8557876725 Might Have Your Personal Information

If you received a call from 855-787-6725, you shouldn't provide any personal information. This number might be from a debt collector, so it's important that you don't engage directly.

You should not pick up their calls. Engaging with them can lead to persistent harassment. Block the number to avoid further stress.

Your priority should be to obtain your 3-bureau credit report. This will help you see all your accounts and debts accurately. With this information, you can create a comprehensive plan to improve your credit.

Working with a reputable credit repair company is often the safest route. These professionals can help you identify inaccuracies in your reports, dispute them, and guide you on steps to enhance your credit score. They have experience and credibility, which can protect you from scams and ensure your credit health is properly managed.

• Do not provide any personal information over the phone.
• Block numbers that harass you.
• Obtain and review your 3-bureau credit report.
• Consider working with a reputable credit repair company for professional help.

Bringing it all together - don't share personal information with 855-787-6725, block these calls, get your credit report, and work with a reputable credit repair company to ensure your financial health is protected.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 8557876725

Diversified Adjustment Service, Inc. collects various types of consumer debt. This includes unpaid credit card bills, loans, and other personal debts. They might buy this debt from different creditors who specialize in consumer financing.

All things considered, if you owe money, you can expect Diversified Adjustment Service, Inc. to contact you about unpaid credit cards, loans, and other personal debts bought from various creditors.

How Do I Check If I Owe Money To 8557876725

To check if you owe money to 8557876725, start by reviewing your credit reports from the three major credit bureaus: Experian, TransUnion, and Equifax. This will show you any reported debts, including those in collections. You can get free copies of your credit reports from AnnualCreditReport.com or by calling 877-322-8228.

Next, go through your records for any final bills, account statements, or equipment return receipts that might indicate outstanding debts. This documentation can help you identify and validate any debts you owe.

If you find a debt listed on your credit report from 8557876725 or any related documentation, request debt validation from the collections agency. This step ensures the debt is accurate and legitimately yours before you consider any repayment.

You should avoid direct contact with the debt collection agency, as engaging could restart the statute of limitations on the debt. If you face harassment or have disputes, consider consulting a consumer protection lawyer for assistance.

To avoid future issues, keep accurate records of all your financial transactions and regularly monitor your credit reports.

Lastly, remember to regularly check your credit reports, keep meticulous records, and seek professional help if needed. This keeps you informed and on top of your financial situation.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 8557876725

You are protected by several laws and regulations from debt collectors, including the caller from 855-787-6725. The main federal law is the Fair Debt Collection Practices Act (FDCPA). This law prohibits debt collectors from using abusive, deceptive, or unfair practices. They can't contact you before 8 AM or after 9 PM, use abusive language, or falsely represent themselves.

Most states have their own debt collection laws that provide extra protections. Some states enforce strict licensing requirements for debt collectors or have rules that go beyond the FDCPA.

Under the FDCPA, debt collectors must provide you with a written validation notice containing information about the debt and your rights to dispute it. If you dispute the debt in writing within 30 days, the collector must verify it and stop collection activities until they do.

If you're being harassed, you can ask the collector to stop contacting you by sending a written request. If they don't comply, report them to the Federal Trade Commission (FTC), the Consumer Financial Protection Bureau (CFPB), or your state attorney general. You can also sue them for violations within a year and recover damages.

Finally, remember that knowledge is your biggest ally. You have rights under various laws to protect you from unfair debt collection practices.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 8557876725/Diversified Adjustment Service, Inc. Have Any Lawsuits Against Them

Yes, Diversified Adjustment Service, Inc. has faced lawsuits. If you're wondering about their legal troubles, here are a couple of notable cases:

• TYLKE v. DIVERSIFIED ADJUSTMENT SERVICE, INC. (October 28, 2014): This case was heard at the United States District Court, E.D. Wisconsin, Case No. 14-CV-748.

• THOMPSON v. DIVERSIFIED ADJUSTMENT SERVICE, INC. (July 31, 2013): This case was heard at the United States District Court, S.D. Texas, Houston Division, Civil Action No. H-12-922.

You may also be interested in consumer complaints against them. People often report aggressive collection practices and non-compliance with consumer protection regulations. For real-time data, you can check the Consumer Financial Protection Bureau (CFPB) database.

In closing, Diversified Adjustment Service, Inc. has been involved in lawsuits and consumer complaints about their practices. Check the CFPB database for the latest information and stay informed about your rights.

What Do People Online Say About 8557876725

People online have shared their experiences with the phone number 855-787-6725. Here's a quick overview of what you need to know:

Many people, like u/johndoe123 on Reddit, are annoyed by frequent calls from 855-787-6725. You may find this number calling you multiple times a day without leaving a message, creating frustration. Some users, such as u/susansmith456, report that the callers are often debt collectors, even when there's no outstanding debt.

If you've received calls from 855-787-6725, you might be facing:
- Persistent and unwanted call attempts.
- Debt collection efforts that seem inaccurate or inappropriate.
- An absence of voicemail, leaving you unsure of the call's purpose.

Overall, users online express significant frustration with 855-787-6725 due to frequent, unclear calls and debt collection attempts, leading you to feel harassed and confused about the legitimacy of these calls.

Do I Really Need To Remove 8557876725 From My Credit Report

Yes, you should remove 8557876725 from your credit report if you suspect it is inaccurate. Start by confirming whether this collection number is indeed on your report and identify if it contains errors. Disputing inaccuracies with credit agencies and lenders can be a time-consuming process if you handle it alone.

To save time and effort, consider reaching out to a reputable credit repair company like The Credit Pros. They can help you effectively remove incorrect items from your report. Be cautious when selecting a credit repair company, as many are unreliable. Choosing a reputable one can make a significant difference.

As a final point, confirm the accuracy of 8557876725 on your credit report, and if needed, contact a trusted credit repair company like The Credit Pros to handle the dispute process efficiently.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 8557876725 can be written

- +1 855-787-6725
- +1 (855) 787-6725
- +1 855 787 6725
- (855) 787-6725
- 855-787-6725
- 855.787.6725
- 855 787 6725
- +18557876725
- (855) 787-6725
- 855.787.6725
- 8557876725

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Diversified Adjustment Service, Inc. uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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