Home / Who is 8553197312 and why are they calling me?

Who is 8553197312 and why are they calling me?

  • Phone number 8553197312 is likely a debt collector called:' Harris & Harris, Ltd.'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 3123804079

That call from 8553197312 probably comes from Harris & Harris, Ltd., a legit debt collection agency. Don't stress! Start by pulling your free 3-bureau credit report and check for any fishy items. This step is crucial for understanding your situation and making sure nothing slips through the cracks.

Reach out to The Credit Pros at 855-319-7312 instead of talking to them directly. We'll chat without any pressure, go through your entire credit report, and give advice tailored to your situation. Dealing with debt collectors can suck, but our experts will make it easier, verify if the debt is real, fix inaccuracies, and boost your financial health.

Ignoring calls from 8553197312 won’t cut it. Blocking the number stops the harassment, but doesn’t solve potential credit issues. The Credit Pros can help you dispute errors and communicate with Harris & Harris, Ltd., ensuring they follow debt collection laws. Don’t let this mess up your credit score—take action now for a brighter financial future.

Who Is 8553197312: Scam Or Legitimate

The number 8553197312 is likely a legitimate debt collection line for Harris & Harris, Ltd. However, you should still be cautious as it could be a scam. We advise you not to engage with the caller directly. You don't have to pay right away if you're unsure about the debt. Instead, here's what we recommend you do:

• Pull your free 3-bureau credit report
• Check for any questionable negative items
• Let us verify the debt and dispute inaccuracies
• We can help improve your financial outlook

Even if it's a real collector, you shouldn't respond to their calls. Your next step should be to examine your credit report closely. If you see Harris & Harris listed as a collection, it's probably legitimate - but you still shouldn't talk to them. We've helped thousands of people deal with similar situations. Let us review your report, confirm any debts, challenge errors, and boost your credit.

To finish up, you should give us a call for a free evaluation. We'll provide expert guidance on handling this situation and help you take control of your finances.

How Do I Stop 8553197312 From Harassing Me (How To Report Them)

To stop 855-319-7312 from harassing you, you should take immediate action. We understand how stressful this situation can be, so here's what we advise you to do:

First, you need to document all unwanted interactions. Keep a detailed log with dates, times, and any abusive language used. This evidence will be crucial if you need to escalate the issue later.

Next, register your number on the Do Not Call Registry at DoNotCall.gov. It's quick and often effective. After that, block the number on your phone or contact your provider for help. If the calls persist, you might need to take more serious steps.

Here are some escalating measures you can consider:

• If the calls become threatening, you should think about getting a restraining order.
• You might want to hire a harassment lawyer, as harassment is against federal and state laws.
• Send a cease and desist letter using a template from eforms.com/cease-and-desist.

You can also use call-blocking apps to filter out unwanted calls. For Android, try 'Call Blocker - Stop spam calls'. If you're an Apple user, 'Robokiller: Spam Call Blocker' is a good option.

Don't hesitate to file complaints with the authorities. You can report to the FCC at fcc.gov/complaints, selecting "unwanted calls" and providing details. The FTC also accepts reports at ReportFraud.ftc.gov or DoNotCall.gov/report.html. For financial-related harassment, submit a complaint to the CFPB at consumerfinance.gov/complaint or call (855) 411-2372.

Remember, your phone carrier might have call-blocking tools available. Contact them to explore your options. You can also reach out to your local or state consumer protection office for additional resources or complaint mechanisms.

To finish up, you now have a range of tools at your disposal to stop this harassment. Start by blocking the number and documenting all interactions. Then, file official complaints and consider legal action if necessary. Remember, you're not alone in this - there are many ways to protect yourself and regain your peace of mind.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 8553197312

Yes, you should block 8553197312 if it's harassing you. Here's why:

You don't need to worry about your credit score when blocking this number. If it's already on your report, blocking won't cause any additional harm. By blocking, you'll stop those annoying calls and give yourself some peace of mind. Remember, you're not obligated to talk to debt collectors. They must validate the debt first before you engage with them.

We strongly recommend that you work with a credit repair company. They can help you:

• Check if the debt is legitimate
• Dispute any inaccuracies on your credit report
• Improve your overall financial health

If the caller is Harris & Harris, Ltd., they're known for aggressive tactics. By blocking them, you're protecting yourself from potential harassment.

