Who is 8447115509 (+ how are they hurting my credit score)

The phone number 8447115509 is associated with Receivables Management Partners, LLC (RMP), a debt collection agency. However, it's possible the call could be a scam. It's crucial that you don't engage with the caller, regardless of the number’s legitimacy. You should never pay any debt without verifying it first.

Here's what we advise you to do:
• Pull your credit report to check for any inaccuracies or negative items.
• If you see Receivables Management Partners, LLC on your report, the call might be legitimate. Still, it's best to avoid responding directly.
• Consider working with The Credit Pros to help verify any debt, dispute inaccuracies, and improve your financial situation.

You can block this number using call-blocking tools like Nomorobo for peace of mind. If you need help, reach out to us at The Credit Pros for a free credit report evaluation.

To sum up, if you receive a call from 8447115509, you should verify the debt through your credit report, avoid engaging directly, and consider blocking the number to reduce stress. Contact The Credit Pros for assistance with any credit-related issues.

To stop 844-711-5509 from harassing you, you should take these steps:

First, document every unwanted interaction by keeping a log with dates, times, and any abusive language used. This will help you keep track of the harassment more effectively.

Next, register your phone number on the Do Not Call Registry by visiting DoNotCall.gov. This can reduce unwanted solicitations.

Then, block the number. Use your phone’s call-blocking feature or get assistance from your service provider.

If the harassment persists, take escalating measures. Consider obtaining a restraining order, hiring a harassment lawyer, or sending a cease and desist letter using a template from eforms.com/cease-and-desist.

Additionally, use call-blocking apps. Android users can try 'Call Blocker - Stop spam calls,' while Apple users might prefer 'Robokiller: Spam Call Blocker.'

File a complaint with the FCC by visiting fcc.gov/complaints, selecting the phone form, and providing details about the unwanted calls.

Report the calls to the FTC at ReportFraud.ftc.gov and to the CFPB by gathering information about the interactions and submitting a complaint at consumerfinance.gov/complaint or by calling (855) 411-2372.

You could also use Nomorobo and report unwanted robocalls directly through their platform. Furthermore, contacting your phone carrier for call-blocking tools and options is a good idea. Check if your local or state consumer protection office offers additional resources or complaint mechanisms.

To wrap things up, document the harassment, use call-blocking features, report the number to federal agencies, and consider legal measures to stop 844-711-5509 from harassing you.

You should block 8447115509 if this number keeps calling you. Ignoring the number might mean continuous calls that disrupt your day. Blocking the number ensures they can't contact you again.

If it’s a debt collector and you feel they are harassing you, blocking them is a smart move. However, it is crucial that you address any inaccuracies on your credit report. Work with a reputable credit repair company to remove inaccurate items from your credit report.

Here’s what you should do:
• Block the number to stop the calls.
• Contact a reputable credit repair company for help.
• Don’t worry about your credit score dropping more because of blocking.

In the end, blocking 8447115509 helps stop the annoying calls, and partnering with a credit repair company gets you on the path to a better credit report.

Yes, a debt collector like 8447115509 can sue you, but it’s unlikely. They usually prefer to call or send letters to collect debt first. Suing is expensive and time-consuming for them. Typically, they will go to court only if the debt is substantial (usually over $5,000), and they must have proper proof that you owe the debt, confirming the amount and their legal right to sue.

There is a statute of limitations in each state that limits the time they have to sue you. If you are sued, you will receive a court summons. You must respond to avoid a default judgment, which could lead to wage garnishment or bank account levies. Under the Fair Debt Collection Practices Act (FDCPA), you have rights that protect you from abusive or deceptive practices by debt collectors.

• Ensure the debt is yours by requesting proof.
• Respond promptly to any court summons.
• Consider consulting an attorney for guidance.

As a final point, remember that lawsuits are their last resort, and they will usually try to collect the debt through other methods first. Stay informed and know your rights to handle the situation effectively.

8447115509 might have your personal information. Don't provide any details if you receive calls from this number. You shouldn't answer their calls because scammers or debt collectors may harass you. Instead, block the number immediately to avoid further contact.

Next, you should get your 3-bureau credit report and start working on improving your credit. Partner with a reputable credit repair company like The Credit Pros. They can help you handle inaccuracies and disputes more effectively than doing it yourself. Using their expertise ensures better and faster results.

Here are some key steps to follow:
• Never give out personal info over the phone to unsolicited callers.
• Block the number to prevent further stress.
• Focus on improving your credit with professional help.

Bringing it all together - protect your information by blocking the number, securing your credit report, and seeking help from a credit repair company to enhance your credit health confidently.

