Who is 8444739192 (+ how are they hurting my credit score)

The number 844-473-9192 likely belongs to Radius Global Solutions, a debt collection agency. Even though this company is legitimate, you should be cautious about engaging directly with the caller.

You can take practical steps to manage this situation. First, pull your free 3-bureau credit report and analyze it for any inaccuracies or negative items. If Radius Global Solutions appears as a collection or negative item, this call might be legitimate, but you don't need to respond immediately.

Here's what we advise you to do instead:
• Review your credit report for errors.
• If you find inaccuracies, contact The Credit Pros for help verifying and disputing potentially inaccurate items.
• Remember, you should not pay any debt if you are unsure of its validity.

To sum up, make sure you check your credit report for errors, verify any debts, and get help from The Credit Pros if needed. We're here to help you confidently navigate these calls.

If you want to stop 8444739192 from harassing you and learn how to report them, here’s what we advise you to do:

First, document every call. Make a note of the dates, times, and the content of each call. This will help build your case. Then, register your number at DoNotCall.gov and use your phone’s call-blocking feature or ask your service provider to block the number.

Next, take further steps if the harassment continues:
• Consider a restraining order.
• Consult with a harassment lawyer, as harassment is illegal.
• Send a cease-and-desist letter, which you can find at eforms.com/cease-and-desist.

You can also use call-blocking apps:
• For Android, try ‘Call Blocker - Stop spam calls’.
• For Apple, use ‘Robokiller: Spam Call Blocker’.

Report illegal robocalls to the FCC at fcc.gov/complaints. Select 'unwanted calls' and provide the necessary details. You can also report telemarketing calls or Do Not Call Registry violations to the FTC at ReportFraud.ftc.gov or DoNotCall.gov.

If you're dealing with debt collection, contact the CFPB:
• Gather all the call information.
• Submit a complaint online at consumerfinance.gov/complaint, by phone at (855) 411-2372, or by mail to CFPB, 1700 G Street, NW, Washington, DC 20552, Attention: Chief Privacy Officer.

If you use Nomorobo, you can report robocalls directly through their platform. Check with your phone carrier for additional call-blocking tools, and also reach out to your local consumer protection office for more support.

To wrap things up, make sure you document every call, use call-blocking tools, and report the harassment to the right organizations. This will help you stop 8444739192 from bothering you and regain peace of mind.

You should block the number 8444739192. Blocking is more effective than simply ignoring the calls. Blocking this number ensures you won't get disturbed by potential harassment, especially if the caller is a debt collector. Blocking won’t harm your credit score directly.

If the caller is already affecting your credit report, blocking the number won’t make it worse. Blocking can actually reduce the stress caused by repeated calls. For better results, work with a reputable credit repair company to correct any inaccuracies in your credit report and handle disputes effectively.

• Blocking reduces disturbances from unwanted calls.
• Address inaccuracies in your credit report with professional help.
• Managing your financial health proactively is crucial.

In the end, blocking 8444739192 is a smart move to avoid interruptions, and partnering with a credit repair company helps you manage your credit report proactively.

Yes, a debt collector like 8444739192 (linked to Radius Global Solutions) can sue you, but it's rare. Typically, collectors sue for large debts, often over $5,000. They also need to prove you owe the debt, the amount is correct, and they have the legal right to sue.

Lawsuits are expensive and time-consuming, so collectors usually prefer calls and letters to try collecting debts first. Keep in mind, each state has a statute of limitations, meaning there's a time frame during which they can sue you. If the debt is too old, they might not be able to take you to court.

If you do get sued, you will receive a court summons and complaint. You must respond by the deadline to avoid a default judgment which could lead to wage garnishment or bank account levies. However, this is also uncommon.

Remember, the Fair Debt Collection Practices Act (FDCPA) protects you from abusive or deceptive practices. If you face a lawsuit, consult an attorney to understand your options and defenses.

As a final point, it’s crucial that you know your rights, respond to any court documents you receive, and consult legal help if needed. Stay informed to protect yourself.

8444739192 might have your personal information because this number is often associated with debt collectors. You should not provide any of your information to them. It's best if you don't answer their calls since talking to them won't change your next steps.

Instead, you should take proactive measures:

• Obtain your 3-bureau credit report.
• Start creating a comprehensive plan to improve your credit.
• Work with a reputable credit repair company to handle inaccuracies or disputes.

Blocking their number will help reduce stress and avoid confusion from these calls.

Bringing it all together - to handle this, don't engage with 8444739192. Get your credit report, work on your credit plan, and consider blocking the number for peace of mind.

Debt collection companies like the one associated with 844-473-9192 handle various types of debt. You will typically find them working with consumer debts, such as:

• Credit card debts
• Personal loans
• Medical bills
• Auto loans
• Sometimes mortgages

They can also deal with commercial debts. These agencies are often hired by creditors to collect unpaid debts on their behalf. Sometimes, they purchase debt portfolios from the original creditors and then aim to collect the full amount for profit.

If you’re contacted by such an agency, it is crucial that you verify details of the debt, such as the amount owed and the original creditor. You should also ensure all communications are documented to protect yourself and manage the situation effectively.

All things considered, by verifying your debt details and documenting all communications, you can better handle interactions with debt collection agencies tied to 844-473-9192.