Here's what we advise you to do:

• Document all interactions you have with the caller
• Don't engage directly with them
• Get your free credit report to review
• Let a professional handle all communication

By blocking this number, you're buying yourself time to address the issue properly without stress. To finish up, remember that you're not alone in this. We're here to guide you through this process and help you improve your credit situation. Take these steps, and you'll be on your way to a more peaceful financial life.

Can A Debt Collector Like 8553197312 Sue Me

Yes, a debt collector like 8553197312 can sue you, but it's unlikely. Debt collectors usually resort to lawsuits only when the debt is substantial (over $5,000). They must prove you owe the debt, the amount is correct, and they have the legal right to sue you.

You should know that suing is expensive and time-consuming for debt collectors. They often prefer to settle out of court to avoid costs. Additionally, each state has a statute of limitations that limits the time they have to sue you. If your debt is old, it may be beyond this period, making a lawsuit less likely.

Debt collectors typically use calls and letters first to collect the debt. If they decide to sue you, you'll receive a court summons and complaint. You must respond to this within the specified deadline to avoid a default judgment that could lead to wage garnishment or bank account levies.

We advise you to remember your rights under the Fair Debt Collection Practices Act (FDCPA). Here's what you should do:

• Verify the debt's legitimacy before making any payments
• Keep detailed records of all communications with the debt collector
• Respond promptly to any legal notices you receive

If you receive a lawsuit, we recommend that you consult with an attorney. They can help you understand your options and potential defenses.

To finish up, remember that while a debt collector can sue you, it's not their first choice. You have rights, and there are steps you can take to protect yourself. Stay informed and don't hesitate to seek legal advice if you're unsure about your situation.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

8553197312 Might Have Your Personal Information

You should be cautious about 8553197312 potentially having your personal information. Don't provide any sensitive details to debt collectors like this. It's best if you avoid picking up their calls altogether, as engaging might lead to sharing information you shouldn't.

Instead, we advise you to take these steps:

• Get your 3-bureau credit report to understand your current situation.
• Create a plan to improve your credit score.
• Work with a reputable credit repair company for professional assistance.

A credit repair company can help you handle inaccuracies on your report, guide you in boosting your score, and protect your personal information effectively. Here's what we recommend you do:

• Block 8553197312 to avoid stress and potential scams.
• Check your credit report for any irregularities.
• Dispute any inaccuracies you find.
• Reach out to a trusted credit repair service for expert help and peace of mind.

We understand this situation can be stressful, but you have options. Stay proactive in managing your credit and avoid unnecessary interaction with debt collectors like this. To finish up, remember that you're in control - block the number, check your report, and get professional help if needed. You've got this!

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 8553197312

When 8553197312 contacts you, they're likely collecting various types of debt, including:

• Credit card balances
• Personal loans
• Medical bills
• Utility payments
• Government debts

You should know that this agency typically acquires debts that are 120 to 180 days past due from original creditors. If you receive a call from this number, it's probably about an unpaid bill in one of these categories.

It's crucial that you understand your rights regarding debt collection. This knowledge empowers you to handle these situations effectively. You have the right to request debt verification and to dispute any inaccuracies.

We advise you to remain calm if you're contacted. Remember, you're not alone in dealing with debt collectors. Many people face similar situations, and there are ways to manage them.

To finish up, here's what you should do: verify the debt's legitimacy, know your rights, and consider seeking professional advice if you're unsure how to proceed. You've got this!

How Do I Check If I Owe Money To 8553197312

To check if you owe money to 8553197312 (Harris & Harris, Ltd.), follow these steps:

First, you should review your records. Go through any letters or emails you've received from creditors. Look for final bills, account statements, and equipment return receipts.

Next, you need to check your credit reports. You can get free copies from Experian, TransUnion, and Equifax at AnnualCreditReport.com. Review the "collections" or "account information" sections to see if Harris & Harris, Ltd. has reported any debts.

If you find a debt listed under Harris & Harris, Ltd., we advise you to request debt validation from them. This will confirm if the debt is accurate and truly yours before you make any payment.

You might want to consult a consumer protection lawyer if Harris & Harris, Ltd. is harassing you over disputed debts. They can provide advice and take legal action if necessary.

We understand this situation can be stressful. Here are some key points to remember:

• Don't engage directly with the debt collector at first. This can reset the statute of limitations on old debts.
• Always verify and gather as much documentation as possible before making contact.
• You can dispute potentially inaccurate negative items on your credit report, but be prepared for a time-consuming process.