Receivables Management Partners, LLC (RMP), linked with the number 8447115509, collects various types of debt. You might encounter them if you have outstanding:

• Credit card balances
• Medical bills for healthcare services
• Personal, auto, or student loans
• Unpaid utility bills like electricity, gas, and water

RMP either works on behalf of original creditors to recover these debts or purchases the debt themselves and attempts to collect. You’ll typically hear from them when your debt is 3-6 months overdue. They may contact you through calls, letters, emails, and even social media messages.

All things considered, if you’re dealing with RMP, you should understand the types of debt they collect and be prepared for their methods of communication.

To check if you owe money to 8447115509, follow these steps:

1. Review Your Records: Check your mail and emails for any final bills, account statements, or equipment return receipts related to debts you may owe.
2. Credit Reports: Get your free credit reports from the three major bureaus (Experian, TransUnion, and Equifax) via AnnualCreditReport.com. This will show any debts reported under your name.
3. Debt Validation: If you find the debt listed on your credit report, request validation from the collections agency to confirm it's accurate.
4. Consult a Lawyer: If you're facing harassment or have disputes about the debt, consider speaking with a consumer protection lawyer.

Avoid direct contact with the debt collector to prevent restarting the statute of limitations.

Lastly, review your records, check your credit reports, request debt validation, and consult a lawyer if needed to ensure you handle this situation correctly.

If you’re getting calls from 8447115509, debt collection laws and regulations protect you from abusive practices. The Fair Debt Collection Practices Act (FDCPA) is a key federal law that helps you by prohibiting several types of misconduct:

• Collectors can’t contact you before 8 AM or after 9 PM, use abusive language, or pretend to be attorneys.
• They must keep your debt private and can’t discuss it with others, like your friends or coworkers.
• They must provide a written validation notice within five days of first contacting you, specifying the amount owed, the creditor’s name, and your right to dispute the debt.

If Receivables Management Partners, LLC (RMP) or any other debt collector violates these rules, you can file a complaint with the Consumer Financial Protection Bureau (CFPB) or sue for damages. Additionally, some states have extra protections, so check your state’s specific laws.

You can write to the debt collector asking them to stop contacting you. They must comply except to confirm they’re stopping or to notify you of specific legal actions. For more help or to report violations, reach out to the CFPB or your state attorney general.

Finally, remember these protections and actions to prevent harassment from debt collectors like 8447115509 and take control of your financial situation.

Receivables Management Partners, LLC (RMP), associated with the number 8447115509, has faced several lawsuits and complaints.

You will find that RMP has been sued multiple times for violations of the Fair Debt Collections Practices Act (FDCPA). These lawsuits often cite issues like harassment, false representation, and unfair debt collection practices. Additionally, in 2021 alone, the Consumer Financial Protection Bureau (CFPB) received 219 complaints against RMP. These complaints typically involved false statements, collecting incorrect amounts, and other misrepresentations. There have also been complaints filed with the Federal Trade Commission (FTC).

One detailed example of a CFPB complaint involved a consumer alleging that RMP tried to collect a debt without proper validation and violated HIPAA by accessing and sharing medical records without authorization.

In closing, RMP has a significant history of legal actions and complaints against them, primarily for unfair and misleading debt collection practices. Stay informed about your rights and consider seeking legal advice if you encounter any issues with debt collectors like RMP.

People online have mixed opinions about the phone number 8447115509.

You might want to know that some users on Reddit have had strange interactions. For example, 'Deirdre77' mentioned they received a call about a bill from February 2023 for $350, but when they called back, the amount was only $50, and the service date was wrong. 'SpamAlotUser' noted that they received only a robocall from this number, leading to their suspicion it might be spam.

Others have had similar experiences. 'TomInNYC' shared that they were contacted in 2019 about an overpaid bill and are still being called now. 'Careful123' warned that this is a phone scam attempting to steal your information. 'MaggieS42' did not know who the caller was and stated it seemed like spam. Lastly, 'SpammySpam' reported multiple spam calls from this number in 2022 and 2023.

Overall, it seems many people find 8447115509 suspicious and potentially fraudulent, with common complaints about robocalls, incorrect billing, and lack of transparency. Be cautious and verify any claims before taking action.

Yes, you should remove 8447115509 from your credit report if you've confirmed this collection from Receivables Management Partners, LLC (RMP) is inaccurate. Disputing credit inaccuracies on your own can be time-consuming and stressful. Instead, consider reaching out to a reputable credit repair company.

Companies like The Credit Pros can improve your chances of removing potentially inaccurate negative items without the hassle of doing it all yourself. Ensure you choose a well-regarded company that can truly make a difference, as many credit repair companies are poorly rated and ineffective.

As a final point, confirm any inaccuracies on your report, reach out to a trusted credit repair company, and take proactive steps to clean up your credit without unnecessary stress.

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

• 8447115509
• 4408394659