Who is 8446215404 and why are they calling me?
- Phone number 8446215404 is likely a debt collector called:' Radius Global Solutions'.
- Your credit score likely dropped because this is potentially a debt collection on your report.
- Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
Pull your 3-bureau report and don't let this number cause bigger problems.
•89 people started their credit fight today - join them!
844-621-5404 calls likely come from Radius Global Solutions, a legitimate debt collection agency. While ignoring or blocking the number might seem tempting, uncovering the truth behind these calls is crucial. Pull your free 3-bureau credit report to check if this collector is listed.
Handling debt collectors can be stressful, but you have rights and options. Instead of engaging directly with 844-621-5404, document all interactions, including times and call details. Register your number on the Do Not Call Registry and use call-blocking apps for extra protection. If harassment continues, explore legal recourse.
For personalized help, contact The Credit Pros at 844-621-5404. They offer a no-pressure evaluation of your entire credit report, ensuring you address inaccuracies and legitimate debts effectively. Working with professionals can save you time and stress, helping you secure your financial future.
On This Page:
Who Is 8446215404: Scam Or Legitimate
8446215404 is likely a legitimate number from Radius Global Solutions, a debt collection agency. However, you should still be cautious as it could be a scam. We advise you not to engage directly. You're not obligated to pay any debt immediately if you're unsure. Instead, here's what we suggest you do:
• Pull your free 3-bureau credit report
• Check for potentially inaccurate negative items on your report
• See if this collector appears on your credit report
If you see the collector on your report, the call is probably legitimate. But don't worry - you still shouldn't respond. We've helped thousands of people deal with similar situations. Your next steps are the same either way:
• Analyze your credit report thoroughly
• Look for any questionable negative entries
We can help you verify the debt, dispute inaccuracies, and boost your financial outlook. Give us a call for a free credit evaluation. We'll work together to improve your score and tackle any collection issues head-on. To wrap things up, remember that you have options and support available - you don't have to face this situation alone.
How Do I Stop 8446215404 From Harassing Me (How To Report Them)
To stop 8446215404 from harassing you, you can take several effective steps. We understand how stressful this situation can be, so let's walk through what you can do.
First, you should document all the calls. Write down when they happen and what's said. This information will be crucial if you need to take legal action later.
Next, we recommend you register your number on the Do Not Call Registry. You can easily do this by visiting DoNotCall.gov. This step helps reduce unwanted calls in general.
Blocking the number is another important action you can take. If you're using an Android phone, try the 'Call Blocker - Stop spam calls' app. For iPhone users, 'Robokiller: Spam Call Blocker' is a great option.
If the harassment continues, you might need to escalate the situation. Here are some options:
• Consider getting a restraining order. This legally prevents the harasser from contacting you.
• Think about hiring a harassment lawyer. They can guide you through your legal options.
• Send a cease and desist letter. You can find templates for this at eforms.com/cease-and-desist/.
Reporting the harassment to federal agencies is also crucial. You can file complaints with:
• The FCC for illegal robocalls or spoofed numbers at fcc.gov/complaints
• The FTC for telemarketing calls at ReportFraud.ftc.gov
• The CFPB at consumerfinance.gov/complaint or by calling (855) 411-2372
Don't forget to contact your phone carrier. They often have call-blocking tools that can help you.
If the calls become threatening, you should report them to your local police. Provide them with all the details you've documented.
To wrap things up, remember that you're not alone in this. By following these steps, you're taking control of the situation and protecting yourself. Stay strong, and don't hesitate to seek help if you need it.
Stop the harassment today. Reach out to us for expert help. Chat with us now
Should I Block Or Ignore 8446215404
You should block 8446215404. Here's why:
• When you block this number, you won't hurt your credit score more than existing collections.
• By blocking it, you'll stop potential harassment and reduce your stress.
• You don't need to engage with them. Instead, you should focus on working with a reputable credit repair company.
We advise you to take these steps:
1. Block the number on your phone right away.
2. Don't answer or return any calls from this number.
3. Contact a credit repair company to help you handle any legitimate debts or inaccuracies.
Remember, when you block this number, you're not erasing any debts. However, you're taking control of the situation. We're here to help you navigate this and improve your credit. You have options, and taking action now puts you on the right path.
To wrap things up, you should block 8446215404, avoid engaging with them, and reach out to a credit repair company. We know it's tough, but you've got this!