To finish up, stay proactive to prevent inaccurate collection efforts from hurting your credit. By following these steps, you'll be better equipped to handle any potential debts and protect your financial health.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 8553197312

Several laws and regulations protect you from debt collectors calling from 8553197312. The main one is the Fair Debt Collection Practices Act (FDCPA), which prohibits abusive, deceptive, or unfair practices.

You're protected from harassment under the FDCPA. This means debt collectors can't:

• Contact you at inconvenient times (before 8 AM or after 9 PM)
• Use abusive language or threats
• Call you repeatedly to annoy you
• Falsely claim to be attorneys or government representatives

The FDCPA also gives you important rights. You can:

• Request debt validation within 30 days
• Ask them to stop contacting you (in writing)
• Sue for violations within one year

We advise you to know your state laws too. Many offer additional protections beyond the FDCPA. You should contact your state attorney general's office for specifics.

If a debt collector violates your rights, you can take action. Report them to the FTC, CFPB, or your state attorney general. You might also consider suing them for damages and legal fees.

Remember, you have the power to protect yourself. Don't let debt collectors intimidate you. Know your rights and use them.

To finish up, we want you to feel empowered. You've got strong legal protections on your side. Use them to stand up to unfair practices and take control of your financial situation.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 8553197312/Harris & Harris, Ltd. Have Any Lawsuits Against Them

Yes, Harris & Harris, Ltd. has faced several lawsuits and numerous complaints. Here's what you need to know:

Lawsuits:
• Washington Attorney General sued them, resulting in a $1 million settlement for failing to provide essential disclosures to over 160,000 patients.
• KASALO v. HARRIS & HARRIS, LTD. (2011): Case No. 10-2755 in the U.S. Court of Appeals for the Seventh Circuit.

You should also be aware of the many complaints against them:

• Better Business Bureau: Over 285 complaints in three years, mostly about harassment and repeated calls.
• Consumer Financial Protection Bureau: More than 1,000 complaints, mainly regarding harassment, lack of debt validation, and excessive phone calls.
• Federal Courts: 16 complaints for Fair Debt Collection Practices Act violations, one for Fair Credit Reporting Act, and two for Telephone Consumer Protection Act violations.

We strongly advise you to validate any debt and know your rights when dealing with Harris & Harris. You have the power to protect yourself from unfair practices. To finish up, remember that you're not alone in this situation, and there are steps you can take to address any issues with this debt collection agency.

What Do People Online Say About 8553197312

People online have shared various experiences about the phone number 855-319-7312. You'll find that many users on Reddit have reported issues with this number. Here's what they're saying:

You might receive robocalls from Harris & Harris Debt Collectors claiming you owe a debt. They often won't provide more information, which can be frustrating for you. If you're in this situation, you should check your credit report. This can help you understand what might be causing these calls.

We advise you to document all calls you receive. If the calls are illegal robocalls, you can sue them in small claims court for up to $1,500 per call. Once they get the summons, they might contact you to make a deal.

Here are some steps you can take:

• Check your credit report for any unexpected debt collections
• Document every call you receive from this number
• Consider legal action if the calls are persistent and illegal

To finish up, remember that you're not alone in dealing with these calls. By checking your credit, documenting the calls, and knowing your legal rights, you can take control of the situation and find a resolution.

Do I Really Need To Remove 8553197312 From My Credit Report

You should remove 8553197312 from your credit report if it's potentially inaccurate. Don't waste your time trying to dispute it yourself - it's time-consuming and draining. Instead, we recommend you consider using a reputable credit repair company to handle this for you. They can make a significant difference in removing negative items effectively.

We advise you to avoid typical credit repair companies - many are scammy and ineffective. Instead, you should look for a well-rated firm like The Credit Pros. They'll save you hours of effort and maximize your chances of success.

Here's what we recommend you do:

• Confirm the collection is on your report and potentially inaccurate
• Skip DIY disputing - it's a hassle and often doesn't work
• Contact a reputable credit repair company for help
• Let them handle the process to remove this item efficiently

Remember, when you address potentially inaccurate items promptly, you can improve your credit score and financial options. We're here to guide you through this process and help you take control of your credit.

To wrap things up, you should act quickly to remove 8553197312 from your credit report if it's inaccurate. Don't go it alone - let a trusted credit repair company do the heavy lifting for you.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 8553197312 can be written

- +1 855-319-7312
- +1 (855) 319-7312
- +1 855 319 7312
- (855) 319-7312
- 855-319-7312
- 855.319.7312
- 855 319 7312
- +18553197312
- (855) 319-7312
- 855.319.7312
- 8553197312

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Harris & Harris, Ltd. uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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