To check if you owe money to 8444739192, follow these steps:

First, check your own records. Look through your final bills, account statements, and equipment return receipts. This can help you see if you have any outstanding payments.

Next, review your credit reports. Obtain your credit reports from the three major bureaus (Equifax, Experian, and TransUnion) to see if Radius Global Solutions has listed any debts.

Request a debt validation letter. If there’s a debt listed, ask Radius Global Solutions for this letter, which details the debt, including the original creditor and the amount owed.

Avoid direct contact. Don’t call the number directly because it could restart the statute of limitations on old debts.

Consult a consumer protection lawyer. If you feel harassed or if the debt is disputed, consider seeking legal advice.

Lastly, stay proactive by gathering as much documentation as possible to avoid inaccurate collection efforts, and remember not to engage directly with potential scams.

Debt collection laws and regulations protect you from aggressive or unfair practices from any debt collector, including calls you may receive from 8444739192. Here's what you need to know:

Federal Laws:

• Fair Debt Collection Practices Act (FDCPA):
- No Harassment: Collectors can't use threats, obscene language, or call repeatedly to annoy you.
- Time Restrictions: They can't call before 8 AM or after 9 PM.
- Workplace Contact: They can't contact you at work if your employer doesn't allow it.
- False Representation: They can't pretend to be attorneys or government agents.

State Laws:

• States often have their own laws that offer additional protections. For instance, New York requires debt collectors to have a license.

Your Rights:

• Validation Notice: Debt collectors must send you a written notice detailing the amount owed, the creditor's name, and your rights to dispute the debt within five days of initial contact.

• Stop Communication: You can request in writing that a debt collector cease contact. They can only contact you to confirm there will be no further contact or to notify you of legal action.

• Dispute the Debt: If you send a written dispute within 30 days, the collector must provide verification of the debt and halt collection efforts until they do.

• Report Violations: Report any illegal practices to the Federal Trade Commission (FTC), the Consumer Financial Protection Bureau (CFPB), or your state attorney general. You can also sue for FDCPA violations.

Finally, always verify the legitimacy of the debt collector and be wary of any immediate and untraceable payment demands, which can be a scam. Stay protected and informed to ensure your rights are upheld effectively.

Yes, Radius Global Solutions does have lawsuits against them. Here are some notable examples for you:

- CFPB Complaints: The Consumer Financial Protection Bureau (CFPB) has received 2,154 complaints against Radius Global Solutions in the last ten years, often citing aggressive collection tactics and inaccurate debt claims.
- Individual Lawsuits: Many individuals have sued Radius Global Solutions over issues like attempting to collect debts not owed or engaging in unfair debt collection practices. These often involve violations of the Fair Debt Collection Practices Act (FDCPA).

In addition to lawsuits, several official complaints have been filed against Radius Global Solutions:

- BBB Complaints: Over the past three years, they have received 392 complaints through the Better Business Bureau (BBB), frequently regarding poor communication and disputed debt claims.
- Government Regulatory Complaints: Numerous CFPB complaints report that Radius Global Solutions has violated debt collection regulations, including the repurchasing of fraudulent debts.

These issues suggest a pattern of problematic behavior in their debt collection processes. If you are dealing with Radius Global Solutions, you should document all interactions and consider seeking legal advice.

In closing, you should be aware that Radius Global Solutions has faced numerous lawsuits and complaints, indicating potential issues in their debt collection practices. Document your interactions and seek legal advice if necessary.

Here's what people are saying online about the number 8444739192:

- 'This number calls me every single day at the same time. At this point, it has been weeks, probably even months, and it's bordering on harassment.' - Anonymous, Florida
- 'Fake caller trying to scare me into paying outrageous fees that I 'owe' on something I never bought.' - Anonymous, Michigan
- 'They repeatedly ask 'Are you _____?' and if you say 'I am,' they say 'We need a yes or no.' I have a feeling they are trying to record you saying 'yes' to hold you to some sort of debt that isn’t yours. They need to be shut down. I’ve blocked their number and won’t have to deal with them from now on.' - Anonymous, Florida
- 'I get messages on my phone almost daily. I've blocked them and don't want them calling me every day.' - Anonymous, North Carolina

You might find these calls annoying and intrusive. Some people think the calls are attempts to scare them into paying nonexistent debts. Blocking the number seems to be a common solution.

Overall, people online find calls from 8444739192 to be harassing and potentially fraudulent, with many choosing to block the number to stop the unwanted contact.

Yes, you really need to remove 8444739192 from your credit report if it is on there and you have confirmed it's potentially inaccurate.

To address this, you should:
- Confirm the collection is indeed on your report and potentially inaccurate.
- Avoid working with credit repair companies that have poor reputations.
- Contact a reputable company like The Credit Pros to save time and ensure a higher chance of successful dispute.

By removing inaccuracies, you can help improve your credit score over time.

As a final point, make sure you verify any inaccuracies and consider professional help to dispute them effectively.

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

• 8569251010
• 8444739192
• 8559220783
• 8448475759
• 8666132085
• 8339282043
• 8662884432
• 8663902348
• 8002730603
• 8335062552
• 8337331541
• 8335242241
• 8337512521
• 8663702906
• 8333931241
• 8883441271
• 8445015841
• 8334393083
• 8333620170
• 8446215404
• 8338848591