Who is 8337351897 and why are they calling me?
- Phone number 8337351897 is likely a debt collector called:' EnFact Fraud Monitoring'.
- Your credit score likely dropped because this is potentially a debt collection on your report.
- Chat with the Credit Pros and learn how we can help you potentially improve your score.
Pull your 3-bureau report and don't let this number cause bigger problems.
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If you're getting calls from 8337351897, it's likely a debt collector like EnFact Fraud Monitoring or a scammer affecting your credit score. These collectors often buy old debts and start bombarding you with calls or hire someone to do it. Ignoring the calls might give you temporary relief, but it won't fix the problem.
This number typically means the collector is trying to retrieve past-due debts that could be on your credit report. Blocking them can stop the harassment, but doesn't resolve the damage to your financial security. It's crucial to know if this debt is accurate and address it properly to protect your credit score and financial well-being.
To deal with this effectively, call The Credit Pros. They will review your entire credit report from all three bureaus, identify if 8337351897 is indeed a debt collector, and help you remove any potentially inaccurate negative items. Countless individuals have successfully cleared up their credit situations, boosting their scores and ending those pesky calls. Take this step to safeguard your financial security—it’s worth it!
On This Page:
Who Is 8337351897: Scam Or Legitimate?
8337351897 might belong to a debt collection agency, but it could also be a scam. You shouldn't engage with them directly or pay any debt without verifying its details first.
Here's what we advise you to do:
- Pull a Credit Report: Get a free 3-bureau credit report evaluation to check for any inaccurate or negative items.
- Verify the Debt: If the brand appears as a collection on your report, it could be legitimate. Make sure it is verified.
- Block the Caller: You should block the number to prevent further spam calls.
- Seek Help: Contact The Credit Pros. We can help verify any debts, dispute inaccuracies, and guide you towards better financial health.
To sum up, verifying the details of any debt and blocking unwanted calls can protect you from potential scams and ensure your credit report is accurate. We are here to help you navigate this process with ease.
How Do I Stop 8337351897 From Harassing Me (How To Report Them)?
If you're being harassed by 8337351897, here's what we advise you to do:
1. Document Everything: Keep a log of all interactions with the number. Write down dates, times, and any abusive language or threats used.
2. Do Not Call Registry: Register your number at DoNotCall.gov. It just takes 2 minutes. Also, use your phone’s call-blocking feature or contact your service provider for help blocking the number.
3. Escalate Measures:
- Restraining Order: If the calls persist or become threatening, get a restraining order. It legally prevents the caller from contacting you.
- Harassment Lawyer: You might consider hiring a harassment lawyer. They can guide you through the legal process and explain how harassment laws protect you.
- Cease and Desist Letter: Send a cease and desist letter using the template from eforms.com.
4. Use Call Blocking Apps:
- For Android, try 'Call Blocker - Stop spam calls.'
- For Apple, try 'Robokiller: Spam Call Blocker.'
5. File Complaints:
- Federal Communications Commission (FCC): Submit a complaint at fcc.gov/complaints about illegal robocalls or spoofing. Fill out the phone complaint form with details of the unwanted call.
- Federal Trade Commission (FTC): Report ignoring of the Do Not Call Registry at ReportFraud.ftc.gov or more general unwanted calls at DoNotCall.gov.
6. Submit a Complaint to the CFPB:
- Document all harassment interactions.
- File your complaint online at consumerfinance.gov/complaint, through phone 855-411-2372, or by mail to the CFPB at 1700 G Street, NW, Washington, DC 20552. Provide all details and suggest a fair resolution.
7. Use Nomorobo: Report unwanted robocalls directly if you're using Nomorobo.
8. Check with Your Phone Carrier: They may offer additional call-blocking tools and options.
9. Contact Local/State Consumer Protection Office: Look for additional resources or complaint mechanisms that they offer.
To wrap things up, if you document everything, register your number, use call-blocking apps, escalate measures, and file complaints, you can take control and effectively stop 8337351897 from harassing you. Stay proactive and persistent in these steps to protect your peace.
