Who is 8339554593 (+ how are they hurting my credit score)

The number 833-955-4593 might belong to Credence Resource Management, a debt collection agency, but it could also be a scam. You should not engage with the caller directly. Instead, follow these steps:

1. Verify the debt. Request that the caller provides a written validation within five days.
2. Check your credit report from the three major bureaus for inaccuracies or negative items related to this debt.
3. Do not pay immediately. If you're unsure about the debt, don't pay without verification.
4. Contact The Credit Pros. We can help you verify the debt and dispute any inaccuracies.

Even if the call is legitimate, handle it carefully. Block the number to avoid harassment and take control of your financial situation with our help.

To sum up, make sure you verify any debt claims, check your credit report for inaccuracies, avoid immediate payments, and reach out to The Credit Pros for assistance. Stay cautious and proactive to manage your financial health effectively.

To stop 8339554593 from harassing you and report them, follow these steps:

First, document everything. Keep a detailed log of each call, noting the date, time, and any abusive language.

Next, block the number. Use your phone’s call-blocking feature or contact your service provider. You can also install call-blocking apps like 'Call Blocker - Stop spam calls' for Android or 'Robokiller: Spam Call Blocker' for Apple.

Then, register your number at DoNotCall.gov to reduce unwanted calls.

You should report the harassment. File a complaint with the FCC for illegal robocalls or number spoofing at fcc.gov/complaints. For telemarketing calls or Do Not Call violations, report to the FTC at ReportFraud.ftc.gov or DoNotCall.gov.

If the harassment continues, escalate the steps. Submit a complaint to the CFPB online at consumerfinance.gov/complaint, call (855) 411-2372, or mail them at 1700 G Street, NW, Washington, DC 20552, Attention: Chief Privacy Officer.

Consider sending a cease and desist letter. Use the template from eforms.com/cease-and-desist.

If necessary, take further action. A restraining order may be appropriate if the calls persist or threats escalate. Contact a harassment lawyer for additional help.

Finally, reach out to your phone carrier. They might offer more tools to block these calls.

To wrap things up, you can effectively stop 8339554593 from harassing you by documenting the calls, blocking the number, registering with the Do Not Call registry, reporting the harassment, escalating the matter if needed, sending a cease and desist letter, considering a restraining order, and utilizing your phone carrier’s resources. We've got your back, so take these steps to regain your peace of mind.

You should block or ignore calls from 8339554593. If they are from a debt collector, blocking the number won't have significant consequences or affect your credit score.

Blocking this number can help you avoid potential harassment. If this number is associated with a debt on your credit report, blocking it won't impact your score further.

Here are your key steps:
• Block the number to avoid harassment.
• Work with a reputable credit repair company to handle any credit report issues.
• Remember, your score won’t drop just because you block the number.

In the end, blocking 8339554593 is a practical step to manage your situation and reduce stress.

Yes, a debt collector like 8339554593 can potentially sue you, but it’s rare. Lawsuits are usually a last resort when the debt is substantial, typically over $5,000.

Debt collectors need to prove you owe the debt, the amount is correct, and they have the legal right to sue. This can be challenging. Most collectors prefer to settle out of court due to the costs and time involved in suing.

Each state has a statute of limitations, limiting how long a collector can sue you. If the debt is old, it might be beyond this period. Collectors often use calls and letters first. If sued, you’ll receive a court summons and complaint, and you must respond within a deadline to avoid a default judgment, which could lead to wage garnishment or bank account levies.

You have rights under the Fair Debt Collection Practices Act, protecting you from abusive practices. If sued, consider consulting an attorney to understand your options and defenses.

As a final point, while it's possible for a debt collector like 8339554593 to sue you, it's rare. Instead, they often settle out of court. Know your rights, respond to any court summons promptly, and consult an attorney if needed.

8339554593 might have your personal information because it's likely a call from a debt collector. You shouldn't provide any information to them. Ideally, don't pick up when they call, as engaging might validate your contact information and lead to more calls. Instead, focus on your credit situation. Get your 3-bureau report to see where you stand and start building a comprehensive plan to improve your credit.

We advise you to work with a reputable credit repair company like The Credit Pros. They can handle inaccuracies or disputes on your credit report, giving you peace of mind and a clearer path forward. Here's what you should do:

• Block the number to stop the calls.
• Get your 3-bureau credit report to understand your credit.
• Consult a credit repair company to address any issues.