Can A Debt Collector Like 8446215404 Sue Me
Yes, a debt collector like 8446215404 can sue you, but it's unlikely. Here's what you need to know:
Debt collectors usually see lawsuits as a last resort, typically for debts over $5,000. If they decide to sue, they must prove you owe the debt, the amount is correct, and they have the legal right to sue. This can be challenging, especially if the debt has changed hands.
You should know that most collectors prefer to settle out of court because suing takes time and money. Also, each state has a statute of limitations on debt collection. If your debt is old, it might be past this period, making a lawsuit less probable.
You have rights under the Fair Debt Collection Practices Act (FDCPA). Debt collectors typically use methods like calls and letters to get you to pay. If they do decide to sue, you'll receive a court summons. It's crucial that you respond within the deadline to avoid a default judgment, which could lead to wage garnishment or bank account levies, though this is rare.
We advise you to:
• Know your rights under the FDCPA
• Check if the debt is within the statute of limitations
• Respond promptly if you receive a court summons
• Consider consulting an attorney if you're sued
To wrap things up, while a debt collector can sue you, it's not their preferred method. You should stay informed about your rights and take action if necessary to protect yourself.
Worried about legal action? Contact us to understand your rights. Chat with us now
8446215404 Might Have Your Personal Information
You should be aware that 8446215404 might have your personal information. We strongly advise you not to provide any details to debt collectors like this one. It's best if you don't even answer their calls, as engaging with them often leads to more frequent contact and potential scams. Instead, we recommend you focus on getting your 3-bureau credit report and start building a comprehensive plan to improve your credit.
Working with a reputable credit repair company is likely your best option. They can help you handle inaccuracies or disputes on your credit report and ensure you take the right steps toward improving your credit score. Additionally, we suggest you:
• Block the number to avoid stress and further contact from the debt collector.
• Regularly monitor your credit report for any signs of fraud or inaccuracies.
• Avoid providing any personal or financial information over the phone.
By taking these steps, you can protect your personal information and improve your credit securely. We understand this situation can be stressful, but you're not alone. To finish up, remember that you have the power to take control of your financial situation. By following our advice, you can safeguard your personal information and work towards a healthier credit score.
Protect your personal information. Speak with our experts today. Chat with us now
Types Of Debt Collected By 8446215404
8446215404 collects various types of debts on your behalf. You might encounter them for:
• Past-due credit card bills
• Delinquent auto loans
• Unpaid cell phone bills
• Other personal loans and overdue accounts
These collectors work with original creditors who either hire them or buy your debt outright. You should know that they handle a wide range of financial obligations.
When dealing with 8446215404, it's crucial that you verify any debt they claim you owe. We advise you to request detailed information from them before taking any action. This way, you protect yourself from potential errors or fraud.
To finish up, remember that you have the right to ask for proof of your debt. Don't hesitate to seek verification – it's a smart step in managing your finances and ensuring you're only paying what you truly owe.
How Do I Check If I Owe Money To 8446215404
To check if you owe money to 844-621-5404, you should follow these steps carefully:
First, we advise you not to call the number directly. This can restart the statute of limitations on old debts, which isn't in your best interest.
Instead, start by reviewing your own financial records. Look for any final bills, account statements, or equipment return receipts that might be related to this number.
Next, you should obtain a copy of your credit report. Check it thoroughly for any debts listed that might be associated with 844-621-5404.
If you find a related debt on your credit report, don't panic. Your next step is to request debt validation from the collections agency. This will help you verify if the debt is legitimate and accurate.
We understand dealing with potential debts can be stressful. If you feel harassed or have any disputes, it's a good idea to consult a consumer protection lawyer. They can provide you with expert guidance tailored to your situation.
To protect yourself, make sure you gather as much documentation as possible before dealing with debt collectors. This can help prevent them from unfairly impacting your credit score.
• Always request written verification of any debt
• Keep detailed records of all communications
• Know your rights under the Fair Debt Collection Practices Act
To finish up, remember that you have the power to manage this situation effectively. By following these steps and staying proactive, you can navigate any potential debt claims without unnecessary risks to your financial well-being.
Need to verify your debts? Contact us for a thorough check. Chat with us now
Which Debt Collection Laws And Regulations Protect Me From 8446215404
The Fair Debt Collection Practices Act (FDCPA) is the main federal law that protects you from abusive, deceptive, or unfair debt collection practices by third-party collectors like 8446215404. Under this law, you have several rights:
• Debt collectors can't call you before 8 AM or after 9 PM.
• They can't contact you at work if they know your employer doesn't allow it.