Stop the harassment today. Reach out to us for expert help. Chat with us now
Should I Block Or Ignore 8337351897?
You should block or ignore 833-735-1897. This number is linked to a fraud monitoring service, likely not a debt collector, so there aren't significant consequences for blocking it. If the number belongs to EnFact Fraud Monitoring and they're calling about suspected fraudulent activity, ignoring the calls might prevent you from addressing the issue quickly. Blocking such numbers can protect you from potential spam or harassment, but ensure you’re not missing important alerts regarding your financial security.
Blocking the number:
- Won’t harm your credit score.
- Might delay resolving suspicious activity if you ignore potential fraud alerts.
- Can be supplemented by working with a reputable credit repair company to resolve any credit report issues.
In the end, you should block 833-735-1897 to protect yourself from spam and harassment, stay vigilant about potential fraud, and consider partnering with a credit repair company for further assistance.
Can A Debt Collector Like 8337351897 Sue Me?
Yes, a debt collector like 8337351897 can sue you, but it’s very unlikely. Suing is their last resort and typically happens only for substantial debts, usually over $5,000.
They must prove you owe the debt, the amount is correct, and they have the legal right to sue. This is hard for them, especially if the debt has changed hands multiple times. Suing is expensive and takes time, so they usually prefer calls and letters to settle out of court. Each state has a time limit for suing on old debts, known as the statute of limitations. If your debt is old and beyond this period, a lawsuit is even less likely.
You have protections under the Fair Debt Collection Practices Act (FDCPA) against abusive or deceptive practices. If they do decide to sue, you’ll get a court summons and complaint. You must respond within the specified deadline to avoid a default judgment, which could lead to wage garnishment or bank account levies (again, highly unlikely).
As a final point, remember to consult with an attorney if you’re sued to understand your options and defenses. Stay informed and empowered!
Worried about legal action? Contact us to understand your rights. Chat with us now
8337351897 Might Have Your Personal Information
If you receive a call from 833-735-1897, avoid giving any personal information. It's best not to answer these calls, as engaging with them can lead to scams or pressure you into sharing details. Focus on obtaining your three-bureau credit report and devising a plan to improve your credit. Knowing your credit status is crucial for resolving issues and boosting your score.
We advise you to work with a reputable credit repair company. These professionals handle inaccuracies and disputes effectively, which can be challenging on your own. They help identify and address errors, improving your credit report. Your safety and financial security come first, so always be cautious with unsolicited calls asking for personal information.
Bringing it all together - avoid calls from 833-735-1897, get your credit report, and consider professional help to ensure your financial security.
Protect your personal information. Speak with our experts today. Chat with us now
Types Of Debt Collected By 8337351897
8337351897 is associated with EnFact Fraud Monitoring and collects various types of debt. Typically, they deal with credit card debts, auto loans, and cell phone bills. These debts come from different creditors, but no specific brands should be mentioned.
If you encounter this number, it's part of their effort to recover past due amounts.
All things considered, if you get a call from 8337351897, you should understand they collect debts like credit cards, auto loans, and cell phone bills.
How Do I Check If I Owe Money To 8337351897?
To check if you owe money to 833-735-1897, follow these steps:
1. Review Your Records: Check for overdue bills or recent account statements. Look at receipts for equipment returns to see if there's any hint of outstanding debt.
2. Check Your Credit Report: Get a credit report from the major bureaus (Experian, TransUnion, and Equifax). Look for debt entries linked to 833-735-1897.
3. Request Debt Validation: If you find a debt related to this number, request proof from the collection agency. They must provide validation that the debt is yours.
4. Stay Cautious: Avoid direct contact with the number until you have all the necessary information. Engaging too soon might reset the statute of limitations on the debt.
5. Consult a Lawyer: If the debt seems suspicious or you face harassment, talk to a consumer protection lawyer.
6. Document Everything: Keep detailed records of all communications and documents. This can protect you in case of disputes.
Lastly, remember to be proactive. Review your records, check your credit report, request debt validation, stay cautious, consult a lawyer if needed, and document everything.