Bringing it all together, block the number to avoid stress, get your credit report to understand your situation, and consult a reliable credit repair company for assistance. We've got your back.

Credence Resource Management collects various types of debts. You might have unpaid credit card bills, auto loans, cell phone bills, medical bills, payday loans, or other personal loans. They might either be hired by your original creditor to collect the debt or buy the debt to collect it themselves.

All things considered, Credence Resource Management handles a range of debts, from credit card bills to medical expenses, working either on behalf of creditors or by purchasing the debt directly.

To check if you owe money to 833-955-4593, start by reviewing your records. Look at your account statements, final bills, or equipment return receipts to see if you missed a payment.

Next, check your credit report. The debt might show up there. You can get a free credit report from Equifax, Experian, and TransUnion once a year. If you find a debt related to this number, ask the collections agency for debt validation. This ensures you verify the amount and its validity under the Fair Debt Collection Practices Act (FDCPA).

If you face any harassment or question the legitimacy of the call, consider consulting a consumer protection lawyer. It’s crucial that you avoid contacting the number directly to prevent restarting the statute of limitations on old debts.

Lastly, by checking your records, reviewing your credit report, and consulting a lawyer if needed, you can responsibly address debts associated with 833-955-4593.

You're protected by several laws and regulations when dealing with debt collection from 8339554593. The primary law is the Fair Debt Collection Practices Act (FDCPA), which prohibits third-party debt collectors from using abusive, deceptive, or unfair practices.

Debt collectors cannot contact you before 8 AM or after 9 PM, use abusive language, threaten, harass, or misrepresent themselves as attorneys or government officials. They also can't inform third parties about your debt or demand more money than what's owed.

You should know that debt collectors must provide a validation notice with details about the debt and your rights. If you dispute the debt in writing within 30 days, they must verify the debt and stop collection until they do.

You can demand in writing that a debt collector ceases communication. If you have an attorney, all communication must go through them. You can also sue for FDCPA violations and report abuses to the FTC, CFPB, and your state's attorney general.

Additionally, many states offer extra protections, so check with your state's attorney general for specifics.

Finally, by understanding your rights under laws like the FDCPA, you ensure fair treatment and can effectively handle any violations from debt collectors like 8339554593.

Yes, Credence Resource Management has faced several lawsuits, primarily for violations of the Fair Debt Collection Practices Act (FDCPA). Here are key details:

- Federal Lawsuits: You should know that Credence Resource Management has been sued multiple times across various U.S. regions - 24 times in the eastern section, 18 in the central, and 16 in the western.

- FDCPA Violations: There are ongoing cases where they have been accused of making unauthorized calls and using harassing tactics.

- State Actions and Consumer Complaints: The state of Minnesota has taken action against them, and many consumers have filed complaints alleging debt collection on incorrect or non-existent debts.

If you feel your rights are being violated by Credence Resource Management, it is crucial that you consider filing a complaint or seeking legal advice.

In closing, if you're dealing with Credence Resource Management, knowing your rights can help you handle potential violations while taking steps to seek legal advice or file a complaint if necessary.

Here’s what people online are saying about the phone number 833-955-4593.

Reddit user u/JaneDoe mentioned that the caller identified themselves as Credence Resource Management, but didn’t leave messages and repeatedly called both her cell and home phone. Another individual said they were told they owed a medical bill that was already paid months ago, describing the call as suspicious since it was from an unknown number. User u/JohnSmith directly labeled the calls as a “phantom debt collection scam” originating from India.

People report that this number uses aggressive tactics and often presents conflicting information. Some believe it’s a scam, while a few think it’s legitimate.

Overall, it's wise for you to be cautious with calls from 833-955-4593. Block the number, verify claims through trusted channels, and stay protected from potential scams.

Yes, you really need to remove 8339554593 from your credit report if it's there and potentially inaccurate. Handling this yourself can be time-consuming and stressful. Instead, consider working with a reputable credit repair company to streamline the process.

First, confirm the item on your report and ensure it's identified as potentially inaccurate. It's crucial that you avoid disputing it alone since this can be exhausting and inefficient. Many credit repair companies are unreliable, so choose a trustworthy firm like 'The Credit Pros' for better results.

As a final point: Confirm the inaccuracies, avoid the hassle of disputing alone, and seek reliable help. Taking these steps will help you efficiently address the issue and improve your credit score.

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

• 8339554516
• 8662337715
• 8339554593
• 8339554522
• 8662096205