• They must not use abusive language, threaten violence, or harass you with repeated calls.
You should know that collectors can't misrepresent themselves as attorneys or government officials. They also can't tell others about your debt without your consent or demand more money than legally allowed.
When a collector contacts you, they must provide certain information about the debt. This includes a written validation notice outlining how much you owe, the creditor's name, and your right to dispute the debt within 30 days. If you dispute the debt in writing, they have to provide verification and can't continue collection efforts until they do.
You have the right to ask a debt collector to stop contacting you, except for specific reasons like notifying you about legal actions. If you have an attorney, the collector must only communicate with them.
If you believe a collector has violated the FDCPA, you can take action. You can sue them within one year and potentially recover actual damages, statutory damages up to $1,000, and attorney fees. We also recommend that you report violations to the FTC, CFPB, or your state attorney general.
It's important to remember that many states have additional protections beyond the FDCPA. For example, if you live in New York, you benefit from strict licensing requirements for debt collectors. We advise you to check your state's specific laws for any extra protections you might have.
To finish up, you should know your rights, verify any debt claims, and don't hesitate to take action if you believe a collector has crossed the line. Remember, you're not alone in this - there are laws and resources to help protect you from unfair debt collection practices.
Does 8446215404/Radius Global Solutions Have Any Lawsuits Against Them
Yes, Radius Global Solutions (phone number 844-621-5404) faces several lawsuits and complaints related to their debt collection practices.
You should be aware of two significant lawsuits against the company:
• Nadia Henry v. Radius Global Solutions, LLC: This case, filed in the Eastern District of Pennsylvania, alleges that Radius didn't properly notify debtors of their rights to dispute debts.
• Ulrich v. Radius Global Solutions, LLC: This lawsuit addresses concerns about how Radius communicated debt disputes, potentially misleading consumers.
Additionally, you'll find numerous official complaints against Radius:
• The Better Business Bureau (BBB) has received over 480 complaints in the past three years, many about insufficient debt documentation.
• The Consumer Financial Protection Bureau (CFPB) has logged multiple complaints about Radius not providing enough information about the debts they're trying to collect.
To finish up, if you're dealing with Radius Global Solutions, you should be cautious. We recommend you verify any debt they claim you owe and know your rights as a consumer. If you're unsure, consider seeking legal advice to protect yourself from potential unfair practices.
What Do People Online Say About 8446215404
When you receive calls from 844-621-5404, you're likely dealing with Radius Global Solutions, a debt collection agency. Many people online report frustrating experiences with this number, describing persistent and potentially harassing calls.
You might hear various claims from callers using this number. Some users mention receiving 20+ calls per day, even when they have no outstanding debts. Others report being asked to verify personal information.
We understand how stressful these calls can be. Here's what we advise you to do:
• Block the number on your phone to stop the constant interruptions.
• Don't engage directly with the callers or provide any personal information.
• Check your credit report for any inaccuracies that might be causing these calls.
If you're certain you don't owe any debts, you have rights under the Fair Debt Collection Practices Act. You can send a written request for the calls to stop. If they persist, you might consider filing a complaint with the FTC.
Remember, you're not alone in dealing with this issue. Many people online share similar experiences with this number. To finish up, stay calm, protect your personal information, and don't hesitate to seek help from a credit counselor or legal professional if you need additional support in handling these calls.
Do I Really Need To Remove 8446215404 From My Credit Report
You should remove 8446215404 from your credit report if it's potentially inaccurate. Don't waste your time trying to dispute it yourself - it's a hassle. We recommend that you reach out to a reputable credit repair company instead. They'll save you hours and maximize your chances of removing this item.
You should avoid typical credit repair companies - most are scammy and ineffective. Look for a well-rated firm like The Credit Pros. They can make a real difference in cleaning up your report.
Here's what you need to remember:
• Confirm that the collection is actually on your report
• Only remove it if it's potentially inaccurate
• Skip shady credit repair services
• Don't try to dispute alone - it's time-consuming
• Choose a reputable company to handle it for you
By taking these steps, you'll be on track to improve your credit score and financial health. Let the experts handle the heavy lifting while you focus on other priorities.
To wrap things up, you should take action if 8446215404 is incorrectly on your credit report. We recommend that you work with a trusted credit repair company to remove it efficiently and effectively, setting you on the path to better financial health.
Wondering if you should remove this number from your report? Speak with us to find out. Chat with us now
List of every other phone number that Radius Global Solutions uses:
Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.