Need to verify your debts? Contact us for a thorough check. Chat with us now
Which Debt Collection Laws And Regulations Protect Me From 8337351897
You are protected from debt collection practices by several laws and regulations, particularly the Fair Debt Collection Practices Act (FDCPA). This law prevents third-party debt collectors from using abusive, deceptive, or unfair practices when trying to collect debts. Here’s how the FDCPA protects you:
- Contact Restrictions: Debt collectors can’t call you before 8 AM or after 9 PM. They also can't call you at work if your employer prohibits it.
- Prohibited Conduct: Collectors can't use obscene language, threaten violence, or harass you with repeated calls. They can’t misrepresent themselves as government officials or attorneys either.
- Disclosure Requirements: They must send a written notice with details about your debt. If you dispute the debt within 30 days, they must verify it before continuing collection efforts.
Regulation F from the Consumer Financial Protection Bureau (CFPB) further limits how often and when debt collectors can contact you.
Your state might offer additional protections. For example, New York requires debt collectors to be licensed.
If a debt collector violates these laws, you can sue them within one year and recover damages plus attorney fees. You should also report violations to the FTC, CFPB, and your state attorney general.
Finally, remember to keep records of all communications. These protections exist to ensure you are treated fairly and with respect.
Does 8337351897/Enfact Fraud Monitoring Have Any Lawsuits Against Them?
No lawsuits exist against 8337351897/EnFact Fraud Monitoring. However, some official complaints about general fraud detection practices have surfaced. You might encounter issues with fraudulent transaction alerts and responses. But, there are no documented complaints related to debt collections.
To address potential fraud or suspicious activity:
- Keep your contact information up-to-date.
- Verify any requests for sensitive information.
- Contact customer service if unsure about any alerts or notifications.
In closing, while no lawsuits were found against 8337351897/EnFact Fraud Monitoring, you should stay vigilant by keeping your information current and verifying any suspicious requests.
What Do People Online Say About 8337351897?
People online have shared various opinions and experiences about the phone number 833-735-1897. Here's what some say:
u/creditunionmember on Reddit:
"If you receive a text, phone call, or email from People’s Credit Union’s Fraud Center at 1-833-735-1897, this is a valid communication."
fraudalertz via Robokiller:
"They used the right bank name and debit card number but wanted ALL of my information to 'help me.' I called, they thanked me for contacting the fraud department, and the first thing they asked was the name of my credit institution. Then they sent me another text with a different phone number. Scammers never believe someone that needs all of your information; they're phishing."
User on Reddit via Robokiller:
"DEFINITELY a scam! Please do not contact this number."
Commenter on Robokiller:
"A text alert from United Community Bank fraud center with 1-833-735-1897, a charge of $99.22 on a debit card ending in xxxx, if valid reply yes, fraud no, to opt out, stop. The debit card number is correct for my card, but when I log into my bank on my PC I see no such transaction. MAY BE SPAM."
These quotes show that while some people receive valid fraud alerts from this number, others report scam behavior. You should verify any communication from 833-735-1897 before responding, ideally by contacting your bank directly.
Overall, whether the number 833-735-1897 is legitimate or a scam, you should always verify any communication before providing personal details. Stay vigilant and protect your information.
Do I Really Need To Remove 8337351897 From My Credit Report?
You should definitely consider removing 8337351897 from your credit report if you believe it's "potentially inaccurate." If dealing with this on your own seems overwhelming, you might want to reach out to a reputable credit repair company to save yourself the hassle.
Instead of reeling in frustration with typical credit repair companies-which often have bad reviews and questionable results-you should look for a highly rated service. For example, The Credit Pros can help you tackle this issue effectively.
As a final point, removing 8337351897 from your credit report if it's inaccurate is crucial. You can save time and reduce stress by working with a reliable credit repair company like The Credit Pros.
Wondering if you should remove this number from your report? Speak with us to find out. Chat with us now
List of every other phone number that EnFact Fraud Monitoring uses:
Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.